Get rich quick starting with buying a house with zero down payment

Chapter 96: Investing 10 billion yuan in Youfang Quick Turnover Funds

Tuesday, January 10, 2006. The stock market rally, which started the year like a thunderclap, has continued for four trading days, and the frenzy has spread from the capital market to the streets and alleys.

Anjia Tianxia's website traffic and inquiries remained high, but the different upgrade plans and leveraged reports sent by Su Wanqing and Shen Mo made Lu Chaoyang frown and Ji Fanyin worry.

Two reports, along with the latest market data and risk analysis, appeared on Lei Guoliang's desk precisely at 10:00 a.m.

He didn't immediately turn the pages, but instead stood in front of the huge floor-to-ceiling window, overlooking Shennan Avenue. Pedestrians hurried along the street, and traffic surged, as if the entire city was being pushed forward by an invisible force.

He knew that it was not an illusion, but a long-suppressed desire for wealth that had finally found an outlet under the resonance of policies, capital, and the times.

Su Wanqing saw the high-end demand brought about by exports and tried to guide and deepen it, binding it to long-term value.

The direction is correct, but it's too heavy-handed and slow to yield results. In the current frenzy, it may cause us to miss out on the most lucrative benefits.

Shen Mo then rushed directly towards the exit itself, attempting to dig out the most gold before the flood arrived using the most radical method.

The courage is commendable, but the methods are crude and the risks are extremely high; a slight misstep could lead to being swallowed up by the torrent.

They only saw one side of the coin.

What Lei Guoliang needs is a token that can benefit from both sides of the coin and is absolutely secure. He needs to guide Su Wanqing's insight and Shen Mo's execution to a safer, more efficient battlefield where he can better leverage his prophetic advantages.

He turned around and gave instructions to his assistant: "Notify Su Wanqing, Shen Mo, Lu Chaoyang, Ji Fanyin, and the general managers of the major war zones to hold an emergency coordination meeting on business and risk control for 2006 at 2 p.m. in the headquarters strategic conference room."

The topic is singular: how to achieve explosive profit growth for the group while maintaining absolute risk control in the current market environment. Attendance is mandatory; no absences are permitted.

The order was brief, but the combination of words like urgency, coordination, explosive growth, and absolute controllability made those who received the notification feel a sense of impending doom.

Shen Mo, in particular, had just woken up from an all-night pre-battle mobilization session and felt a sudden tightness in her heart when she saw the words "absolutely controllable."

At 2 p.m., the strategic meeting room was packed. The atmosphere was more somber than at any previous meeting.

Since the Han Mei incident, everyone has become exceptionally sensitive to risk control and regulations. Meanwhile, the allure of explosive growth, like the devil's whisper, is stirring everyone's nerves.

Lei Guoliang entered on time, sat down in the main seat, and without any opening remarks, directly instructed Lu Chaoyang to play the briefing.

The briefing clearly presented market data since the beginning of the year: a stock market surge, a surge in housing inquiries, a spike in interest in high-end properties, and an increase in the proportion of investment-related inquiries.

At the same time, it also subtly pointed out the potential risks of the asset hunter model in South China in terms of mortgage frequency and marketing rhetoric, as well as the internal salary conflicts brought about by the high-salary recruitment of the Xingyao team in East China.

After the presentation, the conference room fell silent. Shen Mo's expression was somewhat grim, while Su Wanqing remained calm.

"Everyone has seen the data," Lei Guoliang's voice broke the silence. "The market has given us an unprecedented window of opportunity. Wanqing, Shen Mo, you reacted quickly, and your thinking was correct. But—"

He paused, his gaze sharp as he swept over the two of them: "You're going the wrong way."

37

Shen Mo suddenly looked up, wanting to argue, but was stopped by Lei Guoliang raising his hand.

"Late Qing's Deep Blue upgrade, binding high-end clients and doing asset allocation, is a great idea, it's the future. But now," Lei Guoliang emphasized, "now is the time to grab money. Using the most professional service to bind a multi-millionaire might take half a year."

However, the market may have already risen by 30% in the past six months. We need to use our most elite Star Shine team on things that can generate immediate and substantial cash returns, rather than engaging in long-term customer cultivation.

The Deep Blue Project will continue, but it shouldn't consume our main energy and resources for bull market arbitrage.

Su Wanqing's lips moved slightly, but she ultimately remained silent, only her hands resting on her knees tightened slightly. She understood her boss's unspoken message: your value investing is too slow in a bull market.

"Shen Mo's leverage is in full swing." Lei Guoliang looked at Shen Mo, his gaze sharp as a knife: "He has the guts and the drive. But his methods are too dangerous. Using acquired assets as collateral for further acquisitions, playing with cash flow, do you think banks are fools?"

If collateral valuations tighten or there's any market fluctuation, your cash flow could break instantly! Then, you'll have to return everything you invested, including interest!

And your marketing rhetoric—a guaranteed profit? Who gave you the audacity to make such a promise?!

Shen Mo's face flushed red and then turned pale as she tried to explain that it was an isolated incident by her subordinates, but Lei Guoliang didn't give her a chance.

"I know what you're trying to say. You think the market is so good that the boldest people will be the ones who get the most out of it." Lei Guoliang's voice turned cold: "But I'm telling you, what the company needs is to make money continuously, not to gamble with your life."

The way you're doing this is gambling with the company's reputation and everyone's jobs, betting your own judgment and luck.

If you win the bet, you're a hero; if you lose, you're the next Han Mei, dragging a bunch of others down with you!

These words carried immense weight, and everyone in the conference room held their breath. Fine beads of sweat appeared on Shen Mo's forehead. She finally realized that her little actions and adventurous thoughts had been laid bare in the boss's eyes, and that she had crossed his bottom line.

"Then—Grandpa, what should we do?" Shen Mo asked, his voice hoarse, echoing everyone's unspoken thoughts.

Lei Guoliang did not answer directly, and then turned to the vice presidents of the North China region.

"Han Mei is gone from the North China region, but the land in the north was built by our brothers. We cannot let it fall apart, much less let it be wasted." Lei Guoliang's voice was steady, yet carried an undeniable power.

"The company is preparing to establish a Northern Business Division, which will be temporarily managed by me, General Manager Lu Chaoyang, and General Manager Ji Fanyin."

""

A suppressed gasp rippled through the conference room. Was the president going to personally take charge of North China, where the incident had just occurred? Was he going to bring the North under the company's direct control?

"I'm only temporarily managing the Northern Business Division. As for who will manage it in the future, that depends on who performs well," Lei Guoliang said, ignoring everyone's surprise.

"General managers of major cities in the North have the opportunity to take over the Northern Business Unit in the future, as long as their performance is good enough. This includes general managers of major cities in the South China and East China regions, as well as general managers of various departments at headquarters."

After hearing Lei Guoliang's words, the general managers of the various war zones and cities, as well as the general managers of the various departments at headquarters, were immediately excited. Who wouldn't want to become the general manager of the Northern Business Division, a regional overlord like Shen Mo and Su Wanqing!

Then Lei Guoliang gestured to Ji Fanyin to distribute a thick document with the word "top secret" printed on the cover to everyone.

Document title: "Operational Guidelines for Anjia Tianxia Group's Golden Pulse, Youfang Kuaizhuan Investment Fund (Phase I)".

"Over the past few days, I've reviewed the data, listened to reports, and thought about it for a long time," Lei Guoliang said slowly, his voice regaining its usual calmness, yet carrying an even stronger sense of control.

"When a bull market comes, even fools can make money. But as a responsible nation, we can't be fools, nor can we be content with just making money off fools. What we need to make is smart money, efficient money, and money from information asymmetry."

"So, I designed this fast turnover model." He opened the document and said, "The core is very simple: use our nationwide store network and information advantage to search across the country for undervalued, high-quality ordinary homes with prices between $50 and $150 million that are urgently for sale by their owners."

Then, using the fund's money, in the company's name, they quickly acquired it all in cash.

"After consumption, we simply package it, leverage our distribution channels for targeted promotion, and then, as market prices rise rapidly, we mark it up by more than 10% to sell it quickly."

"What we profit from is information asymmetry, inefficient capital utilization, and poor market sentiment. What we profit from is genuine asset appreciation beyond commissions."

He looked at Shen Mo: "Shen Mo, don't you like speed and rushing? I'm giving you this chance."

The initial size of the fast-turnover fund is 10 billion yuan. Of that, 4 million yuan is for you. Target: all suburban areas in major cities such as Guangzhou and Shenzhen with subway access, good school districts, and anticipated development plans, and all undervalued quality second-hand homes.

Get me at least several hundred houses as quickly as possible! Keep the average total price under 500,000 to 600,000! I need scale and speed, and efficient capital turnover! Do you dare take the job?!

Shen Mo felt a surge of excitement rush to her head! 400 million! Specifically targeting high-quality ordinary residences priced around 500,000 to 600,000 yuan per square meter! This was exactly what she wanted!

No more worrying about mortgages and acquisitions; it's pure, unadulterated cash buying! The boss pulled her off a dangerous tightrope and gave her a heavy tank to charge into battle!

"I dare! I dare so much! Old man! I guarantee that within three months, I'll make those 4 million roll around in Guangzhou and Shenzhen!" Shen Mo almost shouted, his voice trembling with excitement.

Lei Guoliang nodded, then looked at Su Wanqing: "Wanqing, your style is steady, and your eye for opportunity is sharp. I'll give you a quota of 300 million. Target: Shanghai, Hangzhou, Nanjing, and Suzhou, core areas, relatively new houses, with strong school districts or scarce resources, and improved housing with a total price between 700,000 and 800,000 and over 1 million. These types of assets have steady appreciation, clear target customers, and are easy to package and exit."

Your task isn't to compete with Shen Mo in terms of quantity, but to set a benchmark for profit margins and safety. Use these 3 million to generate at least a 60% annualized return. Furthermore, every single operation must become a model for the entire process. Can you do that?

Su Wanqing took a deep breath. The boss had given her higher requirements: between 700,000 and 800,000 yuan and over 1 million yuan, with a 60% annualized return. However, he also gave her the track that best suited his style: high-end residential properties.

This is both pressure and an unprecedented trust and platform: "Yes. The East China region guarantees to complete the task, produce quality products, and deliver results."

Finally, he looked at Lu Chaoyang, Ji Fanyin, and the people from the North China region whose eyes had regained hope: "The North China region, the Beijing-Tianjin market, is of paramount importance. Zhou Zheng, here's 2 million."

"Your approach needs to be different from theirs. What the North China region needs most right now is to proceed steadily and rebuild trust."

"Your 200 million is also targeting highly liquid residential properties. The main focus is on properties priced between 400,000 and 700,000 yuan per square meter."

Second-hand homes along subway lines, with mature amenities and solid residential value. Especially those older buildings with good property management and lower total prices, suitable for first-time buyers.

I want you to walk every step more steadily than Shen Mo, and more compliantly than Su Wanqing. Use this 2 million yuan to establish a model of compliance and efficiency for me in the North. Can you do it?

The target price was between 400,000 and 500,000 yuan and 700,000 to 800,000 yuan for secondhand homes near the Beijing-Tianjin subway station. This target was extremely clear and perfectly aligned with the purchasing power of many young employees of foreign and state-owned enterprises and early migrant workers in Beijing at the time.

Lu Chaoyang and Ji Fanyin instantly understood their boss's deeper meaning: to quickly rebuild business flow and cash flow with the lowest total price and the most secure assets, while establishing standards.

"Yes! The North China region will strictly abide by the rules and deliver satisfactory results to headquarters through performance and compliance!" Lu Chaoyang and Ji Fanyin replied almost simultaneously.

"The remaining 1 million will be used as a contingency reserve for headquarters." Lei Guoliang looked at Lu Chaoyang and Ji Fanyin one last time, his tone more serious than ever before: "President Lu, President Ji, the success or failure of this model hinges on risk control. I want you to use the strictest standards to keep a close eye on every single step."

Price approval, fund supervision, contract compliance, and exit mechanisms—I need to see ironclad discipline. Especially with Shen Mo's side, speed is crucial, but the rules must not be broken.

For any acquisition of a single property exceeding 5 million yuan, or more than 10 properties in the same complex, my final signature is required. The maximum holding period cannot exceed mid-July of next year. After mid-July of next year, a mandatory exit procedure will be initiated, and all properties held will be liquidated.

"Understood!" Lu Chaoyang and Ji Fanyin solemnly responded, feeling an immense weight on their shoulders.

"Okay." Lei Guoliang closed the file, leaned forward slightly, and glanced at everyone in the conference room: "From today onwards, Anjia Tianxia will no longer be a simple intermediary."

We are the listeners, snipers, and amplifiers of the pulse of real estate wealth in this era.

"One billion is our ammunition. Shen Mo's lightning-fast sweep and Su Wanqing's precise hunting are our two sharp knives. President Lu and Chief Accountant's ironclad rules are our armor."

"There is only one goal: to take away the most spoils in the safest and most efficient way before the feast ends."

"Meeting adjourned. Let's get to work immediately."

Following the meeting, both the North and South entered a state of maximum combat readiness.

In Guangzhou, Shen Mo's lightning-fast sweep command center restarted with astonishing efficiency. The target was clearer than ever before: properties priced under one million, inexpensive suburban areas, benefiting from favorable planning policies, and urgently available bargains.

She replaced the overly aggressive members of the previous asset hunter team with a group of more experienced and capable individuals who were more familiar with the secondary housing market.

On the walls of the operations room, maps were detailed down to every street where the subway could be heard and every underrated neighborhood.

"Listen up, everyone! Put away all those crooked tricks and shady practices!" Shen Mo's voice echoed in the command center: "From now on, we will only do one thing: use the 4 million yuan given by the boss to legally, compliantly, quickly, and in large quantities buy up good houses!"

Price, process, risk control—anyone who crosses the line is fired! But speed is crucial! I want to see at least 100 million yuan converted into houses within a week!

In Shanghai, Su Wanqing's precision hunting team also adjusted its direction. She transferred the elites from the Xingyao team who were good at financial modeling and valuation to fast-turnover projects, forming a new core with the existing real estate experts.

Their goal has shifted from securing top-tier clients to acquiring improved assets with high certainty of returns.

In the analysis room, data models were running rapidly, filtering for entries matching the range of seven or eight hundred thousand to one or more hundred thousand, in the core area...

Newer properties with available resources. Each prospective property undergoes more rigorous financial calculations and risk assessments.

"We don't pursue the quantity that Shen Mo has," Su Wanqing told the team, "but we must ensure that every penny we spend and every house we acquire has clear value support, a clear logic for price appreciation, and a safe exit path."

We want to use these 3 million yuan to show everyone what professional, stable, and high-return investing truly is.

In the Beijing-based conference room, Ji Fanyin's atmosphere was somber: "The 2 million yuan for the North China region must be spent transparently, strictly adhering to the rules and procedures set by headquarters. But that doesn't mean we have to slow down."

Weekly report: 0.38 million RMB was used to successfully acquire 72 properties. The average price per unit was 5500 RMB, and the average total price was 50 RMB, approximately 6% lower than the market price. While the number of properties was small, the documentation and procedures were robust.

Meanwhile, at the headquarters in Shenzhen, the joint risk control and support team led by Lu Chaoyang and Ji Fanyin was also operating at high speed.

An independent fund supervision account was established, an approval process with multiple levels of authority was launched, and a special audit and compliance inspection system for fast-turnover businesses was introduced overnight.

Ji Fanyin then began to mobilize skilled business and logistics personnel from across the country to form a rapid response team to support the blitzkrieg in the north and south regions.

Lei Guoliang stood by the office window, watching the city lights come on as dusk settled.

He knew that starting tomorrow, Shen Mo's lightning bolts would sweep across the undervalued areas of Guangzhou and Shenzhen, and Su Wanqing's scalpel would dissect the core improvement-oriented properties in the Yangtze River Delta.

The massive sum of 10 billion yuan will act like adrenaline injected into blood vessels, propelling Anjia Tianxia, ​​this behemoth, to pounce on the real estate market, which is poised for a sure-fire rise in 2006, with unprecedented speed and greed.

Over the weekend, three battle reports were presented to Lei Guoliang.

South China: 1.05 million yuan was used to acquire 262 units, with an average price of 0.42 yuan per square meter and a total price of 38.2 yuan per square meter, representing an 8% discount. "The efficiency is terrifying, but the subsequent management pressure will be enormous."

East China: 58 million yuan was used to acquire 0.58 units, with an average price of 10000 yuan per square meter, a total price of 100 million yuan, representing a 7.5% discount. "The operation was standardized, the assets were of high quality, and the pace was steady."

North China: 0.38 million yuan was used to acquire 72 units, at an average price of 0.55 yuan per square meter, for a total price of 50 yuan per square meter, representing a 6% discount. "The process was rigorous, the assets were secure, but the speed was slow."

Lei Guoliang was reviewing it.

Shen Mo's speed met expectations; using scale and cash to sweep away panic selling in the early stages of a bull market was the right move.

The instructions were: "Proceed with the pace, but immediately begin establishing a centralized management platform for the acquired assets and formulate a phased exit plan."

Su Wanqing's expertise is reassuring. Her selection of 58 high-quality upgrade properties is precise in its positioning and demonstrates a well-thought-out approach. Her directive is: "Affirm its quality. Under regulated conditions, decision-making on similar projects can be accelerated."

Stability in the North is what North China needs most right now. He's rebuilding order in the North with 72 houses and an iron-fisted process. Not only is the speed impressive, but the direction is also correct.

Instructions: "Tell the North China team: Prioritize rules and regulations, then efficiency. For this 2 million yuan, safety and compliance are paramount."

Steady progress is itself a success.

After issuing his instructions, Lei Guoliang walked to the national map.

Three arrows have been released from the bow.

A crimson torrent swept across the low-lying area with overwhelming force.

A blue star precisely targets and improves the core.

A yellow foundation stone, steadily rebuilding order in the North.

Three forces, under his will, converged into one, pointing towards the clearly visible huge dividends driven by the rise in ordinary housing prices in 2006.

He knew the real show was just beginning. When these three forces truly began to reap the rewards, and profits surged back like a tide, what would be brought was not just wealth, but also a complete reshaping of the company's character.