Serrano was about to show some grief when Dolly burst out laughing.

This made Serrano stare wide-eyed in surprise, as if he hadn't expected Dolly to dare to mock them like that, and for a moment he seemed to have forgotten how to be angry.

Just as Serrano was about to compose himself and pretend to be angry, Dolly said, "According to the timeline I gave you, the collapse of the Soviet Union is already written on it, isn't it?"

"So many things have come true before, yet you still don't believe me, which has led to the current situation. Am I right?"

Dolly's few words completely silenced Serrano.

Dolly's next words made Serrano break out in a cold sweat, even sweating profusely.

"And this so-called money that should have been paid to the Ministry of Magic—shouldn't it be the funds that the Ministry of Magic has deposited in Gringotts?"

"The Ministry of Magic has not authorized Gringotts to use this money to make money, nor will it allow Gringotts' money to be thrown into other countries for profit."

"You didn't believe my warning, which is why the Ministry of Magic's money is stuck in that land and can't get out. Am I right?"

Under Dolly's all-knowing gaze, Serrano shook his head firmly.

This slightly dampened Dolly's spirits for a few seconds, but her next words made Dolly laugh out loud again.

"In fact, we believed in your prophetic abilities. But because your final conclusion was so outrageous, we judged that you had ill intentions and had set a trap."

"This is actually the direct reason why this money is stuck in Russia and cannot be recovered."

Dolly clutched her stomach, nearly laughing herself to death.

With the timetable she provided, the fairies could have made a fortune.

As a result, because the fairies distrusted the wizard, they mistook it for a conspiracy and willingly jumped into the trap.

Are the fairies clever, or are they so clever that they become foolish?

This time, Serrano didn't stop Dolly from laughing, because it and the entire Gringotts Wizarding Bank were indeed in a very dangerous situation.

If the cash flow were to collapse, leaving the wizards of the Ministry of Magic without their salaries, a major purge would inevitably follow the entire Gringotts Wizarding Bank.

The financial operations that have been going on for hundreds of years cannot withstand any investigation. In the end, the goblins will not only fail to protect Gringotts Wizarding Bank, but their entire race will also be hated by the wizards again.

If this leads to another great war between wizards and fairies, then the fairies of Serrano will be the biggest culprits.

After Dolly finished laughing, she understood the fairies' actions.

Ultimately, the fairies trusted their centuries-old experience more than Dolly's prophecy.

Unfortunately, economists around the world almost all stumbled on the issue of the collapse of the Soviet Union, not to mention the goblins who had never even tasted Muggle beer.

In contrast, Dolly's prophecy was merely a minor driving force in the fairies' decision-making process.

But Dolly's prophecy did indeed change the direction of the fairies' decisions; at least Dolly had never heard of the fairies in the original story causing such a huge mess.

Serrano went further, directly confirming this, saying, "Miss Dursley, you also bear responsibility for this."

“I have no intention of threatening you, but when Gringotts is really in crisis, the Ministry of Magic will naturally investigate you.”

"Whether you can protect yourself from those politicians in the Ministry of Magic will depend on your own abilities."

Serrano thought that this would scare Dolly, but Dolly just waved her hand and said, "Alright, just tell me, how much money did you get ripped off?"

Seeing that Dolly still didn't take it seriously, Serrano could only squeeze out a number through gritted teeth: "Twenty million Galleons, which is equivalent to one hundred million pounds!"

Dolly's eyes widened in surprise. Serrano thought she was frightened, but Dolly's first words were: "That's it?"

Serrano nearly coughed up blood. This was the Ministry of Magic's budget for the next year, and if Gringotts couldn't come up with the money, the Ministry of Magic would go crazy.

Of course, Gringotts' vaults now hold more than that amount of money, but it's not the goblins' money; it's the wealth accumulated by the wizards.

Although the fairies believe that all Galleons belong to their creators, that is, the fairy race.

It can be considered one thing, but actually reaching out to take it is another.

If the fairies dare to touch this money, they will still be investigated by the Ministry of Magic like mad dogs, so the fairies must find a way to plug the hole.

That's why they found Dolly.

Of course, they didn't expect Dolly to have enough money to fill the hole; they just hoped that Dolly could use her prophetic abilities to come up with a solution.

Even a way to fool the Ministry of Magic?

So Serrano said, "If Miss Dolly thinks this money is too easy to come by, why not help us cover this deficit? The fairy race will be forever grateful for your wisdom."

Serrano originally intended to provoke Dolly into coming up with a solution.

Dolly stretched and said lazily, "Mr. Serrano, business is business. I don't want your thanks, I want real benefits."

"This is a fortune of twenty million Galleons. If I really help you solve it, do you think you can just send me away with a thank you?"

Serrano wasn't angry at Dolly's lazy tone; in fact, he was so excited he almost stood up.

If Dolly can help the fairies and Gringotts overcome their difficulties, then even if Dolly continues to treat the fairies like servants, they will have no complaints, let alone her attitude.

Okay, at least for now there won't be any complaints, and this "for now" can last for at least six months.

After all, fairies have never been a race that keeps their promises, especially when faced with an opponent they cannot suppress.

But at least for now, the fairies are willing to show enough sincerity, and everything else will be discussed after Dolly helps them resolve the crisis.

So Serrano said, "You may state your terms, Miss Dursley; nothing is off-limits."

"If you are worried about whether we fairies will keep our promises... I can make an unbreakable vow with you."

"Anyone who breaks an unbreakable oath will be burned to death by the fire of that oath."

Dolly refused without hesitation, saying, "I would never use such terrible magic."

"What if I accidentally break my oath? Wouldn't I have no choice but to die?"

After all, Dolly had been under the Imperius Curse and knew that an unbreakable oath alone couldn't provide any real protection.

When it really came down to it, the fairies abandoned Serrano, so what could Dory possibly complain about?

The most reliable thing is still the benefits that can be obtained in hand.

Of course, this benefit shouldn't be too much for the fairies to bear, otherwise, even if the fairies don't take action themselves, they might send out desperados to cause trouble for Dolly.

Dolly doesn't want to be secretly pointed at by some wands again until she has 24-hour, all-around protection.

So Dolly said, "I want 10% of these 20 million Galleons. Surely you can cover the deficit with 10% of the Galleons?"

Serrano jumped off his chair, screaming, "Impossible! That's 200 million Galleons! You're going to take our 200 million Galleons!"

“But if I don’t help, you will lose more than just 200 million Galleons, you might even lose your lives.”

"That's impossible. At most, we can accept..."

Serrano held his fingers up and down for a long time before finally saying, "Ten thousand Galleons, that's my bottom line."

This time it was Dolly's turn to scream; she really hadn't expected the fairies to be so petty.

“Muggle banks don’t even charge that much for loans! I’ve essentially provided you with a bridge loan, saving your lives. Do you understand what that means?”

“Alright, Miss Dursley, you’re not a pure savior. We’re all in the same boat. If we fail, you’ll be in trouble too, at the very least you’ll be thrown into Azkaban.”

Dolly scoffed and said, "Trying to scare me? I'm Harry's sister. I'll have Dumbledore protect me. Would the Ministry of Magic really dare to arrest me?"

Harry, watching this scene from inside the Invisibility Cloak, felt that his sister was incredibly powerful; she spoke as if she really had a good relationship with Dumbledore.

In reality, Dumbledore and Dolly probably had a very bad relationship, since it was Dumbledore who made Dolly stop pursuing the matter of being attacked by a troll.

It made sense that his sister was assigned to Ravenclaw; at least he, Ron, and Neville wouldn't do something like that even in ten years.

“Dumbledore is no match for the Ministry of Magic, and besides, he wouldn’t fight the entire Ministry of Magic for one person.”

"Admit it, Miss Dursley, all you have to rely on is your intelligence."

Dolly scoffed and said, "If you think intelligence is only worth this much money, then go find a way that doesn't require intelligence. I'm not helping you anyway."

Serrano blushed furiously, as if he had been completely drained: "Twenty thousand Galleons, that's the most I can do!"

"One million eight hundred thousand Galleons, that's the lowest I can go!"

The difference between the amounts Dolly and Serrano were asking for was too great; even after arguing for a long time, the difference still exceeded one and a half million.

Seeing that the two sides could not reach an agreement, Serrano was so angry that he started to tremble.

Just as it was hesitating whether to leave and try another method, Dolly suddenly spoke up and said, "Mr. Serrano, actually I don't want to do a one-off deal with you."

Serrano frowned and said, "What exactly do you mean?"

"It's very simple. No matter how much money I ask you for, the result will inevitably be that you resent me, even if I help you."

"Admit it, that's just your personality."

Such direct words left Serrano speechless for a moment.

But it didn't deny it; it just looked at Dolly calmly, which could be considered a tacit agreement.

"So why don't we try a different way of cooperating?"

Dolly snapped her fingers and said, "I can help you for free this time, but in the future, when you make investments based on my advice, I will take 20% of the profits."

Dolly's words were simple, but they contained a great deal of information.

Serrano had to sit down and think seriously before he understood what Dolly wanted.

She chose to forgo the direct profits from this collaboration and instead share the profits multiple times in future collaborations.

The biggest difference between the two options is that in the former, Dolly gets a share of the money in Gringotts' vault, while in the latter, she gets a share of the money she earns from wizards and Muggles.

For someone who treats all the money in the vault as their own fairy, the latter is obviously more acceptable.

Moreover, in the future, the fairies can choose not to cooperate with Dolly, or cooperate without paying her, thus returning the initiative to the fairies.

Such generous terms almost made Serrano feel that Dolly in front of him was unreal; she was completely different from the Dolly who had initially clung to King Galleon relentlessly.

Could there be some unforeseen pitfall within?

"No, 20% is too much, 2% is the maximum!"

Serrano couldn't understand it at first, but still instinctively tried to bargain.

However, this time it was met with Dolly's merciless sarcasm: "If you keep haggling like this, please leave my house immediately. I don't want to waste another second of my time."

Serrano then rediscovered his sense of shame and realized that he had indeed gone too far.

Dolly has already offered to help for free once, yet they're unwilling to make any promises for the future; the fairies' stinginess is practically written all over their faces.

He reorganized his words and said, "10%, just as you just mentioned, is the biggest concession I can offer."

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