Reborn 80s

Everyone knows that this situation is bound to happen, it's just a matter of sooner or later.

Everyone is not too worried about this. Nowadays, pension fund companies are very big. Even if the annual pension expenditure is greater than the income, isn’t there still investment income?

Pension fund companies have historically invested in industries with solid returns.

The returns every year are quite good.

Like a highway.

The initial investment in highways is indeed huge, but once the roads are built, the pension fund companies will continue to earn profits.

In particular, the highways controlled by pension fund companies are still the busiest.

Except for the expenses of personnel salaries and road maintenance every year, everything else is a net profit.

Now that Huaguo Expressway has reduced its investment in new expressways, it is ready to make money safely by relying on the original road network.

There is no problem at all if it brings 200 to 300 billion in income to pension fund companies a year.

Chen Huaiqing crossed his legs and tapped the armrest: "Is there anything you want to say about this?"

"Director, considering the coming wave of retirements in the future, we have discussed whether to lower the annual pension increase."

“Or, implement delayed retirement.”

Chen Huaiqing: "Delaying retirement is not feasible. It is indeed possible to force it, but most people are definitely opposed to it. Everyone is tired of life, so they look forward to enjoying retirement life and letting people work for a few more years.

, I have to blow up my hair.”

"Otherwise, we should increase the payment period. There are many people who are stuck with the payment period of fifteen years."

"If the payment period is increased, some people will retire and the payment years will not be enough."

"Then let them make the back payment."

"Indeed, the payment period of fifteen years is a bit too low. Nowadays, it is common for people to live in their seventies or eighties. For individuals, it is a bit too profitable."

The higher the average life expectancy, the higher the pension payment pressure will be for pension fund companies.

The longer you live, the more pension you can receive as an individual.

Even if you get all the principal paid back, the pension fund company will still distribute more money.

How long does it take for pension benefits to be repaid?

Employees in enterprises and institutions can get their money back in just a few years.

Because most of it is paid by the employer.

For people with flexible employment, since they pay everything themselves, the payback time is about ten years.

Therefore, as long as you live past seventy, you will make money.

According to the rules of the pension fund company, if you are over 70, you will receive an additional RMB 100 per month, if you are over 80, you will receive an additional RMB 200 per month, and if you are over 90, you will receive an additional RMB 300 per month.

When you reach the age of 100, you will receive an additional RMB 500 per month.

If you are over 110 years old, you will receive an additional RMB 1,000 per month.

According to the rules, if you are over 120 years old, you should add another 2,000 yuan per month.

The rules are set here, and whoever can get the money...

Very rare!

Such rules fully demonstrate the traditional virtue of respecting the elderly.

Gong Lijiao was sitting in the corner, holding a notebook in her hand, looking at Chen Huaiqing while writing.

Delay retirement, increase payment period, reduce expenses...

Each item is related to thousands of households.

If these things were revealed to the outside world, they would definitely cause waves.

For Gong Lijiao, it has only been a few months, and it feels like an eye-opener.

In the past, she was like a frog in a well, sitting in the well and looking at the sky.

I don’t know how high the sky is and how vast the clouds are.

And now, she stood at the highest point, looking at the world.

Although it can only be watched, it is already very satisfying.

Chen Huaiqing pondered for a moment: "In the past, the contract signed between the company and each customer was that after paying for 15 years, the pension would start at the age of 60. If it needs to be changed, it cannot be changed suddenly. Start with a new pension.

For those who change their gold accounts, the retirement age will still be 60, and the payment period will be increased to 20 years.”

Who are the people opening new pension accounts?

Those born in the 1990s!

"First of all, I will brief the society. I will tell you more about the population situation, especially the issue of aging. According to the current situation of the company, I don't think there is any problem in persisting. However, we must also consider what happens in the future.

If changes are made, the public will have to accept them."

If you talk about it more and more, if you get tired of it, no one will care about how to change it!

Do whatever you like.

Chinese people are really easy to manage.

But it’s also the hardest to manage.

Normally, it looks really easy to manage.

But if your temper really gets hot, it will be like a volcano erupting, changing the world.

Chen Huaiqing looked at Mei Yuanji, and finally landed on Huang Qianrong, the director of the Department of Elderly Care Services.

For ordinary people, the department that has the most contact with pension fund companies is the pension services department.

The office hall of a pension fund company is actually the office space of the pension service department.

All staff in the lobby are affiliated with the Elder Care Services Department.

"Minister Huang, your Senior Care Service Department and the Propaganda Department will handle this matter together."

Huang Qianrong never thought that this matter would fall on them, and it really did.

"OK!"

In the next few days, Chen Huaiqing handled matters at the pension fund company.

Soon, there began to be more articles in the media about the aging of the population, the imbalance of pension expenditures, etc.

In the past, people may not know how to control public opinion.

But it’s already 2011, and we already know the process very well.

There are many online trolls at this time.

As the most special enterprise in China, the pension fund company’s related news has naturally attracted great attention from people.

Especially for those who are about to retire and those who have already retired.

Any changes in pension fund companies will have a huge impact.

When it was almost fermented, Huang Qianrong accepted an interview with CCTV and gave some explanations about the current situation of elderly care services.

"The total assets of the pension fund company exceeds 30 trillion yuan, and the annual income exceeds 2 trillion yuan. Even if the social pension payment is lower than the social pension expenditure, the annual income of the pension fund company can cover this amount.

gap."

"You don't have to worry about this. Most of the industries that pension fund companies are involved in are industries that can generate long-term stable returns."

"Of course, in the face of the situation that our country will enter a deeply aging society, pension fund companies will also actively respond. Let everyone have something to rely on when they grow old and spend their old age happily. On this point, please

Don’t worry, everyone.”

"As for what responses we have, we are actively discussing internally. After the first draft of the plan is released, we will announce it to the public in a timely manner, accept the opinions of the society, and then finalize it and submit it to the Government Affairs Council for review."

Pension fund companies are directly managed by the Government Affairs Council. Every year when the Government Affairs Council reports to the conference, the situation of pension fund companies will occupy a large space.