Rebirth begins with e-commerce

In a conference room of Sheep City Government.

On the left was Luo Xiu, Guan Shiyu and several government officials, and on the right were representatives of major banks, each with no low status.

I have to say that my father-in-law’s future political and business relationship is indeed very strong. Otherwise, it would be difficult to invite these senior officials based on Luo Xiu’s personal influence alone.

If Fantuan had obtained foreign capital from financing, it might have more advantages in internal talent construction and resource integration, but it should be difficult to obtain such good help in government-business relations.

After the conference host gave a brief introduction, he handed over to Luo Xiu to speak first:

"First of all, thank the government leaders for their strong support, and thanks to all bank representatives for taking the time to participate in this seminar. Please allow me to briefly introduce the main content of this seminar."

After applause, Luo Xiu continued: "At the beginning of this year, I attended an e-commerce conference organized by the government and put forward some small suggestions for the construction of the Yangcheng International E-commerce Industrial Park. So far, the industrial park has been completed and all the relevant supporting facilities are in place. The only thing that is lacking is financial support."

A bank representative said first: "Our bank and Pinru E-commerce have always had good financial transactions. How much does Mr. Luo need? Just tell me privately. There is no need to find so many people."

He knew Luo Xiu's current business size and profitability, and thought that Luo Xiu wanted to borrow money, so of course he did not want such a large customer to be snatched away by other banks.

"It's not that I want to borrow money, but that I want to help thousands of e-commerce entrepreneurs borrow money so that they can have the funds to grow and grow rapidly."

Luo Xiu wanted to give high-quality brands, entrepreneurial guidance, office space, and entrepreneurial funds to those e-commerce entrepreneurs... the most difficult thing is funds, so he came to these banks.

"This is also a small matter. Our bank has a very complete policy for issuing loans for small and medium-sized enterprises. As long as the conditions meet the conditions such as continuous revenue growth for two years and positive gross profit, we can approve the loans to help the development of small and medium-sized enterprises."

Luo Xiu shook his head, "Most of our entrepreneurs are graduates of college, and even fail to graduate from college, so they cannot meet your bank's current loan policy."

"The situation that Mr. Luo said is too risky for our bank, and we cannot guarantee their repayment ability."

Compared to timely help, banks prefer to do things that are icing on the cake.

Companies with good reputation and strong profitability often obtain high-quality bank loans to help them grow bigger and stronger.

However, those small businesses that require a little money to save their lives are difficult to gain the favor of banks.

Hanzawa Naokiri has an accurate evaluation of the bank: borrow umbrellas on sunny days and collect umbrellas on rainy days.

"I know your concerns very well. I know you are worried about causing a large number of bad debts and are unwilling to lend money to these startups." Luo Xiu stood up, glanced at everyone, and said seriously, "I will take this risk."

"you?"

He wanted to say what you should take to? But he knew that Luo Xiu could bring the government's people to the meeting together, and he still had to maintain superficial harmony.

"Yes, our fantuan has obtained a payment license and has also opened financial services. The bank can lend us money and we lend it to these startups. We will bear the bad debts generated."

"You want to make a fortune in nothing?"

A bank representative could no longer hold it back.

The bank is not a fool either. He knew that Luo Xiu wanted to lend money from the bank to others and to be a middleman to make the interest rate difference. He could think of it.

"No, I'm just doing what you dare not do." Luo Xiu turned his head and looked at the government officials who didn't say a word, and continued,

"Our Yangcheng e-commerce industry not only lags behind Xihang, but also behind cities such as the imperial capital and the Magic City. It is far from enough to overtake by building a few industrial parks. We must take some practical things to help these entrepreneurs who are determined to devote themselves to e-commerce."

"What are the benefits for you when Mr. Luo is so keen to promote this matter?"

They don’t wake up early without profit. They don’t believe that Luo Xiuzhen is just doing so many things to help these entrepreneurs.

"Our company has been able to grow to its current scale in just three years, which is inseparable from the support of the government. Now that we are getting bigger and it is time to fulfill our obligations to help more small businesses grow."

What Luo Xiu said was certainly not the real reason.

He supports e-commerce entrepreneurs not to be a middleman for corporate loans and make a little interest rate difference. What he wants to do is not the same as what Lao Ma does in the future, and he does not want to take these risks.

The real reason is to control tens of thousands of brands, factories, and e-commerce operators to have a deep enough moat.

At this time, the government official spoke: "Our Yangcheng has always been in the leading position in the manufacturing industry and foreign trade industry, but we have not achieved much results in the e-commerce industry and the entire Internet industry."

He took a sip of water and his voice was a few degrees higher: "Now there are responsible companies like Rice Ball. Our government and banks should not disappoint these people who do things. We can no longer follow the old rules. It is time to make some changes."

After saying this, it can be said that he basically set the tone for this matter.

Of course, to be truly implemented, it will take many discussions from three parties.

Several bank representatives also had to go back to the meeting to discuss and formulate a feasible plan.

...

After attending the brand event on that day, Guan Shiyun returned to her sister's villa in the evening and saw Luo Xiu leaning against the sofa with alcohol on her face.

She pinched her nose and asked dissatisfiedly: "Which wine can I drink? Which nightclub did I go to? "

Luo Xiu looked at her weakly, too lazy to pay attention to her. After a long meeting, he had already spent enough brainpower and socialized for another night. Now he wanted to bicker with her but he didn't have the energy to do so.

"When you ask, you answer!"

Outside, Luo Xiu was her financial backer, but in this room, Luo Xiu was her brother-in-law, so of course she had to keep a close eye on her sister.

"Come and have a glass of honey and quench your wine." Guan Shiyu walked out of the kitchen with a glass of water, carefully delivered it to Luo Xiu's mouth, and fed him to drink it. She brought a hot towel to help him wipe his face.

"Xiaoyu, it's not that I'm talking too much. You have to pay attention to him and don't let him mess around."

"Sister, he had to drink for work and did not go crazy."

"I can't drink so much for work. For example, after filming, I eat with the crew, and I'm not sticky with wine..."

Guan Shiyu hurriedly interrupted her, "Sister, go take a shower first!"

"Okay, okay, I won't be your light bulb!"

Guan Shiyun discovered that her sister who was close to her was such a cute sister, and seemed to be really cheated by this kid.

…………

(PS: These two chapters are not written much like online articles. I wonder if you will be annoyed to read them, but I have to explain clearly that rice balls cannot become stronger for no reason, nor can they easily win the Thousand Groups Battle. I promise you that there will be a tense and exciting business war later, so stay tuned!)