Huayu 2009: Who should we call the Heavenly King?

"Look, look at this."

On the other end of the video call, Liu Shishi sent a webpage link with great interest.

"Let me see."

Shen Yan clicked the link, and the page redirected to Douban Music, where the screen was filled with comments from netizens.

I was breathless looking at the project proposal on the table. I had just finished listening to Shen Yanxin's new album's title track, and my nose felt a little sore.

Half of 2010 has passed. I have been living in a cramped room in the North Fourth Ring Road for eight months, squeezing onto the subway during the morning rush hour and getting off work at nine or ten o'clock at night.

do not care!

Make sure to go out and about on weekends. Even if you don't have to work full-time, life can't be all about striving; you need to take a breather sometimes. Don't let a monotonous job trap you for your entire life.

Below the comments section, there are hundreds of densely packed replies, all describing the miserable daily lives of migrant workers from all over the country.

After revising the third version of the PPT for the client in my rented room in Zhangjiang, the late-night snack stall downstairs had already closed up shop. I listened to this song on repeat, and suddenly I didn't want to stay up any longer. I'm going back to Suzhou next month to take the civil service exam, and my mom has been urging me to go back for half a year.

The landlord raised the rent again yesterday, from 1200 to 1500. My salary is only 3200. I'm going back to Yizhou next month. There's no need to suffer in a big city!

[I came to Guangzhou last year after graduation, earning a probationary salary of 2800 yuan. Rent took up most of it. I just heard this song, and I've already bought a train ticket to Xiamen for Friday. I'm going on a budget trip!]

[I'm rushing to finish a report tonight, so I made myself a 3.5 yuan bowl of braised beef noodles, listened to this song, and added two sausages. I'm going to splurge a little tonight!]

【…】

After reading through hundreds of comments, Shen Yan suddenly remembered something, or rather, a social phenomenon.

Escape from Beijing, Shanghai, and Guangzhou

Shen Yan casually searched for "Escape from Beijing, Shanghai and Guangzhou".

Sure enough, a bunch of links popped up, and after reading them carefully, he finally understood what was going on.

In 2008, the domestic housing market experienced a brief downturn.

Among them, Shenzhen's stock price fell particularly sharply.

In many regions, the losses were halved in just six months.

Then, the global financial crisis struck.

At this juncture, the authorities felt that the real estate market could not be allowed to continue its slump.

Then, a series of measures to rescue the market were successively introduced.

As we entered 2009, stimulated by the 4 trillion yuan stimulus package, housing prices across the country rose for more than a dozen consecutive months starting in March 2009.

In first-tier core cities like Beijing, Shanghai, Guangzhou, and Shenzhen, housing prices have jumped from 10,000 yuan per square meter to 20,000 or 30,000 yuan per square meter.

A triple jump, jumping higher and higher.

On one hand, there are soaring housing prices and rising rents year after year; on the other hand, salaries cannot keep up with the increase in housing prices. Many ordinary young white-collar workers, especially recent college graduates, are forced into the predicament of living in cramped conditions.

Seeing that Shen Yan remained silent for a long time, Liu Shishi couldn't help but ask.

"What's wrong?"

"It's nothing, just a little touching."

If it weren't for seeing so many complaints from "miserable working people," Shen Yan would have almost forgotten about this.

After all, more than a decade has passed.

and.

He didn't pay much attention to this matter in his previous life. Back then, he was busy filming every day, and when he had free time, he was busy dating.

Who has time to care?

Buy a house?

He doesn't care at all.

Firstly, I don't have enough money, and secondly, even if I bought it, I wouldn't have time to live in it.

Is staying in a hotel more convenient?

Next, Shen Yan searched for housing prices in Beijing and Shanghai, as well as purchase restriction policies.

After reading about the purchase restrictions in Beijing and Shanghai, he felt a bit annoyed.

The first round of purchase restrictions in Yanjing officially came into effect on May 1st this year.

Nowadays, banks will not grant loans to out-of-town homebuyers without more than one year of individual income tax or social security contributions.

Want to buy?

Yes, full payment is fine.

Although there are no official purchase restrictions in Shenhai yet, the policy has already been announced. After the National Day holiday, non-local residents who do not have a year of personal income tax or social security contributions will also be subject to loan restrictions.

Mother Nie's.

Shen Yan had completely forgotten about the matter; in his memory, the purchase restrictions in the north were notoriously strict.

Fortunately, there are currently no purchase restrictions in Shanghai.

can buy.

Then, he looked at the blind woman in the video who was grinning foolishly, wondering what kind of gossip she had seen this time.

Despite her aloof and cool appearance, Sister Xia has a very funny personality and a rather deep voice, which is completely different from her looks.

Thanks to the voice acting, if Sister Xia had always used her own voice, she would never have become popular.

Have you bought a house yet?

"what?"

Upon hearing this question, Liu Shishi paused for a second before quickly shaking her head.

"I didn't buy it. With housing prices rising so sharply now, why would I buy it? Oh, right, I saw a news report the other day."

"Experts say that after more than a year of rising housing prices, the turning point for a decline is coming. I'll wait for prices to drop before I buy."

"Let me look for it."

"Here it is. Look, the head of the land and resources department said that in another quarter, the real estate market may face a comprehensive adjustment, and housing prices will decline."

Shen Yan glanced at the news link sent by Xia Jie and said speechlessly.

"You only read the first half of the news, didn't you see the following sentence, 'But it's hard to say how much it will decline'?"

"As long as it goes down, who cares how much?"

The blind woman spoke with conviction.

"Besides, you've used all my savings to invest, so I don't have any money to buy anything."

That's absolutely true.

Celebrities around 2010 did not earn nearly as much as they would later.

The Forbes Celebrity List released this April only listed three people with an annual income exceeding 4 million.

Yao Ming: 2.5 million

Cheng Long: 2.06 million

Jay Chou: 1.2 million

Top-tier actors like Zhou Xun, Tony Leung, Xu Jinglei, and Zhang Guoli typically earn between 1000 and 2000 million yuan annually.

This income is the total income before any commission is paid.

Furthermore, it is an estimate based on research and interviews conducted by the Forbes China editorial team.

If you deduct the agent's commission, taxes, and team expenses, the actual income that a celebrity receives will be reduced by at least half.

If it weren't for the huge success of "Chinese Paladin 3", Sister Xia, with her status, would never have been able to come up with 300 million yuan.

Are you planning to buy a house?

Liu Shishi hesitated for a moment before speaking.

"If you don't have enough money, just take my 300 million from your stock account. I think Apple's stock price has actually dropped recently..."

As she spoke the last part of the sentence, Sister Xia's voice grew softer and softer, as she was worried about upsetting Shen Yan.

They bought Apple stock together at a cost of over $270. She has been paying close attention to the stock price fluctuations recently, and today the price has already fallen to $260.

One share lost $14, which is close to 100 RMB.

If you include their stocks, they lost more than 50 yuan in just over a month.

Even if we only consider her own share, she still lost about 15 yuan.

It hurts to see her like that.

Actually, Sister Xia had been struggling with the decision for a long time: whether or not to take the money back, but she was afraid that doing so would upset Shen Yan.

Taking this opportunity, she decided to mention it briefly.

If we lose money, we lose money.

She admitted it.

It's better to take the money and lend it to Shen Yan to buy a house than to keep it in the stock market and lose money.

Hearing Sister Xia's mutterings, Shen Yan offered a brief explanation.

"Don't worry about the stocks. Putting everything else aside, do you think Angry Birds or Fruit Ninja are fun?"

"It's so much fun, the more you play, the more addictive it becomes."

Not long ago, after the iPhone 4 was first released, Shen Yan bought more than a dozen units and gave one to each of Cai Yinong, Xia Jie, Hu Jia, Zhang Dandan, Huang Weijing, and others.

It's not that he doesn't support domestic products.

From Shen Yan's perspective, even the iPhone 4 was terrible, let alone other smartphones.

There's not a single one that can compete; the user experience is terrible.

"Just wait patiently."

Shen Yan smiled slightly.

"If the stock price doesn't rise after Apple releases its third-quarter earnings report, I'll withdraw my money and take responsibility for any losses."

"That won't do!"

The blind woman blurted out her debut.

"We bought it together, so whether we make a profit or a loss, we'll split the cost."

"Alright."

Shen Yan didn't dwell on the matter, because Apple's stock price would inevitably rise after the company released its third-quarter financial report.

Then, he changed the subject and started talking about buying a house.

"I'm planning to buy a house in Shenhai. Could you give me some advice?"

"Okay, okay."

Sister Xia was very interested in this matter.

"How about you buy a place near Old K's place?"

Why buy nearby?

It's convenient for her to go there!

"I'm planning to buy a river-view apartment."

Shen Yancai will not buy a house in the PT area. Taking advantage of the fact that there are no purchase restrictions in Shenhai, he will buy a better house in one go.

"what?"

The blind woman's eyes widened.

"You want to buy Tomson Riviera?"

"Only a fool would buy Tomson Riviera; it's such an old building."

Shen Yan shook his head.

"I'm going to buy this."

As he spoke, he sent a link to Sister Xia.

"COFCO Ocean View One?"

When she clicked the link, Sister Xia was shocked.

"Those apartments that cost 11 per square meter? Those are all large units; each one must cost tens of millions!"

"Wait a minute, didn't the news say they were all sold out?"

"Watch less of the news." Shen Yan smiled. "Rich people's money doesn't come from thin air. They don't sell it so quickly. It's just a marketing tactic called scarcity."

"Well."

After thinking for a moment, Sister Xia offered a few more words of advice.

"Maybe we should look around some more. These houses are too expensive, costing thirty or forty million each. Even with a 3% down payment, it would still be ten million."

Ten million is indeed a problem.

Although Shen Yan's total assets exceeded ten million, after deducting the money in his stock account, he only had four to five million available for use.

If we really want to buy COFCO, we'll need to borrow some money.

Who should I borrow from?

Of course, borrow it from the company!

He first borrowed 3 million from Tangren, then another 3 million from Gold Typhoon, for a total of 6 million. After paying the down payment, he still had more than 1 million left.

This money will be enough for him to spend in the short term.

The idea that buying a luxury house is not worthwhile and has limited appreciation potential is not even a consideration for Shen Yan.

He's been reborn! Even without his Bitcoin, if he just blindly buys Apple and Nvidia, will he still need to rely on real estate appreciation in ten or eight years?

He buys houses without considering the cost-effectiveness.

correct.

The house that He Yichen lived in in "My Sunshine" seems to be COFCO Seaview One.

It can be reused for future filming.

One room serves multiple purposes.

How good.

"Let's buy it. After we finish the promotion, you can come with me to see the property."

"All right."

Seeing that he had made up his mind, Liu Shishi did not try to persuade him any further.

Go ahead and buy it. If he likes it, then buy it. If he can't afford the mortgage, she'll help him pay it off.

Just like Shen Yan said, life is short, why think so much? Being happy is the most important thing.