The messages kept popping up in the QQ group.

"I've given all my living expenses this month to Brother Lu, so I can live a life of luxury with him."

"I've invested all of my savings, not just for living expenses, but also for my future wife."

"I've invested all the hard-earned money I made from my summer jobs, hoping that Brother Lu can help me take off."

Zhang Yixing took a deep breath and pressed the send button:

[Zhang Yixing]: Everyone, the fundraising has temporarily ended. We will no longer accept new investments. Thank you for your trust.

The group was silent for about three seconds after the message was sent.

Then, it exploded.

"???"

"What happened? How did it end so quickly?"

"It's only just begun! My roommate hasn't even gotten on the bus yet!"

"Yixing, please give me a chance. My friend has already prepared the money."

"Did someone report it? I heard there's been some activity from the school leadership."

"Was it Zhao Xianglong who did it? He was so angry yesterday that he smashed his computer, and now he's resorting to underhanded tactics?"

"It's disgusting. Just because you can't make money yourself doesn't mean you can't stand seeing others make money."

"Brother Lu, come out and say something! What exactly happened?"

Zhang Yixing looked at the rapidly scrolling messages on the screen and tapped a few more times on the keyboard:

[Zhang Yixing]: I can't say the reason right now, but there will be arrangements later. Thank you for your understanding.

After sending the message, he hesitated for a moment, then added:

[Zhang Yixing]: Those who have already voted don't need to worry, everything is going smoothly and according to the contract.

There was another commotion in the group, but Zhang Yixing didn't reply.

He left the group chat, turned off his phone screen, and looked up at Lu Chenzhou.

In the dormitory, Lu Chenzhou was sitting on the edge of the bed, holding the standard contract for managing client funds, flipping through it page by page.

His expression was calm, as if what Professor Zhou Xingbang had just brought was not a notice to stop fundraising, but an insignificant weather forecast.

Xia Yaozong leaned against the desk, arms crossed, brows furrowed slightly: "Zhao Xianglong's move was quite underhanded. He not only missed his own chance, but also tried to cut off other people's path."

Yang Cheng sat in front of the computer, his fingers flying across the keyboard, and said without looking up, "I've checked, and there is indeed a gray area in the business of managing clients' assets."

If it is a small-scale entrustment among acquaintances, it generally does not constitute illegal fundraising.

However, if Zhao Xianglong insists on the two points of open recruitment and targeting unspecified individuals, the school leaders will indeed face pressure.

He paused, then turned around: "Besides, what Teacher Zhou said is also correct."

The fundraising targets are all students; if we lose money, the impact will be really bad.

Xia Yaozong said, "The problem is that Shen Zhou's judgment is correct. This market trend will not last only a day or two. With three major positive factors coming together, the policy bottom has been confirmed, and now is the historical bottom."

Yang Cheng shrugged: "I know, but the school leaders only know terms like 'students trading stocks, managing clients' finances, and illegal fundraising,' and they immediately think it's a big deal."

The two looked at Lu Chenzhou at the same time. Lu Chenzhou closed the contract, placed it on the bedside table, and said in a calm tone, "That's it."

He looked up at Zhang Yixing: "Yixing, did you mention it in the group chat?"

Zhang Yixing nodded: "It's already been sent."

The dormitory was quiet for a few seconds.

Zhang Yixing felt a little hungry: "Chenzhou, you haven't eaten anything since you got back today, have you?"

"Shall I go to the cafeteria and buy you a late-night snack? Oh, and Yang Cheng, Yao Zong, do you want some?"

Lu Chenzhou paused for a moment, then nodded: "Thanks."

Yang Cheng and Xia Yaozong both said, "Yes, yes, yes!"

Zhang Yixing picked up his meal card, pushed open the dormitory door, and walked out.

There were still a few scattered people in the corridor, the students who had arrived late, lingering at the door unwilling to give up.

Upon seeing Zhang Yixing emerge, several people immediately surrounded him.

"Yixing, is it really impossible to vote anymore?"

"I was just one step away. I had just withdrawn money from the ATM and came back when the line broke up."

"Yixing, could you talk to Brother Lu for me? I'll only bet two thousand, it's not much."

Zhang Yixing stopped and looked at the faces that were filled with expectation and anxiety.

He knew a few of them, including Wang Hao's roommate from the next dormitory and a junior from the accounting class downstairs.

He sighed, "It's really no use. It's not that Brother Lu doesn't want to accept it, it's that someone from above has spoken up."

One boy said indignantly, "Was it Zhao Xianglong who reported it? I heard he called the school leaders."

Zhang Yixing did not give a direct answer, only saying, "I can't say the specific reason right now. You guys go back first, and I'll definitely let you know when there's an opportunity."

The group looked at each other, unwilling but knowing that there was no point in continuing the argument.

"Alright, Yixing, remember to let us know as soon as you have any news."

"Yes, you must tell us in advance next time, I really missed it this time."

Zhang Yixing nodded and turned to walk towards the stairwell.

After walking a few steps, he heard people whispering behind him:

"It must have been Zhao Xianglong who did it. That bastard is disgusting."

"Brother Lu earns 95,000 a day, and he missed out. How can he not be envious?"

"I heard he was so angry yesterday that he vomited blood and smashed a computer."

"Serves him right, he always acts so arrogant."

Zhang Yixing didn't look back and quickened his pace as he went downstairs.

On the way to the cafeteria, the evening sun painted the teaching buildings of Renmin University campus orange-red.

Students were scattered along the road; some were discussing today's lessons, some were planning where to have a late-night snack, and some were on the phone.

As Zhang Yixing walked to the cafeteria, his mind kept replaying what had just happened.

He thought of Wen Zhiyu.

The girl who invested all her savings.

Her money was her mother's life-saving money.

He recalled the image of her standing before Lu Chenzhou, her face pale, her fingers white from the force she exerted, her voice trembling, but her eyes resolute.

I want to take a gamble.

These four words sound light and airy, but the weight behind them is terrifyingly heavy.

If she wins, her mother will be saved.

If we lose...

Zhang Yixing dared not think any further.

It wasn't that he didn't believe Lu Chenzhou's judgment.

On the contrary, he genuinely believed that this market trend wouldn't just last a day or two.

But he also knew that nothing in the stock market is 100% certain.

What if?

What if the market doesn't play by the rules?

What if the policy changes?

What if a black swan event occurs?

Of those students who invested money, how many considered these possible scenarios?

He thought of Zhao Xianglong again.

That rich second-generation heir who was so angry that he smashed his computer, vomited blood, and became bedridden.

To be honest, Zhang Yixing has never really liked Zhao Xianglong.

That person was too flamboyant, too domineering, and too arrogant.

But to be fair, Zhao Xianglong is indeed quite skilled at trading.

Going from 100,000 to 20 million is not something that can be achieved by luck alone.

However, Zhao Xianglong had a fatal weakness: he wanted to win too much.

Because I want to win so much, I'm afraid of losing.

Because of the fear of losing, one is fearful when one should be greedy, and greedy when one should be fearful.

Chasing highs and selling lows will always leave you one step behind the market.

But Lu Chenzhou was different.

Lu Chenzhou can be greedy when everyone is panicking, and he can remain calm when everyone is greedy.

This kind of composure is not a skill, but a state of mind.

He thought of his teacher, Zhou Xingbang.

When Teacher Zhou came to the dormitory, his expression was very complicated.

He didn't come to cause trouble; he came to "clean up the mess."

His superiors ordered him to stop the fundraising, but he waited until everyone had left before speaking.

What does this tell us?

This shows that Teacher Zhou is on Lu Chenzhou's side, but she has to do this because of her status and the rules.

"Sinking Boat, I'm sorry, you can no longer raise funds."

When Teacher Zhou said this, there was a hint of guilt in her voice.

Zhang Yixing can understand Teacher Zhou's situation.

In school, some things aren't a matter of right or wrong, but rather a matter of whether something bad might happen.

Students can trade stocks.

Student-managed financial services operate in a gray area.

Students publicly raised funds in their dormitories, with hundreds lining up to donate money. This was such a big commotion that the school couldn't possibly ignore it.

Zhao Xianglong's report was just the trigger; even without him, the school leaders would have found out about it sooner or later.

He remembered the money he had invested.

It wasn't much; it was his savings that he had accumulated over a long period of time.

It wasn't that he didn't feel sorry for Lu Chenzhou, but he wanted to know more about one thing: how far could Lu Chenzhou go?

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