instant noodle richest man

"Mr. Jia, have you thought about it?" The president looked at Jia Yapeng with some worry. If Jia Yapeng said that he had insufficient funds at this time, or if he regretted it, then his joy would be in vain.

Therefore, the president especially hopes that Jia Yapeng will agree immediately and complete all the procedures quickly. It is best to start transferring money today, then he will be completely relieved.

But Jia Yapeng fell into deep thought and did not say anything, but his expression kept changing from gloomy to sunny, which made the president have an ominous premonition in his heart.

Sure enough, after Jia Yapeng came to his senses, he shook his head and said, "No, I can't apply for a loan for 500 houses!"

"Fuck..." The president instantly felt a pain in his chest, and a stream of old blood almost spurted out. Then he directly scolded Jia Yapeng in his heart. This guy really thought that he could take advantage of him with a few stinky money.

Is his dignified president of a state-owned bank acting like a monkey?

Just when he was about to get angry, he heard Jia Yapeng continue to say, "I thought about it, otherwise I'd better just apply for a loan for 1,000 houses!"

………………

Quiet, the entire conference room fell silent for an instant.

"Mr. Jia, can you say what you just said again? I didn't hear it very clearly?" the president asked with a trembling voice.

"I said, I want to buy 1,000 houses!!" Jia Yapeng said clearly, word by word.

Jia Yapeng is not crazy, he really plans to buy 1,000 houses.

Because Mr. Jia had just calculated in his mind, if calculated based on the 40% discount, the 40 million here can cover the down payment of 740 houses, while 1,000 houses require a down payment of 54 million. Jia Yapeng's money is still short.

But the problem is that this down payment is calculated based on a 40% discount on the price.

But if Jia Yapeng buys 1,000 houses, the price will meet the extreme discount requirements. According to the leader, 1,000 houses can be purchased directly at a 50% discount.

In this case, the actual purchase price of 1,000 houses is 90 million. If calculated based on a 50% down payment, Jia Yapeng actually needs to pay a down payment of 45 million, which is completely within the scope of Mr. Jia's funds.

Although he can only have 5 million yuan of working capital left, now the little elf can still earn several million every month, and the initial investment in the four-wheel drive has basically been invested, so Mr. Jia only needs to save

With a little money, these 5 million should be able to support the operation of the entire company.

So Jia Yapeng made up his mind and directly bought 1,000 houses in the Asian Games Village. There are only 3,000 houses in the entire Asian Games Village, which is equivalent to 1/3 of the houses here. Jia Yapeng fell into the hands of Jia Yapeng. Jia Yapeng suddenly became the owner of the entire Asian Games Village.

The largest owner, and it seems that no one can surpass Jia Yapeng in this lifetime.

"Mr. Jia, how many years do you plan to pay off this loan?" the president asked.

"How many years is the longest?" Jia Yapeng asked rhetorically.

"According to regulations, we can provide you with four different loans of 3 years, 5 years, 10 years, and 20 years respectively, with the interest rate of each loan being 8.1%!" the president said.

"Then let's calculate it based on the 20-year period!" Jia Yapeng said without thinking.

"Xiao Hu, do the math!" said a follower behind the president. The follower immediately took out his manuscript paper and calculator and began to calculate frantically.

Finally, he gasped and handed a piece of paper filled with results to the president.

Seeing the number on the note, the president took a deep breath and then said.

"Okay, Mr. Jia, I have to confirm with you again. If you plan to apply for a housing loan for 1,000 houses, then you need to apply for a 45 million yuan housing loan with our bank. If the interest rate is 8.1% and 20 years

Calculating it period by period, starting from October 1991 to September 2011, we need to pay a loan of 379,203.45 yuan every month, and the total interest paid within 20 years is 46,008,827.52."

The deep breaths of Xiao Hu and the president are not unreasonable. Judging from these figures, the interest paid by Jia Yapeng in 20 years was more than 1 million yuan more than the principal, and a total of 90 million yuan of loans needed to be repaid. This is simply too much.

What a scam, this is just a waste of money!

At the same time, the president was also worried that when Jia Yapeng heard this figure, he would turn away and give up the loan.

This is really a big loss!

They had no idea that when Jia Yapeng saw this number, his eyebrows almost burst into laughter.

This loan is really a good deal. By 2011, house prices in the Asian Games Village have already started at 50,000 yuan. By then, Jia Yapeng needs to sell 9 of the houses to get 45 million yuan in cash and all the mortgage interest.

It's offset.

And the 45 million loan of 90 can allow Jia Yapeng to buy 500 more houses. When the two numbers 9 and 500 are put together, a fool will feel that he has made a lot of money.

So Jia Yapeng immediately agreed without hesitation.

After repeatedly confirming that Jia Yapeng really planned to buy 1,000 houses, he started the capital verification step, because Jia Yapeng's current company account bank and loan bank happened to be the Agricultural Bank of China.

Therefore, the capital verification was quite convenient, so the president directly ordered his subordinates to check the funds over the phone to confirm that Jia Yapeng indeed had 45 million in cash.

"We still need to verify your repayment ability!" The president took a deep breath and said, "Mr. Jia, can you allow me to access your capital transactions for the past six months, because you need to repay nearly 380,000 yuan every month?"

Loans, so according to regulations, your monthly bank turnover in the last half year should not be less than 1 million yuan."

“We can only approve your loan after proving your ability to repay!”

"It's okay! Just test it!" Jia Yapeng said with a smile.

So the president gave another order. After a while, the monthly turnover of Jia Yapeng's company account was reported. When he saw that Jia Yapeng's monthly turnover exceeded 10 million almost every month starting from June.

At that time, the president became autistic again.

I didn’t expect that someone could actually earn 10 million in a month these days. The qualifications are really terrible!

In just one afternoon, all the procedures were completed. At the same time, it was said that the bank could complete the loan within half a month at the earliest.

The leaders also acted very quickly, saying that as soon as the remaining loan from the bank comes out, they will immediately apply for a real estate certificate for Jia Yapeng without delaying it for a day.

Sure enough, a month later, Jia Yapeng, who was in Yuzhang at the time, received several red books in snakeskin bags, which were real estate certificates. He owned 1,000 properties of his own in the Asian Games Village in the entire imperial capital.

To be precise, it should be 1,008 houses.

Originally, Jia Yapeng wanted to choose the floor and apartment type with the best location among all the houses, but the leader said that this would be too troublesome, so Jia Yapeng might as well just buy a building.

There are 72 houses in one building. If you buy 14 houses, you will get 1,008 houses. The leader makes the decision. As long as Jia Yapeng is willing to buy 14 houses directly, he will give the extra 8 houses directly to Jia Yapeng.

With the attitude of not causing trouble to the leader, Jia Yapeng readily accepted this suggestion. In this way, all 14 houses in the Asian Games Village fell into Jia Yapeng's pocket. Jia Yapeng also became the man with the largest house area in the entire imperial capital!

After the deal was concluded, both the leaders of the Asian Games Village and the Agricultural Bank of China were all smiling. One got political achievements, the other got performance, and Jia Yapeng got the future. This is great for everyone.

An extremely cost-effective deal, a true win-win-win!

These three people have also developed a very good personal friendship. Jia Yapeng basically visits these two leaders at their homes every year. Jia Yapeng's own personal network gradually begins to expand.

"I will be pissed to death by you!" Seeing that Jia Yapeng had completed all the transaction procedures, Chen Liren left angrily.

"Hey, although this Liren guy is smart, his overall view and vision are not as good as yours!" The leader stood next to Jia Yapeng and sighed, "Although the stock market is good, it is too risky, both for money and for people.

It’s all too big!”

“Although the money-making speed of a house is not as good as that of the stock market, it is worse than being stable!”

"Xiao Jia, you really made a lot of money this time. Although you can't see it now, in 10 years, in 2000, the house price here will be at least 6,000 per square meter. By 2020, the price here will be

The house price may rise to more than 10,000 yuan per square meter!"

"Although your rate of making money is slow, it is extremely reliable. Unfortunately, I am in this position now. Even if I have money, I can't use my hands freely. On the contrary, it is not as convenient as you, a businessman!"

"That's what the leader said!" Jia Yapeng nodded seriously, trying not to laugh.