“If you answer my question, I will exchange these pounds for Galleons and store them.”

Serrano then nodded and said, "Is there anything else you want to ask?"

"I don't know how you do business with Muggles. The big guy just told me that wizards have a law of secrecy. Shouldn't you avoid any contact with Muggles?"

Serrano frowned; this was actually a very sensitive issue.

It involves their secrets of how fairies make money, especially the wizarding secrecy laws.

However, Serrano's brows immediately relaxed. He didn't necessarily have to tell the truth, did he?

Since it's just dealing with kids anyway, any excuse will do.

"It's actually very simple. There are many wizards like you in our magical world who are Muggle-born."

"After graduating from Hogwarts, they were happy to continue living in the Muggle world, and some even took on important positions in the Muggle world based on their own abilities."

“Through their hands, we can naturally exchange pounds for whatever we want, which is a legal means permitted by the Ministry of Magic.”

Serrano only said half of what he meant.

If there are legal means, there are also illegal means.

Although the vast majority of Muggles are unaware of the existence of magic, those at the pinnacle of human power actually have a fairly high level of understanding of wizards.

After all, for them, anything that could threaten them should be eliminated.

If it cannot be eliminated, then it is essential to understand them, reach a consensus with them, and thus form an agreement.

Given this premise, many of the good things in the wizarding world became highly sought-after treasures in the Muggle world.

Of course, if a wizard does such a thing, he will be thrown into Azkaban or even executed.

But if it's a fairy or even some magical creature doing such a thing, then who can stop it?

As for important figures in the Muggle world occasionally making some impulsive investments and donations, isn't that a reasonable situation?

Don't think this is absurd.

If you know that Draco Malfoy's ancestors were wizards who accompanied King William I of England on the Norman Conquest.

Their family even attempted to marry the Queen of England, although they ultimately failed.

That's enough to understand that the relationship between Muggles and wizards is actually far from tense, at least not at the higher levels.

The Law of Wizardry Secrecy is a relatively recent phenomenon, only a few hundred years old, while Muggles and wizards have been intertwined for centuries.

Serrano didn't say these words, but Dolly knew them perfectly well.

She didn't point it out, and then took out a thousand pounds and put it on the counter.

Serrano nodded in satisfaction.

Although the little Muggle in front of me doesn't know any magic yet, he's very quick-witted as a human being.

He has already surpassed most wizards who can't even count, and he's already interested in finance at such a young age.

There's nothing we can do about it; Hogwarts doesn't teach math.

"So, Mr. Serrano, if you make a profit while spending pounds, whose money is it, and will it go to the Ministry of Magic?"

Serrano's eyes widened slightly, and for a moment his face showed a hint of awkwardness and embarrassment.

Because Dolly clearly asked questions that most wizards overlooked, and also asked about the key points of the goblins and Gringotts' secrets.

Yes, Gringotts received and spent how many pounds.

These are registered with the Ministry of Magic, but if profits and added value are generated during the process of spending money, who is responsible for calculating these profits?

It was clearly the fairies themselves.

If this chain can be extended to generate multiple increases in value and profits, whose coffers will this money ultimately end up in?

Clearly, it's still the fairies' own treasury.

In other words, if they make money, the fairies can take all the profits.

If they lose money, will the fairies make up for the loss?

Obviously not. Just report the loss to the Ministry of Magic; after all, the Ministry of Magic can't possibly do a better job than the fairies.

Serrano wasn't keen on answering the question.

But Dolly immediately bet two thousand pounds.

This stirred something within Serrano; if he could secure Dolly's big order, his performance this week would be guaranteed.

Tonight's dinner could include an extra piece of raw, bloody meat as a snack.

Finally, Serrano wavered.

After all, he was just a goblin. Keeping promises was something dwarves and elves liked to do; they only obeyed their own interests.

He tapped the table, and Dolly understood, handing him the remaining pounds.

Serrano then gave a vague reply, saying, "Gold will only return to those who are qualified to possess it."

As for who is qualified and who is not?

For fairies, there was no need to discuss such matters.

Because all the gold belongs to them alone.

After saying that, Serrano began processing the paperwork for Dolly.

The account in Dolly Dursley's name was quickly opened, and Dolly received a total of one thousand Galleons.

Serrano gave Dolly two hundred Galleons and said, "The remaining eight hundred Galleons are already stored in your vault. We will deduct the annual management fees ourselves; you don't need to submit them."

This is practically treating Dolly's gold as their own.

However, Dolly knew the fairies' nature very well, so instead of getting angry, she smiled and said, "Mr. Serrano, I'd like to give you a gift. Do you have paper and a pen?"

Serrano nodded. There was no reason for him to refuse a gift from someone.

So he handed the paper and pen to Dolly and watched curiously as she wrote and drew on the paper with the quill pen.

But the more he looked, the wider his eyes widened.

18 Small Investment Tips

Once Dolly finished writing, the fairy snatched the paper back in a grabbing motion and carefully put it away.

He then looked at Dolly with a complicated expression and said, "How do you know so much? Did you just make this up?"

Dolly shrugged and said, "I don't know either, I just found out out of nowhere."

"That's probably why I'm here now, as a descendant of a Muggle family."

Serrano looked as if he had just realized something, realizing that Dolly might have awakened a rare magical talent.

In his eyes, Dolly's importance had increased significantly.

However, he still needs time to verify whether this importance is genuine or not.

"It's a pleasure to meet you, Miss Dolly."

"At the same time, I also look forward to the opportunity to meet again."

“That’s what I think too, plus Mr. Serrano.”

Seeing the claws extended by the other party, Dolly didn't hesitate to grasp them.

This made Serrano look at Dolly with even more respect; as a Muggle, she showed absolutely no fear of the honor bestowed upon a fairy.

Is it that a newborn calf is not afraid of a tiger, or that this girl has a big heart?

You really can't judge a book by its cover!

Judging from her appearance alone, Serrano thought she was the type who was too shy to speak.

Having done all that, Dolly clapped her hands and returned to Vernon and Penny.

The parents were dumbfounded, feeling that their daughter had changed too much.

Penny pursed her lips, wanting to say something, but Dolly had already smiled and explained it herself.

She pulled her parents down, making them bend over, and continued, "This is the secret of magic. In Hogwarts, there is a course called Prophecy."

"I might be more talented in this area."

Vernon and Penny had an instant realization on their faces, but quickly accepted the reality.

If Dolly were still a Muggle, they certainly wouldn't have believed her so easily.

But what can you do when Dolly has become a wizard?

In the past, Vernon and Penny had always seen wizards as incredibly dangerous.

Now, in their eyes, wizards have become synonymous with having countless special abilities.

The more outstanding and powerful their daughter appears within this group, the happier they are.

Vernon even took Dolly's hand and asked, "Son, in that case, tell Daddy, how can we earn more money?"

Penny patted her husband in dissatisfaction, but Vernon did not go along with her this time.

While Vernon could defer to his wife and daughter on most things, he had to work hard when it came to making money.

Otherwise, how can we support this family?

Of course, Vernon will not change his bottom line.

He and his wife are very happy with their current life and have no intention of changing it.

Dolly was well aware of this, understanding that her father, Vernon, was not a fool, otherwise he wouldn't have become a senior executive in the company.

But he didn't have much ambition; being content with a modest life was his greatest ideal.

So Dolly recommended a stock to him that had a lukewarm reception.

The return rate for American company CATO this year is only 1834.01%.

Although it won't make Vernon a lot of money, it will be enough to make his work easier from now on.

Vernon listened and nodded seriously.

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