The sickly, iron-fisted beauty in Harry Potter

"This is where Lily came from."

Penny looked nostalgic, and a hint of sadness flashed in her eyes.

It was as if Lily's presence was in every store, which was indeed the case.

"Dad, Mom, let's take a good look around in a bit."

"This way you can learn more about magic and stop seeing it as a dangerous thing."

This is what Dolly wants to do most today.

Only when Penny and Vernon are at ease can Dolly feel comfortable living at school.

Otherwise, who knows how many letters of condolence from parents would I receive?

"Let's go to Gringotts first and exchange our gold Galleons there."

Hagrid took the lead, pointing to the crooked white house in the distance.

16 ACBC

Gringotts Wizarding Bank, also known simply as Gringotts Bank.

It is the only wizarding bank in the British magical world, run by fairies.

In addition to depositing money and storing the valuables of wizards and witches, banks can also exchange Muggle currency for magical currency.

The fairies will try to reintroduce the exchanged Muggle currency into the circulation of Muggle society.

"Gringotts Bank is the safest place in the wizarding world, well... except for Hogwarts."

Soon, the group walked across the short street and entered Gringotts Bank.

Looking at the goblins who were not even as old as Dolly and Harry (who were not yet 11), Vernon and Petunia dared not breathe.

Because the appearance of the fairy can only be described as fierce and menacing.

Sharp teeth, wrinkled skin, and a beast-like gaze.

It's hard to believe that fairies are actually one of the most intelligent races in the wizarding world; otherwise, they wouldn't have put all the gold in the wizarding world into their own treasury.

This isn't just idle talk; the fairies genuinely believe that all the gold in the entire magical world belongs to them.

It's just that they had to temporarily lend the gold to the wizards because they lost the war.

Of course, wizards and the Ministry of Magic would not acknowledge such claims.

Soon, Hagrid arrived at the counter with several people.

“Miss Dursley, I’m here with Harry to help him with his business.”

"You can go next door to find other goblins to handle your business. Don't worry, the goblins here all know how to deal with Muggles."

"Ok."

Dolly immediately nodded in agreement.

She knew very well that Hagrid was going to take Harry to see their family's property and to retrieve something very important from the underground vault.

It's actually a magic stone.

In addition, Harry's family is very wealthy.

As a pure-blood family, Harry's family has always owned its own properties and estates, and even though no one is managing them now, Harry is still the heir.

Not to mention that Harry's grandfather developed the Hair-Moisturizing Potion, which is still a bestseller today, and Harry and his father are both the only sons in the Potter family line.

Harry naturally became the heir to this enormous fortune, which is why his vaults are overflowing with Galleons.

Harry said something like this in the original book: "What's the point of emptying his Gringotts vault to buy this Firebolt?"

According to the author, a rocket crossbow costs 500 gold gallons.

This means that 500 Galleons is a huge sum of money for Harry, who owns the entire vault of gold.

Of course, this could be a humble way of putting it.

After all, Harry still needs the money in the vault to get through his entire student life, and 500 Galleons should be the amount of money he can use beyond just making ends meet.

Considering Harry's living expenses over seven years and various additional expenses, it's reasonable to say that he had five or six thousand Galleons in his vault.

Of course, this is just the cash in Harry's name.

If you factor in the Potter family's other assets, there's still a considerable sum of money.

But so what?

At most, it's only a few tens of thousands of Galleons.

Multiply that by ten at most, and you'd have hundreds of thousands of Galleons, or millions of pounds.

Although Dolly doesn't have that kind of money now, it wouldn't be difficult for her to earn it by following the trends of her past life.

This statement was made under the premise that she didn't know magic. Now that she has learned magic, her options will only increase.

Of course, Dolly wouldn't directly defy the Wizarding Secrecy Act, as that would only result in her being wanted by the entire wizarding world.

So Dolly really wanted to know what actions were legal, such as how the fairies managed to get the pounds back into the Muggle world.

And how much trickery they played in minting coins.

This is why Dolly is so happy to talk to the fairies face to face.

As for the secrets Hagrid carefully kept for Harry, Dolly wasn't really interested.

"Hello, Mr. Fairy, may I call you that?"

Dolly came to a counter, where she stood before a messy-haired fairy.

The fairy raised her head, glanced at the three people, and then tapped her own face-up card.

Dolly quickly changed her tune, saying, "Then I'm sorry to bother you, Mr. Serrano."

The fairy nodded and said, "New students from the Muggle world? You can exchange pounds for Galleons here. How much do you plan to exchange?"

Vernon cleared his throat, about to speak, but Dolly waved her hand at him and said, "Daddy, can I do it myself?"

Vernon didn't quite understand at first, but he realized what was going on when he saw Penny's encouraging expression.

Hogwarts is a boarding school, so their daughter will have to rely on herself from now on.

Vernon then made a gesture of encouragement to his daughter, and Dolly returned the gesture with a warm smile.

"Mr. Serrano, is there a limit to how many Galleons I can exchange?"

"No."

Serrano raised his voice a octave, realizing he might have encountered a major client.

"But Galleons are very heavy. You can't just carry hundreds of pounds of gold around everywhere, can you?"

"You can open an account with us, then store the gold you exchange in the vault. You can go shopping with just 200 Galleons, and come back to get more if you need more."

"As for the gold stored here, we only charge a storage fee of five per thousand per year, which is fair and reasonable."

Vernon, standing behind him, was stunned.

Wait, isn't this a bank?

Why do you need to pay the bank when you deposit money in it?

Are banks in the magical world really this unreasonable?

Dolly remained remarkably calm, which was exactly what she had expected.

Since fairies would love to collect all the gold, how could they possibly pay interest to wizards?

Moreover, Gringotts Bank is essentially a vault and safe deposit box; although it is called a bank, it is quite different from a Muggle bank.

However, Dolly showed the same shock as Vernon, saying, "But the banks where I live pay interest to their depositors."

"Then why can't I just deposit the money in our bank and exchange it for gold when I need it?"

"In this way, I will at least gain something."

The fairy Serrano glanced at Dolly with surprise, then said, "It's your prerogative, as long as you don't mind the trouble."

“Muggle girl, I can tell you since you’re so smart.”

“We are only interested in gold. The exchange of pounds for Galleons is a result of your Ministry of Wizardry’s demands.”

"For us, whether it's receiving pounds or spending pounds in the Muggle world, it's a burden."

"We would be happier without this job."

The implication of these words is quite clear.

Save it or leave it!

17 The Nature of Fairies

Dolly took out a stack of pounds from her bag.

Each one was a hundred-pound note, totaling five thousand pounds.

This is all the money Vernon prepared for his daughter's expenses for the year, enough to exchange for a thousand Galleons.

Vernon initially felt it wasn't enough, but Dolly stopped him from taking more money.

Dolly knew very well that exchanging for more Galleons was not only pointless, but also a losing proposition.

The reason they're throwing out so much money right now is just to whet Serrano's appetite and see if they're really not interested in the pound.

Sure enough, Serrano's eyes showed more energy and spirit.

Dolly keenly noticed this and realized that although the fairy in front of her said that the pound was just a burden, she had no interest in it at all.

But they also know the true purpose of the pound sterling, such as its ability to be used to buy gold.

If the ultimate goal is to acquire more gold, the fairies don't mind that the process is complicated and tedious.

Conversely, if they were to pay with gold, even if the process was incredibly simple, they would suffer greatly.

“Mr. Serrano, please forgive a child’s curiosity.”