Chapter 76 Not Everyone Has Such a Good Luck
After having lunch with Lu Youyou at a Shaxian restaurant, Chen Cheng said goodbye to her and took a taxi back to school.

From here, the school and Yujia Lake are both in the same direction.

After getting in the car, he planned to call Shen Luning and ask her. If Shen Luning could lend him one million, he would go directly to Yujia Lake. If not, he would go back to school and operate with a capital scale of 1.2 million.

After getting in the car, he called Shen Luning.

When the call was connected, Shen Luning's charming voice came: "How come you have time to call me?"

Chen Cheng didn't hesitate and said with a smile, "Sister Ning, can I discuss something with you?"

Shen Luning asked him with a smile. "Of course, what's the matter, brother?"

Chen Cheng chuckled and said, "I want to borrow some money from Sister Ning. It might take a month or two, but I will pay you 3% interest per month."

Shen Luning was stunned: "3% monthly interest? 36% annual interest? This is usury!"

Chen Cheng smiled and said, "It doesn't matter. It depends on whether you are well-off, Sister Ning."

Shen Luning asked him, "How much do you want to borrow, brother?"

He said bluntly: "I want to borrow one million."

"What do you want so much money for?"

Shen Luning was surprised.

Chen Cheng said, "I want to run a short-term project, but I'm short of start-up capital."

Worried that Shen Luning wouldn't dare lend him the money, he added, "By the way, Sister Ning, I can use my income from Yexing Future as collateral. If this project fails, I can repay it in installments using Yexing's income, and the interest will still be calculated at 3% per month."

Lu Youyou and Yan Ruoxuan are essentially young girls. They are beautiful and kind-hearted but do not have much social experience. Chen Cheng borrowed money from them without mentioning the interest, but he also had some calculations in his mind. When he made money to pay them back, he would definitely pay them more as a token of gratitude.

However, Shen Luning was already working and her family was in business, so Chen Cheng didn't know whether she was really willing to help, so he made the mortgage and interest clear in advance.

Yexing's business is now on the rise, even better than he expected. As long as he continues to upgrade the gameplay, it will be no problem for him to make tens of thousands of commissions a month.

Although I am now penniless and have no fixed assets to use as collateral, mortgaging future income is also a common form of collateral.

She has a two-year contract with Su Ziqiang and Su Zisan, brother and sister. With this income, there is definitely no repayment risk for Shen Luning.

Shen Luning thought for a moment and said seriously, "I have over 1.1 million on hand. I usually keep at least 100,000 on hand, so I have no problem borrowing 1 million from you. As for the mortgage and interest, forget it. I believe in your ability and you will definitely not lose money. When will you use it?"

"Thank you so much, Sister Ning!"

Chen Cheng was touched when he heard Shen Luning agreed so readily.

Lu Youyou, Yan Ruoxuan, and Shen Luning are all standard female Bodhisattvas!

Shen Luning didn't care about the mortgage and interest, so Chen Cheng didn't mention it again.

What he thought was that when he paid back the money, he would just pay the interest together.

So, he said to Shen Luning, "Sister Ning, thank you for setting aside the money for me. I will definitely need it before the end of the month. I will let you know in advance when I need it."

Then he added, "But Sister Ning, please don't mention this to Sister Shan and Brother Qiang."

"Do not worry."

Shen Luning smiled and said, "Sister knows what's going on."

After hanging up the phone, Chen Cheng felt a little dizzy.

He couldn't help but sigh in his heart: "There are so many rich women around me!"

"Two million and two hundred thousand, and three women managed to come up with it!"

Thinking of this, he sighed and couldn't help muttering: "When I was young and arrogant, I always looked down on those big guys who made their fortunes by living off others. Now I know that not everyone has such a good life!"

Chen Cheng asked the driver to change the route to Yujia Lake. When they arrived, they looked around and saw that the roadside was almost full of taxis.

What the taxi driver said last night was right. Yujia Lake has now become a taxi industry village.

The small shops on the roadside are all taxi companies, auto repair shops, car washes and small restaurants.

It is lunch time now, and many taxi drivers are eating and resting here.

Chen Cheng walked around the outskirts of Yujia Lake and soon found the taxi company called Jietong.

It is called a company, but in fact it is just a storefront of less than 20 square meters with two desks and a few chairs.

The current operating model of taxi companies is very loose. The company simply has a batch of cars and corresponding documents registered under its name, and then subcontracts the cars to drivers. The drivers maintain the cars and collect the share of the money.

At this time, there was only a slightly plump middle-aged man sitting inside the Jietong Taxi Company eating a box lunch.

A notice was posted on the glass door: "Forty vehicles from our company, all paperwork complete, for sale." Chen Cheng pushed the door open and asked, "Excuse me, is the boss here?"

"I am."

The middle-aged man put down his chopsticks and looked at Chen Cheng for a few times. Seeing that he was probably less than 20 years old, he frowned and asked him, "What do you want?"

Chen Cheng smiled and asked him, "Brother, what's your name?"

"No need to worry about your surname being Lin, Shuangmu Lin."

Chen Cheng nodded and said, "Hello, Brother Lin, I'd like to ask how you guys do this package transfer."

The other party asked him warily: "Why are you asking about this for no reason?"

Chen Cheng said: "I am interested in doing it myself next."

"just you?"

The boss sneered: "Young man, do you know how much money will be next?"

"I do not know."

Chen Cheng smiled and said, "That's why I came to ask you, but you didn't tell me."

The boss waved his hand and said, "This isn't a business you can inquire about. Just go do what you need to do."

Chen Cheng frowned, feeling a little unhappy.

Even if you look young, there's no need to have this attitude, right?
Thinking about this, he walked up to the boss and said calmly, "Brother Lin, you don't have time to joke with me, and I don't have time to joke with you. I am indeed interested in your company, and I also know that if you don't replace these 40 cars by the end of the year, they will be unavailable next year. It's September now, and the longer you delay, the more vulnerable you will be. If you still haven't sold them by December, it's hard to say what the target price will be next year."

The boss looked at Chen Cheng and was stunned for a moment.

He originally thought that this kid was bored and wanted to amuse himself, but when he saw that he seemed to have a good understanding of the situation here and did not seem to be here to make fun of him, he put away his previous contemptuous attitude.

He asked Chen Cheng curiously: "Do you really want to answer it?"

Chen Cheng sat down on the chair in front of him and nodded. "I came all this way here, so I must really want to take it. Just tell me the price for a package of 40 units."

The boss thought for a moment and said, "My forty cars are still running. From now until the end of the year, I can still collect three months' rent. As for the cars, it won't be a problem to sell them for around ten thousand yuan each."

Chen Cheng didn't believe it and said with a smile, "Brother Lin, I heard that taxis are forced to be scrapped after eight years. You must have old cars, and they're not Peugeots. They're not allowed to run at the end of the year. Who can afford to buy them for tens of thousands of yuan?"

Seeing that he understood everything, the boss smiled awkwardly and said, "You can sell it for 5,000 or 8,000 yuan, right?"

Chen Cheng smiled and said, "We can discuss each car individually. Let's talk about the quota first. How much is it?"

The boss pondered for a moment and said, "The market price is around 50,000. I'm selling these 40 cars as a package for only 50,000 each. As for the cars, it's a one-by-one negotiation, as you said. After all, the mileage and age vary."

"impossible."

Chen Cheng waved his hand decisively and said, "Brother Lin, a quota of over 50,000 yuan can't be sold even by private sellers. You have 40 cars, and if you dismantle them one by one and sell them, how long will it take you to sell them?"

Chen Cheng continued his psychological assault: "By the end of the year, what will you do if you still have over thirty units left unsold? Like I said just now, even if you're lucky and sell a few at over 50,000 yuan each, by the end of the year each unit will be worth 30,000 yuan. How much will you lose?"

"The best option for you is to sell them all at once."

"Also, Brother Lin, I'm telling you the truth, don't be offended. You are like a hot potato. If you want to attack in one go, it's impossible not to cut yourself."

After listening to Chen Cheng's analysis, the boss's expression became a little serious.

Chen Cheng is right.

The index market is currently sluggish, and many people are hesitant to act rashly because they need to change their cars at the end of the year.

In this case, if the price is slightly higher, not even one unit can be sold, let alone forty units.

He thought for a moment and said, "The lowest, the lowest, the target price cannot be lower than 48,000. This is a price that will break your legs!"

Chen Cheng waved his hand and said, "Brother Lin, you have forty cars here. I'll buy them all, including the car and the license, for fifty thousand each. That's two million."

"To buy your company, I'd have to come up with money for forty new cars, which would be another five million!"

"Before anyone wants to buy, they will consider whether they have enough funds."

"Let me be blunt. It's hard to find someone with over seven million dollars who's willing to start a taxi company, right?"

The boss dusted off his cigarette and said frankly, "Brother, 48,000 yuan for one is really not expensive."

Chen Cheng guessed in his heart that there was less than half a month left until October, and there was not enough time to slowly grind.

He wanted to close the deal before October, so he couldn't offer too low a price. So, he said, "How about this, Brother Lin? I'll give you 45,000 yuan for each car, just as you said. We'll have a different price for each car. If the car is in better condition, I'll give you more, and if it's in worse condition, I'll give you less. What do you think?"

(End of this chapter)

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