Since they are reborn, they must be supported by the school beauties.

Chapter 109 What's wrong with our Xuanxuan?

Coincidentally, Chen Cheng and Yan Ruoxuan have accounts with the same bank.

After dinner, everyone left the school together. The five roommates went to an internet cafe, while Chen Cheng and Yan Ruoxuan went to the bank.

Just as the two entered the bank, Yan Chengbin, who was having lunch at home, received a report from his subordinate.

He's been waiting for the bank to update his account for days, but nothing's happened.

His subordinates suddenly reported that Yan Ruoxuan had gone to the bank with Chen Cheng, and he realized that his daughter was finally going to start making money.

He slammed his hand on the table excitedly and said to Chen Min, "Xuanxuan went to the bank with Chen Cheng!"

Chen Min snorted: "That kid finally couldn't hold back anymore."

Yan Chengbin immediately called the bank contact person and asked him to monitor Yan Ruoxuan's account in real time and inform him immediately if there were any changes to the account.

At this moment, Yan Ruoxuan was filling out a form at the counter while asking Chen Cheng, "Are you sure 200,000 is enough?"

"Enough is enough."

Chen Cheng answered without hesitation.

Yan Ruoxuan was quite disappointed. She had thought Chen Cheng would need more than two million, so she specially prepared two million two hundred thousand for him.

As it turned out, Chen Cheng only wanted 200,000, and the remaining 2 million was prepared in vain.

Actually, while filling out the form, she was still thinking, whether Chen Cheng would need it or not, she would transfer the 2.2 million to him first.

But she was also afraid that Chen Cheng would get angry.

After all, Chen Cheng had always told me not to tell my family that I had acted on my own, as I was afraid of causing him unnecessary psychological pressure.

So she suppressed the impulse.

As soon as Yan Ruoxuan made the financial changes, the news immediately reached Yan Chengbin.

However, Yan Chengbin did not expect that although the account was moved, only 200,000 yuan was moved.

The 200,000 yuan was indeed transferred to Chen Cheng's own account.

Although this customer information is confidential, it's just a matter of a word for Yan Chengbin.

At this point, Chen Cheng felt that since the contract stipulated that the payment would be transferred to Lin Zhenbang within one day of the completion of the formalities, there was no need for him to make another trip tomorrow. He could simply transfer the money at the counter.

So he also filled out a remittance form.

Before Chen Cheng could even finish writing the remittance slip, Yan Chengbin had already obtained his ID number.

He wasn't surprised to see his daughter transfer 200,000 yuan to Chen Cheng, but what he couldn't understand was why she only transferred 200,000 yuan.

He told Chen Min about the situation, but Chen Min still couldn't figure it out.

She muttered to herself, "Since Xuanxuan asked for two million, she must have asked for it on behalf of Chen Cheng. But I don't understand why Chen Cheng only asked for two hundred thousand?"

"Yes."

Yan Chengbin said, "Xuanxuan's account originally had more than 200,000 yuan. If Chen Cheng only wanted this little money, she wouldn't have needed to come to me at all."

As he spoke, Yan Chengbin pondered, "Unless, Chen Cheng didn't intend to lend him this much, and it was Xuanxuan who wanted to lend him this much herself..."

"Don't talk nonsense!"

Chen Min suddenly became anxious and blurted out, "You're exaggerating Xuanxuan's abilities! If you said a guy tricked her and cheated her out of two million, I could accept that! After all, she's never really understood money and isn't very assertive. It's possible she'd be easily swayed by sweet talk and believe whatever he says."

“But I don’t believe Xuanxuan would be so eager for a boy, you know? He didn’t even ask to borrow that much money, yet she went to her family to ask for the money first, waiting for him to lend it to her anytime. What kind of image does that make?”

Yan Chengbin lit a cigarette, took a puff, and asked in return, "Then tell me, why did she ask me for two million? If Chen Cheng had clearly told her to ask her family for two million, Chen Cheng would have taken the money as soon as it arrived to avoid any unforeseen complications. The key is that the money was only touched several days later, and only two hundred thousand was touched. This doesn't make sense."

Chen Min didn't answer, but instead lowered her head and thought for a long time.

After a long while, she looked up at Yan Chengbin and said, "Here's what you do: you should also find Director Li and see which bank Chen Cheng opened his account with. If it's within their system, ask him to help check Chen Cheng's account activity as well. If we have more clues, we can also deduce what this kid is doing with the money. Although it's a bit against the rules for him, it's just a small favor."

"Yes, yes."

Yan Chengbin said awkwardly, "It's understandable that I asked him to keep an eye on Xuanxuan's account, since parents care about their children. But if I also asked him to keep an eye on the other party's account, they would definitely figure out what's going on."

Why do you care about him?

Chen Min said nonchalantly, "Let him think about it if he wants. Just make sure he doesn't dare to say anything out of line. There are some things that are not afraid of people knowing, but only of people talking about them."

Yan Chengbin sighed. Who cares? As long as my wife is satisfied.

So he immediately took out his phone and asked someone for help.

Bank employees actually have extensive inquiry privileges, and it's not uncommon for them to embezzle funds and secretly transfer customers' money. Checking Chen Cheng's account transactions would be a matter of minutes.

Crucially, Chen Cheng and Yan Ruoxuan both have cards from the same bank.

Therefore, Chen Cheng's recent financial statements and transaction information were quickly sent to the Yan family via fax and placed in front of Yan Chengbin and Chen Min.

Looking at the accounts, Yan Chengbin exclaimed, "This kid has borrowed a lot of money! The first one was a million, and the sender was Shen Luning. Then there was another million, and the sender was Lu Youyou. Finally, today Xuanxuan transferred two hundred thousand to him."

Chen Min was extremely surprised: "Shen Luning, Lu Youyou, they all sound like girls!"

"It really is……"

Yan Chengbin rubbed his forehead and muttered, "So, our daughter actually paid the least..."

Chen Min asked warily, "This young man is so young, could he already be one of those scammers who preys on girls? I don't think he'll just ask for 200,000; he might even ask Xuanxuan for more money!" Yan Chengbin said helplessly, "Don't always look at him with prejudice. Your daughter has over 2.2 million in her account, and it's all prepared for him. He only asked for 200,000. From this point of view, he doesn't fit the characteristics of a scammer."

After saying that, Yan Chengbin pointed to the expenditure records and said, "Look, he transferred two sums of 61.2 yuan each, both to the same account, which belongs to this person named Lin Zhenbang. What do you think this proves?"

Chen Min asked, "Prove what?"

Yan Chengbin said seriously, "Two identical amounts, one in whole and one in small, prove that he is most likely making a phased payment. Moreover, I feel that his payment is not yet finished. Otherwise, he would not have asked Xuanxuan for another 200,000 when he still had several hundred thousand in his account. I guess there is still a sum of money that has not been paid out."

Chen Min frowned and asked, "Then what is he paying so much money to this Lin Zhenbang for?"

Yan Chengbin said, "It should be a normal transaction, but I'm not sure what the specific transaction target is."

"Check it out."

Chen Min said, "Find someone to help check on this Lin Zhenbang and see if there is any business registration information."

These days, business registration information isn't publicly available online. Otherwise, you wouldn't need to ask anyone for help to find out if someone has registered any companies based on their name.

Yan Chengbin thought that since he had already found out this much, he might as well investigate one more step, so he picked up his phone and said, "Okay, I'll ask someone."

I had just picked up my phone and hadn't even had a chance to dial when a call came in.

"Hey, President Li, um, what's up? You moved it again? How much? 796,000? Okay, I understand, thank you, President Li. Let's have dinner together sometime."

Seeing that he had hung up the phone, Chen Min immediately pressed, "Did that kid ask Xuanxuan to send him money again? I told you he couldn't possibly only want 200,000!"

Yan Chengbin sighed and said with a hint of pleading, "Wife, I know you have a quick temper, but could you please wait for me to finish explaining the situation before you draw a conclusion?"

Chen Min urged, "Then hurry up and tell me!"

Yan Chengbin said, "President Li said the account has been moved. It was Chen Cheng's account that was moved. He transferred 796,000 yuan to Lin Zhenbang, and a total of 2,020,000 yuan to him in three transactions."

Chen Min asked in surprise, "Didn't you ask Xuanxuan for money again?"

"No."

Yan Chengbin said, "It's money from Chen Cheng's account."

Chen Min was a little frustrated, not expecting that her guess was wrong.

So she urged Yan Chengbin: "Quickly ask the business administration department what this Lin Zhenbang does."

Yan Chengbin made a phone call, explained the situation, and the other party quickly looked up the relevant information for him and explained the situation to him.

After listening to the other party's introduction, Yan Chengbin breathed a sigh of relief and said to Chen Min, "I've figured it out. This Lin Zhenbang has a taxi company in Jiangcheng. This company just completed the change of ownership process with the Administration for Industry and Commerce today, and the buyer is Chen Cheng!"

Chen Min blurted out, "You mean Chen Cheng used the money he borrowed from the three girls to buy Lin Zhenbang's taxi company?"

"Correct!"

Yan Chengbin laughed and said, "See, you've figured it out now. At least they're not fraudsters; they have a legitimate reason for borrowing money."

Chen Min's anxiety eased slightly, and she asked again, "Isn't he a manager at a disco? Why did he buy a taxi company?"

Yan Chengbin laughed and said, "Buying a taxi company is definitely for making money."

Chen Min muttered, "He bought it all with borrowed money. The company was worth 2.02 million, and he borrowed 2.2 million. How long will it take to break even on a taxi company with so much money? Is four years enough? If it takes four years, then it will take at least four years to pay off the loan. Borrowing more than 2 million and paying it off in four years, isn't that a bit unfair?"

Yan Chengbin chuckled awkwardly: "I didn't understand either, but you don't need to worry too much about it. I've noticed that you're quite dissatisfied with Chen Cheng right now. Try taking off your tinted glasses and looking at him again?"

Chen Min immediately said, "Of course I'm very dissatisfied with him! My daughter is so well-behaved and sensible, she's been a princess at home for eighteen years, and she's been chasing after him for less than a month since she came to Jiangcheng. How can I, as her mother, feel good about that?"

Yan Chengbin quickly advised, "What are you thinking about? Who said Xuanxuan is definitely pursuing him?"

Chen Min said angrily, "Did you see that? That kid surnamed Chen borrowed a total of two million from those two women and two hundred thousand from Xuanxuan. This proves that his original funding gap was just over two million!"

"Think about it again. Xuanxuan had over 200,000 yuan back then, so why did she ask you for 2 million? She must have wanted to solve everything for her in one go! Isn't that just asking for trouble?"

Yan Chengbin sighed awkwardly.

He knew that his wife's analysis made a lot of sense, and was even very close to the truth.

However, upon closer reflection, his feelings became extremely complicated.

As a parent, he also had reservations about Chen Cheng's irresponsible approach of borrowing money to start a business.

But as a businessman, he admired Chen Cheng's courage at the age of eighteen.

It's quite common in the Yangtze River Delta region for an 18-year-old to be able to manage a business worth two million.

But he had never seen anyone dare to borrow two million at the age of eighteen.

How should I put it? She's just...too fierce!

The young are truly to be feared!

Just as he was sighing to himself, Chen Min suddenly spoke up with a displeased expression: "Yan Chengbin, the more I think about it, the angrier I get!"

Yan Chengbin said helplessly, "Why are you still angry? It's only 200,000 yuan in total. What can we do even if he doesn't pay it back?"

Chen Min's expression was serious: "That's not what I meant. I want to know why he borrowed one million from each of the other two girls, but only two hundred thousand from Xuanxuan? What's wrong with Xuanxuan? Is she not as rich as them?"

Yan Chengbin stared speechlessly, then asked with a wry smile, "Do we have to be so competitive even in something like this?"

Chen Min waved her hand irritably: "I just feel uncomfortable, I just can't feel comfortable!"

(End of this chapter)