In Hong Kong, we build a global business empire

Given their position, 2 billion Hong Kong dollars is a huge amount of money, but it is not an unbearable risk.

For example, when Bao Yugang was competing with Jardine Matheson for Kowloon Wharf, it was because HSBC suddenly provided him with a loan support of up to HK$21 billion that he successfully won control of Kowloon Wharf.

Therefore, there is absolutely no problem for Huifeng Bank to lend such a large sum of money to Lin Haoran.

"There's no problem with mortgage. How about I mortgage my shares in Hong Kong Electric Group?" Lin Haoran thought for a while and said.

The market value of Hong Kong Electric Group has now reached HK$38 billion, and Lin Haoran owns 49.9% of the shares.

Although even according to the current market value, the shares he holds are not worth HK$20 billion.

But this is not a concept at all. You have to know that these shares are the controlling rights of Hong Kong Electric Group!
Moreover, today, the Hong Kong Electric Group is still the major shareholder of China Gas Company, holding 20% ​​of its shares (17.6% of Universal Investments and 12.3% of Wan An Properties). China Gas Company is nominally still a listed subsidiary of the Hong Kong Electric Group!
It can be said that if Lin Haoran has no intention of selling, no matter how much money other buyers invest, whether it is 3 billion, 4 billion, or even 5 billion Hong Kong dollars, they will not be able to seize the controlling stake of Hong Kong Electric Group from Lin Haoran.

The reason is that trying to acquire all the shares, including those of other small shareholders, through the stock market is almost impossible in practice.

Once such an intention emerges, it must be acted upon publicly, raising the purchase price to attract shareholders to sell, and this will naturally be easily known to Lin Haoran.

He only needs to increase his holdings slightly to easily ensure that his shareholding ratio exceeds 50%. By then, who can shake his controlling position?
So, even though the market value of the Hong Kong Electric Group controlled by Lin Haoran is less than HK$20 billion, for those who want to covet the Hong Kong Electric Group, its value is higher than HK$20 billion!

What's more, with Lin Haoran's current status, even if he does not pledge anything, he can still borrow hundreds of millions of Hong Kong dollars from major banks and financial companies in Hong Kong.

Therefore, Lin Haoran’s proposal to use Hong Kong Electric Group shares as collateral is not excessive at all.

If Shen Bi doesn't agree to this, Lin Haoran can just go to other banks to apply for a loan, such as Citibank, Standard Chartered Bank, Bank of East Asia, etc., and he can easily get the money.

The reason why he came to see Shen Bi was that he hoped to take this opportunity to establish a good relationship with Huifeng Bank and prepare for taking over the Jardine Matheson Group.

If both Citibank and HSBC Bank support him, it would be a natural thing for him to take over the Jardine Matheson Group given his absolute dominance in equity.

Since Huifeng Bank was able to support Bao Yugang in taking over Wharf Holdings, it would not be excessive to support him in taking over Hong Kong Holdings, right?
In this way, even if Jardine Matheson wanted to use the government to pressure him, he would not be without supporters.

At least, the current strength of Huifeng Bank is much stronger than that of Jardine Matheson.

As expected, when Shen Bi heard Lin Haoran's decision, he said without hesitation: "Of course, Mr. Lin's willingness to use the shares of Hong Kong Electric Group as collateral has exceeded my expectations. I have approved the loan, and there are no major problems with the top management.

But since Mr. Lin wants to borrow such a large sum of money, after the loan is approved, he can use a small portion of the money to invest in 1% of Huifeng Bank's shares and become a shareholder of Huifeng Bank. Is there any problem with this, Mr. Lin?"

While agreeing, Shen Bi also reminded Lin Haoran to invest in Huifeng Bank.

It is quite strange to borrow money from Huifeng Bank to invest in Huifeng Bank.

However, Lin Haoran agreed without hesitation.

After all, the other party used half of the market value to let him buy shares in Huifeng Bank, which was a huge bargain for Lin Haoran.

Unfortunately, it is too little, only 1%.

If there were more, Lin Haoran would be willing to take it.

After all, he knew that the share price of Huifeng Bank would continue to rise.

The future trend is basically a gradual rise. Occasionally, it will fall due to the impact of a stock market crash, but once the crash is over, it will immediately start to rebound.

For example, the current stock market value of Bank of China is about HK$14 billion. However, 1994 years later, in , the stock market value of Bank of China had jumped to HK$ billion.

What kind of growth rate is this?

This means that the market value of Huifeng Bank in 1994 was equivalent to the sum of the market values ​​of 14 Huifeng banks of its current size at that time.

"In that case, it's settled. Thank you Mr. Shen Bi. I hope the money can be paid as soon as possible. As for the mortgage of Hong Kong Electric Group's shares, it can be processed at any time!" Lin Haoran said with a smile.

"The matter of HK$20 billion is too big a matter. I need to hold a high-level meeting. However, this is not a big issue. I will give you an answer tonight at the earliest and tomorrow at noon at the latest. Once it is confirmed and the contract is signed between the two parties, I can decide to transfer the HK$20 billion to Mr. Lin's bank account immediately!" Shen Bi continued.

"We are all straightforward people. After the funds arrive, I can also invest and become a shareholder of Huifeng Bank. I also look forward to becoming a shareholder of Huifeng Bank and a member of the board of directors of Huifeng Bank. In this way, Mr. Shen Bi and I can be considered colleagues!" Lin Haoran laughed.

In the future, he will definitely invest in and control a bank, but obviously this bank is not Huifeng Bank.

Because it is basically impossible to control Huifeng Bank. The difficulty of controlling it may be ten or a hundred times that of Jardine Matheson.

He didn't even have the confidence to control Jardine Matheson, let alone Bank of Hong Kong.

However, with so many banks in the world, even if it is impossible to control Huifeng Bank, the same cannot be said for controlling other banks.

There is no rush for this matter.

His main goal now was to lay a more solid foundation in Hong Kong, which he regarded as his base. Afterwards, the two chatted for a long time in the office.

Hong Kong is not a big place, and the top business circle is even smaller.

Therefore, Lin Haoran also hopes to be on good terms with Shen Bi.

Although Citibank currently has a good relationship with him because of that transaction, Citibank is an American bank after all, and its branch in Hong Kong is far weaker than that of Bank of Hong Kong, making it difficult to provide timely local support.

It is particularly important to establish a close relationship with Huifeng Bank.

In Shen Bi's office, the two had an in-depth conversation for more than an hour, discussing in detail the details of the HK$20 billion loan, such as the loan interest, term, etc.

In addition, the two also discussed possible future cooperation opportunities in a very harmonious atmosphere.

It was not until around three o'clock in the afternoon that Lin Haoran said goodbye to Shen Bi and left Huifeng Bank.

There is basically no problem with this loan. In this case, the problem of lack of funds of Huanyu Investment Company will naturally be solved.

In addition, once there is news from the Li family, he will not have to worry about funds to purchase equity.

After leaving Huifeng Bank, Lin Haoran went directly back to the villa on Shixun Road.

As for Li Mingze, we probably won’t have any news until at least the evening, so there’s no time to rush.

Just as Lin Haoran was driving back home in his Rolls-Royce, several core members of the Lee family gathered in an office in the Lee Garden International Hotel Building in Wan Chai, one kilometer away from him.

In addition to these core members, Li Luyanqun, the widow of Li Xiaohe who passed away recently, is also here.

Her husband passed away, but her children were still too young and obviously not suitable to inherit Li Xiaohe's estate immediately.

Therefore, after Li Xiaohe passed away, Li Luyanqun became the heir to her husband's estate.

At this moment, Li Ming called these people over, naturally because of Lin Haoran's matter.

In addition to Li Lu Yanqun, Li Mingze's second brother Li Mingqia, fourth brother Li Rongsen, and fifth brother Li Rongjie were all there.

They have one thing in common: they all hold shares in TVB and originally followed Li Mingze to create TVB.

The Lee family is very united, but apart from family businesses such as Lee Garden Properties Limited and Lee Garden International Hotel, most of them have their own investments.

For example, the investment in TVB is the personal behavior of Li Xiaohe and others and has little to do with the family.

The wealth gained from foreign investment belongs to them personally, not to their families.

The Li family also strongly supports its members to start their own businesses, so that the Li family can develop better, instead of all members of the family relying on the family business.

It’s just that when it comes to issues concerning family interests, family interests are everything.

"Brother, what do you want from us?" After several people sat down in the office, the second brother Li Mingqia asked curiously.

"Everyone is saddened by the passing of my third brother, but one thing that is in front of us is the matter at TVB. Although I have nothing to do with TVB, as your eldest brother, I am also very concerned about this matter.

Whether the Li family will continue to control TVB will also have a certain impact on the family, so I would like to ask, are there any of you who plan to take over the power of TVB?" Li Ming said directly.

The four people present all own the same TVB shares. The combined shares of the four make them the largest shareholder of TVB. This is also the biggest reason why Li Ka-shing has been able to serve as the chairman of the TVB board of directors.

A 24% stake is already a lot for TVB, which has multiple shareholders.

Li Mingze's words made several people look at each other in surprise.

"Brother, I know my own abilities. I don't have the capability to manage TVB. Do you want to manage it? If you want to become the chairman of TVB, I support you!" said the second brother Li Mingqia after thinking for a while.

"As you all know, I have never had any interest in the television industry." Li Ming shook his head and refused. At the same time, he looked at the remaining three people.

"Brother, my ability is even worse than that of the second brother. You can let me be a shareholder, but not the chairman. By then, TVB will be a mess under my control. There is no need for that. I am only capable of managing our Lee Garden International Hotel." The fourth brother Li Rongsen said immediately.

Li Rongsen is now the general manager of Lee Garden International Hotel, assisting his elder brother Li Mingze in managing this family hotel.

"Brother, I think so too. Among us brothers, you and third brother have the most outstanding management skills. Now that third brother is gone, if we really want to take over TVB, only you, eldest brother, have the ability and prestige." The fifth brother Li Rongjie said with a wry smile.

At this moment, everyone's eyes were focused on Li Lu Yanqun.

"I am a woman who has spent my whole life at home taking care of my husband and children. Even if I have this intention, I am afraid it will be difficult to convince others." Li Luyanqun sighed, the sadness on her face was still clearly visible, and it was obvious that she had not completely walked out of the shadow of her husband Li Xiaohe's death. (End of this chapter)