In Hong Kong, we build a global business empire

Chapter 256 Investing in Huifeng Bank

It's still early, and the Li family will definitely not be able to come up with results so quickly.

Therefore, the first thing Lin Haoran needs to do now is to find a way to raise money.

It takes money to buy TVB shares, and it also takes money to increase holdings in Hong Kong Land Holdings.

His funds will not be more relaxed until at least autumn.

Therefore, the best way now is to borrow money from the bank first.

Anyway, he doesn't really care about that little bit of interest.

The stock market was about to open at one o'clock in the afternoon. Su Zhixue had already left the office and went to the investment department to work.

Lin Haoran sat in the office for a while and then decided to go to Huifeng Bank.

Before leaving, Lin Haoran first called Shen Bi's office and confirmed that he was there before leaving Wanqing Building.

What makes Shen Bi different from other British tycoons is that he is happy to make friends with Chinese entrepreneurs, such as Bao Yugang and Li Jiacheng, who all have a good relationship with Shen Bi. This is also one of the reasons why Lin Haoran has a good impression of him.

However, Lin Haoran had actually only been to Shen Bi's office twice, and the first time was more than a year ago.

At that time, Lin Haoran sold the shares of Hutchison Whampoa to Bao Yugang and eventually earned more than 100 million Hong Kong dollars.

That time, it was the first pot of gold he really earned, so he was particularly excited and went to Huifeng Bank to check the accounts.

As a result, it alarmed Mr. Shen Bi, the boss of Huifeng Bank, and he was invited to Shen Bi's office for a chat.

Thinking about it now, Lin Haoran was also full of emotion.

Full of memories!

At that time, he could only raise his capital through loans, and he was extremely excited when he made tens of millions of Hong Kong dollars from Wharf Holdings' stocks.

Today, it controls assets worth tens of billions or even nearly 10 billion Hong Kong dollars.

The Rolls-Royce slowly drove away from the Wanqing Group Building and headed for the Huifeng Bank Head Office Building, which was less than 600 meters away.

In less than ten minutes, Lin Haoran's car had parked in the open-air parking space in front of the Huifeng Bank building.

"Mr. Lin, our manager is already waiting for you in the office!" What Lin Haoran didn't expect was that the senior account manager, Ms. Huang Yulan, was already waiting for him in the lobby. When she saw Lin Haoran coming in, she immediately came over respectfully and led the way.

"Okay, thank you, Manager Huang." Lin Haoran said with a smile.

The senior account manager was very excited to hear that Lin Haoran actually remembered her name.

Li Weidong and Li Weiguo stayed in the rest area on the first floor. Lin Haoran followed the account manager into the elevator and soon arrived outside the manager's office.

Manager Huang knocked on the door.

Shen Bi had already opened the door at this moment.

In the past, when Lin Haoran came, he would sit on a chair and wait.

Nowadays, people not only go to the first floor to greet guests, but also take the initiative to open the door themselves.

From his actions, it is enough to see how much Shen Bi values ​​Lin Haoran now.

However, it is also true that Lin Haoran's current status has undergone a tremendous change compared to before. It can be said that the two of them are now people of the same level.

"Hello, Mr. Lin, long time no see!" Shen Bi took the initiative to extend his hand and greeted with a smile.

"Mr. Shen Bi, long time no see." Lin Haoran also responded with a smile.

The two had indeed not seen each other for a long time, and Shen Bi did not attend Li Xiaohe's funeral.

The last time we met was at the Governor's Mansion, when Governor-General MacLehose invited the top figures in Hong Kong's circles to hold a Spring Festival banquet.

At that time, although Lin Haoran barely squeezed into this circle, he was at most at the bottom of the circle.

Four or five months have passed since then.

When Lin Haoran forced Niu Bijian to admit his mistake on behalf of Jardine Matheson, it meant that he had already reached the top level.

"Mr. Lin, please go over there and sit down." Shen Bi pointed to the sofa in the negotiation area and said.

Lin Haoran nodded and followed Shen Bi to the negotiation area in the office.

"Mr. Lin never comes to visit you without a request. This time you come to my place, you must have something else to ask me, right? But to be honest, even if you didn't come to me, I would also like to find a time to invite Mr. Lin to my house for a gathering." Shen Bi said with a smile after sitting down.

"Oh? Mr. Shen Bi also has something to discuss with me?" Lin Haoran was a little surprised.

At this time, Lin Haoran was not in a hurry to tell everyone why he came.

"On behalf of Huifeng Bank, I invite Mr. Lin to join the board of directors of Huifeng Bank and become a member of the board of directors of Huifeng Bank. For this, Huifeng Bank is willing to give out 1% of its shares and let Mr. Lin buy shares at half the stock price, so that Mr. Lin can become a shareholder of Huifeng Bank. What do you think?" Shen Bi said with a serious and expectant tone. After hearing what Shen Bi said, Lin Haoran was a little surprised.

Let him become a member of the board of directors of Huifeng Bank?

He had never thought about this.

However, it's not impossible.

As far as I can remember, thirty or forty years from now, Huifeng Bank will still be a listed bank with a market value of one trillion yuan, one of the top ten banks in the world.

Although its future potential cannot be compared with that of Apple, it is also a company with very good potential.

However, the current market value of Hui Feng Bank is the highest among listed companies in Hong Kong. According to Lin Haoran, the current market value of Hui Feng Bank has risen to around HK$160 billion. 1% of the shares costs HK$1.6 million. Even at half price, it would cost HK$ million!

Today, he can’t even come up with 50 million Hong Kong dollars, let alone 80 million Hong Kong dollars.

After some thought, Lin Haoran understood why Huifeng Bank wanted him to become a member of the board of directors of Huifeng Bank.

Since Huifeng Bank's main business is currently in Hong Kong, although they are also trying to open up overseas markets and are also constantly trying to acquire banks in the UK, the US and other places, the progress is not very good.

Moreover, even if their overseas layout is good, the Hong Kong market will still be their largest market.

No one knew what would happen to Hong Kong in the future. In the 1950s, the mainland businesses of Jardine Matheson and Hutchison Whampoa were all interrupted, causing them heavy losses.

As a result, they inevitably became wary of the North, fearing that if Hong Kong returned to mainland management, their industries in Hong Kong would be lost just like they had been in the past.

This is also the reason why so many British companies have withdrawn from Hong Kong. Even if the possibility is only 1%, many people from British financial groups dare not take the risk.

Therefore, Jardine Matheson is now vigorously developing overseas markets.

Wheelock & Co. continued to sell off its properties in Hong Kong and used all the proceeds to buy ships in an attempt to transfer all the funds out and turn them into movable fixed assets.

But Bank of Hong Kong is different from other foreign banks. Hong Kong has always been the base of Bank of Hong Kong, and all their achievements come from Hong Kong.

It can be said that even if Hong Kong really ended up as they imagined, Huifeng Bank would have nowhere to escape.

Moreover, as the British financial conglomerates continued to withdraw, the top management of Huifeng Bank had already realized that the future of Hong Kong would definitely be dominated by Chinese-funded enterprises, and the decline of their British financial conglomerates was inevitable.

Therefore, the top management of Huifeng Bank now focuses on building good relations with Chinese financial groups, and is even willing to make losses to get to know and even support Chinese businessmen, such as Bao Yugang and Li Jiacheng.

They do this naturally to make plans for the future of Huifeng Bank, so that Huifeng Bank can have these big guys as helpers in the future, so that it will be more confident.

Everyone knows that without the help of Huifeng Bank, neither Bao Yugang nor Li Jiacheng would have achieved such great success.

Lin Haoran is different from them. He does not rely on Huifeng Bank, but develops himself completely on his own.

But this also makes Huifeng Bank pay more attention to it.

Such people can only be friends, not enemies.

"Mr. Shen Bi, in principle, I am very much looking forward to investing in Huifeng Bank. I can agree to it, but to tell you the truth, I don't have sufficient funds on hand at the moment. Therefore, I am visiting you this time hoping to borrow some funds from Huifeng Bank." Lin Haoran stated his purpose straight away.

"Mr. Lin, as far as I know, you have a close cooperative relationship with Citibank, right?" Shen Bi asked with a little surprise. He tried to find out the true relationship between Citibank and Lin Haoran.

Lin Haoran already knew that in Hong Kong, many people mistakenly believed that he had some special connection with Citibank, and even regarded him as a puppet supported by Citibank.

He never explained much about this, and it seemed that misunderstanding had its own benefits.

Therefore, he never took the initiative to clarify these rumors.

"I do maintain a good cooperative relationship with Citibank, and they have given me a lot of support. But this time I decided to borrow money from Huifeng Bank entirely out of my own considerations and has nothing to do with Citibank. What's the matter, Mr. Shen Bi, is Huifeng Bank unwilling to accept this business?" Lin Haoran said with a joking smile.

"Of course not. We are deeply honored that Mr. Lin chose our Huifeng Bank. May I ask how much amount you plan to loan?" Shen Bi responded sincerely.

In the business field, lending is undoubtedly one of the core businesses of banks, and Huifeng Bank is naturally eager to attract more high-quality customers like Lin Haoran.

After all, lending to clients like Lin Haoran is relatively less risky.

"I am planning to borrow 2 billion Hong Kong dollars. I wonder if Huifeng Bank can meet this demand?" Lin Haoran directly proposed his loan amount.

This number was carefully considered by Lin Haoran.

For ordinary people, 2 billion Hong Kong dollars may be an astronomical figure that is difficult to achieve in a lifetime.

But for Lin Haoran, it is not difficult to earn this money as long as he is given enough time.

Even facing a high interest rate of 10%, it was no problem for him.

"Two billion Hong Kong dollars? Mr. Lin, if you only need a loan of a few hundred million Hong Kong dollars, I can make the decision without any collateral, but if it is a large loan like two billion Hong Kong dollars, we will need you to provide sufficient collateral." Shen Bi said seriously. (End of this chapter)

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