Reborn, back to a small county town to become a wealthy family

Chapter 745 A battle of wits and courage
Before tonight's dinner, Dong Xuan and Su Jinwen had only met once or twice and were not close friends.

Therefore, there is no situation where someone is pleading on behalf of Su Jinwen.

The reason I left the comment "we'll talk about it privately later" was entirely from Luo Yang's perspective.

The facts speak for themselves.

As Luo Yang's business empire grows, the financial platforms that can match it also need to grow larger. If Yongcheng Bank cannot meet the demand, it will inevitably be gradually marginalized from Luo Yang's list of partners.

This includes private asset management.

Since we're definitely going to gradually relocate, let's find partners in advance.

Just last night, Luo Yang personally promised Dong Xuan that she would take charge of the core business of the financial sector in the future.

As a result, Dong Xuan naturally developed a sense of ownership.

If she can't squeeze three pounds of oil out of Su Jinwen, then she's incompetent.

In fact, Dong Xuan was unaware that Luo Yang had already agreed to hand over a portion of his private assets to Yang City Industrial and Commercial Bank for management before the marriage proposal ceremony in Hainan.

Moreover, he did not make any excessive demands.

After several rounds of drinks and dishes, the seating arrangement at the table was rearranged.

With Dong Xuan at the center, Su Jinwen and Guo Linlin sat on either side, the three women chatting animatedly. Luo Yang and Tian Cheng whispered among themselves, while Sun Wei, relatively free, went to refill the glasses of those who were empty.
"Brother Luo, we're both in Minhang, so we should get to know each other better in the future."

After drinking half a jin or more of baijiu, Tian Cheng started addressing Luo Yang as "Brother Luo" instead of "General Manager Luo." If they drank a little more, they'd probably be putting their arms around each other's shoulders.

"You said it yourself, brother, I couldn't be happier."

Luo Yang does have that much emotional intelligence.

He replied to Tian Cheng with a smile, "I've set up a club in Xuhui, which I plan to use as an internal reception venue. It'll be open for trial operation at the end of this month. You're a very knowledgeable person, so could you give me some pointers when you come?"

I wouldn't dare offer any pointers.

After a modest remark, Tian Cheng immediately agreed: "I will definitely attend Brother Luo's invitation."

After saying that, he gave a knowing smile that any man would understand.

Luo Yang: "."

Goodness, could it be a misunderstanding?
The club he set up is a legitimate establishment.
Before they could even explain, the laughter of the three women next to them was infectious.

"Dong Xing, Director Guo, Director Su, you three have gone too far."

Tian Cheng feigned anger and said, "You're talking about happy things, but you don't share them with me and Brother Luo!"

"President Tian, ​​we were just talking about credit guarantees, and Linlin happened to mention a case we encountered recently that was quite interesting."

"Interesting cases of credit guarantees?"

Tian Cheng paused for a moment, then seemed to realize something and laughed.

"Is Xiao Guo talking about the owner of that lighting factory in the development zone?"

He paused for a moment, then continued explaining to Luo Yang, "A rather unlucky boss lost his perfectly good factory because he didn't understand the serious consequences of guarantees."

Things are not complicated.

The owner of a lighting factory, although the factory is not large, is quite profitable, earning a steady profit of two to three million yuan every year, and the factory has never taken out a loan.

In the eyes of the bank, this kind of company is actually a high-quality customer. They have tried to persuade the owner to borrow money to expand production on several occasions, but the owner just won't agree.

At the end of last year, this boss's friend's company needed a loan to expand production and operations, but the company's debt ratio was already quite high, so they were unable to borrow money from several banks.

So this person went to the owner of the lighting factory and asked him to act as guarantor.

For reasons unknown, the lighting factory owner actually agreed, and the bank released the loan.

Last month, the company that borrowed money went bankrupt due to various problems. Because of its high debt ratio, the company was already insolvent. As a result, the owner of the lighting factory who provided the credit guarantee became a joint debtor.

When the court officials came knocking, the lighting factory owner was unaware that he had become the person responsible for repaying the debt.
"?"

Luo Yang glanced at the three women curiously: "Am I being too funny? Is this really that funny?"

"If the story were only like that, it wouldn't be so funny."

Guo Linlin added, "The real interesting part is what happened next. The lighting factory owner's friend actually knew his company was going to go bankrupt, so he swindled the loan and absconded with the money before the scandal broke. We still don't know where he went."

Luo Yang still couldn't understand what was so funny.

"The story gets even more complicated later on."

Guo Linlin continued with a smile: "As we all know, many small business owners are the bosses, but the legal representatives are not necessarily the owners. This lighting factory is the same. The legal representative of the enterprise is the boss's wife. In fact, the person who provided the credit guarantee was also the legal representative of the enterprise. The owner's wife of the lighting factory ran away with the money with that swindler."

Luo Yang: "."

In other words, the owner of this lighting factory has lost both his family and his finances.
"By the way, Mr. Luo, you own so many companies, but you're not the legal representative for any of them, are you?"

Upon seeing Luo Yang finally smile, Guo Linlin also cracked a joke.

Luo Yang had never really paid attention to this kind of thing.

He turned to look at Sun Wei.

"Boss, the legal representatives of our group's subsidiaries are all concurrently held by the company's head."

As the deputy director of the board office, Sun Wei was essentially a housekeeper, so she was naturally very clear about this information: "As for the group company, you are currently also the legal representative."

What about the industries in Yangshi?

Zhengyang Group was originally Qingqing Garment Factory, and the legal representative at that time was Jiang Wen. Later, after it moved to Yang City, in order to avoid Jiang Fan finding out about this, when it was changed to Zhengyang Group, the legal representative was changed to Shang Guozheng.

The original legal representative of the premixed cement mortar plant was himself, but when it was changed to Qingyang Building Materials, the legal representative was also changed. Now the legal representative is Chu Junpeng.

He also serves as the legal representative of Guoyang Real Estate.

Jiang Fan is currently the legal representative of Guangfan Electronics, and he is also the legal representative and head of Guangfan Wind Power.
It seems that only Sunshine Culture & Tourism's legal representative is still himself.

"Forget about it. Anyway, we're going to restructure soon and use an investment company registered overseas to control the group. We can make the changes later."

The thought flashed through Luo Yang's mind.

Actually, he has fallen into a misconception in this regard. Being a legal representative of a company is not necessarily troublesome; it depends on the circumstances.

The conversation at the dinner table continued.

Since most of the people present, except for Luo Yang and Sun Wei, worked in the banking system, the conversation was mostly about banking or finance, which made it difficult for Luo Yang to understand.

The dinner party ended a little after 8:30 p.m.

After seeing off the three people from Pudong Development Bank, Luo Yang and Dong Xuan, who were standing at the hotel entrance, exchanged a glance.

"No, starting tonight, I won't go watch the Persian cat that can do somersaults."

Luo Yang avoided the intense gaze and quickly said, "I have a fund allocation meeting tomorrow morning, and I have a game of golf with Shen Nanpeng from Sequoia Capital in the afternoon. I don't want to look listless tomorrow."

"cluck"

Dong Xuan hadn't said anything yet, and Luo Yang was already like this. How could she possibly hold back?
After laughing for a moment, she said, "Why don't you come to my house in the next few days? I'll make you some ginseng and old hen soup to nourish you."

If he didn't have something important to do tomorrow, Luo Yang definitely wouldn't have let this vixen off the hook. "I'll deal with you next time!"

Luo Yang glared at Dong Xuan, then quickly got into his car and left.

I'm terrified of being provoked again, and what if things get to the point where it's unbearable?
"Boss, where are you going?"

"Is everything settled at the Rainbow Bridge Villas?"

Since we've decided to sleep vegetarian tonight, we might as well spend the night at the Rainbow Bridge Villa.

"It should be alright now."

Sun Wei's tone was somewhat uncertain, so she added, "Director Wen said that all the supplies need to be procured this afternoon, but I've been with you all afternoon, so I don't know the exact situation."

After saying that, he took out his phone and dialed Wen Wan's number.

A moment later, Sun Wei turned to face Luo Yang from the passenger seat: "Boss, Director Wen said everything is ready and we can move in tonight."

"Then let's just go there."

Although he drank eight ounces of baijiu tonight, his mind is still very clear.

After returning to the villa in Hongqiao, I sat in the living room for a while until I took a hot shower and started to feel drowsy.
The fund allocation meeting the following morning was not complicated, because Luo Yang had already prepared the funds for the acquisition of the headquarters building.

The main topic of discussion at the meeting was the formation of the negotiation team.

The negotiation team not only negotiated with Yongcheng Bank, but also with Zhaohe Real Estate's Shanghai branch, so the team members included not only finance professionals, but also legal and real estate professionals.

The meeting ended after just over an hour.

He had barely returned to his office when Wen Wan followed him in.

"Boss, Dong Xuan called this morning to ask when you'd be available."

After reporting this, she immediately lowered her voice and said, "I also want you to prepare an additional 200 million in cash."

"Tonight and tomorrow night are definitely out of the question."

After listening to Wen Wan's report, Luo Yang pondered for a moment: "We can only schedule it for weekend evenings."

These whispers sounded like gibberish to Wen Wan, but Luo Yang knew perfectly well that Dong Xuan was helping him to meet the financial head of Zhaohe Real Estate's Shanghai branch. As for what the 200 million yuan was for, it was self-evident.

"I'll call Dong Xuan back later."

After setting the date for Saturday night, Luo Yang looked up at Wen Wan and said, "Go back and prepare a research contract regarding financial auditing in the company's restructuring. The contract amount is 200 million after tax."

Although she was feeling incredibly anxious, Wenwan couldn't remain curious since the boss hadn't offered an explanation.

"Okay, I'll prepare the contract this afternoon."

"Just give it to me before Saturday."

Luo Yang continued, "I'm playing basketball with Shen Nanpeng this afternoon, you'll come with me."

Wen Wan suppressed the urge to curl her lips and immediately replied, "Okay, boss. I'll take this opportunity to let you check if my ball skills have improved recently."

July is the hottest time of the month, especially at midday.

Luo Yang and Shen Nanpeng did not appear on the course of Yintao Golf Course until nearly 3:30 pm.

Wen Wan and Shen Nanpeng's assistant, Cao Lingfeng, lagged slightly behind.

"I remember last time, it was on this very fairway that I finalized the cooperation with Mr. Luo."

As Shen Nanpeng walked, he smiled and said, "Almost half a year has passed in the blink of an eye. The shared bike industry has begun to show the vision described by President Luo, and Lemon CC has made great strides. We may even be able to fulfill our agreement before the end of the year."

"Is Mr. Shen praising my project, or is he praising his own foresight?"

"Hahaha"

Upon hearing Luo Yang's words, Shen Nanpeng laughed heartily: "Why can't it be both?"

"That's why only good projects can attract Mr. Shen's attention and investment."

Luo Yang gave a meaningful reply.

"Mr. Luo has more than just shared bikes and Lemon CC as good projects."

Shen Nanpeng's words were also a double entendre, implying that he also had his eye on other projects held by Luo Yang.

When they were short of money, they didn't seek financing. Now that they don't need money, it's even less likely that Kunpeng Technology will seek financing.

"Eh?"

After a round of conversation, Shen Nanpeng suddenly asked, "Why didn't Ms. Song Wan come today?"

The shared bicycle project is about to launch its second round of financing next month. He came to Shanghai at the invitation of Luo Yang, but the person in charge of Edifier Technology Company did not show up, which surprised Shen Nanpeng.

"Just last week, Song Wan went to the capital and signed agreements with 26 universities to allow shared bicycles to enter the campuses, laying a solid foundation for the company to open up the northern market."

Luo Yang replied, seemingly ignoring the question, "This wasn't thanks to the company's marketing department, but rather because we found a very influential friend in the capital."

"Is President Song on a business trip to the capital?"

Shen Nanpeng's first thought was this, and he immediately guessed, "That influential friend must have secured the qualification for the second round of financing, right?"

"It doesn't belong to any investment institution."

Before Shen Nanpeng could even ask, Luo Yang gave the answer: "He's an angel investor."

"President Luo's plan is very comprehensive."

Shen Nanpeng gave Luo Yang a meaningful look: "If we can successfully achieve our goal of having powerful friends in the north and inviting Pony Ma to help with the second round of financing in the south, it will be difficult for the bike-sharing project not to succeed!"

“My friend in the capital made a rather interesting suggestion.”

As they were talking, Luo Yang walked onto the green.

He crouched down to examine the slope between the ball and the hole. Although the distance between them was only seven or eight meters, given his skill level, he wouldn't be able to sink it without at least three shots. Of course, due to the slope, it was also possible that he wouldn't even be able to touch the hole in four or five shots.

"Wenwan, come here, let me see if your ball skills have improved."

Luo Yang waved to Wen Wan and handed her the short putter he was holding.

Shen Nanpeng stood to the side with a very interested expression, seemingly not in a hurry to know the more interesting ideas.

"yes!!!"

He actually sank the hole in one shot.

This result was probably unexpected even to Wen Wan herself, so after watching the white golf ball roll into the hole, she was slightly excited and gave herself a fist pump as encouragement.

Luo Yang then clapped.

"General Manager Luo's men are all elite troops!"

Shen Nanpeng clapped his hands a few times to give them face, and said with a smile, "And they are all women who are just as capable as men."

He had a feeling that those words he just said would inevitably come back to Song Wan.

(End of this chapter)