Reborn, back to a small county town to become a wealthy family
Chapter 744 Discussing the division of the main character in front of the main character
Chapter 744 Discussing the division of the main character in front of the main character
Because I helped with the marriage proposal ceremony in Hainan, I'm having this thank-you dinner tonight.
There were three people from Pudong Development Bank who came to the appointment; they were all responsible for business in Minhang District.
Leading the group was Vice President Tian Cheng, along with Dong Xuan's classmate Guo Linlin, and a stunning beauty whose figure and looks were no less than Mi Lai's. She was in charge of private banking and her name was Su Jinwen.
Dong Xuan was alone, while Luo Yang brought Sun Wei along.
Before the food was served, everyone exchanged pleasantries for a while, mostly polite words of thanks, which were not very informative, but were necessary for social interaction.
It wasn't until after three drinks that Dong Xuan's classmate, Guo Linlin, steered the conversation to the main topic.
"Xuanxuan, when are you planning to switch to Pudong Development Bank?"
The fact that she asked that question shows that she still doesn't understand Dong Xuan's situation, let alone know that her college classmate has changed her mind.
But thinking about it, it makes sense; their relationship wasn't that deep.
"You little brat, you're not really thinking about me jumping ship, you're probably eyeing Mr. Luo's business, aren't you?"
I didn't say it before, and I'm even less likely to say it now.
Dong Xuan replied with a smile, "President Luo's company is located in Minhang District. You have a great advantage in terms of proximity. Not to mention, several of your companies have accounts opened with your Pudong Development Bank, right?"
Last year, Luo Yang felt that the close relationship with Yongcheng Bank was not a good thing, so he specifically instructed the finance department to make some changes.
Therefore, many of the group's subsidiaries have outsourced their business to other banks such as Shanghai Pudong Development Bank and Industrial and Commercial Bank of China.
"Xuanxuan, you're still talking? I'm going to get criticized by my boss again when I get back."
Guo Linlin said with a "sorrowful look," "Just like you said, most of Mr. Luo's company is in Minhang, but the majority of his business there has been snatched away by your Ningbo Bank, and it was your Xuhui branch that took it away."
"Don't say that. You guys have taken away two of my business recently, and I've been criticized by my superiors at the bank."
Dong Xuan was referring to Jiang Xiaobai's 5000 million yuan loan and Kunpeng Technology's 1 million yuan loan.
She had initially considered securing those two deals, but Luo Yang, for various reasons, did not grant them to her.
"Dong Xing is being modest."
Vice President Tian Cheng interjected, "Compared to President Luo's acquisition of the headquarters building, what is our business?"
His words were quite sarcastic.
Even for a commercial bank of Pudong Development Bank's size, a debt restructuring project of two to three billion yuan is not a small business.
Fortunately, he wasn't a leader at the Xuhui branch.
"Speaking of this business, it actually started two years ago. At that time, Mr. Luo and Yongcheng Bank had a very close cooperation. Unlike now, Mr. Luo has begun to diversify his business."
Dong Xuan cleverly replied, "Especially with this marriage proposal ceremony in Hainan, President Luo truly felt the limitations of Ningbo Bank in certain aspects."
"Dong Xing is right."
Luo Yang stepped forward to vouch for the company, saying, "Three years ago, when I first started the Nayuki brand, I received investment from three bosses from eastern Zhejiang. That's how I met Dong Xing. Don't laugh at me, but back then, when the company was just starting out, we didn't dare to consider big banks for loans. That's why we had a close partnership with Ningbo Bank in the initial stage."
He told the truth.
I borrowed 1 million yuan from Yongcheng Bank to start Lemon CC. If it had been from one of the Big Four banks or a bank like Shanghai Pudong Development Bank, it probably wouldn't have been so convenient and timely.
It's even possible that other assets would need to be used as collateral to secure a loan of 1 million.
"So there's more to the story than I thought."
This was the first time Tian Cheng had heard such inside information, and he couldn't help but sigh, "President Luo is absolutely right. Given the circumstances at the time, our Pudong Development Bank wouldn't have done any better than Ningbo Bank."
After he finished speaking, he looked at Guo Linlin.
"Director Guo, are you still upset that I criticized you?"
Tian Cheng smiled and said, "It takes a lot of courage for Dong Xing to secure so much business from President Luo."
That's exactly how banks operate.
It can be difficult to get a loan when you need money.
When you no longer need a loan, the bank will come after you for business.
Guo Linlin wasn't angry. She immediately picked up her wine glass and said to Dong Xuan with a smile, "Xuanxuan was better than me back in school, and she's still the same now. I'm impressed. Class monitor Dong, I'll toast you!" It was unexpected that Dong Xuan had been a class monitor in college.
"Mr. Luo, may I ask a question?"
As the two women were toasting, Tian Cheng turned to Luo Yang, who was sitting next to him: "How are the negotiations for acquiring the headquarters building progressing?"
"It's too early to say whether things are going smoothly or not."
Luo Yang shrugged and said, "The negotiations haven't even started yet."
After hearing this, Tian Cheng's eyes showed considerable interest.
"Pity"
After a moment of hesitation, he said, "What a pity," and then added, "If I were from the Xuhui branch, I would never easily transfer this debt to Yongcheng Bank. How would we know we couldn't win the business if we didn't try with General Manager Luo?"
"Uh"
After hearing these words of remark, Luo Yang was stunned for a moment, and then he laughed.
He raised his glass to Tian Cheng and said, "Indeed, whether it works out or not, we should at least try. There's no such thing as giving up right away. Tian Xing, it's a pity that you gave up because of that. I'll toast you!"
Tian Chengye laughed, raised his glass, and clinked it with Luo Yang's.
"Mr. Luo, I'm a straightforward person, please don't take offense."
After setting down his glass, he said directly, "When Mr. Luo held his marriage proposal ceremony in Hainan, the private banking department helped with many of the coordination matters. I believe that through this, Mr. Luo can also feel the strength of our SPD Bank."
Before Luo Yang could speak, the beautiful Su Jinwen, who had been quiet all along, spoke up.
"Mr. Luo has always been one of our target customers."
Su Jinwen spoke more directly: "Tian Xing just said, how will we know if it will work if we don't try? I'm thinking of trying to poach Dong Xing's employees. I wonder if there's any chance for that."
In other contexts, such remarks would be both offensive and inappropriate.
However, the reason for hosting this dinner tonight is very clear, and Dong Xuan herself has said before that Luo Yang has been gradually downplaying his cooperation with Yongcheng Bank. Under these circumstances, it is more appropriate to get straight to the point.
"cluck"
As soon as Su Jinwen finished speaking, Guo Linlin's laughter rang out.
"Jinwen, are you planning to split President Luo between you and Xuanxuan?"
"It's because Mr. Luo has too much money."
Su Jinwen picked up where Guo Linlin left off, saying, "From the perspective of capital security, President Luo also needs to transfer some of the risk. Even if it's not Pudong Development Bank, it will be another bank. Since there is such a good opportunity tonight, why shouldn't I try to seize it?"
At this moment, one should not raise a wine cup to Luo Yang, because doing so would be seen as coercing him into a position of power.
Su Jinwen's emotional intelligence wasn't that low, so she turned her attention to Dong Xuan.
"Dong Xing, I know you and President Luo have a good personal relationship."
After saying that, he took the initiative to raise his wine glass, lowered the brim to toast Dong Xuan, and said, "Can you lend your sister a hand?"
Luo Yang leaned back, looking left and right.
"You two are making such a fuss here, but it seems like I have nothing to do."
"Pfft!"
Dong Xuan covered her mouth and laughed out loud, giving Luo Yang a disapproving look: "She's such a beautiful woman, she helped you so much before, and now she's lowering herself like this, how can you bear to watch?"
After last night, she made up her mind to cling to Luo Yang's coattails.
Since the future doesn't lie with Ningbo Bank, there's no need to desperately try to hold onto certain businesses for Ningbo Bank anymore.
"Director Su, I'll drink this glass of wine, but what about business matters?"
Dong Xuan glanced at Luo Yang while holding her wine glass before replying to Su Jinwen, "Let's talk about this privately later."
Luo Yang; "."
(End of this chapter)
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