Everyone's become an adventurer, so who's going to put in the effort themselves?

Everyone's become an adventurer, so who's going to put in the effort themselves?

Author: Mantis Shrimp Who Loves to Eat Soil

Summary:

Adventurers, guilds, dragons, churches, and fallen gods. In this new era, humanity explores a future devoid of its gods, relying on the sacred marks and bloodlines they left behind.

After being transported alone to this world named after the dungeon 'Fafner' and becoming an alien, Lynn knew that he had become a 'quasi-homelander' of this world.

What? I have to work hard to become a citizen of the motherland? Well, Miss Advisor, Lady City Lord, Madam Chief, I understand everything now!

(This story is a harem story; it does not accept single women, does not accept female humans, and has a serious fetish for interracial races. Readers are advised to take note.)

Chapter 1: Nod, shake your head, open your mouth, and then begin your adventure!

"Mr. Lynn Knightworth, could you please confirm whether you intend to use the property at 321 North Street, Zijinhua Road as collateral for a mortgage loan?"

"The loan amount is '12 million legal tender', with an annual interest rate of 120%, and the funds are specifically used for 'purchasing adventurer qualifications, purchasing beginner skills, and buying initial equipment'?"

"I confirm."

Upon hearing this, the green-haired forest elf at the counter, dressed in a black double-breasted uniform, couldn't help but glance at the man in front of her again.

The man opposite had black hair and black eyes, and his cheeks were slightly round. Judging from his appearance, he should be no more than 25 years old. Judging from his slightly plump figure, his family should be quite well-off.

After all, in Mona City, where adventurers congregate, a plump figure is often proof of wealth.

Unfortunately, this wealthy young master seems to have lost his mind and actually plans to mortgage his property to become an adventurer who lives on the edge of a knife.

Of course, although she was disappointed, Miss Forest Elf still maintained her professional ethics and said:

"So, are you aware that early repayment is not allowed within 3 years after a mortgage is completed?"

"Are you aware of the special provision that mortgage loans must be at least 40% of the current value of the property?"

"I know."

Lynn, watching the Red Dragon Trading Company teller going through the motions, couldn't help but chime in:

"Um, Miss clerk?"

The Forest Elf teller smiled and asked, "Are you here to cancel your loan?"

Lynn shook her head slightly, and asked with some concern:

"No, what I want to know is, if I mortgage this house and I become unable to make the mortgage payments, are you able to take back my house?"

"You jest." The forest elf's lips seemed to twitch slightly. "Our Red Dragon Trading Company is directly affiliated with the Adventurers' Guild and reports directly to the lord of the garrison city."

"If a customer with poor credit fails to make loan payments for three consecutive months, we have the right to apply directly to the City Lord's Mansion Property Archives to change the property ownership, and we also have the right to cooperate with the Mona City Military Police to seize the assets of those who default on their debts."

"So please rest assured, if the debt is not repaid, the house will definitely be taken away."

"Of course, as long as you make your payments on the 25th of each month, you will not trigger any penalties."

Upon hearing this, Lynn patted his chest, but breathed a sigh of relief:

"Then I can go to the dungeon without worry."

The forest elf froze in shock upon hearing this.

At this moment, Lynn raised the corners of her mouth and said in a good mood:

How do I sign a loan agreement?

The forest elf, thinking to herself 'weirdo,' handed over the file and reminded her:

"Please sign this mortgage document. If you are illiterate, please put your fingerprint on it. Next, please use the 'Notary Magic Mirror' next to you to collect your basic information."

"In addition, please try to repay the loan on time."

Next, Lynn quickly pressed her fingerprint on the loan documents, nodded, shook her head, and opened her mouth in front of the notary mirror next to her, and finally handed over her original property documents.

Then, Lynn, holding a Red Dragon Merchant Guild gold card that specified his appearance for withdrawals, hummed a little tune as he walked out of the Red Dragon Merchant Guild.

At this moment, the forest elf at the counter couldn't help but mutter to himself:

"What a strange guy... someone actually wants their house to be taken away?"

However, before the forest elf could finish speaking, Lynn, who had just walked out, suddenly turned back, startling the forest elf:

"Mr. Lynn, is there anything else?"

At this moment, Lynn stood in front of the counter and pressed for an answer:

"Where do you go after becoming an adventurer? Is it to the Adventurers' Guild headquarters?"

"Are their procedures difficult, and how long will it take?"

"Is it really possible to buy a whole bunch of powerful adventurer skills from the guild?"

The forest elf forced a smile and replied, "Yes, we're going to the Adventurers' Guild headquarters."

"Go out from here, take tram number 3, and after 8 stops, you will arrive at the Adventurers' Guild Building."

"As for the procedures, not counting the queuing time, it takes an average of 20 minutes to complete."

"As for adventurer skills?"

"Have faith in the strength of the Adventurers' Guild."

"On the continent of Fafnir, the skill library possessed by the Adventurers' Guild is always the best choice for adventurers!"

"Okay, thank you so much, Miss Elf!"

Lynn then turned around, waved his hand, and said:

"By the way, you're really beautiful!"

The forest elf blushed, then spat at Lynn's retreating figure:

"Is this person mentally unstable?"

As Lynn walked out of the Red Dragon Chamber of Commerce, he looked up at the clear sky above and took a deep breath.

In fact, Lynn is a time traveler from Earth.

As for how he got there, Lynn himself didn't know.

He clearly remembered that he was still doing the daily tasks of his two online games and three mobile games, but when he came to his senses, he found himself in the outskirts of Mona City in his pajamas.

Upon finding himself in an unfamiliar city, Lynn immediately realized that he had traveled through time.

Lynn, after her time travel, seemed to be quite lucky. She didn't suffer much before meeting a kind sister who took her to Mona City.

According to her friend, Lynn looked a lot like her cousin, which is why she kindly took him in.

So, to repay this kind person, Lynn decided that he must become a powerful adventurer and then properly repay them!

To this end, Lynn did not hesitate to keep it a secret from her kind sister and mortgage a large sum of investment funds for her adventurer career.

Before becoming a powerful adventurer, Lynn's first task is to become a formal adventurer.

Thinking of this, Lynn immediately took a deep breath, and under the blazing sun, headed along North Street toward the Adventurers' Guild in the city center.

Perhaps it's because people who make mistakes always seem to return to the scene of the incident.

Soon, Lynn 'subconsciously' took a slightly longer route and arrived at the alleyway of Zijinhua Road, standing in front of the detached house at No. 321, ready to take one last look at this property that was about to be lost.

Just then, an argument erupted from inside the house, fueled by uncontrollable emotions:

"Tan Ning, what did I tell you? Keep an eye on that kid, keep an eye on that kid!!"

"How could you still let him get away?!"

Upon hearing this, Lynn grinned, took a shortcut, and crept to the side of the courtyard, reaching the window and listening intently.

Immediately afterwards, a low, angry voice rang out.

"We went through so much trouble to lure your cousin out of the city, kill him, and then find this imposter to impersonate him!"

"I've even pulled strings with the City Lord's Real Estate Office. As long as that imposter signs the property transfer documents, this house, worth 300 million yuan, will become ours!"

"But of all times, you lost him at a time like this!!"

"Mom, I never expected that peasant would actually cut the quilt into a rope and climb down from the third-floor window!"

"He clearly doesn't even know how to read, who would have thought he would know such a trick?"

"Shut up! You idiot!! I already told you to give him some hallucinogenic drugs and lock him up in the basement, but you insisted on locking him up on the third floor."

"Damn it, why didn't you seal the windows before locking him up?!"

"...Mom, there's no point in saying anything now, we need to find them as soon as possible."

"That's three million of our family's legal tender!!"

"...Phew~~~ Okay, let's call your dad back first, and then we'll quickly post a missing person quest at the Adventurers' Guild."

"That damned little bastard, I'm going to kill him once I get the house!"

Upon hearing this, Lynn's eyelids twitched, and then he crouched down and slipped away lightly down the other side of the path.

Once they reached the main road, Lynn searched for the wagon platform while muttering to himself:

"Those two bitches are going to the Adventurers' Guild to find me? This is going to be a bit tricky."

After saying that, Lynn silently thought to himself:

"It seems I need to activate the skill system soon."

Thinking of this, Lynn silently counted '1' and opened the system that had appeared in his eyes after he transmigrated.

[Ding! Order received, adventurer. The skill level system is at your service!]

To open the panel, say '1'; to upgrade, say '2'; to downgrade, say '3'; to return to the previous level, say '0'.

[Ding! No skills detected. System activation failed. Adventurers, please acquire skills and open the skill panel as soon as possible.]

Seeing the "failed to start" option, Lynn shrugged, patted his pocket, took out the coin he had brought from property number 321, and boarded the carriage leading to the Adventurers' Guild.

The goal is to become an adventurer and escape to the dungeon to avoid those two wicked female ghosts before they issue the guild's missing person quest!

Chapter 2: 110 million to buy a mage's dream!

After riding the horse-drawn carriage through eight stations, Lynn quickly disembarked at the driver's suggestion and went to an open space.

He looked up and saw a huge building, about six stories high, with a gray and white color scheme, resembling a church.

And this is the headquarters of the Adventurers' Guild in Mona City.

The adventurers' guild headquarters is located in the middle of a crossroads.

To the left is the bustling East Street, also known as the food street, while to the right is South Street, a street lined with merchants selling equipment, potions, and general merchandise for adventurers.

The Adventurers' Guild headquarters is located right in the middle of the two streets, which is also the most crowded area.

Orcs, elves, fairies, and all sorts of adventurers roamed these two streets.

After Lynn got out of the car, he glanced at the crowd and found that there were quite a few people wearing masks and trench coats. At least a third of them had taken measures to conceal their identities.

Upon seeing this, Lynn's eyes darted around, and he turned and walked toward South Street.

Within minutes, Lynn returned wearing a gray cloak and a bat mask that only covered the upper half of his face, and then stepped into the first floor of the Adventurers' Guild.

Pushing open the row of doors, Lynn entered the lobby on the first floor, looked around, and then walked to the counter in the center of the guild, where he found the orc counter staff wearing double-breasted uniforms.

Judging from the white fox ears on its head, it should be a fox-type beastman, which is relatively rare among beastmen.

Lynn, who was seeing this race for the first time, was slightly stunned for a moment, then forced himself to remain calm and stepped forward to ask:

"Hello, I'd like to inquire about how to apply to become an adventurer?"

The fox-eared girl at the counter glanced up at Lynn, then brushed aside the silver hair that had fallen down her temples from her previous work, and gave a prompt reply:

"With the resident certification issued by the city lord's mansion, you can become an adventurer by paying 5,000 legal tender and 100 guild contribution points."

"If you do not have resident certification, please go to the city resident counter on the left to pay the fee, register, and obtain a tax payment certificate."