141. Investing is not simple.
"Congratulations, Nana, on ranking third in the city," Cheng Fei said, staring at the display board.
Below his name, Shen Xi and Nagasaki Asuna occupy the second and third places respectively.
"I'm still far behind the two of you," the girl said with a humble smile.
"You've already done a lot of work considering your numbers. I have to say, even I admire you." Cheng Fei said seriously.
"Is that a compliment?" The girl chuckled.
"Keep up the good work, maybe next time you'll surpass Shen Xi and be below me," the boy said.
"Is that what Cheng Fei thinks?" Nagasaki Asuna hid her hands behind her back, tilted her head and blinked.
"There's a limit to being arrogant. It was just a stroke of good luck. If I hadn't been in a bad state, this would never have happened," Shen Xi sneered.
"Teacher Shen, have you ever heard the saying, 'If you can't beat one wave, you can't beat wave after wave,' understand? From now on, you're destined to be suppressed by me for the rest of your life," Cheng Fei sighed.
"That's enough. I don't want to hear your filthy rhetoric. If you've had enough, hurry up and come practice." The girl said and left.
Cheng Fei and Nagasaki Asuna exchanged a glance and followed her.
The three, standing at the pinnacle of their abilities, were discussing something in front of the results sheet. Passing Sakura students dared not speculate, feeling oppressed by an invisible yet powerful aura; they didn't even dare to approach the three.
……
The next morning, Cheng Fei, who had taken leave from Yinghua, took a taxi with a fried dough stick in his mouth and headed to the Lin family headquarters in Yinhuan.
After losing tens of thousands of yuan in the stock market in a short period of time, the boy suddenly felt that the few dozen yuan for a taxi ride was nothing.
If I can earn money at the same rate in the future, wouldn't I be able to spend my daily expenses however I want?
Realizing this, he suddenly felt that he understood Lin Xuanqi's daily life a little better.
Thinking back to the days when he worked at the bubble tea shop, Cheng Fei felt resentment.
Those despicable capitalists! While ordinary workers toil away to earn a fixed hourly wage, barely enough to make ends meet, capitalists use their enormous wealth as a tool to make money with terrifying efficiency. They earn enough in a day to support a worker for decades—it's even more outrageous than cheating in a game.
Since Cheng Fei was alone, he couldn't take the VIP elevator and had to use the main entrance and squeeze into the staff elevator. Fortunately, no one recognized him.
Well, actually, there was one. He ran into Liu Tao, whom he had met briefly in the elevator before. However, this time the two of them were squeezed together and could only give each other awkward but polite smiles.
Arriving at the floor where the investment department was located, Cheng Fei felt as relaxed as if he were at home. He first went to Lin Xuanqi's office to check and found no one there, then looked around other places, and finally found her in the office area.
The young woman and her employees were watching the intraday chart on the big screen. Soon after, the employees applauded, as if they had successfully completed an important task.
Lin Xuanqi smiled and casually turned her head, just in time to see Cheng Fei joining in the clapping. She glanced at the young man and walked towards the office.
Cheng Fei quickly followed her.
After the door was closed, the boy put his hands on the girl's shoulders and moved closer to her, but was stopped.
Seeing the longing in his eyes, Lin Xuanqi's lips curled into a smile. She sat down in her comfortable chair and lazily yawned. "How are your investments going?"
"I've incurred a small loss." Cheng Fei sat down next to her without saying a word.
"Let me see it." Lin Xuanqi held out her hand.
The young man respectfully opened the trading app and handed over his phone.
"What's wrong with your screen?" The girl noticed a long crack on the glass and frowned.
"I fell by accident," Cheng Fei said.
"They won't repair or replace it after it's fallen?"
"Anyway, it won't affect its use, and I think keeping it will constantly remind me not to make the same mistake again." The boy's expression remained unchanged.
"What kind of twisted logic is that? Go buy a new one," Lin Xuanqi said casually.
"Isn't that unnecessary?"
"If necessary, you've embarrassed me. Change it for me as soon as possible." The girl's tone left no room for argument.
"Okay." Cheng Fei bowed his head.
The girl gave a soft snort, checked his transaction records, and gradually revealed a gloating smile.
"Tell me your reasons for buying these two bank stocks." She shifted her position, putting her legs over the boy.
"Banks have stable profits and good financial conditions, so I thought it was a safe bet to buy them. I didn't expect the price to drop." Cheng Fei unconsciously massaged the girl's slender legs covered in black pantyhose.
“That’s true, but didn’t you know they’ve been injecting liquidity into the market lately? The market has become more active, but banks are actually suffering from the negative impact. You need to keep an eye on financial news.” As the young man served her, a hint of pleasure appeared in Lin Xuanqi’s eyes.
"I see." Cheng Fei stared at the girl's slender legs in deep thought.
"In addition, large funds sometimes use bank stocks as a safe haven. When the market is bad, they move their money into bank stocks, and when the market is good, they move their money out. You just happen to be the one who buys in when these funds leave, so even for stocks with low risk, the timing of the purchase is very important, understand?" Lin Xuanqi stepped on his foot.
"Understood." Cheng Fei straightened his back and nodded.
"As for the new energy stock that caused you the biggest losses, the reason is simple: market rotation coupled with adjustments to foreign tariff policies led to its abandonment by funds. In addition, its market value was already low, making it easy for a stampede to trigger a sharp drop." Lin Xuanqi stared at the boy's face with great interest, stimulating him with different levels of intensity as if playing a game.
"I don't understand. I've checked the company's business performance, and the overseas market accounts for a very small percentage of its revenue. The stock price isn't too high either. Why would such a trivial problem cause a sharp drop?" Cheng Fei focused his attention, trying to ignore the prison guard who was as smooth as a chocolate ice cream.
"Just because a company has good performance but a low stock price doesn't mean everyone has to buy it. You need to remember one thing: the stock market and a company are related, but not completely linked. Don't assume that just because a company is good, its stock price won't fall." Lin Xuanqi crossed her arms and stared at the boy, a malicious smile playing on her lips.
"What is the purpose of the stock market? Is this approach reasonable?" Cheng Fei sat up straight.
"You feel wronged? Don't ask if it's reasonable or not. The market is always right. What you need to do is accept reality, change yourself, and be flexible in your thinking. Money isn't so easy to earn." Lin Xuanqi leisurely flanked him from both sides.
"Okay." Cheng Fei gritted his teeth and lowered his head.
"As for the other losing stock, forget it, you can just say you were unlucky." Lin Xuanqi scrolled through her phone. "The best thing you did during this period was to cut your losses in time, at least you weren't like some retail investors who stubbornly refuse to admit their mistakes and still think they are doing value investing."
"So, can you start teaching me now?"
"Next, I'll give you some options, some good and some bad. Choose the ones you think are good and buy them. Observe the changes in the pattern for a week, and I'll give you a review next time." Lin Xuanqi handed the phone back to him.
……
142. Marrying a rich woman requires both skill and effort.
Cheng Fei took the phone back from Lin Xuanqi, and calmly opened WeChat. He found a new message in the pinned Corridor Research Department group, which was a reminder from Shen Xi to everyone not to forget the joint practice tomorrow afternoon.
This message was just sent, but there is no unread notification.
He opened the chat box between Shen Xi and Nagasaki Asuna from his friend list and confirmed that there were only a few ordinary conversations, and all the extra records had been deleted beforehand.
"Xuanqi, are you going to participate in the performance at the off-campus performance hall on Saturday?" Cheng Fei put away his phone.
"I won't go to any messy places. If Shen Xi wants to play, let her play to her heart's content." The girl sneered.
"Okay, are you free tomorrow?"
"how?"
"Tomorrow is Christmas, and I want to spend it with you," Cheng Fei said sincerely.
"What does it have to do with us if foreigners celebrate holidays? They don't get time off anyway," Lin Xuanqi rolled her eyes.
"That's true, but I just wanted an excuse to be with you." The boy nodded.
"Come here." Lin Xuanqi beckoned with a mischievous smile.
When Cheng Fei got closer, she grabbed the boy's tie, pulled him down, and pinched his cheek. "Good boy, I'll take you out for something delicious tonight."
"What if you finish eating?" the boy asked calmly.
"What, still not satisfied with food?" Lin Xuanqi asked with a half-smile.
The boy, who had been stepped on by her for half the day during their conversation, glanced at her raised leg, the semi-transparent black pantyhose seemingly possessing endless magic.
"It depends on your performance." Noticing his gaze, the naturally beautiful girl lightly touched her lips with her fingertips.
The boy leaned closer to her, seemingly captivated by her long eyelashes and rosy eyes. "Xuanqi, you're so beautiful."
……
Lin Xuanqi left the company at 8 p.m.
A black luxury sedan pulled up in front of an upscale restaurant in the heart of Silver Ring. A meticulously dressed waiter jogged over to greet the guests and led them to their reserved seats.
Cheng Fei savored each small portion of food while observing the girl in front of him.
Lin Xuanqi casually looked up and asked, "Is it delicious?"
"Beautiful." The boy nodded, staring at her face.
"I asked you if it tasted good," the girl emphasized.
"You've distracted me, so I can't tell if it tastes good or not."
"Stop with your smooth talk," the girl said irritably.
"Xuanqi, do you know what? I think you might be the most beautiful girl in Academy City." Cheng Fei said seriously.
"Possibly?" Lin Xuanqi raised an eyebrow.
"It should be said absolutely," he immediately corrected himself.
Lin Xuanqi smiled noncommittally.
"Speaking of Xuanqi, there's something I'm curious about." Cheng Fei put a bowl of stewed mutton with only one piece in it into his mouth, feeling the warm, rich aroma melt in his mouth.
"speak."
"Is this black spot in your left eye something you were born with?" Cheng Fei tapped his eye.
At the junction of the iris and the white of the eye, the girl had an extra black dot compared to normal people, as if the white of her eye had been eroded. This was what he discovered when he looked closely.
“That’s where I was cut by shrapnel when I was little.” Lin Xuanqi lowered her eyes, casually avoiding his gaze.
"Where did this shrapnel come from?" Cheng Fei asked in surprise.
"How many times do you think I've been assassinated since I was a child?" Lin Xuanqi said, looking down as she ate the bowl of dumplings that had just been served.
"Won't keeping it affect your eyesight?"
"The doctor said it won't have any impact."
"That's good." Cheng Fei picked up the reddish-brown roasted pigeon leg and took a bite.
"What, do you think I'm not pretty anymore?" Lin Xuanqi looked at him with a smile, but a hint of danger appeared in her eyes.
"How could that be?" Cheng Fei was so engrossed in the crispy skin and juicy roasted pigeon that he almost chewed the bones off. Without looking up, he said, "It looks like the tomoe of the Sharingan. It has a unique aura. I thought you were actually a ninja from the Uchiha clan."
"Get lost, all you ever think about is nonsense." Lin Xuanqi was stunned for a moment, then cursed and stopped looking at him.
After dinner, the two got into the car and left.
When they passed a mobile phone store, Lin Xuanqi asked the driver to stop, took Cheng Fei's hand and went into the store. Without saying a word, she asked the clerk to give her two mobile phones: one was a new flagship phone, and the other was the recently much-discussed tri-fold phone.
Amidst the envious gazes of passersby, the girl casually tossed the bag to the boy, saying, "Use whichever you like. Throw away the previous trash, you hear me?"
"I'll go back, transfer the data, and then throw it away," Cheng Fei said honestly.
……
"To Yushuiyuan," Lin Xuanqi said to the driver after getting into the car.
Not long after, the black luxury car drove into a secluded detached house on the riverbank. After getting out of the car, only the young boy and girl walked inside.
"Xuanqi, where is this place?" Cheng Fei looked around.
"My home," the girl said without turning her head.
"So you usually live here."
"What, you're still complaining?"
"This place is great; it's close to both the school and the company," Cheng Fei praised.
The Huangpu River flows through the Academy City and into the sea. The Silver Ring, the central business district, is located on one side of the Huangpu River, while Sakura is on the other side. Living here means you are close to both sides, saving a lot of time commuting compared to South Bay.
Lin Xuanqi walked slowly into the living room, and Cheng Fei suddenly hugged her neck from behind.
The girl tensed up instinctively, then a malicious smile curled at the corner of her lips. She turned around and pinched his waist hard, raising her chin and staring at him. "Cheng Fei, do you want to die?"
"Hiss... It would be worth dying for." The boy grimaced and refused to let go.
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