The sickly iron fist beauty in Harry Potter

"This is where Lily came from."

Penny's face was full of nostalgia, and there was a flash of sadness in her eyes.

It seemed as if Lily's presence was in every store, which was indeed the case.

"Dad, Mom, let's go for a good stroll later."

"This way you can learn more about magic and stop thinking of it as something dangerous."

This is what Dolly wants to do most today.

Only if Petunia and Vernon feel at ease can Dolly live comfortably in school.

Otherwise, I don’t know how many letters of condolence I would receive from parents.

"Let's go to Gringotts first and exchange them for gold Galleons there."

Hagrid took the lead and pointed to the crooked white house in the distance.

16 ACBC

Gringotts Wizarding Bank, also known as Gringotts Bank.

It is the only wizarding bank in the British wizarding world and is run by goblins.

In addition to storing money and safeguarding the valuables of witches and wizards, banks can also exchange Muggle currency for magical currency.

The goblins will try to put the exchanged Muggle currency back into circulation in Muggle society.

"Gringotts Bank is the safest place in the wizarding world, well... except for Hogwarts."

Soon, several people walked along the short street and entered Gringotts Bank.

Vernon and Petunia dared not breathe as they looked at the goblins who were no older than 11-year-old Dolly and Harry.

Because the appearance of the goblin can really be described as ferocious and evil.

Sharp teeth, wrinkled skin, and finally, a beast-like look.

It is really hard to believe that goblins are one of the smartest races in the wizarding world, otherwise they would not have put all the gold of the wizarding world into their own vaults.

This is not an empty talk, the goblins really think that all the gold in the magical world belongs to them.

It's just that they lost the war and had to lend the gold to the wizards temporarily.

Of course, wizards and the Ministry of Magic would not admit such remarks.

Soon, Hagrid came to the counter with a few people.

"Miss Dursley, I'm here with Harry while he handles his affairs."

"You can go to the next door and find other goblins to handle your business. Don't worry, the goblins here know how to deal with Muggles."

"Ok."

Dolly nodded in agreement immediately.

She knew very well that Hagrid was going to take Harry to see their family's property and to retrieve something very important from the underground vault.

It's actually the Philosopher's Stone.

In addition, Harry's family is very rich.

As a pure-blood family, the Harry family has always had its own properties and real estate. Even though no one is taking care of them now, Harry is still the heir.

Not to mention that Harry's grandfather developed the hair conditioning potion, which is still a best-seller today, and both Harry and his father are the only descendants of the Potter family.

Harry naturally became the heir to this huge fortune, which is why the vault under Harry's name was filled with gold Galleons.

Harry said this in the original book: "Why would he empty his Gringotts vault to buy this Firebolt?"

According to the author, the price of a rocket crossbow is 500 gold galleons.

This means that 500 gold Galleons is a huge sum of money for Harry, who owns the entire vault.

Of course, this may be an understatement.

After all, Harry still has to rely on the money in the vault to go through his entire student life, and 500 gold Galleons should be the money he can use beyond ensuring his living.

Then, taking into account Harry's seven years of living expenses and various additional expenses, it would be reasonable for him to have a total of five or six thousand Galleons in his vault.

Of course, that's just the cash to Harry's name.

If you convert the Potter family's other assets, there is still a large sum of money left.

But so what?

At most, it's just tens of thousands of gold galleons.

At most, it can be multiplied tenfold, hundreds of thousands of gold galleons, and millions of pounds.

Although Dolly doesn't have this money now, it is not difficult for her to make this money by following the trend of her previous life.

This statement was made under the premise that she did not know magic. Now that she has learned magic, there will be more opportunities.

Of course, Dolly would not directly violate the Statute of Wizarding Secrecy, as that would only make her wanted by the entire wizarding world.

So Dolly really wanted to know what actions were legal, such as how the goblins made the pounds flow back to the Muggle world.

And how many tricks they played in coin minting.

That's why Dolly is so happy to have a face-to-face chat with the fairies.

As for the secret that Hagrid had carefully kept for Harry, Dolly wasn't really that interested.

"Hello, Mr. Goblin, can I call you that?"

Dolly came to a counter and in front of her was a goblin with messy hair.

The goblin raised his head and glanced at the three people, then tapped his own cards.

Dolly then changed her tone and said, "Excuse me, Mr. Serrano."

The goblin nodded and said, "A freshman from the Muggle world? Here you can exchange pounds for gold Galleons. How much do you plan to exchange?"

Vernon cleared his throat and was about to speak, but Dolly waved her hand at him and said, "Dad, can I do it myself?"

Vernon didn't understand at first, but after seeing Petunia's encouraging look, he finally understood.

Hogwarts is a boarding school, and their daughter will have to rely on herself from now on.

Vernon then made a gesture of encouragement to his daughter, and Dolly responded with a warm smile.

"Excuse me, Mr. Serrano, is there a limit on the amount I can exchange for Galleons?"

"No."

Serrano's voice rose a pitch, realizing he might have met a big client.

"But Galleons are very heavy. You can't carry hundreds of kilograms of gold around with you, right?"

"You can open an account with us and store the gold you exchanged in the vault. You can go shopping with just 200 gold galleons, and if you don't have enough, you can come back and get more."

"As for the gold stored with us, we only charge a storage fee of 0.5% per year, which is a fair and reasonable price."

Vernon behind him was stunned after hearing this.

Wait, isn't this a bank?

Why do you need to pay the bank when you deposit money in the bank?

Are banks in the magical world so unreasonable?

Dolly was very calm, which was within her expectations.

Because the goblins are eager to collect all the gold, how can they pay interest to the wizards in return?

Moreover, Gringotts Bank is essentially a vault and safe. Although it is called a bank, it is indeed very different from Muggle banks.

However, Dolly showed the same shock as Vernon and said, "But in our bank, we give interest to customers who deposit money."

"Then why can't I just keep the money in our bank and exchange it for gold when I need it?"

"That way, at least I'll get some benefit."

The fairy Serrano glanced at Dolly in surprise, then said, "It's your freedom, as long as you don't mind the trouble."

"Muggle girl, since you are so smart I can tell you."

"We are only interested in gold. The exchange of pounds for gold Galleons is a result of the requirements of your Ministry of Magic."

"It's a burden for us to collect pounds and spend pounds in the Muggle world."

"We would be happier without this job."

The implication of this statement is already very clear.

Love exists or not!

17 The Nature of the Fairy

Dolly took out a stack of pounds from her bag.

Each one was a hundred-dollar note, a total of five thousand pounds.

This was all the money Vernon had prepared for his daughter for the year, enough to exchange for one thousand gold galleons.

Vernon originally thought it was not enough, but Dolly stopped him from taking more money.

Because Dolly knew very well that exchanging for more gold galleons was not only meaningless, but also a losing business.

The reason for taking out so much money right now is just to whet Serrano's appetite and see if they are really not interested in the pound.

Sure enough, there was more energy in Serrano's eyes.

Dolly noticed this keenly and realized that although the fairy in front of her said that the pound was just a burden, she was not interested in the pound at all.

But they also know the real function of the pound, for example, it can be used to buy gold.

The goblins don't mind the complicated and tedious process if the ultimate goal is to get more gold.

But on the contrary, if they are asked to pay gold, even if the process is extremely simple, they will be extremely painful.

"Mr. Serrano, please forgive a child's curiosity."

"If you can answer my curiosity, I will convert these pounds into gold galleons and store them."

Serrano nodded and said, "Do you have any other questions?"

"I don't know how you make deals with Muggles. The big guy just told me that wizards have the Statute of Secrecy. Shouldn't you not have any contact with Muggles?"

Serrano frowned. This question was actually very sensitive.

It involves the secret of how goblins make money, especially the Statute of Wizarding Secrecy.

But then Serrano's brows relaxed. He didn't have to tell the truth, right?

Anyway, it's just dealing with a child, so just find any excuse.

"It's actually very simple. There are many Muggle-born wizards like you in our magical world."

"After graduating from Hogwarts, they were happy to continue living in the Muggle world, and some even took up important positions in the Muggle world with their own abilities."

"Through their hands, we can naturally exchange pounds for anything we want. This is a legal method allowed by the Ministry of Magic."

Serrano only finished his sentence.

Where there are legal means, there are naturally illegal means.

Although the vast majority of Muggles are unaware of the existence of magic, those at the pinnacle of human power actually have a pretty good understanding of wizards.

After all, for them, anything that could threaten their existence should be eliminated.

If you can't get rid of them, you must understand them, then reach a consensus with them and then reach a consensus.

With this premise, many good things in the wizarding world have become hot treasures in the Muggle world.

Of course, wizards who do such things will be thrown into Azkaban or even executed directly.

But if it is a goblin or even some magical creature who does such a thing, who can stop it?

As for the occasional whimsical investments and donations made by big figures in the Muggle world, isn't that reasonable?

Don't think this is absurd.