Stroking her daughter's belly as she received the essence, Kyoka lovingly stroked her daughter's smooth, flawless face.

"You should get pregnant soon."

My wife Ai was still panting heavily.

After playing the mother-daughter donburi game with Li Xinghe, Azuma Kyoka began to persuade him.

My wife, Kyoka, sat naked astride Li Xinghe's lap, her fleshy legs pressing against his waist and thighs, her breasts pressing against his cheeks. Her submissive and obedient posture perfectly embodied the classic Yamato Nadeshiko character, as she advised Li Xinghe not to rush things.

"Many people engaged in the lending industry are like the pawnshops and currency exchange shops of ancient times, forming an important part of the private financial system. If you were to eliminate them all like the autumn wind and frost, it would have a significant impact on the national economy."

What is the impact on the national economy?

As Li Xinghe's initial passion subsided, his intelligence returned to its peak.

Indeed, Kyoka Azuma didn't say it directly, but she pointed out the problem of a large-scale cleanup of the nationwide lending industry.

Killing gangsters is acceptable, but the loan industry cannot be stopped.

Although the lending industry is a gray area bordering on usury, gambling, and black money, it is also a channel for various people at the bottom of society to raise funds and make a living. It is the only financing channel for small individuals who cannot get credit cards, bank loans, or help from others.

For example, there is a type of "salary loan" in the private sector. When people are short of money before payday, they can only borrow high-interest loans from these lenders as a bridge.

It could be that they had no food to eat a few days before payday and had to borrow some money, or that they were barely able to eat after losing their jobs, or that they suddenly had an emergency and needed to raise funds, or that they couldn't get bank support for buying a house or a car and had to turn to loan companies for loans. All these small-scale financial institutions rely on loan companies for their services.

Kyoka Azuma has even more detailed data:

"One in seven adults in Japan need to borrow money from the National Loan Industry Alliance's microfinance companies to make ends meet and for temporary living."

One-seventh, or nearly 15%, of the adult working population often represents a family of two or even three to four people. Given that Japan's credit card ownership rate is less than 70%, this means that this one-seventh working population, along with their families, constitutes 30% to 40% of Japan's population. This is because credit cards cannot be used for every purpose.

If Li Xinghe were to crack down on the lending industry, the lives and livelihoods of these 40% of the population would be severely impacted.

"Killing the lending industry won't solve the problem immediately."

Replacing them would be quite simple.

Bring electronic microfinance services like Alipay's Huabei, JD.com's Baitiao, and monthly payments to their doorstep.

The solution to replace unstable, high-interest loans is to provide more affordable, efficient, and secure microfinance. While large companies also have their drawbacks, they are far more accommodating than loan sharks, which are often indistinguishable from organized crime.

Li Xinghe also needed to ponder:

"Hmm... I really shouldn't rush things..."

When governing a large country, one can be swift in addressing the root cause of the disease, but one should not cut off one's own organs in the process.

He then turned his attention to how to solve this problem:

"If we want to promote microcredit... then we must reduce bank credit card transaction fees, increase the tax-free limit, and ensure that people and shops accept more electronic payment transactions..."

This is one reason why electronic payment services have been difficult to promote in Japan. Banks control key points in various financial transactions and charge high fees. To avoid being charged more, people are forced to rely more on cash transactions, and small-loan financial institutions like loan sharks depend on cash for their survival.

Without the capacity to extend a larger, safer, and more stable financial system to the public, we should not attempt to crack down too hard on operators of these microcredit businesses. If we are too harsh, the private economy, which is already struggling to survive the economic crisis, will suddenly collapse in a disastrous manner.

Let's let them off the hook for now.

Li Xinghe pondered for a moment and said:

"Give them a hint that I will speak with them personally later. For now, let them go out to sea. But be careful, those who are too closely connected with the yakuza, or even who are yakuza members themselves, will be sent on a separate boat. That boat will be at the very back, and I will arrange for a warship to intercept them near the entrance to Tokyo Bay."

Men are strange creatures who engage in politics after having sex, and then have sex again after engaging in politics.

Li Xinghe got up and went to his desk to write down his grand microloan plan, which aimed to make microloans accessible and affordable to all Japanese people.

And Ai Azuma lay naked in her mother's arms:

"Mom, how could you speak up for those people?"

My wife, Kyoka, gently rubs my wife's beloved belly:

“A small boat with a leaky bottom is bound to sink sooner or later, and a wise person will remember to jump ship early. But you must also remember that he is the ruler of the country, and you should advise him to manage the household steadily. The two are not mutually exclusive.”

"Mom, don't press, it's all leaking out."

My wife loves to rub her cute little belly; it feels moist and soft, as if something is swirling inside.

……

As the Yamakawa-gumi massacre began to have an impact across the country, and the Yakuza ban led police in various regions to start arresting gangsters and raiding their headquarters, many gang leaders already sensed that the tide had turned against them.

Although many people felt that Li Xinghe was too ruthless, almost everyone applauded the ban on organized crime.

Even the wealthy in Hong Kong contributed money and effort to help the police take action quickly.

Therefore, several luxury cruise ships are urgently preparing to depart from Minato Ward, Tokyo.

The National Association of Financial Institutions and the leaders of the Kanto yakuza hurriedly fled overseas.

The ark of destiny has set sail.

While the security guards checked the list of passengers boarding the ship one by one, several vehicles from the Ministry of Justice and the Public Prosecutor's Office were collecting evidence of these people's departure from the shore.

As the head of the tribunal, Shui Jingtianping was present at the scene. She adjusted her sunglasses:

"The Swan Princess... isn't that ship..."

Yes, this is the ship that accompanied Mizukage Tenpei to the scene of the Japanese Lolita Island incident for the first time, where he watched a large group of ruthless demons in the entertainment industry manipulate the children of wealthy middle-class families in the port area who were dreaming of making it big.

The fake ice cream seller next to her teased:

"That case also marked the beginning of Xinghe Jun's rise to fame within the national judicial system."

At the time, Chief Chiyo was quite the sensation nationwide, and was considered a new generation of idol-type police officers.

Those who thought Li Xinghe was outstanding and promising back then are now filled with regret.

His abilities may be outstanding, but his character is exceptionally bad. (The rest of the text appears to be nonsensical and unrelated to the initial statement.)

Shui Jingtianping pinched her hard:

"It was after that that I introduced you to her. And then you spread your legs like a bitch without any restraint."

"Yeah, I even drove my car and asked him to fuck me in it."

The fake Xianzi, of course, remained completely unfazed.

From a moral standpoint, Li Xinghe and the fake ice queen Xian Zi are the same kind of people.

There are five cruise ships preparing to depart from the port area, as nearly 10,000 people are planning to flee.

My wife, Jinghua, helped the National Financial Association, preventing Li Xinghe from completely eliminating the small financial institutions linked to the gang in one fell swoop, thus saving everyone's lives.

But someone always has to die.

The first to die were the numerous registered gang leaders. They mistakenly believed that if Li Xinghe spared the national loan industry, he would spare the gang leaders closely associated with it. As a result, a large number of gang leaders under the Guandong Twenty Days Association stole all the assets of their respective groups and fled here.

The Kanto Twenty-Day Association refers to the collective anti-Yamaguchi-gumi yakuza organizations in the Kanto and Tohoku regions, including the Sumiyoshi-kai, Inagawa-kai, and Kyokotō-kai. It can be broadly understood as encompassing all yakuza forces in the Kanto region, excluding the Kansai Yamaguchi-gumi.

Under the guidance of the loan industry alliance, this group of gangsters was placed on the Swan Princess as scapegoats.

The gang leaders, still unaware of what was happening, were complaining as they boarded the ship:

"Indulgences are really expensive..."

According to the conditions compiled by Azuma Kyoka and Li Xinghe, the yakuza must leave Japan, and their funds must be left behind for national infrastructure investment. Anyone with a modicum of common sense would deduce the following: leave behind the toll and leave with your family.

A large amount of gang funds and assets were sent to the United Bank of Japan and presented to the great Taiko.

The cash received by banks alone reached 7 trillion yen, and the amount of real estate, loan companies, and automobiles that were mortgaged therein exceeded 10 trillion yen, which, when converted into US dollars, exceeds 1000 billion US dollars.

Li Xinghe believes that the loan industry association definitely has more funds on hand, but it does not plan to continue to squeeze them for the time being. It will maintain stability first and wait for the Japanese version of Alipay to be implemented so that it can overwhelm the microloan industry.

In retaliation, the gang leaders continued to encourage each other:

“Once we get to the Philippines, we’ll continue our telecom fraud to recoup our funds. And since we’re committing telecom fraud in the Philippines, they can’t do anything about it.”

"We can also remotely carry out domestic revenge killings from the Philippines, so that the kid will remember what he did to us."

"We should expand our social networking sites to recruit criminals, recruit all the idiots, and let them kill and set fires in Tokyo!"

The commotion and noise of the gang leaders did not interfere with the conversations between the important figures.

Shuji Ogawa, the current president of Sumiyoshi-kai, is still trying to maintain a boss-like demeanor, saying to those around him:

"Many people may not remember that the original name of the Sumiyoshi-kai was 'Minato-kai'. Now the wealthy people in Minato Ward have taken over our port land and are trying to drive the Sumiyoshi-kai out of Japan in one fell swoop."

Uchibori, the head of the Inagawa-kai, is dead; his head has been given to the victim's family member, the mother.

His death made everyone feel even more sympathetic, so almost everyone fled.

As originally planned, the Swan Princess luxury cruise ship was to run aground just before leaving Tokyo Bay, making it the last of the five cruise ships to be on board, carrying a ship full of high-ranking yakuza bosses.

Everyone breathed a sigh of relief as they slowly departed the port and started moving.

The police and prosecutors on the shore could only watch helplessly as they left; it was a victory nonetheless.

But they forgot that at the bend at the exit of Tokyo Bay, there is Yokosuka Port, the home port of the U.S. Seventh Fleet and the Japan Maritime Self-Defense Force.

As the five cruise ships approached, the Maritime Self-Defense Force on the shore noticed unusual activity from the US military and began to report it.

“There is a US torpedo boat hiding in the harbor!”

However, this warning was not delivered to the five cruise ships.

A lavish banquet is underway on the ship:

Shuji Ogawa of the Sumiyoshi-kai told everyone with a sinister tone:

"You might not believe it, but I have already passed on the news to the U.S. military at Yokosuka Port that Li Xinghe will be on our ship and is secretly negotiating with many underground financial giants without any outsiders or guards."

“Once Li Xinghe arrives here, we’ll send his location information to the US military, and they will definitely send someone to arrest that crazy kid.”

Laughter filled the boat.

Everyone genuinely believed that the US military would be eager to secretly hunt down and kill Li Xinghe.

That is indeed the case.

Because that American torpedo boat actually fired a torpedo at the Swan Princess.

A barely visible torpedo trajectory flew by.

"Boom!"

The powerful torpedo explosion blew open the bottom of the Swan Princess, and the billowing black smoke shocked the residents of Tokyo Bay. The rapidly pouring seawater left the people on board with no time to escape, and they were trapped inside the cruise ship as it capsized.

Under the watchful eyes of the public, the US military took action in Tokyo Bay.

Those involved in the lending industry on the other ships were alarmed and warned each other:

"The Sumiyoshi-kai leaders are inside! The Inagawa-kai leaders are inside too!"

"All the leaders of the Kanto Twenty Days Association are inside!"

There were nearly two thousand people there, the vast majority of whom were Yakuza leaders already on the official designated list.

Not far away at Yokosuka Port, Lieutenant General Fred Katcher was still wondering:

Is he really on the ship?

"It's better to kill the innocent than to let the guilty go free!"

The staff officers, however, did not believe that 100% certainty was necessary. As long as Li Xinghe was most likely on the ship, taking action would be the right thing to do.

When nearby ships tried to rescue these people, the US military hurriedly sent out small boats to fire warning shots.

"Do not approach! Stay away! There are sea mines here!"

The Seventh Fleet used the most lame excuse. They did not admit that they had launched torpedoes, but claimed that mines had been laid in the golden waterway by "someone" and that the Swan Princess, which had accidentally triggered the mines, could not approach because no one knew if there were any new mines nearby.

Dropping torpedoes in Tokyo Bay?

Besides the US military, who else is involved?

Could it be an alien that sneaked in?

"what happened?"

As the sun set, tens of thousands of people gathered around the shore, and hundreds of boats of various sizes stood in a line facing off against the US military.

"Rescue!"

"Don't come near! Don't come near!"

The argument between the two sides became increasingly heated, with some fishermen even getting into physical fights with American soldiers. They were then beaten and driven away by the American soldiers with three sticks in a second, and some even fell into the water and nearly drowned.

However, the more the surrounding ships tried to go in to rescue people, the more the US military tried to stop others from doing so.

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