The Fourth Disaster Begins at the Dawn of the Millennium

With the mentality of coming here to see the novelty even if you don't buy anything, more and more customers are coming to the store, especially in front of the interactive area of ​​the smart electric pressure cooker, where there is a long queue and customers' exclamations from time to time. But in fact, not many transactions can be made today. One reason is that the pressure cooker factory does not have so much stock, and the other is that although there are many rich people in big cities, there are not as many as imagined. Even if some people have money, they may not spend money on buying a smart electric pressure cooker, but would rather spend money on "finding girls".

"I was so busy all day, but didn't close many deals. Sigh..."

"It's okay, it's okay. The leader said that we are not in a hurry to sell a lot of goods right now. The key is to spread our reputation! I called the leader yesterday and he said they are discussing advertising with CCTV. Once our products become famous, people will line up to buy our products in an endless stream."

At the same time, the player who is in charge of negotiations on behalf of the pressure cooker company, with the assistance of the online "NPC law firm, audit firm, accounting firm" and the offline "cousin who graduated with a master's degree in law, roommate who studied auditing, and roommate's accountant girlfriend", negotiated with the bank that held the debts of a bankrupt ink factory.

The ink factory has been bankrupt for many years, and the factory and office buildings are idle.

Status, since the bank learned that the pressure cooker company stopped the color of the person E, the bank immediately took the initiative to contact the pressure cooker through various channels

The two parties have had substantive discussions on the transfer of ownership, transfer price, payment and transfer time, payment method and other issues.

Negotiation: Both parties, in the hope of closing a deal, made concessions and reached an agreement at a relatively favorable price.

The key is that the company is worried that the other party will not follow the routine.

The company bought a factory and an office building but could not use them. After negotiation, the company finally adopted the payment-transfer and repeated payment method.

Both parties formed constraints, which ultimately led to the successful transfer of the property, and the bank recovered some of the non-performing assets in its hands.

of cash, and the players also bought the land use rights of the central piece of real estate with extremely high cost performance.

Not far from here, players who came to negotiate on behalf of the Universal Group were conducting larger-scale transactions with local companies, banks, and government officials.

Now, what is being shown to Huanyu Group is the first and second phases of a commercial plaza developed by a real estate company on a busy local road. The first phase of the mall has been completed and put into use. After the mall opened, the benefits are very good. The company also invested the operating profit and land mortgage loan of the first phase into the development of the second phase, striving to create a high-end project integrating leisure, entertainment, office and residence, and earn more profits.

But just when the company was ready to go all in, they ran into this year's Asian financial crisis. The domestic macroeconomic downturn made the company's operations very difficult, and the first phase, which was expected to make money, also suffered heavy losses. The second phase of the project had just completed part of the underground

At the same time, the first phase of the project began to lose money, and part of the profits were forcibly frozen by the court for development.

The company was unable to repay the principal and interest due to the demolition compensation paid to the residents of the square. At this time, the creditor financial institution filed a lawsuit, making it impossible for the real estate company to continue financing, and the company and the project came to an end.

This kind of collapse due to lack of funds is something that players, even if they have "never eaten pork", have "seen pigs running". Real estate companies that engage in the "pass the parcel" game need ample funds to achieve high turnover. When the Asian financial crisis came, capital flowed crazily to the relatively safe United States. It is naturally much more difficult for your real estate company to raise funds as easily as before.

If this company and the projects it developed can survive these few years, they will be able to recover. If this game is really that hardcore, then players only need to search Baidu to know that this commercial plaza has been making a lot of money for many years. After all, the first and second phases of the project

The project has an excellent geographical location. As long as it can be developed, it will definitely be profitable in the future. For example, the NPC financial officer hired by the player in the game

The consultant pointed out that parking spaces in the areas surrounding the Phase I and Phase II projects are very tight, and a parking space in a similar geographical location can be sold for nearly RMB 200,000 each. The two underground floors of the Phase II project are both garages with several hundred parking spaces. According to conservative estimates, the parking spaces alone can generate sales revenue of tens of millions of yuan.

In fact, the real estate company also knows that as long as it can survive, the project will definitely make money; and the bank may also know that if the project is completed, it will definitely make money. However, the former is constrained by financing difficulties, and the latter has to sell all non-performing assets that can be realized as soon as possible due to the soaring bad debt rate.

The value of an asset is measured by its liquidity and appreciation. The actual value of an asset with high liquidity and strong appreciation ability is usually much higher than its book value, and vice versa. Universal Group must have bought at a low price. Everyone knows that it got a bargain, but it still has to say thank you. Now you are making things difficult for this "buyer". Who will take over the banks' many non-performing assets? Do we have to wait until the day when the four major banks are also dragged into bankruptcy? (It was not until 1999 that four financial asset management companies were established to acquire, manage and restructure the non-performing assets of the four state-owned commercial banks and the National Development Bank, allowing the four major banks to go into battle lightly and avoid bankruptcy.)

Based on the experience and lessons of various countries in dealing with non-performing assets

You see, those who have unrealistic expectations for the recovery of non-performing assets will actually suffer losses far exceeding the original estimates.

"It seems that Universal Group will soon open one, two, three, four... many more branches. By the way, how are our black action team, the brothers in charge of making money, doing?"

"We've arrived in Zhanjiang, and we're ready to make money. If this game is realistic and hardcore enough, we should be able to get 3.22 million yuan from the smuggling gangs here. No one knows exactly how much we can get. But... I have to apply for more combat players, so that they don't all go to East Timor to shoot. We're short of manpower here!"

Chapter 101: Fundraising!

仔!

On the streets of Leizhou, the air is filled with a salty and humid sea flavor

The breakfast shops in the streets and alleys are already bustling with people, and the air is filled with

The aroma of various breakfasts. In an inconspicuous breakfast shop.

It's not big. The red words on the sign are a little mottled.

There were a few crude wooden tables at the entrance, with yellowed old newspapers on the tables.

Paper, old newspaper has turned yellow, the edges of the paper are curled, and the writing on it is

It's a little blurry, but you can still see the local leaders who took office many years ago.

The slogan for economic development was: "Relying on large ports, developing

Develop large-scale industry, promote large-scale circulation, and form large-scale development. "

'Who would have thought that this leader was really pursuing a big development

......

In the breakfast shop, two people wearing white sleeveless vests and shoes on their feet

The man in slippers was sitting at a table by the window.

The bowl was filled with steaming rice noodle rolls, which were full of fragrance.

A middle-aged man walked into the store and went straight to the counter.

"Boss lady, give me a bun."

"Okay, I'll be fine soon."

The man sat at the same table with the two people eating rice noodle rolls. The other two were busy eating rice noodle rolls, but in fact, the three of them were typing quickly in the WeChat chat group:

"Will the person you are visiting be willing to tell us the news?"

"He was still a little hesitant. Well, I felt that he was not unwilling, but was afraid of retaliation. When he was a clerk in the customs, he was beaten severely in the street because he strictly followed the rules. Until now, he has been unable to work. His leaders and colleagues have excluded him. There was no follow-up when he called the police. He was also warned not to cause trouble and to consider the lives of his family."

"Then, who beat him at that time? Do you know?"

"I did find out about this, because it was a crime committed on the street, and many people saw it. It was done by the local smuggling gangs. The smuggling crimes in this area have developed from individuals and families to gangs with mafia characteristics. These gangs are rampant in the countryside, bullying the people, and doing all kinds of evil."

After only one or two minutes, the boss lady brought the freshly baked buns to the player's table. The player asked casually: "Boss lady, I see your business is pretty good, why are you the only one running around?"

The boss lady smiled bitterly and said that her husband had something wrong recently and couldn't do anything. When the boss lady went to work somewhere else, a big man in his sixties sitting at the next table said, "Her husband had something wrong the day before yesterday because he refused to pay the 'protection fee'.

The local gangsters chopped off 9 of his fingers, saying they would leave one thumb for us to praise later!"

The players heard countless gossips from the gossipers on the streets. Some had their tendons cut by gangsters for "not following the rules"; some were killed innocently in a street gunfight among Leizhou gangs; and there were reports that border guards and coast guards were armed to protect smugglers at sea and had a gunfight with Haikou Customs' anti-smuggling boats, resulting in casualties on both sides.

In addition to direct damage, there are also many indirect damages. The growth of the "black economy" will inevitably undermine the healthy development of the market economy, affect the employment and income of the people, and fundamentally damage the interests of the people. For example, when the smuggling of refined oil in Zhanjiang was rampant, the refined oil of the Zhanjiang refinery was in a large backlog and was on the verge of closing down. Workers could not be paid for several months.

The smuggling economy benefits a minority of people, and the economy of the minority is developed, and the wallets of the minority are bulging. Therefore, when outsiders ask them about the situation, the people with resentment in their hearts are naturally willing to complain. Players take the opportunity to collect various clues, no matter whether they are true, false, groundless, or exaggerated.

In addition to taking the mass line, players who sneak into Zhanjiang will also use some high-tech means. For example, some players pretend to be businessmen from Hong Kong, go in and out of local high-end clubs and hotels, and then take the opportunity to place eavesdropping equipment inside the box that the smuggling gangs may enter.

Of course, it wasn't just the players who were spying on the enemy unilaterally. The players' actions of spying on others were soon discovered by some local people with ulterior motives.

"What? A group of outsiders are collecting information about us? Can they find out their details?"

"It's very difficult. The train station, the police, and the telecommunications department couldn't find out their details. It's very strange. They must have sneaked in with fake documents. They also have anti-detection awareness. Our friends in the police have failed to track them several times. And we have no idea how they communicate. It seems that they never use telephones or mobile phones. But we still found out something useful. These outsiders all speak standard Mandarin..."

But the smuggling gangs will not stop their business just because of some rumors in the market. They have worked hard to create the current situation, where "fighting smuggling has become protecting smuggling, arresting smuggling has become letting smuggling go, supervision has become not caring, border defense has become not defending, and fighting smuggling has become smuggling." Will there be any difference between 1997 and previous years?

But on an ordinary night in 1997, several special "guests" came to Lin Chunhua's residence.

A luxurious villa stood there quietly. It was obvious that a lot of money was spent on the exterior of the villa, but it was obvious that the "Chinese and Western" style was not properly integrated. The owner of the villa, Lin Chunhua, was known as the "smuggling oil king". He was a salesman in a company in the 80s. In a few years, he became a guest of Zhanjiang officials. The amount of oil he smuggled accounted for more than 85% of the smuggled oil in Zhanjiang. Lin Chunhua built his own oil terminal, where giant oil tanks for storing smuggled oil stood, realizing the perfect combination of transportation, storage and sales of smuggled oil. The amount of refined oil he smuggled was equivalent to 1997% of the country's annual imports of gasoline and diesel in 10.

Lin Chunhua had a nightmare tonight. He dreamed that he was caught by several vicious kidnappers, his hands were tied behind his back, and cold iron chains were locked around his ankles. He was dragged into a dim basement, surrounded by cold stone walls, dim lights, and a damp and musty smell in the air. The kidnappers' faces were blurred, but their eyes were fierce and cruel. Lin Chunhua struggled desperately to escape, but his hands and feet were tied tightly and he couldn't move at all.

Suddenly, Lin Chunhua woke up from his nightmare, his forehead was covered with cold sweat, he sat up, looked around confusedly, trying to confirm whether he was still dreaming. The room was silent, with only the sound of birds singing and leaves rustling outside the window.

"Huh - it was just a dream." Lin Chunhua muttered to himself, reaching out to wipe the cold sweat from his forehead. Just as he was about to lie down again, he found several masked figures sitting in the corner of the room, staring at him quietly. Lin Chunhua was stunned. Those masks were too familiar to Lin Chunhua, Sun Wukong, Zhu Bajie, Sha Monk and Tang Monk. This was too much. He thought he was still in a dream, rubbed his eyes, and tried to wake himself up.

However, when one of the men wearing the Monkey King mask slowly stood up and pointed the muzzle of the gun at his head, the cold metal texture instantly woke Lin Chunhua up. This was not a dream, but reality!

"You... who are you? What do you want to do?" Lin Chunhua's voice trembled as he tried hard to suppress the fear in his heart. His mind was very active and he knew that since these strangers had come here, the bodyguards outside must be doomed. He took a closer look at the strangers wearing masks of Zhu Bajie, Monk Sha, and Monk Tang. They were either holding submachine guns or AK assault rifles that often appear in Hong Kong police and gangster movies. This was definitely a ruthless gang.

Lin Chunhua felt a chill running up from the soles of his feet, and cold sweat welled up on his forehead again.

"It's not easy to visit Boss Lin. It took us a lot of time... We're looking for Boss Lin for money. Boss Lin, it's almost dawn. Your company's accountant will call you soon to ask which account you want to transfer the next remittance to. You can tell him to transfer the money to these accounts." After saying that, he handed Lin Chunhua a piece of paper with some accounts in Hong Kong and abroad written on it. Those were accounts of shell companies opened by players.

Chapter 102: Further Strengthening of Financing Means

In the market of Zhanjiang, a rumor has been circulating since some time that the "oil smuggling tycoon" Lin Chunhua has contracted some infectious disease, and some say it is incurable. Anyway, the rumor is getting more and more incredible. In the political and business circles of Zhanjiang, many bigwigs have received more information. They know that Lin Chunhua has found excuses to shirk many banquets and meetings, and only talks about business on the phone. At the same time, banks have noticed that many companies controlled by Lin Chunhua, such as Zhanjiang Hongwei Petroleum Enterprise Co., Ltd., Jintai Changhang Oil Shipping Co., Ltd., Zhanjiang Hongwei Storage Co., Ltd., and Zhanjiang Haohong Development Co., Ltd., are transferring large amounts of money to Hong Kong and overseas bank accounts.

Of course, these remittances were not subject to too much trouble, because when Lin Chunhua was smuggling oil in the past, it involved a large amount of remittances, currency exchanges and other businesses. Except that the frequency and amount of remittances have been much larger than before, there seems to be no other changes.

In addition, some people saw people wearing white coats and claiming to be Hong Kong exorcists entering Lin Chunhua's villa, making the fate of this "oil smuggling king" even more confusing. This also made many people who originally planned to visit Lin Chunhua back off, fearing that they would be infected with some infectious disease or get into trouble with something "unclean".

What the common people and the bigwigs in the political and business circles don't know is that Mr. Lin's villa has now become a "den of thieves" occupied by players. The service staff in the villa have been replaced by players who have sneaked into Zhanjiang one after another. The exorcists and doctors are all played by players in order to muddy the waters and keep outsiders away.

As for the managers of the smuggling companies controlled by Boss Lin, they were also called to the villa by Boss Lin several times, and asked to attend the Hongmen Banquet, and then they were controlled by the players, and then asked to leave here to assist in the transfer of money, so that the players could empty the money in Boss Lin's account. Of course, on the surface, the bodyguards played by the players provide them with 24-hour protection. No matter where these people go, whether eating, sleeping, shitting, or doing business, they must be accompanied (escorted) by two players.

"Now think about it, when we did our first business, we robbed a bank in Los Angeles. We prepared such a thorough plan, with machine gun fire, car racing and gun fights, but we only managed to steal tens of thousands of dollars. Now we just point a gun at Boss Lin's head, move our fingers, make a few phone calls, and millions or tens of millions of dollars will be deposited into our account, and later it may be in the hundreds of millions... This is much easier than robbing a bank." One of the players sighed and slapped Boss Lin in the face.

Another player also slapped Boss Lin in the face, and then replied: "It's mainly because we have improved our methods. In the past, we could only rob some cash, jewelry, accessories, gold, etc. This time, we finally robbed these bastards of their money online."

In fact, the player's statement that he got so much money just by putting a gun to Boss Lin's head is inaccurate. To be precise,

It was the players who used a series of "no wounds, but worse than death" methods, including water torture and sleep deprivation, to force Boss Lin to surrender.

They went on hunger strike to protest, but soon became obedient in the face of these tactics and cooperated with the players to empty their property.

Once the money has gone abroad, it is extremely difficult to trace it back, because as soon as the money arrives, the players will immediately transfer it to the

The money is spread out among a large number of small accounts, and then people are hired to take out the money as soon as possible, turn it into cash, and launder it into legal funds.

Return to the account of One World Group.

Besides, at this rate of draining out his assets, Boss Lin's business won't last much longer. He doesn't need to worry about what happens next. He just hopes that this group of "evil thieves" can give him a quick death.

"Now that Boss Lin's account has been emptied, who should we go after?"

"There are more. Here alone, there are two gangs. One is nicknamed the 'Smuggling King' and is the son of the local municipal party secretary. The other is known as the 'Customs Declaration King' and is in cahoots with the local customs chief."

"This boss Lin's nickname is also the smuggling oil king. There are so many kings in a small town like Zhanjiang. If you don't know, you might think they are the monsters and demons in Journey to the West. They are all kings..."

"Who cares what king he is? Just sweep them all away..."

In Zhanjiang, some sensitive people in the political and business circles still hide their

The city party secretary Chen Tongqing was among those who had noticed something was wrong. As the city party secretary who managed the cadres, he was well aware of the price of "official positions". In the officialdom of Jiang, it was also known that Chen Tongqing was "deep-drinking" and had the ability to swallow the "sugar" and spit out the "bullet" in front of the sugar-coated bullet. He had to run around and deliver a considerable amount of money before he could be promoted to an official position. At that time, he could

It is natural for friends to receive red envelopes during festivals.

The above is just a little bit of sugar coating, the real money-making

The son of Secretary Chen, who relied on the power and influence of his father Chen Tongqing, first obtained false documents to be stationed in Hong Kong, returned to Zhanjiang as a Hong Kong resident, and then received a 3000 million yuan grant from the municipal finance department to set up Zhanjiang Samsung Enterprise Group Co., Ltd. (not the Korean one) in the Economic Development Zone.

The company engaged in crazy smuggling and made hundreds of millions of dollars in just a few years.

At this time, the Chen family father and son were being treated to a banquet by the "Big Ear King". The "Big Ear King" was a local gang leader who was wealthy and fearless. The "Big Ear King" was on good terms with Secretary Chen, and was a guest of honor at the Chen family and the exclusive supplier of the Blue Ribbon wine that Secretary Chen liked. Everyone was originally talking about how to make more money at the banquet, but today, Secretary Chen said to the "Big Ear King" for no reason: "Be more restrained recently and stop doing business for a while."

"What's the rumor?"

"I haven't heard anything from the province, but it's a little strange. The matter with Lin Chunhua is particularly strange. I'm worried that it's in Guangzhou or Beijing..."

The Human Ear King said yes, but in his heart he was thinking: "After I smuggle the last batch of cigarettes, I will temporarily stop. I can get 2000 cigarettes at that price..."

On the other hand, Director Cao of Zhanjiang Customs also vaguely realized that something was wrong. It had only been two years since he took office as Director of Customs. Director Cao still remembered that when he was leaving, the leader of the General Administration of Customs said to him: "Zhanjiang Customs is a mess. Several leaders have not done a good job. You go there to clean it up. If you do a good job, you can go there. If you don't do a good job, you can come back."

But Commissioner Cao also has his own philosophy of "when in Rome, do as the Romans do and let nature take its course". When Secretary Chen called to intercede for his son's smuggling of a car, Commissioner Cao "let nature take its course" and let it go; when the deputy mayor stuffed a "big red envelope" of Hong Kong dollars into Commissioner Cao's hands, he also made some excuses and accepted it "let nature take its course". The deputy mayor told Cao frankly that he was old and had no car to use after retirement. He wanted to find some money for retirement, buy a car, and was preparing to import a batch of wheat. He asked Commissioner Cao for help and offered 200 million as a reward afterwards. He also said: "You are not young anymore, you have to think about your life after retirement."

Once there is a first time, there will be a second time. The appetite is getting bigger and bigger, and the means of making money are getting more and more unscrupulous. He will never stop until he is caught. What's more, Commissioner Cao is already intoxicated by the tenderness of a Hong Kong woman and can't extricate himself. At this time, in the suite of the long-term package of the Yinhai Hotel, Commissioner Cao is also telling this Hong Kong woman to restrain herself recently, saying that he will wait for him to test the wind or something like that.

Of course, what the two people chatting on the bed didn’t know was that the Silver Sea Hotel suite where they were staying had been bugged by players, and all the secrets and confidential information they talked about were recorded in the players’ backstage.

Chapter 103: Rational Redistribution of Wealth

Baiyun Hotel is one of the most famous five-star business hotels in the center of Guangzhou. The hotel buildings are set in lush greenery. The 2000-square-meter front garden is shaded by trees, and it is like a "green island in the city" on the busy Huanshi East Road. The revolving glass door in front of the lobby keeps turning, and the guests coming in and out are all dressed in bright and beautiful clothes, showing fashion and elegance.

Outside the hotel lobby, a young man in plain clothes was waiting awkwardly. He was thin and dark-skinned, and obviously worked outdoors all year round. He was wearing a wrinkled shirt and worn jeans, which he had borrowed for today's meeting. But compared with the people around him who were wearing designer clothes and were fashionable and beautiful, he still looked out of place.

A few minutes later, a young man wearing black-framed glasses walked out of the hotel. He was wearing a neat white shirt and grey trousers, looking very gentle. If you hadn't seen it with your own eyes, who would have thought that such a weak-looking young man could grab the knife with his bare hands and beat up the gangster? He saw the embarrassment on the face of the Hunan brother, and immediately walked up quickly, stretched out his hand and shook hands with the Hunan brother.

"Long time no see, long time no see! Let's go to the cafe next door and chat."

The Hunan guy seemed a little embarrassed. He rubbed his hands and said embarrassedly: "I... I'm not used to going to such high-end places."

"It doesn't matter, let's just find a street restaurant and eat and talk."

The two found a small shop, ordered some braised food, peanuts and beer, and started to eat and chat. However, this time the chat was not as enjoyable as on the train. At that time, the brother and the player were just passengers who happened to meet by chance and took the same train. But today, it was the Hunan brother who took the initiative to call and ask for help, which created an invisible gap. In fact, the brother didn't know whether the person in front of him could help. He just thought that the player was a noble person who could stay at Baiyun Hotel. If there was no other way, he would not really ask for help from this person.

"Oh? The child has problems with school? Why?" the player asked. Speaking of difficulties, there are too many problems.

The first is household registration. Local schools in Guangzhou basically only accept students with local household registration. As an influx of population, it is difficult for children of migrant workers to enter these local public schools. Because some departments believe that allowing children of migrant workers to attend local public schools will seriously squeeze local educational resources.

Even if some public schools allow some particularly outstanding children of migrant workers to study there, they will make various requirements and require the children's parents to submit various materials, including "children of residence permit holders who have lived continuously in the same place of residence and paid social insurance premiums in accordance with the law for five years, have stable jobs, and comply with the family planning policy receive compulsory education on an equal basis with students with permanent household registration." But how many of the thousands of migrant workers who come to big cities can meet such conditions? Even if the materials are approved, I'm sorry, you still have to pay a high "tuition fee" to the school.

What if there is no way to go to public schools, but the children want to study? Then they can only go to some private schools with a low upper limit and a very low lower limit of teaching quality. But now, even if you want to send your children to such schools, it has become difficult due to sudden changes, because some governments in the inflow areas are blind in the process of approving and canceling schools for children of migrant workers, resulting in large-scale abolition of private schools for children of migrant workers in some areas, and public schools have quota restrictions, which makes it impossible for a large number of migrant workers' children to find suitable public schools to accept them, and face the situation of "no school to go to".

This Hunan guy is a typical migrant worker. He has a low level of education, but he hopes that his children will study hard and look forward to a son from a poor family. But in migrant worker families like his, things always go against one's wishes. Children often fail the entrance exams and their marriages are unhappy. In his limited vision, the family is a base he created. So he is the one who makes the decisions. No one can go beyond his ideas. He controls everything. He has also felt this invisible pressure from his parents. He used to rebel and wanted to resist, but the pressure of reality finally made him surrender and become a supporter of this concept. He cannot accept the existence of opposing ideas in his family.