Siheyuan: I have a small world

Since the afternoon of the day before yesterday, some rumors about Hejia Bank have appeared in the market.

It was probably a rumor that Hejia Bank was tightening its money supply and deposits were drying up.

But what ordinary people fear most is rumors of bank deposits drying up.

After yesterday's crazy withdrawals by ordinary people.

Now, Hejia Bank only has more than 3.3 million yuan in funds for turnover.

This is why the big players haven’t taken action yet!

If this continues, Yunhexing will be drained of funds within two days and will be in dire straits.

therefore.

The He family is also urging Chen Shenglin to pay back the money, at least to let him transfer two million first, so that they will be able to withstand this wave of withdrawals and appease the depositors.

Otherwise, if the He family continues to be squeezed like this, they will go bankrupt.

The key point is that the He family needs the funds urgently, and they need them to arrive this morning.

How could he gather 200 million in such a short time?

It can be said that the Chen family’s Shenglin Real Estate Company is now in a state of liquidity depletion and may go bankrupt at any time.

On the other hand, Standard Chartered Bank is demanding repayment of a loan of 100 million.

On the other hand, another relative was caught up in a rumor and was frantically withdrawing money from the people, requiring a large amount of funds to turn over, otherwise the He family bank would be run and go bankrupt.

Chen Shenglin is now like a mouse in a bellows, caught in a dilemma!

Shenglin Real Estate Company is facing the problem of capital depletion, but that does not mean that the Chen family has no money.

After all, the real estate company is the real estate company, and the Chen family is the Chen family.

Now, the eldest aunt is planning to sell the gold that Wang Yu had given her before, as well as some jewelry, to raise some money. At least she can raise hundreds of thousands of dollars.

These are all liquid money. If you still can’t get enough money, you can only use other assets to make up for it!

Wang Yu, who was standing next to him, thought it was a matter of money.

Wang Yu breathed a sigh of relief.

As long as there is no problem with the person, everything will be easy.

It just so happened that he needed a lot of funds to get his eldest cousin to help him complete that grand plan.

My uncle may be short of money, but he is not.

It’s just a matter of a few gold bricks that can solve the problem. If it’s not enough, just add a few more!

What's more, he has a pile of cash worth more than ten billion.

So much money.

Not to mention the 100 million from Standard Chartered Bank.

It wouldn't cost much to acquire Hejia Bank, even though the savings amount was tens of millions.

But the actual value is only about one or two million Hong Kong dollars at most.

"Uncle, this money..."

"Dang Dang Dang!"

Wang Yu was just about to pat his chest and say that this was not a difficult task and he could help with the situation.

He was interrupted by a knock on the door.

Wang Yu swept his spiritual sense and saw more than a dozen people coming outside.

There are foreigners and Chinese.

There were also some who were obviously bodyguards.

Look at them.

The person who came here is not kind!

Chapter 448: Everyone is scheming and has murderous intentions

[I finally got out of the little black room. I just haven't been in the mood to write these days, and I don't have any manuscripts. I will still update a 4,000-word chapter today and tomorrow. The author will take his time. I will resume updating at least twice a day starting from Sunday.]

Click!

When the eldest aunt heard the knock on the door, she looked at her eldest uncle, got up, opened the door, and let the dozen people in.

"Mr. Chen, I don't know what you have considered. If you don't sell the land to Huixing Construction Company for 500,000 today, then you won't be able to repay the 1 million loan you owe to Standard Chartered Bank. The He family can't save themselves at this time, haha."

After the group of people came in, a middle-aged foreigner in a suit and well-dressed appearance was the first to speak a few sarcastic words, then he looked at a Chinese man in his fifties who came in with him and sneered.

This middle-aged foreigner is Smith, the deputy general manager of Huixing Construction Company.

The old Chinese man was He Mingjie, the head of the He family, and the young man standing next to him was my third cousin’s husband, He Yunguang.

After hearing Smith's words of encouragement, He Mingjie looked unhappy.

But the other party was telling the truth.

Now is not the time to argue, so he looked up and asked Chen Shenglin.

"Old Chen, how are you getting this together? My family is ready to use some of its resources."

Originally, when Chen Shenglin saw He Mingjie hanging out with Smith and others from Huixing Construction Company, he thought they had joined forces to force him.

Now after hearing what He Mingjie said, I roughly understand that their getting together must be a coincidence.

Especially when He Mingjie said that he was ready to use his family's wealth, he felt warmed in his heart. This relative was quite reliable.

When faced with such a thing, the He family could handle it without adding insult to injury.

However, He Mingjie's words were also telling Chen Shenglin that my He family is going to fight to the death, so you must not stand idly by.

"Don't worry, dear relative. I can get the money together for you. Next, you just need to focus on stabilizing the depositors who are running on the bank."

The He family is about to use up their family wealth, so Chen Shenglin has no reason to refuse.

Every family has some old savings that they will not use easily. Once they are used, it will be a matter of life and death.

The Chen family has accumulated a lot of savings over the years, not to mention that he has three younger brothers who are developing in Hong Kong, although they are not as strong as he is now.

But it’s not a big problem to raise tens or hundreds of millions.

The properties and buildings purchased in the past two years can no longer be kept!

This is some of his family's background.

but.

As long as we can get through this hurdle, with the millions of profits from the land in Tsim Sha Tsui, everything we lost will be returned.

There might even be a chance to invest in the He family’s Yunhe Bank!

Chen Shenglin's mind raced, wondering whether this plan was feasible.

The Chen family has shares in Yunhe Bank, so when problems arise, they can know about them in advance and take measures to avoid them.

"That's good, that's good. We will proceed according to the plan. We will leave this to the in-laws. I will let Yun Guang stay here to contact you. We will contact each other by phone."

He Mingjie heaved a sigh of relief when he heard this. He knew that their He family had some ballast foundation, but he was not sure whether the Chen family had the foresight to have some ballast foundation to withstand risks.

Now after hearing what Chen Shenglin said, he understood that the Chen family, like their He family, was a family with some risk awareness and foresight.

In this way, he can implement his plan!

Perhaps, in addition to what he was planning, there was also a chance to take advantage of the Chen family's misfortune to get some shares of Shenglin Real Estate Company.

Seeing how hot the real estate industry is, He Mingjie and his He family are naturally jealous.

It’s just that I’m not familiar with the real estate industry and need an opportunity to make a living by borrowing a shell.

My in-laws’ Shenglin Real Estate Company is very suitable!

This time, their Yunhe trip was affected by the Chen family.

At this time, my family and the Chen family are working together to resist risks.

It would be unreasonable for Chen Shenglin not to offer some compensation.

In an intimate relationship, interests are not worth mentioning.

and!

There are some things only He Mingjie himself knows.

If Chen Shenglin answers this time that he cannot raise the money, then He Mingjie's plan to visit the family will be scrapped, and he will immediately turn it into a demand for debt repayment, tearing a piece of flesh and blood from the collapsing corpse of the Chen family.

The target is some properties and buildings under Shenglin Real Estate Company, which are all high-quality assets.

Fortunately, things did not develop in the worst direction.

This way, he can move forward with his plan with peace of mind.

Although we are currently facing some difficulties.

But he is optimistic about the mutually beneficial cooperation and development model between the two companies.

I don't want any major twists and turns to occur.

Although our bank is currently facing a bank run, millions of funds were withdrawn yesterday alone.

Even after a day of fermentation yesterday.

I am afraid that more depositors will come to withdraw their savings such as time deposits today, and they may face a bank run of at least two to three million yuan.

But as a veteran banker, the He family also has a strong foundation.

If they really had to risk their lives, a run on the bank would at most cause serious damage to the He family, but it would not lead to bankruptcy and liquidation.

This time he came here to ask if the Chen family has any coping strategies, and then he would decide whether to advance and retreat together with his in-laws.

What's more, this bank run is both a risk and an opportunity.

He was ready to use 70% of his family's assets, or about 3.5 million, to resist this wave of bank runs.

Plus the two million yuan that the Chen family repaid in advance.

As long as we can get through the initial three days, the full amount will be used for depositors to withdraw money.

No matter how those newspapers and rumors spread the news that Yunhexing was going to go bankrupt.

Depositors are not fools. They have been able to withdraw their deposits in full for several consecutive days. After refuting the rumors, the situation will naturally be stabilized.

Then it's time to close the net.

Those depositors who withdraw their fixed deposit amount in advance will definitely feel heartbroken after losing the interest.

At that time, if he promises to deposit more money, he can get an interest of 100 yuan per year.

After redepositing the money, you can recover the interest loss of fifty yuan.

This is better than losing all the interest on the hundred dollars.

By then, with this in and out, Yunhexing will be able to earn at least hundreds of thousands in profit!

This is what he was secretly planning.

This is also the main reason why He Mingjie was willing to take the risk and advance and retreat with Chen Shenglin.

Regardless of whether they stand together with the Chen family or tear off a piece of flesh and blood from the fallen body of the Chen family, their He family can ensure that some of their interests will not be damaged.

If planned well, it may be possible to further expand the scale of your own industry!

These thoughts only flashed through He Mingjie's mind in an instant, and on the surface he looked at his in-laws with a faint smile.

When Chen Shenglin heard He Mingjie ask his son-in-law He Yunguang to stay, he immediately understood that he wanted He Yunguang to handle the transfer of the two million yuan.

He glanced at Smith who was looking at him and He Mingjie, then smiled and nodded at He Mingjie.

"Okay, no problem. You can rest assured to handle Yunhexing's affairs. I will take care of this side. As long as we get through this difficult time, I believe our two families will have an opportunity for rapid development."

"Well said, that's what I thought too. In-laws, you can take your time to deal with it. I'll go back to the bank to make arrangements first."

He Mingjie was a decisive man. After he finished speaking, he said goodbye, leaving only his son He Yunguang to take care of the matter.

After He Mingjie and others left, the room suddenly became much emptier.