Although I don’t know what we can collaborate on yet, it’s always a good idea to get to know each other first.
However, Yamagami Hideo found an excuse to refuse them one by one.
They were waiting for news from Ningguang.
That afternoon, the General Affairs Department sent someone to deliver the certificates for their event.
The identity certificate issued by the General Affairs Department of Liyue Port comes with a variety of permits for going to sea and leaving the country.
However, Hideo Yamagami did not let them leave immediately and go to several other countries.
He was the only one in the team who knew that his specific action plan was to establish a stable base in Liyue and then carry out the next step of work with Liyue as the center.
Moreover, there is a severe shortage of manpower in the Coral Palace. Those experienced and skilled people have other work to do, and the team is full of young people.
He planned to let them study in Liyue for a while longer.
Liyue is the closest to Inazuma, with well-developed waterways that lead directly to Inazuma. The Southern Cross Fleet is the only large fleet with permission. It is also a commercial capital with extensive trade routes, convenient transportation, and a relatively stable situation.
It is indeed the best choice as the headquarters for Inazuma's extramarital activities.
In addition to delivering their event certificates, the General Affairs Department also brought them a message:
Ningguang invited him to meet at Qun Yu Pavilion again in three days to discuss cooperation matters.
As for why it is three days?
Because at this moment, Ningguang was concentrating on reading the nameless white book that she had retrieved.
According to Ningguang's plan, the book was not thick and three days was enough for her to finish reading it.
It was only when I actually opened it that I realized something was a little bit wrong.
White cover, nameless, just the outermost cover of the book.
When you open this page of white paper, what catches your eye is the name of the book: "The Nature and Laws of Capitalism".
Open the table of contents, Chapter 1: "Commodity Economy and the Law of Value".
To be honest, she knew every word, but when they were put together, she couldn't understand what they meant.
Continuing to flip through the pages, she discovered that the content seemed to be in a compressed state.
Mention a noun, explain a noun, put forward a point of view, and then briefly discuss this point of view, without any excessive content such as examples.
The contents of the book are all explained and listed in the most concise and intuitive words, with nothing else.
How to learn and how to understand depends only on herself.
However, these contents are extracted from countless social phenomena and are themselves highly abstract and non-intuitive, making it difficult to directly link them with reality.
Even with Ningguang's many years of experience in the ups and downs of the business world, it often takes repeated thinking to truly understand a point and connect it with certain phenomena in reality.
This is what it means to truly absorb and make it your own.
Furthermore, there were some nouns that she had never heard of that had no explanation at all. They were just placed there, and she could only try to understand them based on the context and the literal meaning.
This caused greater trouble for her to learn the above knowledge.
Three days is simply not enough.
If you just watch it once, it is certainly enough.
Three hours is enough to read this thin little book.
However, it is very difficult to learn and absorb the knowledge in it and put it to good use.
Because this small part alone covers the entire development process of the human race from ancient times to the present.
However, there is a lack of corresponding explanation and source for many of these points.
So Ningguang speculated that this might be another fragment.
It is part of a larger body of knowledge.
Although there is a lack of corresponding explanation and source, at least judging from Ningguang's understanding, these are not wrong.
On the contrary, it confirmed some of her past experiences and explained some of the problems that had puzzled her for a long time.
The above content is actually a part of a classic textbook that Jiang Ming himself repeated.
He has been exposed to it for so many years that he has already memorized it by heart.
It’s just that his own level is limited, and without the support of a team, his retelling is not as good as the original.
Moreover, the version for the continent of Teyvat must also take the factor of "God" into consideration.
The history of the continent of Teyvat is different from that of the Earth, and accordingly, some historical nodes need to be replaced.
For example, in a place like Teyvat, there is no concept of colonial plunder.
During the Demon-God War, people fought mainly because of the gods.
During that period, all human beings still used land as an important means of production.
Human-led wars are all for land and resources.
After the establishment of the seven-god system, the will of the gods influenced people's activities.
Countries no longer fight wars against each other.
As for the use of violence to seize farmers' land.
Apart from the situation in Liyue where the war between demons and gods destroyed all the arable land, no country where gods are still online would do this.
Man is doing it, and God is watching.
If things get out of hand, the gods will take direct action, even in Mondstadt, a country where the gods occasionally go AFK.
——Except Inazuma.
Therefore, the primitive accumulation of capitalism, which began to sprout in some countries after the establishment of the Seven Gods System, was purely accumulated bit by bit over time.
Because all the arable land in Liyue was destroyed, it was forced to transform into business, which is why it is ahead.
It is also for this reason that the progress of human social and historical development in Teyvat seems very slow.
However, for "people", the development of human society is still dominated by material productivity.
The gods had no influence on this fundamental factor.
Even the gods cannot stop the people of Teyvat from eating, drinking, defecating and urinating collectively.
Therefore, this knowledge system still applies to human society.
Jiang Ming took it out.
Only with an understanding of these can the next step regarding banking knowledge emerge.
After all, the Northland Bank's system is already quite mature. If you want to attack the Northland Bank, you must first understand the bank.
First, clarify these vague concepts, understand the essence of things, and then combine them with some specific methods.
For example, through these we can clearly understand the essence of money, finance, and capital, their roles, significance, and modes of operation, and then we can naturally and clearly understand what banks are used for.
Otherwise, according to Liyue’s current understanding, a bank is a money house for storing money.
Knowing the facts and the reasons behind them is a safe and mature approach.
Ningguang had always had a vague understanding of this, and it was only now gradually becoming clear to her.
[It seems that the rich people’s understanding is far ahead of mine]
It was not until she obtained this knowledge from outsiders that she discovered these connections that had previously been ignored.
Life is not easy, Ningguang sighed.
Chapter 40: Winning over and striking at the same time
During these three days, Ningguang didn't just read books.
After learning the relevant knowledge, she felt that even without the "Second Volume", it would not be a problem to compete with the Northland Bank.
The most essential things have been figured out. Combined with her years of experience, the direction of what to do is clear, and the remaining specific methods can be slowly explored.
At least it can compete with Northland Bank.
It was just that having those ready-made methods made it easy for her to achieve her goals in one step, get on the right track faster, catch Northland Bank by surprise, and achieve better results at a lower cost.
She thought she would make a lot of money from this business.
Now, she has to move around and gather some available forces.
Liyue has seven stars and eight gates, and the eight major families are almost the eight gates, with each family head occupying one gate.
It has not changed for thousands of years.
The chambers of commerce under these eight families almost monopolize all the lifelines of Liyue.
It can be said that every blade of grass and every tree in Liyue is related to these eight families.
Now, even among the Seven Stars, the eight major families are involved.
Ningguang is now very clear that once the bank is opened, it means that Liyue’s old financial system will undergo fundamental changes.
Such a major reform cannot ignore the eight major families, and their support must be obtained before it can be implemented.
Secondly, to integrate Liyue’s financial power, that is, to integrate those money houses, these eight major families cannot be avoided.
Without exception, all the banks in Liyue are under the control of these few families.
Ordinary people simply don't have the ability to get involved in money-making business.
If Ningguang wants to do something, she must first win them over.
When the Northland Bank first set foot in Liyue, they didn’t care much for its slogan “paying interest on deposits”.
Liyue is different from other countries on the continent of Teyvat.
This is their pride as the Liyue people of the old and righteous Panyan Banner.
How much wealth does Liyue have? Can you eat it all?
You still dare to pay the interest? Let’s see who can outlast you!
When you are gone, my friend, and everyone is enjoying their meal, they will definitely remember to burn two sticks of the best incense in your memory.
As we all know, weakness and ignorance are not obstacles to survival, arrogance is.
When the Northland Bank had a huge advantage over the Liyue Bank and the Liyue Bank had already started a run on the bank, but the Northland Bank was still accepting all customers, they finally realized what was happening.
It seems like they are the first to be exhausted to death.
Damn, why is Northland Bank so rich?!
At this time, the reputation of the Northland Bank had already been thoroughly established, and it was too late for them to resort to any other tricks.
We can only confront it head-on.
But the nature of the money houses meant that they would either lose money or be unable to defeat the Bank of the North.
The essence of a money shop is a Mora warehouse, and there is no such thing as "money making money".
At best, they can lend money, but the interest rate is nowhere near that of Northland Bank.
If Liyue's money houses want to be like the Bank of the North, not only will the eight major families have to bear the expenses of labor, storage, venue, etc., but they will also have to pay the interest on deposits throughout Liyue.
It's their fault.
It’s not like they haven’t tried to learn the business model of Northland Bank.
It’s a pity that the Northland Bank has been losing money in Liyue, and its business seems to be no different from that of Liyue’s money houses.
There is nothing for them to learn.
As for the mature and operating Northland Bank in foreign countries, the Fatui keep all relevant information confidential, and the Fatui are also responsible for the security of business meetings and other activities.
They could get no information.
The one or two cases that occasionally came to light also left them confused.
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