However, the acquirer can stipulate in the contract that if it finds that the information is inconsistent with the actual situation, it has the right to request termination of the contract and compensation for losses, thereby protecting its own interests to the greatest extent.
However, Han Tao did not intend to explain everything to her right now. He only reminded her at most. There were two reasons for this. One was that Gu Jia, who thought she was very smart, would not stop to think unless she was desperate.
The second is to let her suffer a loss, so that she will understand the principle of learning from mistakes, and in the future she will be able to stand on her own feet and concentrate on her work.
Thinking of this, Han Tao looked at Gu Jia and reminded her, "Gu Jia, this Mrs. Li has so many people around her, why does she insist on giving you this tea factory, and she also asks you to pay it off in one lump sum? Is there something wrong?"
Gu Jia shook her head: "It wasn't that Mrs. Li insisted on giving it to me. I was the one who fought for it with her. At that time, Mrs. Liu also wanted to help her friend get the tea factory. It was Mrs. Li who said to see what people in the circle said first, and if no one took it, then give it to Mrs. Liu's friend.
I have checked this tea garden online and all the procedures are correct. The quality of the tea is also good. It is purely handmade organic tea.
Besides, Mrs. Li's family has a huge business and countless assets. She has no need and no reason to lie to a nobody like me."
Looking at Gu Jia who was talking freely in front of him, Han Tao smiled and reminded her again: "From my personal experience, when doing business, you can't just listen to what others say, and don't be fooled by information on the Internet. It's better to investigate it yourself.
If you need it, you can entrust Mingtang Law Firm, or I can ask someone to check it for you directly!"
"Really, no need. The previous order was already very troublesome for you. This time I can handle it myself. Besides, this kind of opportunity is rare. I don't want to miss it because of hesitation. It will be too late to regret it later."
You know the nature of our fireworks company. This kind of business is like sitting on a powder keg. If nothing goes wrong, it's fine, but if something goes wrong, it's a big deal. Many of my peers have ruined their lives because of carelessness and accidents. I don't want to make money in fear all my life."
Gu Jia did not accept Han Tao's help. In her opinion, Han Tao was just reminding her from a professional perspective, but if she accepted it, it would be a favor, which she needed to repay.
Especially after what happened last time, the two of them had talked it out, so she had been trying her best to avoid having any close contact with Han Tao recently.
Seeing Gu Jia say this, Han Tao stopped trying to persuade her. He had already said what he needed to say. Growth always comes at a price. Besides, Gu Jia was a bit evasive about the relationship between the two parties. Talking about deep things with someone she just met was a big taboo.
But, you said that you knew that someone was interested in you as a married woman, but you still insisted on offering her to him. But when you offered her to him, you acted reserved and refused.
Thinking of her stubbornness, Han Tao couldn't help but want to tease her, so he walked up to Gu Jia and whispered in her ear:
"Gu Jia, three million isn't a lot for me, but I can't just lend it to you without any reason, right? What gives you the confidence to do that?
Do you think I'm too good to you, so I should always do what you ask for? Or do you use my affection for you as leverage and take my help for granted?
As for becoming a shareholder, I'm not interested and I'm really angry. There are too many calculations involved. It's a blatant attempt to tie me down."
"Han Tao, please don't be like this. I...I didn't mean that. I was indeed abrupt. I'm sorry if I caused you to misunderstand. I apologize and I will find another way to get the money."
After saying that, Gu Jia took two steps back in panic. She was startled by Han Tao's sudden intimate behavior.
Han Tao saw how nervous she was and her neck was blushing, so he stopped pressing her and laughed, "Haha, look how scared you are. I didn't do anything to you. I just got a little closer. Why are you nervous?
Besides, how could you raise three million in such a short time? Besides misappropriating the company's advance payment, what other sources of funds are there?"
Having said that, Han Tao paused for a moment and asked with some confusion, "Now that you mention it, I'm a little curious, Gu Jia, why don't you ask Xu Huanshan for money?
Even if your fireworks company wants to add more production lines, it doesn't require all the money to be invested at once. It's entirely possible to have some cash flow first, right?"
"It's nothing. The advance payment is all the company's working capital. I can't touch that money easily, otherwise the company will be out of business. Besides, the money hasn't been returned yet, and even if I take it away, there won't be much left to cover the cost."
As she spoke, Gu Jia tidied her hair unnaturally, then bowed and said, "I'm sorry, I was indeed presumptuous today. I won't waste your time. Goodbye!"
Seeing Gu Jia say this, Han Tao said playfully, "Why, you're kicking me out before I even say I won't lend it to you? Aren't you being too realistic?"
Giving Han Tao a blank look, Gu Jia said angrily, "Han Tao, you know that's not what I meant. If you're willing to stay, I'd absolutely welcome you. I just happened to be going to pick up Zi Yan, so why don't you help look after the store for a while? I'll treat you to dinner when you come back!"
Lawyer Han, you have helped me so much before, but I haven't had the chance to thank you properly. Call Manny tonight and let's go out for dinner together.
Of course, I also apologize for my rash behavior this time. I know what you think, but I will not sell myself out..."
Han Tao interrupted her and said angrily, "You are trying to turn the tables on me. I didn't say there was anything wrong with you borrowing money, nor did I want you to betray anything.
I just said that you can't borrow money without any evidence. Don't you need to provide collateral or sign an agreement when you borrow money?
From a business perspective, three million is not a small amount. You only mentioned the repayment method, the so-called investment method and the shareholding ratio, but you didn't say what to do if you can't pay it back?
If you manage the tea factory poorly or for some other reason it goes bankrupt, how are you going to get the money back?"
Hearing Han Tao's words, Gu Jia looked at him in surprise, then blushed and lowered her head.
At this moment, she wished she could find a hole to crawl into. It turned out that this was what Han Tao meant. Gu Jia thought that the other party wanted to repay her with his body. This was really embarrassing.
………………
Chapter 456 Using Myself as Collateral
After thinking about it for a while, Gu Jia's face turned even redder, but in order to avoid embarrassment, she still bit the bullet and changed the subject:
"Pah, pah, pah, Han Tao, you're such a bad mouth! I'm not going to run my business poorly. I knew about it before you came. The tea business is very good.
What you don’t know is that this tea factory has all the necessary certificates, and its tea picking, frying, packaging and distribution are all supported by the original foundation.
I believe in myself, as long as I manage the tea factory with my heart, there will be no problem in making a profit."
Unexpectedly, Gu Jia could be so naive. Han Tao couldn't help but laugh and said, "Gu Jia, doing business is not that easy. The fireworks company is successful because of the designer Xu Huanshan and your intelligence.
But tea factories and fireworks have absolutely nothing to do with each other. Just because others can make a profit doesn't mean you can do the same. There are risks involved. If you make a wrong decision or something goes wrong, you'll really have to pay the price!
When Gu Jia heard Han Tao's last words, she glared at him fiercely. He spoke so seriously, but his intention was obvious to everyone.
But then again, although he once admitted that he was interested in me, he admitted it openly and never did anything that crossed the line.
So when she was with Han Tao, she not only did not feel disgusted, but also had some indescribable feeling.
In fact, Han Tao is quite charming. Gu Jia thinks that it is because she is more sensible. If it were any other woman, she would have fallen for him long ago.
"How about this, I'll use this dessert shop and a promise as collateral. If I sublet this dessert shop, I can at least raise 1.5 million.
If I really didn't manage the tea factory well as you said, the dessert house will be yours, and I will use myself to pay off the remaining 1.5 million.
I can work for you for ten years. You know, I have good baking skills. Even if I work in a dessert shop, the salary will be around 18,000 yuan.
I also believe that my management skills are no worse than others, otherwise the fireworks company would not have reached its current scale with only one designer.
I can speak English and French. My university major is business management, so I can be your secretary. I am also good at administration. I will definitely not let you lose money."
Han Tao didn't care about the mortgage, as three million was just a watch. However, he didn't expect Gu Jia to be so desperate, even willing to lower her stance.
Seeing that she was looking forward to his answer, Han Tao agreed to her loan request.
Judging from the time, tea art master Lin Youyou should be online at this time, so the problem of this tea factory will be the last straw that breaks the camel's back between Gu Jia and Xu Huanshan.
Soon, the Gu family prepared all the information and showed it to Han Tao.
"Alright, since you've prepared everything so well, I have no problem with that. Let's just follow the terms. A loan of three million, with a one million annual repayment in three installments. The dessert house will serve as collateral. Please sign!"
"Han Tao, thank you for lending a helping hand when I needed it most."
Gu Jia bowed to express her gratitude. She was quite touched when she heard Han Tao agreed to lend her three million, because the collateral she gave was not worth that much at all.
"You're welcome. If you can't pay me back by the due date, I'll come to collect the debt. When the time comes, I'll ask you to be my secretary. Just don't say I'm deliberately targeting you."
"Don't worry, I will run the tea factory well and repay you on time. If I really can't pay it back, I will gladly keep my promise and work for you for ten years."
Looking at the confident Gu Jia, Han Tao knew that there were severe tests waiting for her, so he nodded and said:
"Okay, in that case I won't say anything. Give me an account number and I'll transfer the money to you."
"Just transfer the money to this card. I'll sign the agreement and write the IOU."
Gu Jia took out a bank card and handed it over, then leaned over the coffee table to write the IOU and sign the agreement.
After Han Tao transferred the three million, he looked at Gu Jia, who was leaning over the table writing an IOU. She was wearing a hollow long dress today, exposing her round shoulders and snow-white arms. Her entire back was connected by only a few suspenders. From this angle, her curves were very beautiful.
Gu Jia also felt Han Tao's gaze on her, and her face flushed immediately. Thinking that it was indeed a bit indecent for her to lie there like this, she hurriedly wrote the IOU:
"Han Tao, the IOU is ready. Can you take a look at it? Is there any problem?"
"No problem. I noticed your handwriting is quite beautiful. It's just a little sloppy at the back. Fortunately, there's nothing wrong with it."
Han Tao jokingly returned the bank card to her, then collected the IOU and agreement and said, "The money has been transferred. Please check to see if it has arrived."
Gu Jia picked up the bank card and put it in her bag. Then she glanced at her phone and saw the information of 3 million cash arrival. She looked up with a evasive look and said:
"The money has arrived, thank you. I'll go pick up Ziyan from school first, and we'll have dinner together tonight!"
Han Tao looked at Gu Jia like this, smiled and shook his head and said, "No, I have something else to do tonight, let's talk about it later."
"Okay, I'll make an appointment with Manny later. Let's make an appointment someday if you're free!"
"No problem, I'm leaving now. See you later!"
"goodbye!"
Watching Han Tao leave the dessert shop, Gu Jia breathed a sigh of relief, gently patted her red and hot cheeks, and then couldn't help but walk to the mirror not far away and look at herself.
Wearing a long dress, with her long hair draped over her shoulders, a large area of her skin as white as jade was exposed. Thinking of the look in Han Tao's eyes when he looked at her, Gu Jia couldn't help blushing. While she was secretly scolding him for being a playboy, she put on her windbreaker and rushed to Depp's kindergarten.
My son Xu Ziyan has a singing performance today, and he will be unhappy if I am not as good as him.
She had originally agreed to go and see it, but because she had to deal with the issues of buying a tea factory and borrowing money, she asked her nanny, Sister Chen, to go first.
..............................
Sure enough, when Gu Jia hurried to the school, she saw Xu Ziyan standing at the gate with a depressed look on his face.
Today, all the other classmates had their parents present, but his own parents were not there, so it was his aunt who attended.
Gu Jia also felt that she owed her son something, so after returning home, she kept coaxing Xu Ziyan and making him happy.
At nine o'clock in the evening, Xu Huanshan completed his second field investigation and flew back to Shanghai.
When he was chatting with Gu Jia, he learned that Gu Jia had borrowed all the money from Han Tao and the dessert house had been mortgaged, and his emotions exploded.
In his opinion, this was a manifestation of Gu Jia's disrespect for him. He had clearly expressed his disagreement, but Gu Jia actually acted first and consulted him later, and did the thing without getting a clear response from him.
Xu Huanshan felt that they had never worked in this industry before, so how could they get involved in this industry so easily?
Moreover, the three million is just the money to buy the tea factory. If you want to run it, you will need at least a lot of money, which will inevitably use up the company's cash flow.
So Gu Jia has touched Xu Huanshan's bottom line, especially when Gu Jia proposed to find a nanny for his son, which made Xu Huanshan very dissatisfied.
Because of this matter, the two of them could not agree more and finally had a quarrel. When Xu Ziyan saw his parents quarreling, he pestered Gu Jia to go to his room and let her coax him to sleep.
After Xu Ziyan's door was closed, Xu Huanshan suddenly received several messages. After he secretly checked them, a smile appeared on his face unconsciously.
It turned out that the pictures and texts were sent by Lin Youyou to Xu Huanshan, telling him to eat when he was hungry and not to carry it, otherwise his stomach would feel uncomfortable.
Gu Jia didn't think she was wrong. She was doing it for the good of the family. But Xu Huanshan, who saw the message, felt that Gu Jia had changed. She was not as considerate and understanding as Lin Youyou, the girl he had just met.
………………
Chapter 457: Like Ehuang and Nvying
After leaving the dessert shop, Han Tao asked Yang Dongxu to drive to Dongli Community. After living there for a day, Zhu Suosuo and Jiang Nansun liked the environment of Dongli, so they both moved there.
Especially after reaching an offensive and defensive alliance, the sisterhood between Jiang Nansun and Zhu Suosuo was not only not affected, but increased a lot, and even upgraded from best friends to real sisters, just like Ehuang and Nvying.
However, only when Suosuo was drunk, which was Jiang Nansun's first time, were the three of them in the same room.
After that, the two of them acted as if they had agreed that Han Tao would go over to live there. They would accept him no matter where he lived, but they firmly disagreed to living together. This time they took the initiative to invite him, and Han Tao thought it was a good opportunity.
Half an hour later, Han Tao pushed open the door and walked into the 16th-floor luxury house in Building 12 of Dongli Community.
At this time, Jiang Nansun and Zhu Suosuo were sitting on the sofa in the living room. One was reading a book and taking a sip of tea from time to time, while the other was staring at the laptop, typing and putting fruit into her mouth.
Both of them were concentrating on doing what they liked, so they didn't notice when Han Tao walked over.
Zhu Suosuo, in particular, had a silly smile on her face while checking the information, which made Han Tao look at her curiously, wanting to know what she was constantly searching and browsing.
"How can I make my wealthy boyfriend happy and make him fall head over heels in love with me?"
"How should I handle the relationship between the three of us if I share a boyfriend with my best friend?"
"Is having a baby the best way to enter a wealthy family?"
"How many companies does Han Tao hold shares in?"
"How much money does Han Tao have?"
“How much is a private jet?”
“How much is a luxury yacht?”
........................
"Suosuo, are you extremely bored?"
"what………"
Hearing the sudden sound, Zhu Suosuo, who was concentrating, was startled and couldn't help but exclaim.
She turned around and saw Han Tao standing behind her, watching. She quickly changed the webpage, stood up and said:
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