The weapon tycoon who traveled to Daqin

However, going to sea is not just about determination. It also requires other guarantees, especially risks. Compared with mature land development, the risks at sea are much higher. This is also the most difficult point in ship transportation.

Risks at sea come from many aspects. Natural factors. Severe weather such as typhoons and storms are often the main reasons for shipwrecks. The losses caused by shipwrecks are as huge as the huge profits brought by the cargo transported by ships.

"There are many treasures overseas. Some of these treasures are things that Qin itself does not have." Shangwen said to himself.

"What is it? Da Qin doesn't have it?" Ying Yu quietly walked into Shang Wen's office and asked.

"No. Nothing?" Naofumi said.

"Don't hide it." Ying Yu looked at Shang Wen and said.

"It's nothing. There are many things overseas, but Da Qin doesn't have them. You can only see them by going to sea." Naofumi said.

"Going to the sea? I haven't seen the sea yet." Ying Yu said while looking at the map on Shang Wen's wall.

"Have you never seen the sea?" Naofumi asked in surprise.[

"What do you mean?" Ying Yu said and pinched Shang Wen's arm hard.

"If I can go outside, why do you need to tell me?" Ying Yu was so angry.

"Oh. Later, let's go out and see the outside world. Take a trip around the world." Naofumi said.

"Travel around the world?" Ying Yu said.

"Yes." Naofumi replied.

"The outside world is much bigger. There is not only the sea, but also small islands and beaches. The scenery is great." Shang Wen said. Ying Yu listened to Shang Wen's explanation.

"There are also aurora. Did you know? There is a dream-like light in the sky. It is extremely beautiful. There is also a desert, as far as the eye can see, and a tropical rainforest. It rains almost every day." Naofumi said excitedly.

"Oh my god. It rains every day. It didn't leak that day. I won't go to that place." Ying Yu said. The humid weather made her feel unhappy.

"By the way. Is there anything delicious outside?" Ying Yu asked.

"Yes! A lot. A lot. Take fruits for example. Have you ever drank coconut juice?" Naofumi asked.

Ying Yu shook his head.

"There are also watermelons, bananas, pineapples and grapes. There are too many to count." Shangwen said, and Yingyu felt itchy in her heart. This was the first time she had heard of so many things that she had never heard of. Although Shangwen said they were all common things. But we must take into account the limitations of this era. Many things have not spread. For example, watermelon, a fruit from Africa.

"In addition to food, there are many animals. Did you know? There is an animal with a bag in Australia. In the far south, there are a lot of cute penguins. Over in Africa, there are giraffes with long necks, African lions, zebras, Hippopotamus, South America. Especially in the mountains, there are also alpacas." Shang Wen told Ying Yu about the outside world.

"Alpaca? Is it like a sheep and a camel combined? It's too ugly." The camel was not an animal until the Qin State harassed the Western Regions. In other words, there were no donkeys at this time.

"Yeah, more or less." Naofumi couldn't explain the difference clearly. He could only talk about it casually.[

"By the way, The Legend of Princess Wencheng. Does Qin have such a thing as a diamond?" Shang Wen asked.

"Bricks and stones?" Ying Yu asked.

"Oh! Yes! There are so many. They are everywhere on the construction site." Ying Yu thought Shangwen was talking about bricks and stones.

No way. Shang Wen looked at Ying Yu in confusion. If I remember correctly, diamonds rarely mentioned in ancient Chinese history. How could they be everywhere? This guy couldn't have missed it! Shang Wen looked at Ying Yu.

"What do you think I'm doing? Aren't there bricks and stones on the construction site?" Shang Wen felt happy when he heard this. Ying Yu's Zhiting has a cute side. Shang Wen smiled.

"Why are you laughing?" Ying Yu felt that Shang Wen had a big conspiracy.

"The diamonds I'm talking about are the hardest things in the world. They can drill through anything. Although they are small, they are very beautiful. They are best used to make diamond rings!" Naofumi said.

"The hardest diamond ring?" Ying Yu blushed suddenly. Is this guy going to give me a ring?

In fact, the biggest use of diamonds is not for decoration, but for industry. Drill bits and some extremely precise instruments require various diamonds. Qin's industry, especially oil mining, is also due to the lack of diamonds. At least it would be better to have diamonds. .

"Then where is it? Find it." Ying Yu asked eagerly. Ying Yu couldn't imagine what the gems looked like because there was nothing to refer to. In this era, any pearls are already gem-level things.

"Hmm. It seems that there are in Sri Lanka. There are rubies, sapphires, and topaz. There are all kinds of diamonds in South Africa. There is also a lot of gold." Naofumi said.

"What card?" Ying Yu asked.

"Hey. No matter what the jam is, it's all overseas. Our ship can't even get out of the Yangtze River. Let's talk about Sri Lanka and South Africa. Then we have to cross the long sea. You think going to sea is just a joke. It's risky." Naofumi. Back to the original question of risk.

"I talked so much, but I didn't say anything. Humph!" Ying Yu said unhappily.

"If you want to, you have to build a ship and go to sea." Naofumi said.

"Create it." Ying Yu only thought about diamonds. He didn't think about anything else. It was just a simple thought.

Going to sea is not that easy. Risk. Risk. By the way, the insurance industry. The insurance industry appeared during the European Navigation Period. The insurance industry emerged because of the combination of profits and risks.

"Hey. I thought of a good way to make money." Naofumi said.

"What's a good idea?" Ying Yu said happily.

"Insurance." After Shang Wen finished speaking, he started to introduce the use of insurance. What to insure, how to pay compensation, and other issues. How to make profits during this period. Ying Yu even slapped the table at the beginning and cursed Shang Wen for being stupid. Anyway, Ying Yu thought it was okay. Shang Wen told Ying Yu that this would greatly promote navigation and make a lot of money.

Ying Yu asked Shang Wen to write down the original words, and then went back to give it to Xiao He for discussion.

After reading it, Xiao He thought it was OK. Vehicle accidents often occurred in Qin's transportation. These accidents are also one of the reasons for bank bad debts. Although accidents can be avoided by law, if there is the help of insurance, then this kind of accidents can be avoided. Worst case scenarios can be reduced a lot.

So a relatively extensive insurance appeared. The first insurance company in Qin State, Wenyang Insurance Company, was established on the third day. Although people didn’t know what insurance was yet, and it was not like Shang Wen wanted to devote himself to sailing, but insurance It did appear. The salesmen used their eloquence to talk about the insurance business in general. In order to impress people, they also carried out a lot of publicity work.

Since it can appear, there must be a market. The first insurance policy was born in the carriage and horse transportation industry. It was mainly traffic accident insurance. After paying a certain amount of insurance, the risk for horse-drawn carriages was reduced. As time went by, more insurances were will be born.