The weapon tycoon who traveled to Daqin
2075 Bank New Business
"We are in the banking business, so we must be cautious and bold." Meng Fei said. He is the executive director of a bank in Qin. This time, he was sent to Xinzheng, South Korea on a business trip to solve the problem in Qi.
The matter of setting up a bank. At the same time, let him consider the possibility of setting up a bank in Wei State, because the directors above always believed that the situation in Wei State was too chaotic. On the contrary, Qi State was stable.
"Well, our country in Qi also needs banks that are skilled in business like you to carry out economic activities. Our country in Qi has more opportunities." Lou Jing said.
"Yes. Of course we understand this. This is also the main purpose of sending me here." Meng Fei said.
"We in Qi need a lot of banks and a lot of funds. On the one hand, there are a lot of railway projects that need to be built. On the other hand, our agriculture also needs to be restored." Lou Jing introduced.
"This." Meng Fei shook his head.
"What's wrong?" Lou Jing asked at this time.
"I want to know how you get mortgage loans. You must know that only if you mortgage real estate, real estate, or other things to us can we get sufficient funds. Otherwise, our bank will not be able to lend you a large amount of funds."
Meng Fei said.
"This." Lou Jing was in a dilemma at this time. Because he knew the situation of Qi State. In order to allow Qi State to recover as soon as possible, Qi State had divided a large amount of land into equal parts and wanted to mortgage the large-scale land.
This is obviously inappropriate.
"What's wrong?" Meng Fei asked.
"Land, it's impossible. The land in Qi State is all separated into small pieces. There is no large-scale land concentration at all. Mortgage loans are difficult." Lou Jing said.
"That's it." Meng Fei was in a dilemma at this time. He thought that Qi's problem was very simple. As long as he mortgaged a large amount of land and then lowered the price of the land, the bank could make a lot of money. But he didn't
What comes to mind is that the actual situation in Qi is that the land is divided into small parcels. In this case, the mortgage loan funds are very scattered.
"This is very detrimental to the development of the project and the concentration of funds. This is very difficult for us." Meng Fei said worriedly. He felt that this was a problem. This problem made it inconvenient for him to take action.
"Well, we can think of ways to solve this problem." Lou Jing continued.
"I think it's okay." Meng Fei planned to leave here, but he felt that it would be difficult to convince himself if he went back like this. After all, he had just come and had to go back. He would be really sorry for himself.
"In addition to land, our Qi country also has some minerals, which are also good, such as gold mines." Lou Jing continued.
"It's a gold mine. I'm afraid this can't be mortgaged much." Meng Fei said this when he heard it.
"You know, this prospecting is very risky. If there is a shortage of minerals, it will be very detrimental to us." Meng Fei said.
"I think the railway project is better. You can mortgage the shares of the railway project. In this case, you will get the land, minerals and shares." Meng Fei thought of the railway at this time.
"Of course. The more railway shares are mortgaged, the more funds will be available. Railway projects are absolutely profitable, and the future operating prospects are very promising." Meng Fei continued. He knew that railway projects require a lot of funds, but
The railway is also a very profitable project. In this regard, Meng Fei wants the other party to agree to pledge shares to achieve their purpose of expanding their business.
"No. No way." Lou Jing said at this time.
"The funds for the railway project already have local sources. Moreover, Qi State achieved the purpose of building the railway by mortgaging shares and joint ventures. It is no longer possible to mortgage the shares to you." Lou Jing said at this time.
"The partners we cooperate with are joint ventures between United Commercial Bank, Qin Guowenyang Bank, Royal Bank and Korean Royal Bank." Lou Jing said.
"For such a large project, Qi State still needs larger banks, and we plan to put more banks in the commercial field, or we plan to put it in the transportation industry. In doing so, Qi State will
On the contrary, it is beneficial. However, we Qi people do not have such a lot of collateral in our hands." Lou Jing said worriedly.
"Business field, transportation industry." Meng Fei said.
"Yes, our Qi State plans to increase its efforts to support business, reduce and exempt taxes on business, and vigorously develop business. Korean merchant ships dock in our coastal area. In this case, their goods will be unloaded from the coastal area and then pass through us.
For transportation to various countries, if there are railways, we only need to develop short-distance transportation. The hoarding of goods can solve the problem to a large extent." Lou Jing continued.
"Oh. Such development will require a lot of funds, but the scale of funds is relatively small." Meng Fei said.
"Yes. That's what it means. I have seen the scale of the Qin State's banking system. There are both large and small and medium-sized banks in Qin State. In this case, banks of various sizes correspond to one bank capital scale. This is very necessary for us in Qi State.
So, we hope that Qi will have more banks like yours from Qin to come here to solve our funding problem." Lou Jing continued.
"Mr. Lou." Meng Fei said at this time.
"If I go to Qi State for inspection, will Qi State welcome me?" Meng Fei asked at this time.
"Welcome, of course you are welcome. What we need is capitalists like you from Qin State. With such capital, we can develop a lot of things. You can go and see anywhere in Qi State. If necessary, the military camp
Everything is open." Lou Jing said enthusiastically.
"This is too ridiculous. Let's just take a look and check it out. I think Mr.'s idea is very consistent with some of the characteristics of our bank. The current situation requires it very much. I went to take a look to see if I can change it.
Make some changes to completely solve the problem," Meng Fei said.
"Welcome, welcome, very welcome." Lou Jing said.
"Okay. I will go. I need to go back and prepare. In addition, if possible, I will take more people to inspect and see how Qi State develops." Meng Fei said excitedly.
"Okay, you're very welcome." Lou Jing said happily.
"Then I'll go back." Meng Fei left quickly. He felt that he had found a big market, which was enough to solve many problems. This is what the bank needs most at present. He found
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