The Song Dynasty government established a commodity trading relationship with guild merchants through scientific and technological cooperation. Although this kind of trading was obviously politically compulsory, exchange was not free, and the buyer and seller were not equal, and it was still essentially a city.

Labor exploitation of industrial and commercial workers, but compared with the unlimited and unpriced plunder of the Kepai and Gongshi in the Tang Dynasty, it is undoubtedly a huge historical progress. It has incorporated some government consumption into the track of commodity exchange, expanding urban markets and industrial and commercial industries.

The prosperity has a strong stimulating and stimulating effect.

There is no reason for the prosperity of commerce in the Song Dynasty. The country's huge administrative and military consumption demand is an important reason for the development of the commodity economy. The system of providing goods to households at certain prices is an important part of it. The Song Dynasty government was in

When providing consumer goods to officials, the army and other state institutions, most of them use financial appropriations to purchase goods from the public, and almost all kinds of goods are purchased. The number is huge, the scale is large, and the impact is wide.

, the number of participants, the complexity of business relations caused, etc., are incomparable to any era in the past, and make the government's fiscal distribution activities more integrated with the commodity and monetary economy.

The large-scale reform of the Song Dynasty on reliance on expropriation to rely on government purchases also brought huge cash flow pressure to the government's finances. On the one hand, this promoted the market development of the entire society. On the other hand, the large amount of money provided by the Song Dynasty government relied on this process.

Entering the people, it played an unparalleled role in the development of business and the advancement of monetization. However, at that time, officials of the Song Dynasty, from the emperor to the minor officials, had never learned "political economics" and the economic system was not sound. Zhao Qi

Although I have a very little understanding of the modern economy, I have also learned some basic knowledge and theories such as inflation and economic crisis, which are related to monetary policy.

Nowadays, the procurement and transactions of the government of the Song Dynasty rely on currency as an intermediary, and they rely heavily on currency. The amount of money manipulated by the government is not small, but the wealth of the country is not simply in the amount of the treasury currency, but in the production and circulation of social commodities.

The economic policy implemented since Cai Jing was in power, in order to "dedicate to be prosperous and strong and strengthen favors", is to make money. To put it bluntly, it is to gather money from all directions to Kyoto.

Move money to a location, but nothing has been added. On the surface, the currency may be increased, but the money may be made by breaking down the east wall and filling the west wall. In addition, it is to play digital games in statistics.

There are many coins in the market, but goods cannot be transported out, which can only make money more and things less, and money is cheaper and things are expensive. While the economic strength of the Song Dynasty was unprecedentedly growing, inflation became increasingly serious. Money was highly concentrated in the hands of a few people.

The rich and the poor are polarized, the people live in difficult situations, and the credit systems such as salt banknotes and Jiaozi are on the verge of collapse. Zhao Qiong can only temporarily alleviate this crisis by exporting goods and maintaining the northwest economy from going bankrupt.

In the long run, a new monetary system must be established, but Zhao Qiong does not have such power now. He can only consider first establishing his own credit system through his business kingdom, and waiting for the time to ripe for the old system. This important task is

It is necessary to leave it to the person he trusts the most. Zhao Zhi, who is becoming more mature in logistics supply, has become his preferred target...

Zhao Zhi, who was chatting with the prince every day, didn't know that he had been designated as the wealth manager by the prince. Zhao Qi was not too impatient to think that Zhao Zhi was able to take on this important task now, he knew

This kind of thing cannot be rushed, so I can only follow the steps step by step to find the most suitable path. Therefore, Zhao Qi only explained in detail what he learned and what he saw in his previous life, hoping that he could learn something useful from it.

Zhao Zhi also felt fresh about the new terms such as money shops, silver notes and other words mentioned by the prince, and kept asking the prince for advice. But Zhao Qi is an expert who is not even as good as a half-bottle of vinegar. What detailed explanation can he give him?

Can make them vaguely "learning war in war, and learning management in management". Learn together and make progress together!

When the army passed Yanzhou, there was another team in their marching sequence. Although the number of people in this team was not large, they carried a lot of things, with more than forty large cars with seals and fire seals on them.

As soon as they joined, the prince's guards took over the guards. I don't know what they were carrying, but judging by their solemnity, everyone understands that it is definitely not an ordinary item.

"Shopkeeper Zhang, I've made a fortune again this time!" There were two more people in the prince's car, one was Zhang Que, the shopkeeper of Sheng Hetang, and the other was Wei Bochu, the salt supervisor of Xuanfu Department. Several people met each other.

He said, "When I saw it, I smiled and poured tea for them."

"How dare I ask Mr. Xi to pour tea? This time it is just a part of this year's income. It is just sent back with the light of the prince's return home!" Zhang Que hurriedly took the teapot and poured it for the prince, Zhao Zhi and others first.

I just poured myself a cup of tea.

"There are only more than forty large cars, which must be more than 100,000 yuan, right?" Jianxi asked again while sitting behind the prince.

"This time, some gold and silver have a total of 200,000 guan, which is the last purchase this year. In addition, these can cost 500,000 guan!" Zhang Que said proudly by patting a red paint box beside him.

"Haha, no wonder you have to wait to walk with us. It turns out that you have to escort so much money. We can't be a bodyguard for you for nothing. The expenses of food and drink on the road have to be counted on Manager Zhang's account!" Zhao Zhi

He pointed at Zhang Que and laughed, "I caught a fat sheep this time, but I have to slaughter it."

"Okay, no problem, everyone's expenses are all calculated in my account!" Zhang Que responded happily. This year, the income of salt alone reached more than three million chunks, and he could get it with this one of his own year-end bonuses alone

It’s a lot of money, and eating and drinking for a few people is of course nothing.

"Old Zhang, now you may have counted the money and your hands are cramped. You won't fool the people of Xixia for hundreds of cents of money!" Jianxi said as he looked at Zhang Que, who was excited.

"Master Xi, don't joke about the young man. I feel ashamed to think of the bad things back then!" Zhang Que blushed and bowed to Xi and said with a smile, "At that time, I had to worry about it for a year, and there were not many kids left even if I cheated.

After following the prince, I realized what it means to make money. It has been the same every year for more than ten years. Now I feel embarrassed to earn a hundred million yuan!"

"Old Wei will definitely not take this money seriously. He has seen a lot of money!" Jianxi turned his finger to Wei Bochu, who was sitting in the corner of the car. He was in charge of the Department of Affairs and was in charge of the office and handled the matter.

More than tens of millions of dollars.

"Mr. Xi was joking. Although he had more money at that time, he was uneasy and couldn't sleep well. Now, although he was a little harder, he could sleep until dawn. Thinking about it, he was really doing evil at that time!" Wei Bochu said with a wry smile, shook his head,

Although he is a fat man in the Salt Prison now, he is grateful to the prince for taking in it and has learned it well.

"Zhang Que, you have loaded 200,000 guan for more than 40 large trucks, but the wooden box beside you has loaded 300,000 guan. Have you forgotten what I said and collected it for a while?" Zhao Qiong

Suddenly said.

"Prince, how dare I forget the prince's strict order? We only charge gold, silver, and copper coins when doing business, but not for a while. The box contains a letter, but not a good person!" Zhang Que hurriedly explained.

, At that time, the prince was not allowed to collect the orders because he had too many variables. This had long become a practice that caravans must follow.

"By the post?!What is a post?" Zhao Qi frowned and asked in confusion. This was the first time he had heard of this thing.

"Oh, the prince, the post was issued by the cabinet shop. They kept gold, silver and property on behalf of the merchants. When needed, they could extract it, so that the businessmen did not have to carry a large amount of copper coins, which would facilitate the businessmen to do business. These posts were all Taiyuan

The Chengguifang sent it, we can withdraw money according to this when we arrive in Taiyuan!" Wei Bochu saw that the prince didn't know, so he quickly explained.

"Isn't this a money house in later generations?" Zhao Qi was shocked and said intimidated. He was really ignorant and wanted to build a money house. It turned out that it was already there, "Mr. Wei, please explain in detail, I really don't know

!” Zhao Qi has an advantage, that is, if you don’t understand, ask, and never do things that you don’t know, pretend to understand.

"Yes, Prince!" Wei Bochu said. He was worthy of the years of preservation of the Ministry of Justice. He didn't have to think about it and talk about the ins and outs of the cabinet shop...

It turned out that the cabinet shop had appeared as early as the Tang Dynasty. It was derived from the didian. Copper coins weighing six kilograms and four liang per silo. It had to carry a large amount of copper coins out. It was heavy and inconvenient. There were people who saved money on behalf of others in the market.

The cabinet specializes in the deposit and lending of coins.

The cabinet shop also has names such as cabinets, mailing shops, quality warehouses, and quality houses. The items stored in the cabinet shop are mainly money, silk, millet and wheat. Some of the money is the funds provided by the cabinet shop, and some are deposits from others.

The money in the guillotine house is large, and rich people are willing to deposit money. The guillotine house is also like a money house in later generations. The silk, millet and wheat other than money are collateral for farmers to borrow money. Unlike the current banks that have to pay depositors interest,

The cabinet shop not only does not pay interest, but the depositor also has to pay rent to the cabinet shop. When the merchant needs it, he withdraws it with a post (equivalent to a check) or token. The existence of the cabinet shop makes it unnecessary for businessmen to carry a large amount of copper coins, which makes it convenient for the distance.

Trade activities of merchants.

"The guifang has actually had some business prototypes of the financial market in the early modern times, and can be called the earliest bank!" Zhao Qiong thought while listening. He had been in this world for more than ten years and thought he knew this era very well.

But now I realize that it is far from enough!

"In this dynasty, because there were many illegal acts in the cabinet shops, they colluded with rich children to engage in gambling, theft and other activities. The government repeatedly prohibited the government from banning them. Therefore, only a few businesses with strong financial resources and good reputations are allowed to operate!" Wei Bochu said.

, looking at the prince, I wonder if he understood.

"Oh, I probably understand. Now our residence run by Shengzi Sitang in our mansion is full of restaurants and restaurants. Can we also open some cabinets? This will not only facilitate our own money transactions, but also increase our income.

Where?” Zhao Qi looked at the people in the car and asked.

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