The investment era of rebirth

In fact, in a sense, such an ending is the best outcome for a win-win situation.

It's just that when Su Yu holds the conditional transfer agreement for 50% of the shares, Li Huiyuan definitely doesn't dare to hand over his trump card to gamble on Su Yu's sympathy, or explain to Su Yu rationally that this is the only way.

is the perfect choice.

After all, human greed is always endless.

He didn't have the slightest confidence, and he dared to affirm that Su Yu, knowing that he could not repay the loan at all and would definitely be overdue, would not add insult to injury and directly take over the "Yi Chuang Planning" and seize the fruits of his six years of hard work.

"Mr. Li, you're welcome!" Su Yu chuckled, "Under your leadership, after going through this ordeal, Yichuang Planning will definitely be able to achieve great success again soon. Of course... I also believe that today's

An investment of 5 million will definitely turn into 50 million, or even 500 million in the future.”

During the negotiation, the two turned their differences into consensus.

The subsequent conversation became much more harmonious.

Later, around 8:40, the two of them walked out of the hotel private room, laughing and chatting with each other after having had enough wine and food.

"Mr. Su, I'll ask my assistant to take you back first!"

After the assistant paid the bill, Li Huiyuan stood outside the private room of the hotel and said to Su Yu with a smile: "You also drank a lot, so it shouldn't be convenient for you to drive."

"No, I'll just take a taxi back." Su Yu responded.

Then when he was about to leave the hotel, a young man came out of another private room and suddenly stumbled into him.

Su Yu frowned slightly when he saw this man's reckless behavior, and was about to reprimand him.

When he suddenly saw the other person's appearance, he couldn't help but be slightly startled.

And when the man saw Su Yu, he froze in surprise: "Su...Brother Su?"

"Brother Huang Yu?" Su Yu stared at him, then looked through him and saw the private room he just came out of. He saw several middle-aged men and several young women gathered inside, and couldn't help but ask.

, "Is your department party? Or... business drinking?"

"Business wine!" Huang Yu tried his best to smile, "Where's Brother Su?"

"I'm going to discuss some business with Mr. Li." Su Yu pursed his lips.

Hearing Su Yu's words, Huang Yu noticed Li Huiyuan next to Su Yu this time.

During Shi Yuling's birthday last time, Huang Yu had met Li Huiyuan and knew that this man was his girlfriend's sister's boss. He was worth a lot of money and at worst he should be a multi-millionaire.

After a brief moment of dullness, he couldn't help but hurriedly stretched out his hand to say hello to Li Huiyuan.

"Hello, Mr. Li, I am the account manager of the financial business department of Qianjiang Bank. My name is Huang Yu. I hope to have the opportunity to cooperate with Mr. Li in the future." Huang Yu said with a genuine smile.

Li Huiyuan glanced at him and didn't want to pay attention to him.

But for Su Yu's sake, he finally hesitated and shook hands with Huang Yu.

"Xiao Huang, are you okay?" A middle-aged man's voice came from the private room in Huang Yu's business room, "Mr. Lu is still waiting for you to drink. You owe three more drinks!"

"Come right away, come right away..."

Huang Yu responded, looked at Su Yu apologetically, and said, "Brother Su, I'm so sorry. Next time... next time I'll treat you to dinner."

"It's okay." Su Yu chuckled, "Go and do your work!"

Seeing that Su Yu didn't care, Huang Yu nodded and didn't go to the toilet. He turned around and prepared to return to the private room to continue accompanying his customers.

At this time, the middle-aged man who had been urging him in the private room suddenly poked his head out of the private room.

He glanced outside, grabbed Huang Yu, and was about to drag Huang Yu back to the wine table. At this moment, he suddenly saw Su Yu's face, and quickly stopped, staring at Su Yu in great surprise, and quickly stretched out his hand.

With some greasy hands, he happily greeted Su Yu: "Mr. Su, I really didn't expect you to be here."

"Who are you……"

Su Yu looked at the greasy middle-aged man in front of him with some disgust and asked in confusion.

"I am the director of the Financial Account Department of Qianjiang Bank. My surname is Wang..." the middle-aged man replied hurriedly, "We met at Mr. Qian's dinner."

"Oh, it turns out to be Director Wang." Su Yu pretended to be surprised and shook his hand.

In fact, I have no impression at all.

"An invitation is worse than a chance encounter." Director Wang said, "Mr. Su, can you give me a drink?"

"I don't know how to drink." Su Yu refused with a smile, "If Director Wang doesn't mind, you can treat me to tea next time."

"Then...then I'll make an appointment with Mr. Su next time." Director Wang was rejected by Su Yu and smiled awkwardly before pulling Huang Yu in again.

When Su Yu saw Huang Yu enter, he smiled at the middle-aged man sitting in the main seat, then raised his head and drank three glasses of white wine in a row, and couldn't help but sigh softly.

"The bank's financial management customer department and credit department are really two different worlds!"

While Su Yu was sighing, Li Huiyuan also saw the situation in the private room and sighed: "Recently, all kinds of things in banking institutions are really abnormal."

Su Yu glanced at it and said with a smile, "Even Mr. Li feels something abnormal?"

"It has never been so difficult to get loans approved in the past years." Li Huiyuan said, "And as far as I know, the financial management and savings departments of banks have never been so difficult in the past years."

"Current events have changed, the current situation has changed!" Su Yu said, "It's not surprising."

Su Yu predicted that the bank money shortage crisis at this time has just revealed its face, and the central bank has been holding back on releasing money. I am afraid that the difficulties are yet to come.

However, this crisis...

For him, who holds a lot of cash, not only does it have no impact, but it is an excellent investment opportunity.

The two of them chatted and walked out of the hotel. Then, at Li Huiyuan's insistence, his assistant finally sent Su Yu home first.

"Looking at your expression, the result of the negotiation should be very good?"

When Su Yu returned home, Li Meng saw the smile on his face and couldn't help but ask.

"Fortunately, it's a win-win result!" Su Yu said with a smile, "With 5 million, we can acquire 20% of the shares of 'Yi Chuang Planning' without suffering any losses."

"Congratulations!" Li Mengye said happily.

Su Yu nodded and asked, "What about your company's preparations? Can it open on the 20th?"

"No problem." Li Meng said, "Currently all office equipment and personnel arrangements are in place. All preparations for our company's new fund launch, fund custody, and operating seats are also in place. Now, just

Waiting for the fund-raising work to start.”

"Okay, I'll inform the customers." Su Yu said, "You should also try your best to publish the news."

"I, Liang Bin, and Manager Yu... are already sending out orders." Li Meng said, "I have a hunch that our company will be overcrowded on the 20th."

Su Yu chuckled and said: "Don't have too high expectations. At this time, market capital is tightening, and the recent market trend is also quite ugly. Although my seat still has some influence, at this juncture, I dare not

Clients who leave their funds to us will not have too much."

"However, if you raise one to two hundred million, it shouldn't be a big problem."

"Oh, by the way, also, the law firm's contract on the fund's subscription rules has been released, right?"

Li Meng nodded and said: "It came out this afternoon. I'll show you the first version. If you want to change it, it's still too late."

With that said, Li Meng returned to the bedroom and handed a printed subscription contract to Su Yu.

The contract contains the fund's preparation number, as well as important management terms formulated after everyone's discussion, such as the fund's free subscription, redemption period, investment lock-in period, and the fund's management fee collection method, which is higher than the basic net value.

How to collect profit sharing...

Of course, besides these.

There are also the obligations and rights of both ordinary investors and institutions formulated by law firms in accordance with the laws and regulations of the fund industry.

Su Yu read the contract all the way through.

I saw the important terms marked in bold and eye-catching fonts:

The fund's free subscription and redemption period is one week after the net value of each period is settled. During this week, investors can freely subscribe or redeem investment shares. Apart from this open period, other

It is in a closed period and cannot be subscribed or redeemed, and the minimum net settlement period is one year.

Fund management fees are collected in a stepped manner based on the net value settlement results.

That is, if the annual fund net value is less than 1, that is, the fund suffers a loss, the management fee will be waived; if the annual fund net value is greater than 1 and less than 1.2, that is, the annual profit is less than 20% and there is no loss, then a 2% management fee will be charged;

If the annual fund net value is greater than or equal to 1.2 and less than 1.5, a 3% management fee will be charged; if the annual fund net value is greater than or equal to 1.5, a 4% management fee will be charged.

And when the annual net value of the fund is greater than 1.5.

In addition to a 4% fund management fee, a 30% profit share will also be charged after the annual net value of the fund is greater than 1.5.

And when the annual net value of the fund is greater than 2.

For fund excess profits exceeding 100% profit, the fund management company will charge 50% of the profit share.

"Do you have any opinions?" Su Yu looked at the contract prepared by the law firm and found no problems, so he turned his head and asked Li Meng.

"Regarding the fund's annual net value loss, management fees will be waived..."

Li Meng paused and said: "Can we change it slightly? Even if we charge a 1% management fee, it would be good. After all, our country's stock market is bullish and bearish. The bear market is in the majority of the time. There are countless private equity funds on the market.

It is basically difficult for funds and institutions to make profits in a bear market."

"I'm afraid I won't have the support of basic management fees."

"Once the funds managed by the company fall into a bear market and suffer losses in the future, it may be difficult for our company to survive."

"And once such a clause is formulated, it will be difficult to change later."

Su Yu looked at Li Meng with a smile and said: "Your suggestion makes some sense, but I think that a company cannot bring profits and wealth to investors, but only wants to achieve large-scale effects and make a fortune by collecting management fees.

, there is no need for a fund company that deceives investors to exist."

"If, one day..."

"Yuhang Investment, under such rules, has become an unprofitable company."

"Then I won't hesitate to let it go out of business."

"Li Meng, when investing, whether you are managing your own finances or managing your clients' finances, whether you are doing hot money or a fund manager, the structure cannot be limited to a few points of profit and fund management fees."

"The one-year closure period is not short."

"If a fund cannot keep its net value above a positive value for a year, will the fund manager or even the fund company have the nerve to charge management fees? It will result in a loss of investors' money.

It also allows investors to continue to provide money to subsidize money-losing fund managers and companies.”

"Is this investor not allowed to curse his mother?"

"So...if things continue like this, as a private equity fund, who will still subscribe?"

"Okay!" Li Meng was persuaded by Su Yu's words and responded, "What you said makes sense. If you think about it carefully, using this rule can still attract many investors and leave their money to us.

Yes, after all, net worth loss and no management fees are equivalent to tying the company's survival and future to the interests of investors."

"Well!" Su Yu nodded, paused for a while, and then asked, "Teacher Yao, He Qian, Wang Can... they should all be in Yuhang, right? Tomorrow, I plan to gather everyone together for a meal

Let’s have a meal, let’s get to know each other, get familiar with each other, and also serve as a mobilization team.”

"Originally, Director Qin should have arranged this matter."

"But he probably isn't familiar with the company personnel now, so I can only trouble Li Meng to make arrangements for him."

"Okay, no problem, I'll inform you." Li Meng said with a smile, "Tomorrow at noon, the hotel will be booked at... Mr. Qian's Crown Hotel, just to increase his business. After all, I still have the favor last time.

It’s not returned yet.”

"Then you are pretending to be a public servant for personal gain!" Su Yu laughed.

Li Meng chuckled lightly and replied: "Boss Su, you don't seem to be someone who is short of thousands or tens of thousands of dollars now. How about... you book the hotel yourself."

"Forget it!" Su Yu waved his hand, "Mr. Qian is a nice guy, let's book it at the Crown Hotel."

"Oh, by the way, our business group hasn't been established yet?" Su Yu paused and said again, "It will be much more convenient to create a group and notify everyone later."

"I'll join the group." Li Meng said, "But from now on, Manager Zhu will have to be the administrator of the group."

Saying that, Li Meng immediately turned on the computer, created a chat group, and then pulled Su Yu and He Qian into it. Then, Su Yu also pulled Wang Can, Qin Haowen, Liang Bin, Teacher Yao, and He Qian.

She recruited the friend she hired from the original company, and finally Qin Haowen recruited all the company personnel recruited by him.

Finally, Su Yu totaled up and found that the current number of people in the company totaled 23.

Among them, there are 5 people in the fund business department, including him, Li Meng, Wang Can, Yu Xiaobing, and a customer salesperson brought over by Yu Xiaobing.

Three people from the venture capital department, Liang Bin, He Qian, and He Qian's friend An Xiaoya who came with her.

There are two people in the human resources department, Qin Haowen, and a young man he recruited who is responsible for recruiting basic personnel of the company.

There are five people in the company's operations department, including manager Zhu Huirong and four young people she brought over.

There is only one person in the market intelligence department, Lin Antu. Qin Haowen originally planned to recruit several grassroots personnel for Lin Antu who could run errands, but Lin Antu said that people who can collect market intelligence must be specially recruited by him, so he also

So he rejected Qin Haowen's kindness and waited until the company officially opened to make his selection slowly.

There are four people in the company's administrative department, two of whom were brought in by Gao Wei, the administrative director recruited by Qin Haowen, and the other two are the company's front desk and Su Yu's office assistant who were specially recruited by Qin Haowen.

There is only one person in the company’s finance department. Teacher Yao has just arrived in Yuhang and has just settled down. Naturally, he has not had time to recruit his own team. Qin Haowen’s recruitment of financial personnel is unknown whether it is intentional or unintentional. Anyway, it is temporary.

He avoided it and did not mention it to Su Yu.

There is one person in the company's network technology department. Su Yu originally planned to omit this department, but Qin Haowen thought it would be better to keep one person, so as to avoid emergencies during the transaction and spoil the big thing. Anyway, having such a person is not enough for him.

The company's financial costs will not increase much.

There is another person, the company’s legal counsel.

Originally, Su Yu planned to set up a legal affairs department, but Qin Haowen felt that at this time, the company had just started, and there would be very few affairs in this area. It would be enough to have a legal consultant and a designated law firm as a cooperative relationship.

, there is no need to maintain a separate legal team at this time.

Seeing the 23 people gathered in the group, the company team was initially formed.

Although it has not yet opened, the money in the company's account has already flowed out like water, with millions of dollars flowing out, but Su Yu is still very happy in his heart and full of hope for the future.