Reborn in Hong Kong: The Tycoon Grows Up

In fact, it was Bao Zixuan's purpose to promote the bank terminal system in front of several bank tycoons. If the system was only used by Heiyun Bank, it would be able to form a monopoly in the short term. But it will also bring hidden dangers to the future; this is not a special high-tech technology and can be developed by any computer software company with the Black Cloud System as a template.

If other companies develop similar systems, it will be very difficult for the Black Cloud Bank system to be promoted. It is better to share the system directly and control the core password yourself. In this case, all enterprises that want to join the Heiyun Bank system must purchase equipment from Heiyun Group. This is more profitable than opening a bank.

Bao Zixuan has already told the people below that the banking system and terminal equipment can be opened to these people. So Li Gong took them directly to visit the computer room on the underground floor.

Seeing several large computers neatly arranged together, Shen Bi and others felt that they had gone to the wrong place. When do banks need so much equipment? What a waste!

Li Gong said with a smile: "This is the data center of our Heiyun Bank. All the bank's data can be stored here. After our calculations, we can now provide efficient and convenient services to 200 million customers."

After hearing that it can actually serve 200 million people, I suddenly feel that it is not so wasteful. Earn 10 yuan from each customer every month, and the profit can exceed 20 billion that year. Of course, this is just theoretical data, but it also shows that this kind of machine is indeed easy to use.

Shen Bi: "It can indeed serve many customers, but ordinary banks cannot afford it. These machines alone are expensive and require the cooperation of a large number of professionals. Ordinary people really don't know how to operate these machines."

"It seems that it is of no use now. HSBC can consider introducing equipment and systems when there is a suitable opportunity in the future."

Shen Bi's words were meant to paralyze his opponents. As a veteran who has worked in banks for many years, he was very optimistic about the system developed by Heiyun, but he did not want other banks to use it. Now he wanted to paralyze his opponents; it would be nice to have a time difference. .

But Li Gong didn't understand what Shen Bi was thinking, so he quickly explained: "This equipment and system are indeed expensive, but they can provide customers with more accurate and efficient services, and can save a lot of manpower. If you want to You can take stock of data every day and it won’t waste any time, it only requires a few keystrokes.”

"In addition, the popularity of ATMs can serve customers 24 hours a day, and machine operation can save a lot of manpower. This can reduce costs invisibly, and personnel wages alone can save more than half."

When Shen Bi heard what Li Gong said, he really wanted to interrupt him, but doing so was too obvious. Now that both Bauhaus-Sanderson and the Japanese feel that this system is good, it will be difficult for HSBC to overcome this time difference.

The scale of Heiyun Bank is still small. Even if Bao, the richest man, is rich, he is not necessarily an official. The development of the bank still needs a process. However, the scale of the two banks in front of them is very large. Once they compete with HSBC for territory, it will be really easy to get a bloody blow.

Gong Li received an order from his boss to let these bankers purchase a complete set of equipment from Black Cloud Bank. This was linked to his bonus, so he couldn't help but work hard to promote it.

Sumitomo Takeshi already has a plan in mind, but he dare not say it in front of the two British people now. So he asked: "We already know the system very clearly; I heard that there is a huge vault down here, which is also produced by Heiyun Group. I want to visit it, but I don't know if it is convenient."

In fact, Shen Bi and others had also heard about it, and it was Bao Zixuan who intentionally spread the news. The special steel production of the steel plant of Baohuodong Mining Company located in the deep sea is already very considerable. Although there are many places in China that need special steel, the price has never been able to go up. After all, there was an agreement at the beginning.

If you want to maximize profits, you must find ways from other aspects. Large vaults consume a lot of special steel. For this reason, Bao Zixuan opened a large-scale vault customization production line in the customization department where Old Hector worked. After all, the requirements and sizes of each vault are different. Production in a custom workshop is very feasible, and at least it can reassure people that Bao Zixuan is constantly squeezing the residual value of this group of old technicians. Fortunately, they themselves also enjoy this feeling of being valued.

Li Gong smiled and said: "I don't have the authority to take you to the underground vault, so I can only ask Engineer Hector to take you there." After that, he took them back to the lobby on the first floor, and then notified Old Hector through the intercom Please, after a while Lao He appeared in front of several people.

Each badge of Heiyun Bank has area restrictions. If you want to enter the vault, you must be a staff member inside. In the entire bank, only Bao Zixuan and Yuan Tianfan's work licenses have no restrictions. They can go anywhere they want, and they can access any part of the bank with just a swipe of their card.

Old Hector also received the order, and this time he served as a technical expert to answer customers' questions. Not only can you get a considerable commission, but you can also get a few boxes of Maotai liquor even if it is not sold.

This feeling of being valued made him enjoy it very much. He had never been as happy as he had been working in the past few years after working in the industry for decades. Old Hector had the idea of ​​​​immigrating to Hong Kong, but he is still hesitating now.

Seeing that it was the Germans who introduced the products to them, it didn't matter to Takeshi Sumitomo, a Japanese. Germany and Japan admire each other internationally, and both countries are leading the world in the fields of industry and finishing. But the British were not so comfortable. It was Germans who introduced products to them in Hong Kong. Shen Bi and Bao Hao said - Sanderson felt a little unnatural in his heart. They still retained the pitiful pride of the British Empire in their hearts.

After all, today is the opening ceremony of Heiyun Bank, so even if you feel uncomfortable, you can't show it; most importantly, they still need the German to serve them at this time.

Old Hector didn't want to serve the British, but the boss said that the British couldn't produce these products. Black Cloud is now making money back from the British, which makes the Germans very interested.

Arriving at the corner of the first floor, Old Hector entered a password; the circular metal door automatically opened. He led a few people into the elevator, swiped his card on the elevator, and the elevator began to descend. After the elevator door opened, Old Hector walked out with a few people.

After passing two more metal doors, several people arrived at the underground space of the vault. At this time, there were already some people visiting inside. Shen Bi knew many of them and saw such a large number of safes. As well as the complicated process when he first came in, Shen Bi knew that no bank in Xiangjiang could put pressure on Heiyun in the safe deposit box business. Heiyun Bank was crushing every bank in this business field.

Seeing several local Hong Kong tycoons testing safes with keys, and with satisfied smiles on their faces, Shen Bi knew that HSBC's safe business must be adjusted, otherwise he would definitely die in embarrassment.

At the same time, Taipan Shen had a new idea in mind. HSBC was about to build a new headquarters building. Now it seemed that all these equipment could be installed and a safe and data center belonging to HSBC could be built underground.

Now it seems that Bao Zixuan can only be punished severely. I hope this kid is not too dark. If the hardware is not improved, we will not even be qualified to compete with others in the future.

What worries him even more is that two strong competitors, Standard Chartered and Sumitomo, are still eyeing the company from behind. Shen Bi thought that after Heiyun entered the banking industry, the traditional structure would be broken. But he didn't expect that Bao Zixuan would actually start from the technical level, which made him a little out of reach.

In fact, it was not only Shen Bi who was so worried, but Sanderson and Takeshi Sumitomo who were behind felt that the safe business could be abandoned. Compared with the vault of Heiyun Bank, their place is like children's play house, which seems too childish.

HSBC can also maintain its status as the industry leader through minting rights and achieve profitability through scale. However, they all rely on the bank itself to generate blood, and it is estimated that they may be short of blood in the future. This is the thought in the minds of the two rich fifth generations.

When other small and medium-sized banks saw Heiyun's advanced equipment, they thought about selling the bank. They had no advantage in front of Heiyun. They might as well buy it to Bao Shoufao or HSBC while the bank was still worth some money. Do something else.

In the future, banks in Hong Kong will not be easy for small and medium-sized capital to enter. This is the true thinking of many small and medium-sized bank bosses.

But today is the opening day of Heiyun Bank, and it is also the beginning of worries for other banks in Hong Kong.