Reborn Capital Madman

Character determines destiny, and this sentence makes some sense. Jobs and Gates in the field of high-tech should be regarded as the most well-known example. Being a billionaire is difficult enough, and they can create a period of time.

If the legendary character did not have that kind of persistence, it would not be possible. I would have been addicted to enjoyment on the road to wealth.

After Gao Xian's careful observation, Sanford Will is also a cruel person of this kind. He is worthy of the rise and fall of the "old script" and can still create a Wall Street legend of the new Citibank.

Now that Sanford Will is about to start over, Gao Xian plans to ask him to help him stand on the road of others.

To this end, Gao Yi specially held a small private party to bring together some connections, such as Neil Bush, the third son of US Vice President Al-Boushu.

Not long ago, Neil Bush was a director of the Denver Silvador Savings and Loan Bank, but because he was in big trouble, he was fortunately helped by Gao Xian secretly and came out of the quagmire.

This trouble is so great that even Old Bushu is a little worried. It is necessary to briefly sort out the causes and consequences, because this background can be used.

Denver Silvador Savings and Loan Bank belongs to a specialized savings and loan banking type, also known as mutual savings banking, originated in the 1930s when the Great Depression occurred, according to the Federal Government adopted in 1932.

The Housing Loan Banking Act aims to help small and medium-sized banks around the United States that are free from Wall Street to provide long-term real estate mortgage loans to the society.

It is not difficult to understand that the mechanism of savings and loan banks is to stabilize the public who was forced to go desperate by the unprecedented emergency crisis of the Great Depression, so it is strictly controlled. The operation of savings and loan banks is very conservative and stable. In summary, it is the so-called

The "three six three model" means that savings and loan banks pay depositors three percent interest, collect six percent interest from mortgage borrowers, and get off work every working afternoon for three years.

This kind of business method that is pure and weak in the late 1970s and early 1980s could not be implemented anymore. Due to inflation and other reasons, savings and loan banks paid depositors three percent interest to depositors due to inflation and other reasons.

, no longer attractive, in order to preserve the deposits of savings and lending banks, then President Carter passed an imperfect bill in March 1980, allowing savings and lending banks to increase deposit interest.

As a result, hundreds of savings and loan banks across the United States continued to increase deposit interest in order to compete for depositors, and the highest was 18%.

Why is President Carter's bill not perfect? ​​Because savings and loan banks pay higher interest than before, but the large amount of loans that the savings and loan banks have released before still charge six percent of the interest, while savings

The income methods of loan banks are strictly regulated and can only get involved in housing loans, so the problem of imbalance in income and expenditure has quickly emerged and is becoming more and more serious.

So, in 1982, President Reagan introduced another bill to address this issue, almost lifting the control of savings and lending banks and allowing them to enter areas with higher returns than housing loans.

You can guess with your butt, with the virtue of capital, what will happen next? The banks who loosen their bound savings and loans are rushing towards any area where they can obtain higher returns, such as junk bonds, or even cattle breeding

What library.

In Gao Xian's view, there may be Wall Street's plans to allow these savings and loan banks scattered across the United States, with a large number of regional savings and loan banks to perish in the madness so that the international banks on Wall Street can be further distributed.

Big savings cake.

In this case, the Denver Silvador Savings and Loan Bank where Neil Bushu works is a typical example of radical lending, and Neil Bushu is young after all, unconsciously with several transactions of worrying quality.

Loans are related to liability, and even civil litigation outside of investigation is about to be initiated.

At this stage, the issue of savings and lending banks has become increasingly sensitive. Putting it in politics is enough to become a powerful means of criticism. In addition, the non-performing loans on Neil Bush are about $100 million,

It would be strange if Lao Bushu, who was secretly ready for the next American president, was not worried.

According to Gao Xian's information, the bad debts of Denver Silvador Savings and Loan Bank should exceed $1.4 billion. Therefore, in the environment of Denver Silvador Savings and Loan Bank, Neil Bush has the responsibility, although he has the responsibility.

It is a bit unfair to be hung up by all aspects including the media.

After Sir Gao took a few turns and tried to catch Neil Bush out as secretly as possible, he arranged Neil Bush to a less sinister place on Gao's business territory without further explanation.

, In the words of Lao Bushu, such a big person always has to work, and it is easier to make trouble if he is idle. I don’t worry about keeping it next to Sir Gao.

Introducing Neil Bush to Sanford Will naturally say that Gaoxian wants Neil Bush to operate the bank next.

Sanford Will has no objection to this. Everyone understands people, and even what resources are.

During the conversation, Gao Xian proposed a strategy of "surrounding the city in the countryside", that is, Sanford Will starts again and can only rely on acquisitions to quickly build the country. This process of development and growth must go from easy to difficult, first

Start with inconspicuous periphery.

Sanford Will glanced at Neil Bush and thoughtfully, "Sir Gao is referring to the fact that among the numerous savings and loan banks that are in crisis, some are not bad yet, and the basic market is still

Good goal, buy it.”

"This is just one of the options." Sir Gao smiled, "The current global stock market is booming, but we all know that the stock market has cycles and is constantly setting new highs, so the bottom is not far away. At that time, it is not unfair to do so.

A target like Bank of America, which is selling off external assets to improve financial conditions, launches forced acquisitions.”

Sanford Will nodded repeatedly, "Sir Gao must have made great achievements in the research on the stock market cycle."

Gao Xian did not follow Sanford Will's compliment, and continued to follow his own ideas and said leisurely: "Even this peripheral concept can be put higher, such as the UK, which has begun to fully liberalize financial controls this year.

The four major settlement banks - Barclays, Royal Bank of Scotland, Lloyds, Mitland Bank, and Bank of America - are similar to Bank of America. Especially the situation facing Mitland Bank, which ranks at the bottom, is more serious.

”

Sanford Will showed hesitation when he heard this, because he had never thought about the expansion outside the United States.

Sir Gao, who saw that Sanford Will was hesitant, laughed, "In this way, the acquisition of British banks will be guaranteed by Gao Yi and the United States, and Neil will coordinate the central government."

Although Sanford Will suffered several defeats in the struggle for the company's governance, his shrewdness was beyond doubt. He soon realized that the acquisition of British banks was probably just Sir Gao who wanted to take advantage of the advantages of the United States.

If the acquisition is really successful, I'm afraid Sir Gao may not be willing to give himself the fruit of victory.

There is no doubt that Sanford Will's guess is absolutely inseparable.

Why do we need to use a global perspective to deal with Huifeng? The mystery is that Huifeng's internationalization's most ideal destination in Europe is the UK, and the acquisition target cannot be a bad guy, and it can only be achieved by having settlement qualifications.

The choice among the four major commercial banks in the UK.

Therefore, Gao Xian just needs to "occupy the road" in advance. The stocks of the four major British commercial banks that are sufficient to get a board seat can be secretly stumbling on Huifeng's secret plan to evacuate Xiangjiang and hand over the unwillingness to bear to the Central Bank of Xiangjiang

Huifeng, who is in power, tried to drag her around Xiangjiang and have a good time to play with each other.