Reborn Capital Madman

Shortly after Gao Xian arrived in this time and space, he met Yi Huiqiang. After more than ten years of getting along, the tacit understanding between the two naturally does not need to be described too much.

Therefore, during the dinner, Yi Huiqiang expressed his opinions, which reflected some of Gao Xian's intentions. Seeing Sir Gao listen with a smile, others also thought this way.

Of course, in this understanding, you can't get up early without profit, and you can understand the benefits of doing things at the forefront, but this is too superficial. It is just that in this special stage, Gao Xian has expanded its influence to a wider range of people.

The business world is just a prelude.

Guo Zhiquan is also a character. No matter what he thinks, the scene is very well said. "Thank you Brother Yi for your advice. We will have tea alone later and continue to listen to your opinions."

So, after the dinner, Guo Zhiquan and Yi Huiqiang left together, while Gao Xian continued to chat with Li Fuzhao for a while.

As the icing on the cake for the merger of four stock exchanges in Xiangjiang, the Xiangjiang Futures Exchange founded by Gaoxian will also be incorporated into the system. Gaoxian's opinion on this, and did not interfere with it. Anyway, the areas that should be controlled are firmly controlled.

The land is in his hands.

In contrast, the merger process of the four stock exchanges in Hong Kong is too difficult to produce. It is essentially in the joint stage, and it is first ranked Far East Exchange, which ranks first in trading volume and Kowloon Exchange, which ranks fourth in trading volume.

Merger, the Xiangjiang Stock Exchange, which ranks second in trading volume, and the Gold and Silver Exchange, which ranks third in trading volume, merged. Hu Hanhui, who founded the Gold and Silver Exchange, served as the chairman of this joint organization. The interests struggle reflected here can be seen.

A look.

One of the main focus of the merger of the four stock exchanges in Xiangjiang is the membership issue. As a traditional force in the securities industry in Xiangjiang, the Xiangjiang Stock Exchange is a vested stakeholder. He believes that his membership is of the highest value and is dissatisfied with the interests after the merger.

Diluted amplitude.

It is no exaggeration to say that Li Fuzhao is a "dragon slayer" at this stage. The Far East Exchange led by him has repeatedly broken through the obstacles carefully set by the forces of the Xiangjiang Stock Exchange. Others see that the forces of the Xiangjiang Stock Exchange are secretly angry.

After they had nothing to say, they followed suit and followed suit.

Gao Xian admires Li Fuzhao's courage to act, but he is also vaguely worried about him. To put it bluntly, he might be retaliated at any time. Besides, Li Fuzhao is not impeccable, but the handle has not been accumulated enough to threaten his current situation.

Just status.

Everyone is a prince of the same place. He has a lot of things to be busy with. It is rare to have such a chance to communicate intently. So Gao Xian took advantage of a few drinks and was excited to hear the sound of the face. He kindly reminded: "Sihui."

Merger, the general trend, and the conservative practices of vested interests are destined to be eliminated. Li Sheng does not need to be the first in everything, so as not to become a gathering point of all grudges and be retaliated."

"What's the point of being retaliated against?" Li Fuzhao laughed dissatisfiedly, "I think I still know how to grasp the right position. Like the chairman of the Stock Exchange, I didn't go to fight for it. Let Hu Hanhui be the best."

"That's true. Li Sheng is fully qualified to be the chairman of the Stock Exchange." Gao Xian smiled and agreed, but sighed in his heart for Li Fuzhao's ignorance.

After chatting for a while, the two of them also parted. Gao Xian returned to his territory and continued to personally organize the summary report of successfully responding to the trend of Xiangjiang Banking Industry. This is the first exam that is conducive to the bank's take over as the chairman of the Xiangjiang Banking Industry Association.

If you do well, you must say it well. You must never be careless.

After Gao Xian and his "literary courage" pondered a few paragraphs, Yi Huiqiang came leisurely and seemed to know that he had not wasted time with Guo Zhiquan.

Sure enough, Yi Huiqiang said with a smile: "The Guo family is also an old family, but it's really a bit weak now."

"That's nothing nonsense." Gao Xiantou replied without raising his head. He was afraid that there were many people in the country, and not every generation of children could seize the opportunity given by the times. Otherwise,

Guo Zhikuang, who can be regarded as a core member of the Guo family, would not have spent any effort to illegally obtain a loan of 10 million US dollars from Yong'an Bank.

"Now the Guo family is mainly worried about three things: the control of Yong'an Bank, Guo Zhikuang's lawsuit, and other industries are dragged down." Yi Huiqiang put down the teacup and continued: "At this critical moment, Yong'an Bank's problems can only be solved by Yong'an Bank."

According to successful experience, Zhengfu and the Banking Association do not want to cause trouble. The Guo family can only blame itself for hitting the gun. The control of Yong'an Bank is a price that must be paid."

"Fortunately, whether Guo Zhikuang's lawsuit and other industries of the Guo family have been dragged down, there is still room for operation."

After Gao Xian made a mark on the document, he put down his pen and looked up and asked, "In this way, the Guo family's attitude is quite open."

Yi Hui cut, "It is not wise for the children of the Guo family to keep their ancestral business tightly. In recent years, Xiangjiang's retail industry has developed rapidly, and people's consumption concepts are changing day by day. Although department stores are their strengths, Yong'an

The pressure faced by department stores should not be underestimated. Now that there is such a big scandal in Yongan Bank, even if it does not induce a bank run crisis, it will inevitably affect the operation of Yongan Department Store's funds."

"At this stage, most local Chinese banks in Xiangjiang are too busy to take care of themselves. Hengsheng Bank is willing to take action, and the situation is already good; the Guo family can of course find foreign companies, but their appearance will only be even more ugly."

Gao Xian nodded, "I'm not interested in taking over the Guo family's property, but I just want to fulfill what the existing bank promised when he took office as the chairman of the Xiangjiang Banking Association that the banking industry should help Xiangjiang's companies through this round of business crisis.

”

"I know how to judge." Yi Huiqiang smiled playfully, "Guo Zhiquan has already agreed with conscience. Everyone cooperated fairly to control Yong'an Department Store Yong'an Company, willing to take out 20% of the shares to seek the Happy Group's

assistance."

Gao Xian reminded: "You should communicate with your uncle about this matter well, so don't let Hengsheng Bank have a misunderstanding that we have snatched the business."

"Don't worry, we don't get involved in Yong'an Group, the parent company of Yong'an Bank." Yi Huiqiang analyzed in a joke tone: "The crisis of Yong'an Bank has severely damaged Yong'an Group's banking and insurance business, and only the real estate business is barely worth it.

Have seen it."

"That's it, the cooperation between Gaoxing Group and Yong'an Company is enough to go to the Gaoxing Investment Company channel." Gao Xian waved his hand and focused his attention on the document again.

...

After the strong intervention of Hengsheng Bank, the scandal caused by the Guo family's children at Yong'an Bank did not induce a crisis that was likely to lead to a chain reaction, and was quickly calmed down again without any danger.

Since then, the Xiangjiang banking crisis, which is typical of the tide of squeeze, has come to an end. Gao Xian, who led the response process throughout the whole process, has also officially submitted a special work report to the Hong Kong government.

It is worth mentioning that this meeting is the most important high-level event in Hong Kong before the Spring Festival. Hong Kong Governor Youde, the Hong Kong Government Administration Bureau, the Legislative Council of the Hong Kong Government, and the Hong Kong Banking Association all attended.

After repeated consideration, Gao Xian’s work report was perfect in both the English version and the Chinese version, and the participants could not find any fault.

During Gao Xian's speech, he did not follow the script, but instead used improvisation to extract several key points and elaborate them in depth.

First of all, it is naturally a meritorious one. The high-string model that is called privately, that is, the Hong Kong government is responsible for the risk of insolvency of problem banks, and the Xiangjiang Banking Association is responsible for the crisis response plan for the reorganization of problem banks. It has been proved to be very effective after practice.

It would be enough to express your merits for a few words, and then Gao Xian talked about the root cause of the crisis of the problematic banks. "Since the banking crisis in the 1960s, the focus of the official regulatory authorities and the Banking Association has always been on regulation.

The agreed interest rates in the banking industry, including the financial three-level system that is currently in the buffer period, is also aimed at solving the disorderly competition problems that arise in the banking industry through agreed interest rates.”

"But these measures are not enough. The problems exposed by this banking crisis show that the agreed interest rates cannot guarantee that banks will always be in a high-quality operating state after obtaining their licenses, which requires such as capital adequacy ratios.

The measurement indicators of loan-to-deposit ratio should be standardized.”

"I believe that after this period of continuous in-depth understanding, you should realize that these propositions are not to interfere with the free operation of banks, but to adapt to the development of the times and establish an operational set of quality standards. Just like a soda factory, you must

Check the bottle mouth of your own product, and it’s not sealed properly, and it’s leaking.”

Amid the laughter caused by the joke, Gao Xian observed the expressions of the people in the seats. Sure enough, the fact that the irony, even cruel facts are the most educational and persuasive, and I really can't find a person who disdains or disagrees with them.

"Before the Spring Festival, the Banking Association will submit a draft amendment to the Banking Regulation to the Main House. For the long-term development of the banking industry in Xiangjiang, I would like to ask for your support." Gao Xian's words finally attracted some of the people at the scene.

Whispering to the ears.

The reason is not difficult to understand. Whenever Xiangjiang encounters an economic crisis, such as the banking crisis in the 1960s, and after the stock market craze in the early 1970s, the Hong Kong government will ask the UK for advice,

Senior experts were invited to conduct various inspections in London, and then a revised draft was taken out. The expenses were not mentioned. The right to speak here and the authority formed by it was obvious.

Now, Gao Xian has quickly put forward an increasingly widely recognized systematic proposition in response to the current round of Xiangjiang banking crisis, which reflects that the local Chinese in Xiangjiang have the ability and wisdom to solve what the British think is best.

Financial issues.

The same thing is true, facts are the best way to educate people. Although everyone has different reactions, no one dares to jump out at this time and oppose Sir Gao who is patient in his layout.

"I would like to remind you that although the crisis in the banking industry has been lifted, many companies in the business community in Xiangjiang are suffering in the operating crisis due to the sluggish stock market, the bursting of the real estate bubble, the banking industry crisis and other major environmental factors.

We struggle hard and may go bankrupt due to the high debt level but the inability to repay it in time, causing a large number of bad bank debts and triggering a banking crisis again."

Gao Xian continues to be a cliché, "So, I suggest that although the banking industry can breathe a sigh of relief for the time being, don't slack off. You should actively understand the financial difficulties faced by corporate customers. Helping them overcome the current difficulties is to help themselves eliminate them.

Potential crisis!”

Jardine Niu Bijian, who is sitting in the seat of the Hong Kong Administration Council, is most afraid of hearing the argument that banks like Gao Xian should actively "help" enterprises with high debt levels. Seeing Sir Gao successfully deal with Xiangjiang this time

The banking industry is in crisis and its prestige is soaring, he just feels breathless.