Reborn Capital Madman

The Hong Kong government's takeover of overseas trust banks cannot completely calm the undercurrent of the banking crisis in Hong Kong.

Gao Xian had a personal feeling about this. After the meeting, he was picked up by Ma Yongda to meet Ma Jingxi and discuss the risk of raising money faced by Xiangji Bank.

"Brother Xian, are the problems of overseas trust banks real? Zhang Mingtian, Ye Baoling is not an idiot, how could he make such a serious mistake?" During the chat on the way, he was still a young man, and then he had the time to ask about other Ma Yongda.

asked curiously.

In fact, this just reflects the second son of the Ma family's conviction and dependence on Gao Xian. He is sure that Gao Xian will not ignore his own difficulties, so naturally he does not need to worry.

"Speculation, luck-taking thoughts are too heavy." Gao Xian was not surprised. Ye Baoling used the check wheel method to collect funds and went to bull market to speculate heavily. In essence, it has been decades with the "old script" in "sincere"

After the mainland real estate industry took off, some people did not hesitate to use consumer loans to buy houses. It was not much different. They just "bet" and make money. The big winner in life, and they lost money. As for Zhang Mingtian, they played the role of a profiteer who fueled the fire.

Unfortunately, the character can only protect himself. He fell into the pit and couldn't get up.

But then again, there is no absolute thing in the world, and working hard may not be able to keep it alone. Like Ma Jingxi and his Xiangji Group, this is an example. In the current special period, if there is a problem with the operation of funds, if you are not dealing with it properly, you will be able to do so.

Years of hard work have been wasted.

When he arrived in front of the headquarters building of Xiangji Bank, Gao Xian got out of the car and did not walk in immediately. Instead, he looked at the building and sighed softly.

Over the past decade, Ma Jingxi has not made serious mistakes in its management. Gao Xian and the Ma family have a special relationship, so it is difficult to point fingers at Xiangji Group, which is under the charge of Ma Jingxi. At most, Ma Yongda will do something similar to Jianing

Ma Jingxi also adopted the suggestion that he was cautious in his relationships, but was not affected by the Jianing commercial fraud case.

However, from the current perspective, looking back, the Xiangji Bank headquarters building has laid the hidden danger of financial shortage for Xiangji Group.

After Xiangji Finance obtained a bank license and was upgraded to Xiangji Bank, Ma Jingxi believed that Xiangji Bank needed a headquarters building of its own to improve its credibility. So in the full-scale stage before the collapse of the Xiangjiang real estate industry, it spent 300 million Hong Kong dollars to build it.

This headquarters building.

Compared with the banker of Hang Lung Bank, the Zhang family of overseas trust bankers, Ma Jingxi can't do things seriously, but the luck is not good. This is the irony of fate. This is the headquarters building occupies too much of Xiangji Group's funds.

So much so that Xiangji Bank is facing the increasingly obvious trend of squeezing trends, and is struggling.

He noticed Gao Xian's expression change, and Ma Yongda also sighed. He knew that the dilemma of Xiangji Group could not escape Gao Xian's eyes. "The stock market is sluggish, the collapse of the real estate industry, and the turmoil in the banking industry are coming one after another. It is serious.

It has affected the operations of Xiangji Securities and Xiangji Bank, making the problems that were previously considered unconcerned, difficult, including this headquarters building."

Gao Xian patted Ma Yongda's shoulder and comforted him: "Don't worry, we both have the same family, and I will not sit still and see Xiangji in trouble."

"Of course I know, Brother Xian will definitely help." Ma Yongda smiled, "I didn't look at me, I'm not as anxious as my father."

Gao Xian raised his leg and kicked his brother-in-law in anger, "Hurry up and throw away this dependence mentality, otherwise how can you take over Xiangji in the future? Isn't it true that Yongfa can stand alone in Vancouver?"

"Brother Xian taught me the right lesson." Ma Yongda didn't care about the shoe prints on his pants and led the way in front of him happily.

After seeing Ma Jingxi frowning, Gao Xian asked straight to the point: "Ma Sheng, what is the situation in Xiangji Bank now?"

"Xiangji Bank is just a small bank, and its risk resistance is indeed insufficient." Ma Jingxi sighed, "There are more and more depositors coming to the business department to withdraw cash in the past few days. If this continues, Xiangji Bank will be taken out.

It's empty."

"I'll ask Gaoyi Bank to support Xiangji Bank for some cash." Gao Xian made a clean statement, "How much does Ma Sheng need?"

"Fifty million." Ma Jingxi replied in thought: "If this cannot solve the current situation, then Xiangji Bank will really encounter a bank run, and it will be a different matter at that time."

Ma Jingxi said these words very pertinently and could be said to be without any moisture.

Gao Xian, who was very satisfied with this, also expressed his heartfelt further, "If Xiangji Bank really encounters a bank run, I will definitely not sit idly by."

"However, Ma Sheng also knew that the bank is about to take over as the chairman of the Xiangjiang Banking Association, and the first thorny problem facing the banking industry is the looming banking crisis triggered by the turbulence of overseas trust banks.

. Therefore, I hope that the support for Xiangji Bank's real bank run can be carried out under an open mechanism to form a case for reference in the entire industry, rather than sitting together like now

, just make it privately."

Ma Jingxi nodded and said slowly: "I can understand and understand the position of Sir Gao and the ambitions he wants to show."

Ma Yongda was like a curious baby and asked for his father at the right time: "What exactly does the public mechanism mentioned by Brother Xian include?"

Gao Xian explained: "The management of Xiangjiang banking industry has entered the three-level financial system stage. Before it has been fully implemented, it has induced a new crisis by Hang Lung Bank and overseas trust banks, indicating that the industry norms are still incomplete."

"Based on this situation, after the bank takes over as the chairman of the Xiangjiang Banking Association, it will work hard to implement a series of new audit standards, including the minimum capital adequacy ratio, including the minimum capital adequacy ratio, such as the Xiangji Bank with problems, such as the Xiangji Bank.

, it is more and more necessary to approach this standard."

"On the other hand, for the support of banks that have problems, we cannot expect the support of the peers to fulfill their obligations, and we need to pay a price like equity."

"Actually, this is the cruel reality at this stage. The crisis in the banking industry in Xiangjiang has just given big fish an excellent opportunity to eat small fish."

Speaking of this, Gao Xian looked at Ma Jingxi's eyes and sincerely emphasized: "Please rest assured, Ma Sheng, I have no desire for control of Xiangji Bank, but just to create a public mechanism to solve the current banking crisis."

"And, from the experience of the banking industry around the world, if a small bank does not have a backer, it will not be a long-term plan. Gaoyi Bank and Youli Bank are willing to become the most trustworthy backers of Xiangji Bank."

Ma Yongda glanced at his father who was silent and rushed to say: "Instead of letting Bailida Group and Merrill Lynch Group, the shareholders of Xiangji Group, put their hands into Xiangji Bank, it is better to let the meat rot in the pot of his family.

Where! Dad, what do you think?"

"Of course I believe in Sir Gao." Ma Jingxi's tone was extremely lonely, "I was just a little confused suddenly. I asked myself how hard I worked for the rest of my life, but why would I fall into such a big fall when I was in my sixties?

Do you not favor me so much?"

Seeing Ma Jingxi suddenly feeling so disappointed, Gao Xian instinctively felt that this was not a good thing. After all, Ma Jingxi was old and was very prone to illness, so he quickly winked at Ma Yongda.

Ma Yongda understood and quickly comforted his father, "Dad, you don't need to be sad. With Brother Xian here, Xiangji Bank and Xiangji Group will not be a problem."

Ma Jingxi's eyes turned around Gao Xian and Ma Yongda, and sighed in confusion, "Just do as Sir Gao wants. Yongda, you must learn from your Brother Xian well, Yongfa is independent in Vancouver.

It’s a portal, the Xiangji Group stall will eventually be up to you.”

Feeling that his father was exhausted and had a little sign of old age, Ma Yongda repeatedly agreed, and Gao Xian also said seriously: "Yongda is my brother. Our two families are in the same spirit and naturally take care of each other in terms of business."

After saying goodbye, Gao Xian frowned slightly and reminded Ma Yongda, who was sent out, "I feel that Ma Sheng's spirit seems to have suddenly ejaculated. Such a sudden change is definitely not a good thing. I'm afraid it will affect your health. You should

Be careful.”

"I understand." Ma Yongda did not forget to explain: "Brother Xian, although Dad has some old-fashioned ideas, he will never be suspicious of you. Don't think too much."

"Of course I know." Gao Xian patted Ma Yongda's shoulder intimately, smiled, then got into his car with a relaxed expression and waved away.