Reborn Capital Madman

Hang Lung Bank is considered to be a veteran in the Xiangjiang Huazi Bank. The history of the bank account can be traced back to 1935.

In 1960s, a crisis broke out in the banking industry in Xiangjiang, and the Hong Kong government simply stopped issuing bank licenses to control the number of small banks. Hang Lung Bank caught the last bus and obtained a bank license, upgrading from a bank to a bank.

.

By the 1970s, Hang Lung Bank's control fell into the hands of the unified Philippine Chinese-funded institutions led by Zhuang Rongkun and Zhuang Qingquan, and did not last until now.

In terms of scale, Hang Lung Bank is not small. It currently has 28 branches in Xiangjiang, which is of medium size. If something really happens, its destructive power is not comparable to that of financial companies that are going bankrupt one after another at this stage.

Chen Zuze, who received Gao Xian's instructions, contacted Zhuang Rongkun, managing director of Henglong Bank in advance, and then went to the headquarters of Henglong Bank.

Zhuang Rongkun did not rely on his seniority and went to the door to greet Chen Zuze with other directors such as Li Haiguang, which was very polite.

After all, at this stage, Huifeng, Standard Chartered, Gaoyi, and Hengsheng belong to the core circle of the Xiangjiang banking industry. The status of Henglong Bank must be found from the back row, and its current situation is still in turmoil.

Chen Zuze, who knew it, was unmoved. After the greetings, he went straight to the topic and said: "The Banking Association plans to add new capital adequacy ratios and loan-to-deposit ratios to publicly review indicators. Hang Lung Bank has not taken action for a long time.

Do you think it is only an industry requirement and does not have the power of the law?”

"With action, Hang Lung Bank of course has action." Zhuang Rongkun explained repeatedly: "But please understand that the new data review indicators require a process of adaptation and acceptance. However, I can guarantee that it will never be

It is a big deal to take over as the chairman of the Banking Association if it drags down New Year's Day."

Chen Zuze laughed and said, "Zhuang Zhuang's words are bad, and it seems to be beneficial to the image project, which has caused a lot of trouble for his peers out of thin air."

Zhuang Rongkun said "Where, where", but he did not try his best to clarify as before. Even the newcomers in the business world could see what they mean.

His eyes flew over Zhuang Rongkun, Li Haiguang and other directors of Henglong Bank in turn. Noting that they all had the same reaction, Chen Zuze couldn't help but be angry. These hob meats were really short-sighted and not willing to die.

Thinking of this, Chen Zuze threw out a stern sentence, "You don't need to worry about what you didn't show off when you took office as the chairman of the Banking Association for New Year's Day. You should think about whether Henglong can live safely until New Year's Day."

Zhuang Rongkun, Li Haiguang and others immediately changed their faces, and the atmosphere in the reception room became tense.

After a moment, Zhuang Rongkun tried hard to slow down his voice and tentatively said: "What does Chen Sheng mean?"

Chen Zuze asked back without answering: "Sir Zhuang can tell me, what is the current balance of Henglong's deposit? "

After a hint of panic flashed in Zhuang Rongkun's eyes, he smiled dryly and started to play Tai Chi, "Sheng Chen goes to ask Huifeng a question first. If I can get the answer immediately, I will also provide the answer immediately."

Chen Zuze did not bother with this topic, and said in a slogan: "Dalai Financial Credit Company, which was liquidated not long ago, has a loan of 800 million Hong Kong dollars with Henglong. Has it become a bad debt? And Zhuang Sheng and Li Sheng are still

Director of Dalai Financial Credit Company?”

Zhuang Rongkun was speechless immediately, and Li Haiguang asked in surprise and suspiciously: "How could Chen Sheng know these things?"

"There is no airtight wall in the world. During the liquidation process, Yida pulled out the carrot and brought it out of the mud to make the problem of Henglong Bank surface." Chen Zuze shook his head and sighed, "I am here to visit this time, I am full of good intentions. I hope you can tell the truth.

, in order to deal with the crisis that will break out in Hang Lung."

Zhuang Rongkun then continued: "Thank you for your kindness. Henglong's operation has indeed encountered some minor problems at present, such as the previous scrambling trend, but the situation has not yet broken to the point of a crisis. We have the ability to solve it ourselves."

Chen Zuze frowned slightly. If Henglong Bank was simply not doing well, Zhuang Rongkun and Li Haiguang, the directors of Henglong Bank, would not have such an attitude. They should be that their butts were not clean, and they were afraid of continuing to pull out the radish and bringing them out of the mud.

Discover illegal acts.

Everyone was silent with their own thoughts, and Chen Zuze's assistant broke in disrespectfully and reported: "Chen Sheng, Sir Gao, please go back and hold an emergency meeting."

Speaking of this, the assistant came to Chen Zuze's ear and lowered his voice further: "Just, Standard Chartered Bank of Henglong's bill settlement bank decided to reject a check of 1.18 billion yuan in Henglong, and reported to the Banking Association.

.”

Chen Zuze glanced at Zhuang Rongkun, Li Haiguang and others who knew nothing, and stood up quietly to say goodbye.

Seeing Chen Zuze leaving, Li Haiguang breathed a sigh of relief and complained: "Compared with He Tian from Hengsheng, Gao Xian is really not very good. Look at Chen Zuze he brought out, who is so arrogant and does not look like he makes money with kindness. It is beneficial now

He is not the chairman of the Banking Association, and he will probably be even more domineering by then."

Zhuang Rongkun was not interested in gossiping. He instinctively felt that Chen Zuze said goodbye in a hurry, which was strange. Especially when Chen Zuze looked back, how did he feel like he was saying goodbye to the dying person with compassion?

Before he could figure it out, a confidant suddenly ran in with a panic expression and reported: "Standard Chartered just notified that it refused to settle the 1.18 billion check."

"What?" Li Haiguang, who was still in the mood to gossip, knocked down the teacup in front of him in surprise. The water flowed everywhere on the table, as if indicating something.

According to the provisions of the "Xiangjiang Bank Association Clearing House Regulations", all members of the Bank Association, i.e., the bill exchange, settlement and transfer of the bank, must be conducted in the bank association's clearing house.

In this system, the most awesome role is the management bank at the top, which is naturally Huifeng, the quasi-central bank in Xiangjiang; then below are Huifeng, Standard Chartered, Yili, Bank of China, Citi, etc. Settlement banks; like Hang Lung

The role of a bank is a secondary settlement bank and must open an account at the settlement bank before settlement can be settled.

Now, Standard Chartered, the settlement bank of Hang Lung Bank, rejected Hang Lung Bank's check. There is no doubt that he must have believed that there was a serious problem with Hang Lung Bank and did not want to provide support. He almost sentenced Hang Lung Bank to death.

Zhuang Rongkun said dejectedly: "I said why was Chen Zuze strange when he left? He should have learned the news in advance."

"From Yili's activeness before taking office as the Xiangjiang Bank Guild, Chen Zuze must have wanted to do big things." Li Haiguang looked anxious, "Henglong will not be arrested, right? What should I do?"

"For the sake of the present plan, Henglong has no choice but to save himself." Zhuang Rongkun looked around everyone, "It's time for shareholders to give up their own small abacus and inject capital into Henglong. After all, everyone has the holes in Henglong, everyone is as clear as a mirror in their hearts."

It would be fine if you didn't say this. As soon as you said this, everyone's eyes began to flash, and they avoided Zhuang Rongkun's gaze.

Some people even muttered: "Whose capital flow is not tight now! Besides, even if everyone is willing to invest in capital and save themselves, compared to that hole, it is probably a drop in the bucket. Besides, the person who withdraws the most money from Henglong is not me.

”

Li Haiguang blushed and slapped the table with a thick neck, "What do you mean by saying this?"

Well, I haven’t seen myself yet, and I’m starting to have internal strife!