Reborn Capital Madman

It is completely foreseeable that after Ms. Yi returned to the high-rise mansion at No. 10 Polo Road, Hong Kong Island, the number of family affairs will obviously increase. Not to mention the flourishing Yi family, Gao Xian alone has many personal friends.

I have a very good relationship and took advantage of the opportunity of the Spring Festival to come over with my family for a visit.

As soon as Yi Huirong settled down at home, Gao Xian's two uncles, Yi Huichong and Yi Huiqiang, came over early with their wives and children to have a dinner with their brother-in-law, sister and their whole family.

As for Yi Mingzhe and his wife, they are still in Yangcheng in the mainland, preparing for the annual spring tea event.

Yi Huirong asked with concern when the two elders would return to Xiangjiang. Yi Huiqiang smiled and said: "According to the plan, the return date is these days. Before we came, we even made a special contact. The elders knew that you had come back, little sister, so naturally we wanted to do our best.

Might leave early."

Yi Huichong explained: "In recent times, the situation in the mainland has changed rapidly. Dad is very concerned about this, so he has been working hard."

Yi Huirong glanced at Gao Xian and understood in her heart that her father Yi Mingzhe must have greatly agreed with the opinions her husband and she exchanged about the current situation in the mainland, so she ran actively regardless of her age. After all, a

From the emperor to the courtiers, the rise and fall of a large family is often determined by this change.

Gao Xian said: "It is very worthwhile for my father-in-law to be busy. In this delicate period, everyone and every family are faced with major choices and must make good use of existing resources."

"Perhaps, from the outside, some people seem to be relatively stable, but maybe they already have a trump card."

"Just to give you an example, as far as I know, Sir Bao, the world's shipping king, has a great aunt and cousin in Yanjing through his wife's marriage relationship, even though he has kept distance from the mainland in recent years.

He has returned and served as the Minister of Economy and Trade."

Yi Huiqiang was so surprised that she clicked her tongue in admiration, "It's true that each of the Eight Immortals across the sea has magical powers! However, brother-in-law, your ears and eyes are too good. I thought I knew all about the three religions and nine streams in Xiangjiang, but this is the first time I heard such secret news.

."

Yi Huichong, who was far calmer than his brother, frowned and said: "You know the news is secret, so be more serious."

Seeing this scene, Yi Huirong smiled slightly, got up and went to play with the children with her two sisters-in-law.

Yi Huichong changed the subject and said: "Brother-in-law, Lili Bank already involves a lot of your energy. If Gaoyi Finance upgrades to Gaoyi Bank, won't there be a risk of losing sight of one thing?"

Gao Xian estimated that Yi Huichong was conveying the concerns of his father-in-law Yi Mingzhe, because his status was no longer trivial, and it was difficult for others, even elders, to speak, so he could only deal with it tactfully through equal discussion among young people.

.

"In the operation of Benefit Bank, there are more 'public' elements; in the operation of Goyi Bank, there are more 'private' elements." Gao Xian patiently explained: "The missions of the two banks are different, so naturally they will not

Where there is conflict.”

Yi Huiqiang continued to interject without formality: "To my brother-in-law, Benefit Bank is a child he picked up, while Gaoyi Finance is a child he gave birth to and raised. Of course, he has to cultivate him into a successful person. If I had such ability, I would

would make such a choice.”

Gao Xian was amused and laughed, "Brother Qiang, your metaphor is indeed very appropriate."

Yi Huichong ignored Yi Huiqiang's inconsistency and continued the topic: "I heard that since the news that the government will re-issue banking licenses, there are as many as a dozen people interested in applying for banking licenses.

"

"I'm afraid it's more than that." Gao Xian nodded, "I estimate that this year alone, the number of local bank licenses issued in Xiangjiang is likely to be close to thirty."

"No matter what, the banking industry in Hong Kong will once again reappear the situation before the banking crisis in the 1960s, when there were so many crucian carp crossing the river." Yi Huichong reminded: "The Yi family has experienced this kind of chaos and chaos all the time.

Scenes of preemptive competition often end with mourning everywhere, not to mention that the future of Hong Kong is uncertain now. Is the establishment of Gaoyi Bank a bit too hasty? It is better to wait until the situation becomes clearer."

Gao Xian listened carefully to Yi Huichong's opinions while sipping tea and thinking.

Objectively speaking, Yi Huichong expressed his views on the establishment of Gaoyi Bank on behalf of the Yi family. This cannot be said to be a hindrance. It can only be said to be a result of habit.

Since coming to this era, Gao Xian has carefully observed and found that the Yi family's management is very stable, and it is not an exaggeration to even describe it as conservative.

During the Hong Kong stock market frenzy in the early 1970s, so many Chinese investors obtained countless benefits by listing their companies on the stock market and raising funds in various ways. However, the Yi Group remained motionless, and in the end they did not have to suffer the consequences of the stock market crash.

The stock price plummeted and I was worried.

After the economic recession from 1974 to 1975, Xiangjiang's real estate industry and stock market regained their vitality, land transactions occurred one after another, and corporate mergers became common. However, the Keyi Group is still firmly in Diaoyutai.

The reasons for this are, first of all, that the Yi Group has a deep enough foundation that even if it operates conservatively, it can maintain its status as a well-established Xiangjiang Chinese-owned consortium; in addition, the Hong Kong government's cold treatment of the Yi family also forced Yi Mingzhe to operate steadily.

It is precisely because he can see these clearly that Gao Xian can rationally digest Yi Huichong's opinions without any grudges.

"At the beginning of the re-issuance of bank licenses, it will definitely cause chaos among hundreds of rivals, but it also means that supervision will not have time to follow up." Gao Xian said slowly: "The current Hong Kong Banking Regulations are still the same as those of 1966.

It was formulated in the early 2000s, and before it could take effect, a banking crisis bigger than the run on Liu Chong Hing Bank occurred, forcing the government to simply stop issuing bank licenses and control the number of licensed banks in Hong Kong."

"Until now, the "Banking Regulations" have only been revised in 1969 and 1971. The provisions, such as the paid-in share capital shall not be less than 10 million yuan, etc., are very important to Gaoyi Finance.

Say, it’s easy to do.”

"I'm worried that it won't take too long for the government to issue some new regulatory regulations, which may really block Gaoyi Finance. And this delay may push the establishment of Gaoyi Bank to two or three years.

It’s a year later, and it’s too long to wait for this fleeting opportunity.”

Yi Huichong nodded slightly, "Just think carefully. I am just giving some opinions for reference only. As long as Gaoyi Bank is established, Yi Group will support it."

…

This is indeed the case. Although Yi Huichong expressed the opinion of "holding back", the actions of Yi Group were not compromised at all.

Before the fifteenth day of the first lunar month, the soon-to-be-established Gaoyi Bank had completed the confirmation of capital contribution.

Of the registered capital of 100 million yuan, Gao Xian contributed 60 million yuan, the Yi family contributed 10 million yuan, the Ma family contributed 5 million yuan, Li Fuzhao, Chen Tinghua, Zhou Wenxuan, An Zijie, Huo Yingdong, He Hongshen, etc.

Chinese businessmen from Xiangjiang and Haojiang also actively participated in it.

Finally, Gaoyi Bank’s paid-in capital is nearly 80 million yuan, which fully demonstrates Gao Xian’s activity energy in the industry.

In short, after Ye Licheng, the confirmed first general manager of Goyi Bank, obtains a banking license from the Hong Kong government, Goyi Finance can smoothly upgrade to Goyi Bank in the manner of a licensed bank.

Started business.