Reborn Capital Madman

Although Gao Xian's entry into the bank is popular with the Hong Kong media, it is really not Gao Xian's current work focus. Gao Xian Industrial Village, which is highly anticipated by the Hong Kong government, has previously hoarded land including milk companies. The priority of developing, the Huangpu dock container terminal business that is included in the plan, etc., is to be paid higher.

In other words, it was about a week before the transfer process that was conducive to the bank's control was announced, which shows how Chen Bi was fully prepared and implemented efficiently.

The bank that is "skinned" and becomes a complete local bank in Xiangjiang, also completely retains the face of British capital.

In short, the British-funded forces in Xiangjiang borrowed Gao Xian's business mind and did not let Gao Xian take too much advantage. Chen Bi can be said to have done a good job, which has regained the reputation of being defeated in the previous dispute between Hutchison.

It is beneficial to the current bank's assets. It can be roughly shown through several data: the registered capital is HK$30 million, the capital account is HK$50 million, the deposit is nearly HK$700 million, and the total assets are above 100 million, which is approximately equivalent to first-class Xiangjiang Huazuo. The level of development of banks in the first half of the 1960s.

According to the comments of Lin Xingzhi, editor-in-chief of Xinbao, who received exclusive insider information, it is no wonder that it is beneficial to the bank's control for free. With the current cooperative relationship between Gao's Commercial Kingdom and Huifeng Bank, it is beneficial to the little money involved in the bank's control. It's really not worth mentioning.

Ye Licheng said angrily: "Now many people outside are talking sourly that Sir Gao has obtained a favorable bank with the right to issue money. Although he is very proud, he has also taken on heavy responsibilities and even carried a burden, which is equivalent to being in danger. deficit."

Gao Xian, who had already made up his mind, smiled slightly without hesitation, "As long as HSBC Shen Bi, Jardine Neubijian, Hong Kong Governor MacLeho and I understand the mystery, everyone else can discuss it."

Over the years, everyone around him has deeply understood the foresight shown by Gao Xian. Seeing that Ye Licheng, who was favorable to the development of the banking situation, naturally could only choose to believe 100% of his boss's plan, so he turned to: "Since we made it clear that it was not possible." , I will continue to perform my duties of issuing money before the end of the year, so Chen Bi will not call me over and give me various instructions every day."

"He mainly mentioned that since the Hong Kong government held the unprecedented Hong Kong Festival, the peak Christmas sales season has begun to form in the Hong Kong market. In addition, the traditional Chinese New Year sales season will follow, and the pressure on banknote circulation will reach its annual peak, which is beneficial to banks. It must be taken seriously."

"I understand Chen Bi's subtext." Gao Xian nodded, pushed a document along the smooth desktop, and instructed Ye Licheng to say: "This is my new development plan for Xinyouli Bank. You can get familiar with it first. Then arrange for an investor meeting three days later to inform the seniors who had previously patted their chests in front of me to fulfill their promises.”

...

Not to mention, those foreign companies who had been afraid of Huifeng Bank being too domineering because of the Hutchison dispute and joined forces to "rebel" did not break the trust of Gao Xian and were invited to come, which made Chen Bi and Niu Bijian feel quite touched. Accident.

"I guess they are all thinking about spending some money to buy tickets to watch the fun." Newbijian smiled at him.

"Gao Xian is using a quick knife to cut the mess, dividing the situation of the bank's poor management in the past to rebuild the bank." Chen Bi, who has been paying attention to the observation recently, made a solemn judgment.

"This Sir Gao is indeed rich in financial resources." Newbi muttered enviously and jealously.

Chen Bi smiled complacently, "Isn't this situation exactly what we want to see?"

"Indeed." Nvbijian was also happy. "He doesn't have a place to burn money. He always waits for opportunities to move. We are not at ease. Now, the ears can be purified for at least five or six years."

...

Shortly after Chen Bi and Niu Bijian sat in the seat, Gao Xian slowly walked into the conference room, sat in the middle, and said straight to the point: "Thank you all for taking the time to attend the audience in person, which made me see everyone. Sincere support for the development of new and beneficial banks.”

Hutchison's senior team Qi Dezun was the first to support the show: "It should be, Sir Gao will announce the matter even if you announce it."

After thanking him again, Gao Xian said loudly: "I have made a new development plan for the New Youli Bank and would like to discuss it with you. First of all, the registered capital of the New Youli Bank has increased to HK$300 million, and Gaoyi's capital contribution is no less than 100 million. What do you think?”

Everyone here began to notice the "new and beneficial banks" mentioned by Gao Xian many times, so they all appreciated the meaning of "new" and the wealth and prosperity expressed by Gao Xian.

Qi Dezun once again supported the event: "New Bank will increase its registered capital, which will help improve its image and goodwill, and Hutchison is willing..."

Chen Bi interrupted without any shame: "Huifeng Bank issued 10%."

Newbijian then said, "Jahantai is five percent."

Other foreign companies are not as rich as Gao Xian, Chen Bi, and Niu Bijian, and they all contributed 1% or even 0.0%. Generally speaking, they reflect their respective companies' status in the Xiangjiang business community.

What surprised Gao Xian was that Migo Kadori actually had the courage of Jardine, Hutchison, Swire, and Huidefeng, the four major British-funded foreign companies in Hong Kong, which had 5%.

After everyone finished their statements, Gao Xian said solemnly: "I will never let down this trust if you support the development of the new and liable bank so much."

Chen Bi said step by step: "Sir Gao, we have completed the subscription, which is truly a demonstration of our sincerity. You should really reveal your new and favorable bank development plan."

"That's right." Gao Xian waved his hand and immediately a staff member distributed documents to all shareholders of Xinyouli Bank.

Chen Bi looked through two pages quickly, and couldn't help but raise his eyebrows, and immediately thought of adjectives such as ambitious, radical and bold.

The reason why this development plan made Chen Bi think so is indeed because some of its plans, from the current perspective, are unprecedented.

For example, Gao Xian proposed in the new development plan of Xinli Bank that residential building mortgages will become an extremely important business, and the loan time can last up to ten years.

You should know that Hong Kong was a colony stolen by the British Empire from the corrupt and incompetent Qing Empire. Among them, Hong Kong Island belongs to the so-called "cedescendance", and Kowloon and the New Territories belong to the so-called "rental", which leads to the subtle and sensitive land prices in Hong Kong. , the public who work hard all day long may not understand the mystery, but the top presence in Hong Kong like Huifeng Bank is very clear about it.

In addition, the mixed social situation in Xiangjiang is full of dragons and snakes, and the contradictions intensify from time to time, causing turbulence in the current situation and making land prices full of the risk of large fluctuations.

In this way, mortgages only began to emerge in the 1960s.

But there is one thing, the time for buying a house mortgage in this era is not like the twenty years well-known in the "old script" of the mainland. It can even be exaggeratedly borrowed until the age of 80. The parents have not paid it back, and the children will pay it back, but it will not exceed Three years, avoiding the risk of turbulence that is difficult to control.

Later, Chu Hengsheng Bank, the leader of China Banking, made bold innovations and increased the mortgage time from three years to up to seven years, thus winning the favor of many middle class who were eager to buy property.

Now, Gao Xian is preparing to increase the mortgage time of Xinyili Bank to up to ten years, which is absolutely radical and bold. After all, who dares to conclude that there will be no new current fluctuations that affect the rise and fall of the real estate industry in Xiangjiang within ten years?

Qi Dezun glared at Chen Bi who had interrupted his verbal conversation with a warning, and spoke up again to support Gao Xian, interpreting the new development plan of the new favorable bank and said: "Sir Gao has made such a detailed plan, many of them are It makes my eyes shine."

"The first industrial village in Xiangjiang, Gaoxian Industrial Village, will soon be put into operation. The plan to support companies in Xinyouli Bank will undoubtedly bring new vitality to the entire Xiangjiang economic development pattern, and its future is unlimited."

"Sir Gao judged that there are signs of relaxation in the regulation of the US banking industry, so he planned to let the New Liberal Bank prepare for the development of the US business. I absolutely believe that Sir Gao can make the New Liberal Bank's international business achieve extraordinary achievements over the years. Which investment in the United States is not a huge amount of money?”

There is no doubt that Qi Dezun suddenly mentioned the key point that most of the foreign companies here have expectations for Gao Xian. There is no need to brag about it, Gao’s overseas investment is really a complete failure, which is enviable!

So, the ghosts began to consult Gao Xian on new development plans for the new bank, and Sir Gao patiently answered them one by one.

As for Chen Bi and Niu Bijian, they looked at the new development plan of the new favorable bank over and over again. Sometimes they heard everyone discussing something and showed a thoughtful look.

After a gap, Chen Bi coughed politely and asked, "Sir Gao mentioned in the new development plan of Xinyili Bank, that in order to maximize the goodwill of the Xinyili Bank, Xinyili Bank will Conscientiously fulfill the right to issue money granted by the official government."

"This year's Christmas sales peak season will not have to wait too long. At that time, the market demand for cash will surge. How will the new bank prepare to fulfill this banknote issuance responsibility?"

Gao Xian replied slowly: "Huifeng Bank's banknote issuance of more than 80% of the total banknote issuance of Xiangjiang. It is beneficial to the banknotes that are definitely not as strong as Huifeng Bank. Standard Chartered Bank's strength can only be used as a supplement. With less than one quarter left this year, Vice Chairman Chen Bi is responsible for the issuance of 200 million Hong Kong dollars. What does Vice Chairman Chen Bi think?”

Many people here grinned and thought to themselves that Sir Gao is indeed rich in financial resources. This is at least 200 million Hong Kong dollars in cash and is entrusted to the Hong Kong government's foreign exchange fund.