Reborn Capital Madman

In the "old script", users who have come into contact with the Hong Kong banking system often know that there are three note-issuing banks in Hong Kong, namely HSBC, Standard Chartered, and Bank of China. However, in fact, the Bank of China was established in the 1990s just before the handover of Hong Kong.

It has the right to issue banknotes, but at this stage, Bank of China's status in the entire Hong Kong banking industry is not that high.

However, the current number of note-issuing banks in Hong Kong is also three, namely HSBC and Standard Chartered.

This British-funded bank, which was only one step later than CIBC in history and entered Hong Kong for the second time, also played an important role in the banking system of Hong Kong, but it is no longer possible. Otherwise, it would not have been in Hong Kong last year.

Stop issuing money.

You know, although the right to issue money sounds very high-end, in actual operation, it also costs money.

First of all, the Hong Kong government cannot allow note-issuing banks to issue banknotes at will. The issuance of banknotes must at least be checked and balanced by corresponding collateral to prevent Hong Kong's financial system from being manipulated and collapsed.

Secondly, note-issuing banks also have to deal with unexpected situations such as damage to banknotes, counterfeiting, etc. After all, even in this era, counterfeit banknotes are not a new thing, especially in Hong Kong, where the probability of counterfeit banknotes is very high, so that citizens do not like it.

Using large-denomination banknotes, it is not difficult to imagine the investment required for banknote printing technology.

If a note-issuing bank does well, it is natural that it will not care about the cost of issuing notes and enjoy the various benefits brought by having the right to issue notes. However, Benefit Bank is definitely not in this category now and cannot be compared with HSBC and Standard Chartered.

Therefore, when Shen Bi spread the news that Huifeng Bank was preparing to give up the favorable bank it had acquired in previous years, Gao Xian's first reaction was that Shen Bi was showing a soft posture in disguise to ease the situation.

Because he coveted control of Hutchison and caused internal conflicts within the British capital, and the bank was only a superficial bargaining chip, the complaining executives of the foreign banks would not be the takers.

However, when Shen Bi mentioned that His Excellency Sir Gao Xian, CBE, and JP were eligible to participate in the bank revitalization plan, Gao Xian could no longer sit back and watch the fire, "It seems that Shen Bi, who is determined to retaliate, really hates himself in his heart.

So we set up this trap of killing two birds with one stone."

Before he could weigh the pros and cons, Gao Xian's father-in-law Yi Mingzhe hurried to the door. This shows that the old man was really anxious and did not have the patience to let his son-in-law go to Yi Yuan to report on his own.

It is not difficult to understand why the well-informed Yi Mingzhe is so restive.

Because from the perspective of the Chinese in Hong Kong, Gao Xian, who is in his thirties, has now reached the peak of his life and established his own business empire. He was seriously called by the Hong Kong government to serve as a member of the Political Bureau, received the title of Justice of the Peace, and was

Being knighted by the British royal family can be compared with Ho Tung, Zhou Shoushen, Zhou Junnian, Zhou Xinian... and even Yi Mingzhe's own life achievements. Is it possible if he doesn't make people jealous by being famous? Especially Gao Xian is still so young!

Therefore, Yi Mingzhe was very worried that Gao Xian would make ill-considered decisions in his youth and arrogance. Whether it was the identity of his only daughter's husband or the interests of the Gao and Yi families, Yi Mingzhe had to consider Gao Xian.

"Don't worry, I won't be flattering." Gao Xian smiled and comforted his father-in-law, "After the Queen of England was knighted on her birthday this year, I just wasn't in a hurry to go back to Xiangjiang to accept the congratulations."

"It would be best if you could deal with the matter of the title of knight calmly." Yi Mingzhe nodded, "But the sale of Huifeng Bank to Benefit Bank is not only about glory. How dare you say that you have no Aroused to great ambition?"

“Since the banking crisis in Hong Kong in the 1960s, the Hong Kong government has stopped issuing bank licenses, which has forced many people who want to start banking business in Hong Kong to compromise and operate as finance companies, thereby reducing the value of bank licenses. Soaring all the way.”

"In this case, a bank-friendly license and the right to issue banknotes will definitely be unimaginably tempting to you who have the ideal of a banker."

"My father-in-law knows my heart well." Gao Xian sighed, "The ceiling encountered by Gaoyi in financial operations is becoming more and more obvious. Only becoming a bank can fundamentally solve it. Shen Bi throws out the meat of the bank, which smells not Average fragrance!”

Yi Mingzhe raised his eyebrows and said, "From what you said, you have realized that you can't jump into this trap of Yi Bank?"

"Whether it's a scam or not, it's hard to say." Gao Xian said leisurely: "Shen Bi was so kind in dragging me into the game, just because he wanted to consume my financial resources and cause a rupture of cash flow."

Yi Mingzhe stared at his son-in-law with sharp eyes, "Gao Xian, before you, there were many outstanding Chinese businessmen in Xiangjiang, but there is one thing that I think is the biggest difference between you and them. Do you know?"

Gao Xian bowed humbly and said, "I would like to ask my father-in-law to give me some advice."

Yi Mingzhe said slowly: "You can always find seemingly endless amounts of cash from outside the Xiangjiang circle, which gives people an unfathomable feeling."

Gao Xian was amused, "I have indeed made a lot of money outside of Hong Kong, otherwise I wouldn't have invested about HK$300 million in Hutchison, either as a loan or in shares, without frowning, which is about HK$500 million." Looks like tens of millions of dollars.”

Yi Mingzhe slapped his thigh, "The American Fortune magazine reported the shipping king Bao Yugang as the richest Chinese man the year before last, but his billion-dollar net worth is mainly reflected in oil tankers, which may not be better than your asset structure. Shen Bi must see it Understand this, and I will completely suppress you through the trap of Yongli Bank."

Gao Xian said sincerely: "My father-in-law took the trouble to come over and explain the stakes to me, and it suddenly became clear to me. However, it is hard to say whether Huifeng Bank's sale to Benefit Bank is a scam. For me, Shen Bi's calculations may not be the same." It can be considered as a perfect strategy."

What Gao Xian said is by no means arrogant. It must be admitted that even with the golden finger of information asymmetry, there is no absolute guarantee that the bank is not a trap. In the 1980s in the "old script", it was It was sold to Citibank of the United States by Huifeng Bank, and was later sold to Mitsubishi Bank of Japan. The poor performance is evident.

However, Gao Xian's golden finger is a systematic golden finger, and information asymmetry is only one of its manifestations. Now he has a lot of gold in his "bag" waiting to be "laundered", and he has a bank license and the right to issue banknotes. The favorable bank is more useful than the current high-yield series.

Yi Mingzhe didn't know Gao Xian's real trump card. He said anxiously: "It seems that Shen Bi really has the right medicine. Even if you understand the powerful relationship, you will be driven by the ambition to become a banker and enter the game according to his design." ."

Gao Xian laughed loudly, "Don't be angry. Even if I fall into Shen Bi's game, I will not follow the route planned by Shen Bi, because I have enough patience, and as long as I am not in the game, the initiative is with me." side."

Before Yi Mingzhe could understand the meaning of his son-in-law's words, an invitation was sent to Gao Xian's desk. Vice Chairman of Huifeng Bank, Shen Bi, Jardine Matheson's Chief Executive Officer, New York Bikin, and Hong Kong Financial Secretary Xia Dingji jointly invited him to attend. A banquet.

After reading the invitation, Yi Mingzhe said angrily: "These ghosts must have reached a tacit understanding. Let me tell you, whoever advises you to take over the bank at this time is an enemy with evil intentions!"

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