Reborn Capital Madman

·After arranging the production tasks of Huanyu Electronics, the next responsibility of the boss Gao Xian is to ensure that the funds are quickly available.

Of course, Huanyu Electronics' holding company, Gaoyi Company, can provide this money.

However, Gao Xian doesn’t want to squeeze Gaoyi’s precious cash flow, so it’s better to rely on Huanyu Electronics’ own hematopoietic system.

At this time, the letter of credit that Gao Xian obtained from Charles Tangdi showed its value. It could turn long-term accounts receivable into immediate working capital through bank loans.

Therefore, Gao Xian did not rush back to the Far East Exchange to report to work. Instead, he ran to Huifeng Bank in the afternoon.

As we all know, Hui Feng Bank is the most powerful "nanny" in the world of capital in Hong Kong. If anyone can please her and be "nurtured" to become the richest man in Hong Kong, it will be no problem, such as Bao Yugang and Li Bancheng; if he is disliked

If they are found guilty, they will be liquidated without mercy, such as Yang Shoucheng, etc.

Some people may have doubts. The ups and downs are an unchanging law. Why haven't we seen Huifeng Bank alone in its business operations?

After all, Standard Chartered Bank, another British-funded bank in Hong Kong, and Jardine Matheson, the largest financial group in Hong Kong, have all encountered the imminent risk of being acquired in their business history.

Some people may also naturally come up with an answer: Hui Feng Bank is the quasi central bank of Hong Kong, and of course it will survive.

However, is Hui Feng Bank born to be the quasi-central bank of Hong Kong?

After coming to this era, Gao Xian naturally couldn't help but study Huifeng Bank, and he discovered many special features of this behemoth.

Hui Feng Bank was founded more than a hundred years ago. Its original intention was to be different from other banks and to provide financial services to local foreign banks in Hong Kong. Therefore, it has received support from all foreign banks in Hong Kong except Jardine Matheson.

The reason why Jardine Matheson & Co. missed out on becoming a founding member of Hui Feng Bank was because, firstly, it did not want to cooperate with its main competitor, Poshun Matheson & Co.; secondly, because Jardine Matheson & Co. was also engaged in the exchange business and was reluctant to give up.

.

It is not difficult to imagine that to this day, most of the foreign banks that originally supported the establishment of Hui Feng Bank have been swept into the trash can of history.

However, Hui Feng Bank still retains a mechanism that was originally established, namely the Hui Feng Bank Regulations.

In short, although Hui Feng Bank is a public company listed in Hong Kong, it does not abide by the company law in the Hong Kong Ordinance. Instead, it implements its own "Hui Feng Bank Ordinance".

You should know that in Xiangjiang, Hui Feng Bank is the only one that enjoys such privileges. Jardine Matheson does not have this benefit.

What does this mean?

It is somewhat similar to the magic immunity and physical injury immunity in video games. All capital operations, including acquisitions, are invalid for HSBC.

On the other hand, if Hui Feng Bank detects a hostile move, the "big breast" can turn into a "poisonous milk" in an instant. The "finger of death" move of the quasi-central bank can easily make people with evil intentions fall into the trap.

Turn into ashes and disappear into smoke.

Gao Xian, who has clearly seen the situation like this, is not pursuing anything else. He just wants to let Huifeng Bank milk him.

There is naturally a reason why Gao Xian keeps a close eye on HSBC's loans.

Grades are everywhere. The Hong Kong banking industry regards Hui Feng Bank as the most respected. If you can get a loan from this benchmark, you can then use this reference to get a loan from another bank, which will reduce the difficulty of the operation a lot.

Nympho

I have to say that Gao Xian had previously participated in the International Investment Seminar hosted by David Rockefeller, which really accumulated a lot of contacts.

He did not talk about the Ministry of Credit Department of Huifeng Bank for a few minutes, and saw a person I know -the supervisor here, Shen Yan.

Gao Xian has made his reputation in the financial district of Xiangjiang Central, and of course Shen Yan recognized him.

Seeing Gao Xian greeted himself, Shen Yan came over and said, "Mr. Gao, I heard that you went to the Gong of Mi Guo?"

"I just came back today." Gao Xian nodded, "I want to load a model from Huifeng Bank, I don’t know if I can help it?"

Shen Yan nodded and sat in the position where the manager gave away. "I don't know Mr. Gao, what is the purpose of loan from Huifeng Bank?"

"Mainly used for the improvement of the production capacity of Huanyu Electronics, component procurement, etc." Gao Xian pointed to the Huanyu-88oo calculator on the table, and asked: "Have you heard of the name of Huanyu Electronics?"

"Of course." Shen Yan laughed: "It seems that the things with Mr. Gao seem to be particularly fast."

Gao Xian directly transferred to the topic: "Is Huifeng Bank willing to give me a loan?"

"No problem." Shen Yan stated happily, "How many loans do Mr. Gao want to apply?"

Gao Xian asked inquiring: "How many models can I loan from HSBC?"

"One million Hong Kong dollars." Shen Yanchengzhu replied: "Mr. Gao should understand that Huifeng Bank has done homework in advance for celebrities like you."

"It is only one million or Hong Kong dollars, which is the same as the current Xiangjiang Fugang.

Shen Yan asked a little proudly and asked: "Do Mr. Gao think about it? How many loans are you going to apply for?"

"If you add this, can it improve the loan limit?" Gao Xian took out the US $ 2050,000 letter of credit issued by Citi Bank from the official packet, slowly along the desktop, pushed it over.

"The letter of credit of the Bank of World Baotong?" Shen Yan's face was surprised.

You know, the letter of credit is not casually issued, because the bank has taken the uncontrollable business risk to its own head, and then the qualification review of the letter of credit applicants will be extremely strict.

Take this letter of letter from Citi Bank, Citi Bank is trusting Charles Donai, not high string.

Shen Yan immediately showed his displeased and said: "Mr. Gao, you should take out this letter of credit early."

If Shen Yan is not a ghost, but the Chinese people, at this time, he will definitely bring the unhappiness in his heart into a sentence, "You will not pretend to be Poi, you will die!"

Gao Xian quickly smiled and explained: "Don't think about it, I'm just curious, I am here in HSBC, how much credit is worth it?"

The result of Shen Yan amended: "Now is 2.5 million."

"This number is really ugly." After Gao Xian's belly slandered, he asked another key question, "What is the interest?"

"The interest rate of one -year loan is 6 %, and the floating range is 10 %." Shen Yan met meticulously.

Gao Xian sighed, "I feel that this interest rate is a bit high."

"You can discuss it again, but ..." Shen Yan looked up and down, "I need to see the regular financial report of Huanyu Electronics."

Gao Xian, who was in the middle of the middle, immediately made the request, "We can go to Huanyu Electronics on the spot now."

…

Bow and thank Regan for his encouragement and reward!!