Reborn Capital Madman
Chapter 1014 Xiangjiang Instant Payment and Settlement System
After receiving the news, Huifeng Bank was willing to hand over the power of the Central Settlement Management Bank of Xiangjiang Banking Industry. Gao Xian nodded, and the progress of the upgrade of the Xiangjiang Foreign Exchange Fund Administration to the Xiangjiang Financial Administration was considered to have taken a step forward.
Huifeng Bank handed over the power of the central settlement management bank in the Xiangjiang Banking Industry. Although it is not the only way for the Xiangjiang Foreign Exchange Fund Administration to be upgraded to the Xiangjiang Financial Administration, it is also an extremely important and cannot be avoided.
As Gao Xian once said, the upgrade of the Xiangjiang Foreign Exchange Fund Administration to the Xiangjiang Financial Administration is inseparable from dealing with the relationship between the Hong Kong Government, the Xiangjiang Banking Association, and Huifeng Bank under the control of the Xiangjiang Foreign Exchange Fund Administration and the Hong Kong Government under the control of the Guilao, the Xiangjiang Banking Association, and Huifeng Bank.
Compared with the Hong Kong Government and the Xiangjiang Banking Association, Huifeng Bank is considered an "individual", but it is also more difficult to deal with. The logic is not difficult to understand. After all, it is related to personal interests. Huifeng Bank's external caliber is definitely more consistent. With the more than 100-year history of Huifeng Bank, the overlord of the Xiangjiang banking industry, the quasi-central bank of Xiangjiang, etc., if you really act as a messenger, you may be able to succeed but not be able to do anything.
Now, Huifeng Bank has been stinging enough, and after he has finished his fight, he has vented his unwillingness. After finally calming down, the two financial tycoons of Xiangjiang, the international financial center, Sir Gao, President of the Xiangjiang Foreign Exchange Fund Administration, and Pu Weishi, the big-name Huifeng Bank, can sit together and bargain face to face.
The settlement system of the Xiangjiang banking industry during this period was roughly like this, divided into two layers: ordinary banks opened accounts at each qualified settlement bank and maintained no less than the specified balance for settlement; each settlement bank then opened accounts at the Xiangjiang banking industry settlement management bank, that is, Huifeng Bank, to maintain no less than the specified balance for settlement.
When Gao Xian founded the Xiangjiang Foreign Exchange Fund Administration, Shen Bi, the senior member of Huifeng Bank, proposed the exchange conditions for support, and handed over the responsibility of the last lender of the Xiangjiang Banking Industry to the Xiangjiang Foreign Exchange Fund. As another exchange condition, Huifeng Bank agreed to open an account in the Xiangjiang Foreign Exchange Fund, which corresponds to the settlement balance of the entire Xiangjiang Banking Industry.
However, this move is suspected to be more formal than content. The reason is obvious. Huifeng Bank is still a settlement management bank in the Xiangjiang banking industry. It is in power. As long as Huifeng Bank is willing to spend time, it can grasp the capital dynamics of Xiangjiang banking industry. The invisible benefits are self-evident, and there will be no risk as the obligations exceed the benefits, just like the last lender of the Xiangjiang banking industry.
You can guess without thinking too much that Huifeng Bank, which has already realized that the situation is irreversible, will not hand over it for nothing even if it agrees to hand over the power of Xiangjiang Banking Industry Settlement Management Bank. It will definitely leave a place in the future Xiangjiang Banking Industry Settlement System.
Sir Gao and Pu Weishi negotiated in person, talking about the twists and turns of bargaining here. After forming a framework that both parties can accept, the people below can push forward in detail.
What made Pu Weishi's chest feel stuffy was that he didn't know if he had formed a habit. Sir Gao talked about "righteousness" at the beginning of the formal negotiations.
The original two-layer architecture of Xiangjiang Banking Clearing System has become increasingly obvious, and the potential market risks, liquidity risks and credit risks have increased significantly.
At the same time, the Xiangjiang foreign exchange market is becoming increasingly prominent in the international market, and the Hearst risk of cross-time zone settlement is also an increasingly severe problem. It can only be networked with other international settlement systems to minimize risks. This requires the Xiangjiang banking settlement system to be reformed...
Pu Weishi was so tired of hearing it. The reason was on your side. I can’t fight for you, okay? Come on the topic quickly.
Of course, Sir Gao will not waste the spitting stars in vain. The strategy of "big righteousness" must always be in control, and at the same time it can also eliminate the patience of negotiating opponents.
Just when Pu Weishi picked up the cup and wanted to refill it, Sir Gao finally turned to the topic and began to describe the future Xiangjiang banking settlement system.
"In order to keep pace with the international community and to minimize various potential risks as much as possible, of course, and to enhance the competitiveness of the Xiangjiang International Financial Center, the new Xiangjiang Banking Settlement System must be able to support the function of instant payment." Sir Gao said in a stressful tone.
Pu Weishi couldn't help it anymore, so he took the initiative to speak and turned to the topic he was interested in. Does Sir Gao have the architecture and operational outline of the Xiangjiang instant payment banking system?
Gao Xian replied slowly that the two-layer architecture of the existing banking settlement system was cancelled, and no longer divided into ordinary banks and settlement banks. All banks directly open accounts in foreign exchange funds, adopting the most efficient and conducive to the supervision mechanism of the Xiangjiang Financial Administration to conduct settlement.
Pu Weishi nodded, Gao Xian's description did not surprise him. The Xiangjiang Financial Administration must have replaced Huifeng Bank and become the management bank for the entire Xiangjiang banking settlement system. However, Huifeng Bank must get something special to highlight Huifeng Bank's uniqueness, right?
If you change the high-sounding statement that can be placed on the table, major changes to the settlement system of Xiangjiang's banking industry will affect the entire Xiangjiang banking industry. The Xiangjiang Financial Administration will not really think that in an environment like Xiangjiang, you can take over the power, right?
Of course, Gao Xian is not so naive. Xiangjiang's environment is indeed special, so the Xiangjiang Foreign Exchange Fund Administration and Huifeng Bank cannot make a decision on this.
Sir Gao, who knew Pu Weishi's thoughts, finally came up with some real information. The Xiangjiang instant payment and settlement system is operating under the new architecture, and a company like the current clearing house is indispensable to be responsible for it. The ownership can be divided equally by the Xiangjiang Financial Administration and the Xiangjiang Banking Association.
Pu Weishi raised his eyebrows and couldn't wait to ask, how to determine the seat on the board of directors?
Sir Gao smiled slightly. The rotating chairman of the Xiangjiang Banking Association, that is, the banknote issuing bank, must each occupy one seat.
Pu Weishi's face slowed down, there were three seats.
Sir Gao corrected it slowly and should become four in the future.
Pu Weishi woke up, okay, four.
Sir Gao continued to say that in addition to the natural seats of the rotating chair of the Xiangjiang Financial Administration and the Xiangjiang Banking Association, three more seats will be allocated to be elected by other bank members of the Xiangjiang Banking Association. In this way, everyone should be satisfied.
Pu Weishi stared at Gao Xian and asked, "How many seats does the Xiangjiang Financial Administration have?"
Gao Xian spread his hands, and naturally, he was equally divided by shares and the Xiangjiang Banking Association, accounting for half of them.
Pu Weishi shook his head. There were too many, and Sir Gao was not afraid of being overly erratic and was criticized by the media.
Gao Xian smiled, OK, then the number of seats as the rotating chairman of the Xiangjiang Banking Association is the same as that of the Xiangjiang Banking Association, and it cannot be less!
Pu Weishi thought for a while, then looked at Gao Xian's expression, and finally felt relieved. Now I have no objection.
Gao Xian looked around at everyone present and said, "Then we will set up a working committee for the future Xiangjiang instant payment and settlement system and invite representatives from various commercial banks in Xiangjiang to join. This matter is very important, and it will take two years to complete it. Only after the Xiangjiang Financial Administration is officially established can it be promoted in detail."
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