Reborn American Giants

"I'm very sorry, Miss Patricia. I've explained it to you many times." Manager Lauryn seemed to be a very principled man, and he showed no mercy to a beautiful woman. "Your company

It does not meet Citibank's loan conditions, and Mr. Randolph, who agreed to lend you the loan, has been dismissed from the company due to work mistakes. If you feel dissatisfied with my explanation or feel that Citibank has caused losses to you, you are welcome to

Our lawyers will conduct further consultations with our bank’s legal department.”

Laurian looked impatient, turned his head, and said to Abby who was chasing Patricia: "Okay, send Miss Patricia out. If she is rude again,

If so, you can notify security."

Abby agreed in a panic, then she walked to Patricia's side and pointed her left hand towards the frosted glass door, "Miss Patricia, please don't disrupt the working order of our bank..."

A beautiful woman, faced with being chased away by others, Patricia did not show any anxiety or panic. She stared at Lauryn's indifferent expression, and moved her hands towards the office with all her strength.

She slapped the table, as if to further emphasize her firm determination, and said in a sharp voice: "Just wait for my lawyer's letter." After the words fell, she turned around and opened the door of the investment manager's office and left.

Seeing his assistant chasing Miss Patricia out of the office, Laurian returned to the sofa and sat down, saying to Victor in an apologetic tone: "Mr. Jose, I'm so sorry, tell us

In a place like a bank, you encounter such unreasonable customers every day to cause trouble, and I'm really sorry for disturbing you."

As Laurian spoke, he stretched out his hand towards the thick pile of documents that Miss Patricia had just thrown on the table. He wanted to throw the pile of things into the trash can, but Victor took the lead.

It was drawn into his hand.

"Edmond Foods," Victor casually opened the cover of the document. He could see that it was a memorandum of agreement. One of the parties signing the contract was Citibank, and the other party was a small company called Edmond Foods.

The loan amount pre-agreed by both parties is US$20 million

, and there is also the signature of the head of Citibank - Ray Randolph, who should be Mr. Randolph who agreed to the loan but then resigned. The name of the blonde beauty is also on it, and Juanxiu's handwriting is left on it.

Patricia Ellen Edmond is a lovely name.

"Yes, this Edmond Food is a small company registered in Florida and with an office in New York. The agitated Miss Patricia just now is the person in charge of the company..." See Lauryn.

As for Victor, a big customer, he didn't know whether he was interested in this small company short of funds or the Miss Patricia who looked very appetizing, so he gave a brief introduction, "By the way.

, Mr. Jose, there is another place here where you need to leave your fingerprint records."

Victor focused on the memo in his hand and pressed his fingerprints on the document according to Laurian's instructions without raising his head.

Seeing that Victor had completed all the documents that required the client's signature and confirmation, Laurian seemed a little happy, rubbing his hands and taking the documents in his arms, and said to Victor diligently: "Okay, Mr. Jose, these documents

Everything has been signed. I will handle your checkbook and security seal for you first.

Please wait a moment." At this point, he pulled out a stack of brochures from the magazine rack on one side and placed them in front of Victor and Nathan. "Here are some of our bank's investment and financial management project products. You can learn about them.

If you are interested, I can explain it to you in further detail."

Victor seemed a little noncommittal, and Laurian also knew that a rich man like Victor must have his own personal investment and financial advisor, so he would not hand over his money to strangers who did not understand him.

Zao wanted to take action first and then talk about it later, but he still actively made recommendations to customers.

He smiled directly at Nathan, then went out to handle Victor's personal seal and other business, leaving Victor and Nathan in the manager's office.

It wasn't until Lauryn's figure disappeared behind the door that Nathan looked a little indignant and said to Victor: "These are simply a group of vampires. It's not so easy to drop money from the sky."

"Okay, Nathan," Victor felt that Nathan was very interesting. A person who grew up in the United States should have already understood the virtues of banks, that is, they are a group of people who only add icing on the cake, but do not provide help when needed.

, hoping that they will not insist on asking for money, it is estimated that only God will appear in front of them.

Seeing that Victor didn't say anything and was just looking at the memo in his hand, Nathan asked tentatively: "Boss, that Miss Patricia just now is really good-looking. Are you interested in her?"

"Haha, it is indeed quite beautiful, but..." Victor raised the memorandum of agreement in his hand and said to Nathan: "I am more interested in this Edmond Food Company."

As soon as he opened the title page of this memo, Victor was full of interest in this small food company that was running out of cash and was about to become insolvent.

According to the nearly seven-year running records and detailed company information between Edmond Foods and Citibank shown in this memo, this company was founded by Thomas Edmond in 1974. It was just a small company at first.

A food processing company, the company's founder Thomas Edmond's main business is not the food industry, but a rancher. He operates a 5,000-acre farm in Florida.

In the early 1970s, the world economy entered a stage of prosperity, and the demand for various types of fine agricultural products and high-end foods soared. The U.S. government also launched an agricultural food subsidy program in a timely manner. Thomas seized the opportunity and obtained a US$2 million grant from the Florida government.

Agricultural subsidies, he invested this money in family-owned food factories, no longer developing a single farm product processing

, but wanted to become bigger and stronger, and further get involved in the high-end food industry. To this end, he invested all his wealth in the food company, and borrowed 10 million US dollars from the bank to buy a piece of land near the Santa Ana Volcano in El Salvador.

The alpine coffee plantation is preparing to grow El Salvador's "Pip" coffee, which competes with Jamaican Blue Mountain coffee for the No. 1 coffee ranking in Latin America.

Originally, according to his prediction, in the international market, due to the economic boom, high-end coffee has become a hot commodity, especially the prestigious El Salvador alpine coffee. It only takes two or three years to pay off the bank loan after a bumper coffee harvest.

Not a problem at all.

However, everything changed unexpectedly. In 1979, the political situation in El Salvador was in turmoil. Due to dissatisfaction with the distribution of power, there was a formal break between the left-wing organizations and the right-wing military government in El Salvador. The assassination of Archbishop Oscar Romero became a

The civil war that swept across El Salvador officially broke out.

Edmond Foods is located in an alpine coffee plantation near the Santa Ana Volcano. Because it is located in the northern mountainous area, it fell into the control of the guerrillas under the control of the Marti Front at the beginning of the civil war, and all external connections were cut off.

Edmond Foods suffered heavy losses and saw no hope of recovering its investment. Bank reminders followed. Thomas Edmond became depressed and died. The company was sold to his daughter, Patricia Ellen Edmond.

Take over.

After Patricia took over the food company, she did not give up the strategy of entering high-end food formulated by her father Thomas. Having graduated from the University of Chicago, she understood the development trend of the international high-end food industry. On the one hand, she dealt with the pressure from the bank.

Debt, while not giving up efforts to regain the coffee plantations in El Salvador.

In November last year, the Salvadoran government forces repelled the guerrilla siege of the capital of Chalatenango Province and advanced the front line to the area near Sensuntepec. The area near the Santa Ana volcano returned to government control.

under.

After Patricia learned the news, she quickly sent people to the coffee plantation owned by Edmond Food Company in El Salvador. After inspecting the situation of the plantation, she was pleased to find that the guerrillas had not done much damage to the coffee plantation.

Coffee plantations are in good production and cultivation conditions and this year's output will not be affected.

After Patricia learned about this situation, this woman was very courageous. On the one hand, she asked the person in charge of the company at the plantation to restore the plantation to normal. She used the land in the plantation as collateral and applied to the bank again.

He took out a loan and purchased a batch of machinery and equipment, preparing to show off his skills and develop the company again. For this reason, he also owed a large amount of debt.

And now it is obvious that the loan promised to her by Citibank, Mr. Randolph, must have failed because he has resigned. Edmond Food Company is facing more than just a shortage of funds, because Pat

In order to redevelop the company, Lixia had already borrowed a large amount of loans from other banks. At the end of January, the first loan interest needed to be paid, and Patricia's original plan was to get a loan from Citibank.

The loan will be turned around for a while, but now...

In addition to the interest payments and the risk of debt default, Edmond Foods will also face arrears in equipment payments and worker wages, etc.

In the United States, offending labor unions and causing disturbances such as strikes will definitely attract the attention of the media immediately, and the insolvency of Edmond Foods can no longer be hidden from others. Faced with

In this situation, Edmond Food Company will definitely have a very high possibility of changing its situation.

Unless Patricia gets an investment right now...