Reborn 80s

Chen Huaiqing does not need to maintain a dignified appearance at all times to gain the respect of others.

There’s no need to keep anything mysterious!

He is quite happy to say that he maintains a friend-like relationship with everyone, so that everyone is relaxed.

I am already tired at work, and if I feel tired mentally, I will not be happy as a whole.

After Yuan Lu came to the pension fund company, he clearly felt that the atmosphere in the pension fund company was quite good.

The other three vice presidents don't have that kind of fighting mentality. They all do their own things well.

There are so many things to deal with every day that I can't think of anything else.

Besides, what else can we do if we all fight against each other?

As long as Chen Huaiqing is in the pension fund company, others can only be vice presidents.

It's better to say, do your job well and honestly.

As for seeking transfer...

No one has thought about it.

Pension fund companies are pretty good in terms of benefits.

According to the rules set by Chen Huaiqing, everyone's salary comes from the profits earned.

The more profits you earn, the higher your salary will be.

The annual profits of pension fund companies are constantly increasing.

After one year, as a vice president, it is easy to earn hundreds of thousands of dollars.

In China, the income is quite high.

Moreover, the social status is also high.

Yuan Lu was surprised when he arrived at the pension fund company and received his first month's salary.

Because the monthly salary is more than 30,000 yuan.

You know, when Yuan Lu worked in the ministry, his monthly salary was only a thousand yuan.

This gap is simply too huge.

After a brief chat, the topic began to turn to work.

"Now the number of people covered by pension funds has reached 500 million. Enterprises and institutions have achieved full coverage. Among the urban population, the coverage is more than 95%. Next, we will improve the coverage of

Coverage and proportion of rural population.”

Kong Jiashu was reporting on the situation. The pension fund now covers half of the country's population.

This is undoubtedly a quite remarkable achievement.

Chen Huaiqing holds his chin and covers 500 million people. In fact, the proportion of the population that has not been covered is already very small.

After all, minors are not yet included.

Although the proportion is very small, given the huge population base, the absolute population is also quite large.

Chen Huaiqing looked at the information in his hand and found that there were more than 500 million people insured by pension fund companies, of which more than 50 million were currently receiving pensions.

Monthly pension expenses reach a high of 34 billion.

The monthly income of pension fund companies has reached 54 billion. In other words, for pension fund companies, there is still a fund balance of 20 billion every month.

This money is naturally used for investment.

For pension fund companies, it is a stable income every month.

There is no need to keep money on hand, the money must be used for investment.

In major domestic cities, pension fund companies have built a large number of public rental housing, which has greatly solved the urban housing problem.

Of course, for pension fund companies, they have a large amount of income every month just by collecting rent.

At this time, pension fund companies already own 2.07 million public rental housing units across the country, with a total investment of 186.3 billion.

In terms of rent alone, 570 million yuan can be collected every month, and for the whole year, it is 6.84 billion yuan.

If calculated based on the rate of return, it will take 27 years to fully recover the cost.

But the account cannot be settled like this!

In the future, rental income will increase.

It may only take a few years of rental income to fully recover the investment and construction costs.

In other words, you will make a pure profit by then.

Another point is that as time goes by, the value of the land and the value of the house will also increase.

The public rental housing invested and built by pension fund companies are all in big cities, and they are also in the core areas of the city.

The room for appreciation in the future is extremely large.

In addition to investing in the construction of public rental housing, pension fund companies also particularly like to invest in the construction of infrastructure.

For example, highways.

The pension fund company has invested in the construction of 16 expressways, eight of which are wholly owned.

In addition to highways, pension fund companies also built power stations.

Both hydroelectric power stations and thermal power stations have been built.

Pension fund companies have a lot of money, and they have to find somewhere to go.

Asset-heavy projects with stable returns, such as highways and power stations, are undoubtedly a very good way.

For example, in the construction of the Three Gorges Hydropower Station, the pension fund company got involved and became one of the shareholders.

Of course, this is just financial investment, and the pension fund company does not perform specific management work.

Just wait for the money to be distributed later.

Chen Huaiqing asked the pension fund company to get involved in everything that made money.

In terms of investment preferences, pension fund companies like projects with large scale and stable returns.

However, it does not mean that pension fund companies will not invest in some small projects.

For example, pension fund companies will also invest in some start-up companies.

The investment departments of pension fund companies are quite good in terms of capabilities.

Chen Huaiqing: "How long will it take to achieve the goal of covering the entire population?"

"this……"

Kong Jiashu scratched his head. He was already somewhat bald.

So, I simply cut my head into a bald head.

This way, it's actually pretty good.

"Mr. Qing, basically all the people who are willing to participate in insurance have already participated in insurance. The remaining people, except for minors, are unwilling to participate in insurance. Most of them think that instead of paying pensions,

It’s better to keep the money for yourself and take care of yourself when you get old.”

To receive a pension, men must be 60 years old and women must be 55 years old.

Of course, early retirement is possible for some types of jobs, but only five years in advance at most.

What is the average lifespan at this time?

70 years old!

The average life expectancy in my country increased to 57 years in 1957 and to 68 years in 1981.

Therefore, for many people, it is not cost-effective to receive a pension for only a few years.

Chen Huaiqing leaned on the sofa, rubbed his forehead, and sighed.

For ordinary people in this world, if they don’t have a pension when they get old, life will be quite difficult.

Relying on the little money you have saved for retirement?

In the end, I found out that I didn’t dare to use it at all.

So rely on children?

Children also have their own families to support. In order to provide for the elderly, there may be a lot of chaos at home.

If the elderly have pensions to draw from themselves, it will undoubtedly reduce the burden on their children.

At least, when the elderly are in good health, family relationships will not be harmed because of money issues.

Harmonious!

Chen Huaiqing has seen too many old people who are homeless and make a living by picking bottles from trash cans on the street.

Every time I see it, I feel a tingling feeling in my heart.

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