Reborn 80s

"This time the Overseas Trust Bank is placed under the custody of the Hong Kong government, it will inevitably affect the public's trust in various banks. In addition, in the past, banks accumulated a large amount of bad debts due to the property market and stock market. Many banks themselves have

There are many problems. This is a primer, and more mines will continue to be detonated in the future."

If the mine is detonated, it will naturally kill and injure a number of people.

Those who are lucky will not die.

Those who are unlucky go directly to the Western Heaven to see Tathagata Buddha.

Sun Congxuan nodded slightly, agreeing with Chen Huaiqing's point of view. This is indeed just the beginning.

This time, Hong Kong’s banking industry will undergo a major reshuffle.

Chen Huaiqing: "We can select a suitable small and medium-sized bank and directly take over it."

Take ownership of a bank!

Sun Congxuan was slightly surprised. Previously, Yilian Real Estate had to cut off its efforts to survive because the bank was in a hurry to collect debts.

Banks are the kind of people who hold up their umbrellas in sunny days and close them in rainy days. Once they discover that there is a problem with a certain company, they will immediately find ways to ensure the safety of their funds.

In fact, this is what a qualified bank should do.

Otherwise, the loan will become a bad debt in addition to problems.

Sun Congxuan held her chin up and did not speak immediately, but looked at Chen Huaiqing carefully.

The man in front of me usually looks quite gentle, but he is not that proud in his bones.

What does Chen Huaiqing want the bank to do?

etc!

Sun Congxuan couldn't help but shrink her pupils. No matter how small the bank, there were still a large amount of deposits.

Compared with getting a loan from other banks, controlling a bank yourself is, to put it bluntly, getting a cash machine.

Didn’t Chen Huaiqing want to use bank funds for speculation?

Sun Congxuan believed that Chen Huaiqing would not go too far.

However, having a bank of your own can indeed solve the problem of fund shortage.

Of course, running a bank is not that easy.

For example, Sun Hung Kai Bank.

Just last month, 75% of Sun Hung Kai Bank's shares were acquired by Aberdeen Bank.

As a bank shareholder, why should Haohao sell the bank?

"If you want to acquire a bank, what exactly are you going to do?"

Chen Huaiqing crossed his hands and chuckled: "For example, all consortiums around the world have a common characteristic, which is that they control several banks."

"These banks provide extremely good protection for the mobilization of funds within the consortium."

When a company's capital mobilization situation is known clearly, it can be said that there is no secret at all.

Consortium?

Sun Congxuan sneered: "You are thinking too far."

I thought that Chen Huaiqing wanted to do something big by acquiring a bank, but he actually said that he wanted to form a consortium.

The consortium was created because the concentration of production and capital prompted the integration of industrial capital and bank capital and the formation of a consortium.

Therefore, it is normal for there to be one or even several banks within a consortium.

Most financial groups in the world are formed in this way.

However, with the development of the financial industry, financial consortia are also forming, such as Wall Street.

"Be prepared for a rainy day!"

Prepare for a rainy day?

Sun Congxuan was a bit disbelieving.

However, it is not a bad thing if you can control a bank.

Elian Real Estate was severely damaged in the past, but now the property market in Xiangjiang is recovering again, and Elian Real Estate is also developing again.

Construction work that had been stopped was restarted.

We have also begun laying foundations for the land we purchased previously.

As everyone in the real estate industry knows, it is a highly capital-intensive industry.

"This matter can be prepared first. If it is suitable, we can acquire the previous bank."

Chen Huaiqing: "In this matter, you still have to come forward and contact those banks to see if they are interested in taking action."

As for why it wasn't Chen Huaiqing who went to contact those people.

There is no way, Chen Huaiqing is in Xiangjiang. To be honest, there is no foundation for it.

Apart from Sun Congxuan and Han Zihao, I don't know any other Xiangjiang bigwigs.

Although Sun Congxuan was in the mainland when she was a child, she then went to study in the United States.

But after returning to Xiangjiang, Sun Congxuan inherited all her uncle's connections!

As the king of garment manufacturing in Xiangjiang, Feng Gaoyi has established a lot of personal connections in Xiangjiang for decades.

If Xiangjiang says big, then it must be big.

Millions of people.

Naturally, it is impossible to say that everyone in the city knows everyone.

However, most people are ordinary citizens. They are busy every day just to have three meals of food and clothing, and a shelter from the wind and rain.

In addition, I just hope that the children at home can make a difference.

The rich and so on are in the minority no matter where they are.

Feng Gaoyi has more or less friendship with the wealthy people in Xiangjiang.

Before officially retiring, Feng Gaoyi could take Sun Congxuan to attend various business activities or cocktail parties.

The purpose is to let Sun Congxuan enter the top circles of Xiangjiang.

The wealthy circle is a circle that is both open and closed.

Within the circle, there are various small circles, with numerous overt and covert fights.

When a new person breaks in suddenly without anyone to guide him, it is difficult to figure out the complicated relationships in the circle.

Don't think that after entering this circle, you will be great and you can chat and laugh with a lot of rich people, enjoy life comfortably and so on.

Give me a break.

When people are talking and laughing with you, they may be sizing you up silently, treating you as a piece of edible fat.

Most enterprises can no longer rely on themselves to develop.

There is no longer that potential.

Therefore, if you want to continue to develop and grow, there is only one way, which is to continue to eat meat.

Eat other companies to strengthen yourself.

Sun Congxuan went to contact the shareholders behind the banks, and it would be much easier to acquire the banks.

After all, the Chinese society is a humane society, which values ​​harmony and prosperity.

It's not like abroad, when we have the same interests, we all become good friends.

If there is a conflict of interest, they will immediately turn against each other.

We also talk about how to be a good person and keep a line in life so that we can meet each other easily in the future.

Sun Congxuan: "Don't you have a suitable goal?"

"There are indeed goals, such as Conian Bank."

Sun Congxuan knew this bank, which was an established small bank in Xiangjiang.

It was founded by Li Xingqu in 1921.

"Conifer Bank..."

Sun Congxuan was a little surprised. She naturally knew about Conian Bank, and she also knew that Conian Bank was controlled by the Li family.

Chen Huaiqing handed a piece of information to Sun Congxuan: "Take a look at this first."

"Conian Bank has a related loan of 160 million, which is a loan to the Yau Ma Tei Ferry Company."

Yau Ma Tei Ferry Company is a ferry company.

However, with the opening of the undersea tunnel, it will naturally have a great impact on the ferry business.

The more Sun Congxuan looked at it, the more she frowned: "The loan here has obviously become a bad debt, and no one knows how many bad debts Conian Bank has now."

"So, we need to contact Conian Bank. If the Li family does not want Conian Bank to be under the custody of the Hong Kong government, we should be very welcome."

There is no thunderstorm in Connian Bank now. If Chen Huaiqing and Sun Congxuan intervene, it will undoubtedly be a very good thing for the Li family.

After all, it is a matter of business reputation for the Li family.