Rebirth begins with e-commerce
560、The Bank
Not long after, the two officially announced their relationship on their circle of friends.
Zhong Zhihao gradually became no longer inferior and was very proud that he had a beautiful and lively girlfriend, and they had endless things to say together.
Jiang Xinyi gradually discovered more advantages of the other party, and was glad that she did not give up at the beginning.
In fact, based on her initial standards for choosing a spouse, she could not accept such a boy no matter what.
However, under the influence of people around me, the transformation took place slowly.
We often don’t know what we really need.
I don’t know whether to live for myself or for my child’s school district housing.
We once yearn for poetry and the distance, for the waves of destiny, for the pastoral songs, for the journey that can be walked with serendipity.
We once thought that life should be free and easy, rather than being trivial every day.
We once vowed not to succumb to housing prices, and sneered at those who had millions of mortgages, were scolded by their boss as grandsons but did not dare to resign.
Later, more and more people tell you that life is not just about poetry and distant places, but also about the misery in front of you.
More and more people are discussing school district housing around you. After emptiing six wallets with whom, they finally get on the bus.
More and more people are telling you how much his house has increased.
Finally, we also began to consider whether we have been paying our social security for several years and have achieved the qualification to buy a house.
Finally, we also began to pay attention to housing prices and regretted not buying a house a few years ago.
Finally we become people we hate.
...
In the local dating circle in Yangcheng, a group called "Boji Islanders" appeared.
Some people use this identity to pick up girls online, and it will be invincible.
Before Buji Island, they prefer to pretend to be rich second generation, dismantle the second generation, returnee doctoral students, civil servants...
Now, they are wandering around dating sites or some entertainment venues as islanders of Buji Island.
There will always be some women who are deceived.
It would be fine if you were cheated into bed, but you were cheated of your money.
When Luo Xiu saw these cases, he was amused and laughed, and had to issue a statement online:
"Recently, a group of scammers who call themselves "Boji Islanders" have appeared in society, cheating money in the name of falling in love. I hope that all the little princes and princesses will keep their eyes open and not be deceived, losing their virginity and wealth.
In addition, I also hope that the islanders of Chicken Island can take their feelings seriously, not be unfaithful men who have been abandoned at all times, nor are they a flower-hearted women who have been aquatic poplar.
——The owner of Buji Island”
Netizens below came over to leave messages:
"Mr. Luo, do you still recruit islanders? I can help you with the door."
"I am Luoxiu, Buji Island Island. I am detained by the United States and cannot return to China. I need 3,000 yuan to bribe the prison guard. Please send the money to the account of this mobile phone number. When I successfully escape from prison, I will let you become the deputy island owner."
"Pinru Group's headquarters is called Chicken Island, and Penguin creates a piece of land called Geese City. I decided to open a duck farm to form the three giants of Chicken, Duck and Geese."
The island where Penguin later had the highest voting name inside, and it was really called Goose City.
If this name is really given, then Xiaoma will be Mabond and County Mayor Ma in the future.
...
...
When Luo Xiu launched the Rice Tuanbao, he also opened an Internet bank, named it as a bank.
The nature is the same as that of Penguin's Wezhong and Alibaba's Announcement Bank.
Now the cash absorbed and stored by Rice Tubbao has reached hundreds of billions of dollars.
Of course, Luo Xiu cannot move this money, and it is regulated throughout the process, and most of it is deposited in installments to earn interest spreads.
Now, Pinru Bank also has a lot of private funds, and the money obtained by Luo Xiu’s sale of Uber is also stored in his own bank.
If you want to make money, you must borrow money and earn interest, otherwise you will lose one day for every day you store it.
The entire financial team is worried about spending this money every day.
In the future, my father-in-law could digest as much money as he could, but Luo Xiu did not lend him all the money, but instead let him control his debt ratio.
"Mr. Luo, Boss Gao of the Kamkang Apartment has been waiting for you for a long time. Do you want to see him?"
"What are you doing when you see him?" Luo Xiu didn't even raise his head.
He has no good feelings for the Kamel Apartment and knows about his future explosion.
"It is difficult for our bank to carry out loan business. Now there is a rare big business coming, so you can't miss it!"
"Okay, please tell him to come in."
Luo Xiu knew that the loan business of private banks was difficult to carry out, so he did not want to dampen the enthusiasm of his subordinates, so he decided to meet Boss Gao.
Soon, a man wearing a black sweatshirt and a buzz cut and looked very energetic walked in.
It makes people feel that he is very motivated in doing things and can easily gain the trust of investors.
The temperament he showed was exactly the same as that of Boss Jia who was standing on the press conference stage.
"Hello, Mr. Luo, I can finally see you."
"Hello, Boss Gao, please sit down."
"Mr. Luo, your time is precious, I won't say much about it. This time I came to visit you, because I wanted to have an in-depth cooperation with Pinru Bank."
He handed over a document and continued: "The rental market is very chaotic now, and our shell hopes to use the Internet as the wind to integrate housing in first-tier cities..."
"Wait..." Luo Xiu interrupted him, "How do you integrate first-tier housing resources? Do you know how many houses are for rent in the entire Yangcheng?"
"Add more money, another agency paid 3,000, and I offered 3,500 to collect the house from the landlord, and no one could rob me."
"It's okay to collect a house of 3500, but the question is, can you sublet it at this price?" Luo Xiu continued to ask.
This type of rental platform relies on collecting houses from the landlord at a low price and subleting them at a high price to earn the difference.
A house that costs 3,500 yuan can be rented out for 4,000 yuan.
"I only have 2,500 yuan in rent, which is cheaper than other companies, and I can rent them all out soon."
"Carry a house for 3,500 yuan, rent it out for 2,500 yuan, and lose 1,000 yuan a month. Are you doing charity?" Luo Xiu asked in confusion.
"I believe that Luo is better at taking all the truth about Internet winners than me. Nowadays, when doing takeaway and online car-hailing, they are losing money to grab the market. As long as I control more than half of the housing resources, the price will be set by me in the future. Are you afraid that the money I lost in the early stage will not be able to make it back?"
It is obvious that he wants to use a large amount of subsidies to kill his peers. After he occupy the market, he can lower the price from the landlord and raise the price with the tenant.
"Your idea is very bold. The question is, do you have so much money to subsidy in the early stage? I have participated in the takeaway war and invested in the uber. It can be regarded as experiencing the subsidy war of online car-hailing. Every battle costs money like flowing water. I don't want to pay for such a thing anymore."
Luo Xiu finally got out of the uber, but he didn't want to jump into a bigger pit.
You should know that "food, clothing, housing and transportation" is the most expensive thing in these four major industries.
It’s already so expensive to do takeout and online car-hailing, and it’s still not monopolized.
It is naive to monopolize the rental market and dominate the company and have pricing power.
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