Rebirth begins with e-commerce

The funds absorbed by the granary are growing rapidly every day.

Many people can't sit still when they see this money.

What Luo Xiu did not expect was that the first person to come to his house was his future father-in-law.

In the past, he would ask Luo Xiu directly to go there for anything he had done, but he never visited him.

It can be seen from this that this future father-in-law should have something to ask for, and it is not a trivial matter.

"Dad, why are you free to come to us?"

Guan Shiyu knew that her father was coming and went out to greet Luo Xiu.

"Where is that little brat, why didn't you see anyone else?"

"It's still in a meeting. You can sit for a while and he will come over immediately."

As soon as Guan Shiyu finished speaking, Luo Xiu smiled and pushed the door open, "Uncle is coming, why don't you say it in advance? I'm welcomed you at the door."

Guan Wenyan smiled and said, "I'm afraid you'll do this, so I didn't say it in advance. We are all a family, so don't be too polite and be more casual."

"What family is going on early?" Guan Shiyu stood up, "Why don't you guys chat slowly, and I'll go out to work hard first?"

Luo Xiu quickly called her, "It's rare that uncle comes here, don't worry about work, sit down and drink tea together."

He knew that his future father-in-law would definitely ask for something, but as a prospective son-in-law, he usually didn't feel easy to say no, so he had to let his girlfriend speak out at this time.

No matter how much the father and daughter quarrel, they will never turn against each other.

If Luo Xiu's parents make some unreasonable requests, they have to let Luo Xiu be this bad guy.

The most important thing about whether the relationship between mother-in-law and daughter-in-law can be handled well depends on the son's ability.

The conflict between father-in-law and son-in-law depends on whether the wife's emotional intelligence is high enough.

"Xiao Luo, the granary you built recently is really scary. I heard that the funds in it have exceeded 100 billion?"

As expected, Guan Wenyan spoke up for the money.

Everyone knows that real estate developers need too much money.

Luo Xiu nodded, "It's really about to exceed 100 billion. Because of this money, I have been unable to sleep well recently. I am afraid that I have not managed this money well and will let down the trust of users."

"I think you don't have to worry about anything. As long as there is more and more money in it, users will only thank you." Guan Wenyan paused, "In addition to money funds, have you ever thought about using this money to invest in projects with higher returns?"

“What project?”

"For example, invest in some real estate projects with stable returns."

"This is definitely not possible. When we raised funds from users, we made it clear that this is a money fund, an investment that can be said to be a guaranteed capital. If the money is used in other places, I will have to be taken away the next day."

Guan Shiyu immediately interjected: "Dad, how could you come up with such an idea?"

Guan Wenyan shook his head, "I didn't let you use the current money. You can build an additional real estate fund. Although the risks are high, the returns are also high. I believe that with your current influence, there will still be many users who will hand over the money to you for management."

Luo Xiu understood what he meant. The original process was that the user deposited it into the granary with 4% interest, and the granary with 5% interest was deposited into the bank, and the bank loaned it to the real estate company with 6% interest.

Now Guan Wenyan hopes that Luo Xiu will cut off the bank.

With one less intermediary, all parties can make more money.

Guan Wenyan established real estate funds and raised funds from the public through the influence of the rice ball payment. After the house was sold, everyone would share the money together.

The origin of real estate funds is still in the United States.

In the 1960s, in order to solve the high demand for real estate funds, trust funds managed by professional real estate institutions emerged in the United States.

However, the premise of all this is that real estate companies can repay the loan normally.

If the real estate company fails and the house is not sold, everything will be over.

"This is absolutely impossible, the risk is too great and we can't afford it."

Before Luo Xiu could speak, Guan Shiyu directly refused his father's request.

"This project seems risky, but as long as we agree that the housing prices will not drop, then the user invests money to us and will definitely make more money than depositing in the bank."

The reason why Guan Wenyan is so confident is that from 2008 to 2013, housing prices have been rising rapidly.

Especially this year, major leading real estate companies have made efforts to enclose land.

Guan Wenyan naturally was not willing to fall behind and wanted to take advantage of this east wind to expand his territory.

The real estate industry will usher in a cold winter in 2014.

Due to the influence of macro-control and tightening of loans, major real estate industries have exploded one after another.

Although the entire real estate industry ushered in a new round of takeoff after 15 years, not everyone can survive this cold winter.

Luo Xiu had a classmate working in a large real estate company at that time.

Their boss organized major shareholders and management to meet in a hotel to discuss how to overcome this difficulty.

During the meeting, the boss was still full of passion to cheer up his employees and promised shareholders that he would lead everyone out of the predicament and welcome the spring of the industry.

During the break during the meeting, he turned back to his room and closed the door from inside.

About a few minutes later, he jumped down from a window that was more than ten floors high and ended his life.

No one knew what kind of change had happened to his heart during the few minutes he closed the door.

He left this world, and the responsibility he carried disappeared.

But the debts the company has borne did not disappear.

Countless people who have lost their money and bought a pre-sale house may only be able to look at a unfinished building that belongs to him.

...

Luo Xiu has studied the debt composition of his future father-in-law's company, and it should be fine to survive this winter.

The premise is that he no longer makes any trouble.

Now that I want to use Luo Xiu’s platform to raise funds, it’s not a mess, it’s simply a bomb.

Who will explode if you don’t?

The question is, how to convince him,

Across the streets, people have been doing business for decades and have become one of the leading companies in this industry.

And no matter how genius you are, you are just struggling in the Internet industry.

People have their own business judgment, their own decision-making team, and their own information channels. Every decision they make is derived after careful consideration.

What's more, when the rice ball needed funds, Guan Wenyan did not hesitate to help.

Now it's his turn to need money, what reason does Luo Xiu refuse?

At this time, Guan Shiyu spoke: "Dad, don't even think about this."

"Xiaoyu, this is how you treat your father? Go and play first, I'll talk to Xiao Luo about this."

"Let's talk to me. I made an agreement with Luo Xiu that I will take care of the money and he will take charge of other things."

Guan Shiyu still refused to give in.

And from the momentum, it can be seen that Guan Wenyan, the old fox, was suppressed by his daughter.

...

...

(ps: Complete the two updates before 12 o'clock, and it's been four consecutive days. I will work harder tomorrow.)