People are in Hogwarts, What the hell is the flood system?

Rhine followed Hagrid through Diagon Alley and soon arrived in front of a magnificent, golden building.

This was the famous Gringotts.

The Gringotts doors were even engraved with warnings for thieves, and Hagrid solemnly said to Rhine:

"Gringotts is the second safest place in the entire wizarding world. Apart from Hogwarts, there's no place safer."

Rhine twitched his lips, forcing a smile that was both awkward and polite.

It seemed Hagrid hadn't picked up Harry Potter yet, but Gringotts was robbed on the very day Harry Potter entered the wizarding world.

Then, in Harry Potter's seventh year, he led Ron and Hermione into Gringotts, stealing Hufflepuff's cup from within, and even releasing the Ukrainian Ironbelly dragon from the depths of Gringotts.

This 'second safest place' in the wizarding world didn't seem very safe at all?

But then he thought about it; compared to the disaster-prone Hogwarts, Gringotts was still much better.

At least Gringotts was only robbed twice in seven years, while Hogwarts was infiltrated by criminals every year.

Immediately, Rhine strode forward, following Hagrid into Gringotts.

"Changing money for a Hogwarts student."

Hagrid's booming voice echoed.

Rhine's expression flickered, and he added a question:

"Does Gringotts have partnerships with Muggle banks? If so, can you directly transfer from my Muggle bank account?"

"London Bank, Santander Bank, HSBC... any of them will do. I have VIP accounts with all of them."

The goblin behind the counter, who had been nonchalantly calculating while attending to customers, suddenly looked up, a glint in its eyes, its attitude becoming much more attentive.

"Ah, yes, of course. Gringotts has secret partnerships with Muggle banks."

"Sir, my name is Griphook. May I know your name?"

Rhine replied,

"Rhine Snow."

Griphook immediately said to the goblin beside him who was also calculating:

"Check Mr. Rhine's account."

A moment later, the magical printer next to them spat out strip after strip of paper.

Griphook and the other goblin were stunned for a moment, then their faces filled with enthusiasm.

"Mr. Rhine, please come to the VIP room. It's too noisy here."

However, they didn't notice the eagerness that flashed in Rhine's eyes as he looked at them.

A notification appeared on the system screen.

[You encounter loose cultivators Xiao Sheng and Cao Bao in Wuyi Mountain. They are playing Go and invite you for tea.]

[Although these two have mediocre cultivation, they have jointly cultivated an extremely mystical magical treasure—the Treasure Falling Coin, which can cause any treasure in the world to fall.]

[Forming a casual acquaintance with Xiao Sheng and Cao Bao grants you the 'Wind and Dew Nourishment' talent. Similar to 'Sun and Moon Essence', you can absorb the spiritual energy needed for cultivation from wind, rain, and dew. The effect is better when these two talents are combined.]

[Forming a close friendship with Xiao Sheng and Cao Bao grants you the 'Exceptional Go Skill' talent. The two spend all year playing Go in Wuyi Mountain, possessing profound skill in Go, worthy of being called masters. Obtaining this talent will give you a unique advantage in chess-like games.]

[Forming a life-or-death bond with Xiao Sheng and Cao Bao grants you the 'Treasure Falling Coin Refinement Method'. The Treasure Falling Coin can cause any treasure to fall, even magical treasures like the Sea-Suppressing Pearl.]

After experiencing this several times, Rhine had gradually become accustomed to the system's chaotic vision.

Why couldn't Gringotts be Wuyi Mountain?

Wuyi Mountain was shrouded in clouds and mist; wasn't Gringotts in a hidden Diagon Alley thanks to concealment magic?

The two goblins were calculating; couldn't that be considered playing Go? Counting beads and chess pieces were similar!

His gaze fell on the four words "Treasure Falling Coin," and he couldn't tear himself away.

This was a rather amazing magical treasure from Investiture of the Gods.

Zhao Gongming was majestic at that time, chasing the Taoist Randeng with no way to ascend to heaven or enter the earth, and the Sea-Suppressing Pearl in his hand made the Chan Sect people howl and cry.

But it was in Wuyi Mountain that he encountered the Treasure Falling Coin and suffered a great loss.

Although Xiao Sheng was killed, the Sea-Suppressing Pearl was taken away by the Treasure Falling Coin and fell into the hands of Taoist Randeng.

The twenty-four Sea-Suppressing Pearls became Taoist Randeng's treasure for proving the Dao in the future, and were also the source of the Twenty-Four Heavens of Western Buddhism.

Even such a powerful magical treasure as the Sea-Suppressing Pearl could be brought down, which showed how fierce this Treasure Falling Coin was.

If Rhine could really get the Treasure Falling Coin in the wizarding world, he wouldn't ask for much. It would be enough to bring down treasures of the Elder Wand level, and collect Horcruxes along the way.

Dumbledore? Voldemort?

If a fight really broke out, your wands would be confiscated, and we'd engage in close combat!

Besides, even forming a casual acquaintance with these two goblins and obtaining the Wind and Dew Nourishment talent would be good.

Once he obtained the Sun and Moon Essence talent from the owl Roberts in the future, the combination of the two might allow Rhine to truly cultivate the prehistoric Dharma in the wizarding world!

As for that Exceptional Go Skill talent...

Perhaps it would be good for socializing?

Wizard's chess was still very popular. Professor McGonagall seemed to have some research on it. Maybe he could use this to get closer to Professor McGonagall?

Thinking of this, after arriving at the VIP reception room with Hagrid, Rhine listened to the two goblins talk about the wizarding world's monetary system.

"One gold Galleon equals seventeen silver Sickles, which is also equivalent to four hundred and ninety-three bronze Knuts. The exchange rate with the Muggle pound is one to five."

"However, this exchange rate fluctuates. Although our guest may not have this idea, we still have to remind you that we goblins, unlike wizards, study modern finance."

"The last Muggle-born wizard who wanted to extract wealth from Gringotts using financial tricks is still in debt to Gringotts."

Then, Griphook smiled.

"Lord Rhine, because you are a Hogwarts student and still underage, according to regulations, the amount of gold Galleons that can be exchanged each semester is limited."

Rhine raised his eyebrows and said to Hagrid:

"Hagrid, I have another business to discuss with Gringotts separately. Can you wait for me for a while?"

Hagrid was stunned for a moment, a look of hesitation on his face, and "whispered" a warning to Rhine.

"Rhine, the Gringotts goblins are greedy for money. There is no creature more greedy than them. Don't sign any agreements with them."

After Rhine nodded, Hagrid walked out of the reception room under the unfriendly gazes of the two goblins.

At this time, Rhine looked at the goblins and lowered his voice.

"Any rule can be bypassed, especially this so-called underage restriction."

"I believe you must have a way to reasonably allow me to exceed the Galleon exchange limit. I don't want to be counting every penny when I go to Hogwarts."

A hint of strangeness appeared in Rhine's eyes.

"There are many methods for money laundering in the Muggle world. Don't tell me Gringotts doesn't have any."

"In exchange, you can take 20% as a handling fee."

"Just consider it me making friends with you."