The Life of a Son-in-Law in a Courtyard House

Yang Dalin still said he would pay it off in three years.

He then counted out the money in front of Xu Damao and wrote him an IOU.

Xu Damao drank tea for a while longer before taking the IOU and leaving.

Yang Dalin thought to himself that he would tell Sha Zhu later and make sure he didn't let it slip.

Xu Damao came to my door with money; why not lend it to him?

Even if Yang Dalin might not be able to spend it all, why not use other people's money to buy things?

The more the better.

Yang Dalin thought that Xu Damao had left and no one else would come, but then Aunt Zhao from the east hall suddenly appeared.

Yang Dalin hurriedly wanted to get a fresh cup of tea, but Aunt Zhao stopped him, saying, "Dalinzi, I don't drink tea, there's no need to pour it."

Seeing that Aunt Zhao really didn't drink tea, Yang Dalin changed the cup and poured her a bowl of brown sugar water.

Seeing that Yang Dalin had poured it, Aunt Zhao thought it was too good to waste, so she took a sip while it was still hot and said, "This sugar is really sweet."

Aunt Qi told Aunt Zhao to drink more.

Aunt Zhao took another sip while it was still hot and said, "Dalinzi, your Uncle Zhao and I discussed it, and we don't have much money at home. We could only take fifty yuan from Xiaoyong's parents' pension to lend to you. Don't think it's too little."

Upon hearing this, Yang Dalin immediately stood up and told Aunt Zhao, "Aunt Zhao, I can't use this. I've already raised enough. Really, please keep this money for Xiaoyong and Xiaohong. I appreciate your kindness."

Qi Yulan quickly stopped them, saying that it was good that they had the intention, but she dared not lend them the money.

Grandpa Zhao is still not well and can't go to work. His two young children are malnourished. Even if someone takes money from his son's pension and lends it to him, he can't accept it.

Xiao Yong's parents were killed by a bomb dropped by spies on their way to work; it was an innocent tragedy.

Yang Dalin dared not lend out the compensation money.

It's good that Grandpa Zhao and Grandma Zhao have such good intentions.

In the end, Yang Dalin almost showed the money he had borrowed to Aunt Zhao, saying it was really enough, but in the end he didn't take it back.

Before leaving, Yang Dalin still gave Aunt Zhao a small bag of dried goods.

He still has plenty of space for this stuff. Considering the Zhao family's relationship, and since Uncle Zhao is a carpenter, it would be nice to have him make some things for me later.

Since she hadn't lent any money, Aunt Zhao certainly couldn't accept the other person's things. The three of them argued for a while before Aunt Zhao finally accepted them.

Yang Dalin told Aunt Zhao to tell others that she had lent him some money, just to shut people up.

If someone asks how much you borrowed, just don't say.

After seeing Aunt Zhao off, Yang Dalin sat down and poured a glass of sugar water for Aunt Qi and himself.

My mouth is dry from talking.

Yang Dalin thought that no one would come, so he prepared to go out to use the restroom and go to sleep.

Just as Yang Dalin was about to go out, he bumped into Sha Zhu, who was also going out to use the restroom.

Yang Dalin went with him and told him, "Let Sha Mao keep to himself the fact that you borrowed two hundred and he borrowed two hundred and sixty. Don't make a fuss about it."

Sha Zhu chuckled to himself and quickly said, "No problem, I promise I won't tell anyone."

After using the toilet, Yang Dalin returned and saw Yan Bugui hiding behind the hanging flower gate.

Seeing that Sha Zhu was present, Yan Bugui pulled Yang Dalin aside and said, "Dalinzi, I need to talk to you about something. Let's go to my house."

Sha Zhu looked at her and asked, "What's wrong, Teacher Yan? Are you trying to hide something from me? Don't worry, I don't care to hear it anyway."

"Dalinzi, I'm going back to sleep now."

After saying that, Sha Zhu left first.

Yang Dalin followed Yan Laokou into his living room.

At this moment, only Yang Ruihua and the two of them were in the living room.

Yan Jiecheng and the children of the Yan family were not there; they had probably gone to their bedrooms to sleep.

Old Man Yan asked Yang Dalin to sit down and poured him a glass of water.

Yang Dalin could tell from Yan Laokou's attitude that he had no good intentions.

He probably took the phrase "calculate the interest" to heart in the evening, or maybe he saw everyone who came to his house leaving with a small bag of things, which he saw through the glass from his house.

That old rascal, he can't stand not getting a good deal.

As expected, as soon as Yan Laokou spoke, Yang Dalin knew he had guessed correctly.

After Yan Bugui made Yang Dalin sit down, he whispered like a thief, "Dalinzi, to tell you the truth, my family can also scrape together some money for you."

The interest you mentioned before dinner…

Yang Dalin noticed that the greedy couple were looking at him cautiously and speaking in such low voices, as if they were afraid their children would hear how wealthy their family was.

This couple is absolutely amazing.

Yang Dalin interrupted him directly, saying, "Excuse me, Teacher Yan, we've raised enough money, and none of the other families have mentioned interest."

I wouldn't dare lend you my money.

Besides, you always say your family is poor, so where would you get the money to lend out?

Old Yan pulled Yang Dalin, who had just stood up, and gestured for him to keep his voice down.

"Dalinzi, to tell you the truth, I still have some savings, just a little bit, which is what my family has saved up over the past ten years through frugality."

Didn't you just say that the old man would lend you money with interest, and that you'd lend him quite a bit?

"I'll give you a lower interest rate, sir."

Yang Dalin was so angry he laughed. When it comes to shamelessness, Yan Bugui is the best.

Yang Dalin said irritably, "Teacher Yan, I'll say it again. If I hadn't borrowed enough, it would have been fine to lend you money and charge you interest. But now that I've borrowed enough, why would I lend you more money and charge you interest separately? Am I stupid?"

Why didn't you come to my house in the first place? You waited until I had borrowed enough money without paying interest before you came to talk to me. Isn't that too late?

Besides, if you want to earn interest, you can deposit your money in a bank.

Bank interest rates are so high these days.

Indeed, the interest rate for three-year fixed deposits at banks is now close to 7%, which is quite high. In 1964, it could even reach over 9%.

It's so much better to keep your money in the bank.

Upon hearing the mention of high bank interest rates, Yan Bugui tugged at Yang Dalin cautiously and said, "Dalinzi, of course I know that bank interest rates are high. You're young and there are some things you don't know. Let me tell you, before liberation, the legal tender and gold yuan were devalued drastically."

Having read so many novels from that era, Yang Dalin naturally knew about the crazy devaluation of money.

It seems that Yan Laokou may have been scared by the previous devaluation.

He comes from a small business background; his family used to run a business.

They must have suffered a great loss before, and they dare not put their money, or rather, all their money, in the bank.

Some might even have precious metals like gold bars and silver coins hidden in their homes.

After all, it was only a little over 30 years into the Republic of China and only 11 years since the founding of the People's Republic of China. It's normal for people who came from the old society to be afraid.

Just like Yi Zhonghai and Liu Haizhong can easily take out more than 300 yuan in cash.

Instead of depositing all the money in the bank.

That's the worry I have. Even with high interest rates, I think that if there's a large-scale devaluation of currency in the market, I won't go to the bank to withdraw money; I'll quickly exchange it for supplies and keep them.

Even in the new century, there were still people rushing to buy salt, let alone now.

They are all people who have been scammed before.

The high bank interest rates in recent years are partly due to people's reluctance to deposit money in banks, and partly due to famine, as money can buy fewer and fewer things.

After a few years, when the famine was over, people had saved more money and their living conditions returned to pre-famine levels. At that time, the banks lowered interest rates again.

Therefore, it is normal for Yan Bugui to have cash on hand.