Wizard: This witcher is neglecting his duties.

Chapter 166 Contract Signed, Loan Successful

Contrary to Wayne's expectations, when Vivian took a bite, it felt like being bitten by a kitten. He felt a slight sting on his fingertips, and then a few drops of blood flowed out. This tiny beauty, no bigger than the palm of his hand, swallowed it with a look of enjoyment.

She stuck out her little tongue and licked Wayne's wound a few times. To her surprise, the bleeding wound healed immediately.

Vivian, her face flushed, flapped her little wings and, as if drunk, wobbled over to Wayne, planted a kiss on his cheek, and said with a smile:

"The contract is complete, Mr. Wayne. You are now officially a Silver-level client of Wealth Bank."

"Your credit limit has been increased to 150,000 Orens. How much do you want to borrow this time?"

Wayne wiped the drool that Vivian had smeared on his face, then held out his palm so that the tiny beauty could sit on it and talk to him, before speaking:

"How about a loan of 30,000 euros? Is the annual interest rate 10%?"

Vivian sat sideways on Wayne's palm, and gently tapped her in front of her with her finger. A small screen of light, displaying constantly changing numbers, appeared in front of her.

A few seconds later, the petite beauty said to Wayne with a smug tone:

"Mr. Wayne, I have used my authority to reduce your interest rate by one percentage point. This is the maximum I can do. You will now only need to pay nine percentage points of interest each year."

Wayne nodded approvingly, somewhat surprised. To be honest, even a 10% annual interest rate is considered low for loans. In the dwarven banks of Vizima, their interest rates are generally two to three times that figure, and collateral is required. Not just anyone can borrow a large sum of money.

Vivian was able to lower his interest rate by one percentage point, which is equivalent to saving him several hundred Orens a year, which is already a considerable discount.

In return for the favor, Wayne wasn't stingy. He took out a small money pouch from his waist pouch, which contained about sixty or seventy orens. He didn't bother to count them, and simply placed it in his palm in front of Vivian. The meaning behind this was self-evident.

Upon seeing this, Vivian immediately became excited. As a wealth spirit, none of them disliked gold, because in most worlds, it was a symbol of wealth.

"Wow! Thank you so much, Mr. Wayne, you're so generous."

The little beauty shifted her bottom and hugged the money bag tightly, her face full of intoxication and happiness. Wayne could even feel a few cool drops of water flowing from Vivian's skirt into his palm.

Feeling the coolness, he immediately felt the veins on his forehead bulge. This guy was not only going commando, but he was also wet. It was just too inconsiderate.

He tossed Vivian and the money bag onto the table with some disdain, then pointed to the black money bag on the table and said:

"You should go back now. I'll come find you when I get the money. Other people will be coming into this room soon, and you can't be exposed to them!"

Vivian realized her lapse in composure, and somewhat shyly hugged the purse full of gold coins, her face flushed, and said to Wayne:

"Then I shall take my leave, Mr. Wayne. It has been an honor to serve you. Vivian is ready to answer your call at any time."

After saying that, the tiny beauty took the money pouch and crawled into the black money pouch on the table.

After Vivian had completely left, Wayne quietly breathed a sigh of relief, putting aside his worries, and then tied the black money bag back onto his belt.

He was very nervous when he signed the contract with Vivier, fearing that he might accidentally step into a trap or encounter some trouble.

Fortunately, the system was reliable. Although the rewards were a bit strange, they didn't trick him. This money bag and Vivian were indeed worthy of being items from a master-level treasure chest. They were powerful and could be considered treasures from another world.

Now that he has a loan of 30,000 Orens, he should be able to buy all the books he wants from Margarita this time.

However, there is one more thing to note: the amount of money is quite large, and even some wealthy aristocratic families may not be able to come up with it. He must come up with a reasonable excuse for this money.

Otherwise, given the wisdom of these sorceresses, even if they don't say it outwardly, they would certainly have some doubts in their hearts.

Fortunately, it's still early. Triss and Keira will probably stay at the academy for about three days, so he has enough time to consider this excuse before leaving.

Looking at the sky, Wayne realized it was getting late and time to prepare dinner. He left his room, found the servant in the round tower, and led him to the food storage vault, where they retrieved various ingredients and cooking tools.

Back in his room, Wayne immediately began preparing dinner. Winning the favor of these three sorceresses was crucial to his success on this trip, and he couldn't afford to be careless.

By the time Margarita, Triss, and Keira, the three sorceresses, returned to Wayne's residence, he had already prepared more than a dozen dishes, mostly desserts that ladies preferred.

These exquisitely presented and incomparably delicious dishes immediately captivated the three sorceresses, drawing them into a state of blissful enjoyment.

While praising Wayne's cooking skills, they kept adding various delicacies to their plates with both hands, no longer caring about the ladies' diet control and their ladylike image.

That evening, Margarita left Triss's residence satisfied, patting her ample bosom and declaring that she would use her authority as principal to give Wayne a 20% discount, allowing him to purchase some books at a relatively low price.

As for the more confidential knowledge Wayne needs, after discussing with some of the academy's management, Margarita, out of consideration for the two outstanding sorceresses, suggests that Wayne compile a list of the knowledge he requires and submit it to Margarita for review. She will then select ten to twenty books based on Wayne's needs and sell them to him.

Of course, if it's top-secret knowledge, or forbidden magic such as necromancy that is strictly prohibited by the Brotherhood of Sorcerers, they certainly won't sell it to outsiders.

Even so, Wayne was overjoyed with this result. He couldn't help but think that it was always easier to get things done if you had connections in the court. Fortunately, he had the influence of Triss and Keira, as well as the powerful position of Temuria as a royal advisor to the Northern Kingdom. Otherwise, as one of the largest magic academies, they certainly wouldn't have agreed to the request of an ordinary witcher.

What puzzled Wayne was that after Margarita left, Kayla looked drunk and stared at him with amusement, showing no intention of leaving the room. Triss, the room's owner, didn't object either, but instead blushed slightly.

So the three of them spent another night playing adult games in the luxurious room, successfully enjoying a happy night.

However, this was a minor matter. In the following days, Wayne became completely engrossed in his studies, and with the help of a female student named Amya, he began to collect a great deal of useful knowledge from the library.

It's not just about knowledge about witchers; as a source mage, he also needs to learn a lot of magical knowledge. Although he has Triss as his magic teacher, as a spellcaster, knowledge reserves are a very important component of their personal strength.

On the day the two sorceresses finished their lessons and the three were about to leave, Wayne prepared to buy an astonishing one thousand books.

Not only was Margarita very surprised, but Triss and Keira also looked at Wayne with strange eyes.

Because in their minds, Wayne didn't seem like someone who studied hard; instead, he seemed like a talented player who relied on his exceptional talent and enjoyed life.

Wayne explained that he needed to build his own private library, as learning was one of the important ways for long-lived witchers to pass the time.

As for the source of the gold coins, he could only say that they were savings borrowed from his fellow witchers, which he would repay gradually in the future.

As for why other impoverished witchers possessed so much wealth, Wayne offered no explanation, simply treating it as an intriguing secret.

(End of this chapter)