Professor Xie, isn't this a case of forcing customers to buy products that don't match the

Xie Jing certainly didn't have the pitiful savings that Huo Huo had.

When Shang Song frantically checked his balance, he discovered that not only had his balance not decreased, but he had also received an additional transfer of two million.

And they successfully obtained risk control approval.

He slowly, very slowly raised his head, his voice growing louder and louder: "Xie Jing... you transferred two million to me, which caused my bank card to be flagged for risk control, do you even know that?!"

Xie Jing tilted his head slightly: "The source of funds is clear and legal, so why would it trigger risk control?"

Shang Song took a deep breath and asked quietly, "Professor Xie, may I ask when was the last time you personally went to a bank branch to conduct business?"

Xie Jing pondered for a moment: "I haven't been there. All my financial business is handled by Lin Zhou and his team."

Shang Song: "...So do you know how a bank would react if two million suddenly appeared in an ordinary person's account?!"

Xie Jing: "In theory, the banking system should remain silent about legitimate fund flows."

Shang Song: "..."

He wanted to cry.

He no longer wanted to discuss these things with this man who lived in another dimension.

Chinese New Year's Day!

She received a huge sum of two million from her boyfriend!

Then her boyfriend took her bank card and squandered the money in the game again!

Ultimately, this resulted in his bank card being frozen!

"...Xie Jing."

"Um?"

"You really are..." Shang Song recalled everything that had happened today. First, he emptied the store, then he became a whale at the auction, and now his bank card was under risk control. He gritted his teeth and said, "You're a boyfriend of natural disaster level."

Xie Jing: "...?"

Shang Song angrily tapped his phone, checking the banks' reopening dates for the new year, when a WeChat message from his mother popped up:

"Songsong, Teacher Guo is gone, you can go home now."

"Oh, and while you're at it, buy a bottle of soy sauce. We're almost out."

Shang Song always kept his money in a bank card.

He held up his phone, pointing to the chat window with Shang's mother, then switched to his WeChat balance screen, which showed 0.01. "Mom told us to go home and buy a bottle of soy sauce, but! As you can see, your dear boyfriend—me!—had my card frozen by you! Now we only have the one cent that Da Dong sent!!"

Xie Jing calmly picked up his phone, tapped lightly with his fingertip, and sent a message on a certain screen:

"Lin Zhou, buy a bottle of soy sauce."

Lin Zhou: "Received. Brand, specifications?"

Xie Jing looked up. "Lin Zhou asked, 'What's the brand and specifications?'"

Shang Song was so angry he laughed, and said sarcastically, "We don't need Lin Zhou! Professor Xie loves to spend money, doesn't he?! You! Come with me! It's just at the convenience store at the entrance of the neighborhood!"

Xie Jing paused for two seconds: "I have no experience with offline payments."

Shang Song: "???"

He blinked twice and asked, "What do you mean by 'no experience with offline payments'?"

Xie Jing answered honestly, "Last time I went to the movies, I saw that you all paid by scanning a QR code with your phones, but I've never tried this kind of shopping experience before."

Shang Song gave him a look of disbelief, but then, thinking of Xie Jing's modularized lifestyle, he quickly expressed his understanding.

He let out a long sigh, picked up Xie Jing's phone, opened WeChat, and said, "It's simple, I'll show you. Just tap here to scan..."

His words came to an abrupt halt, because he soon discovered that Xie Jing's WeChat account was not registered under his real name and could not be linked to a bank card. He had 0.01 in his WeChat account, while Xie Jing had only 0.00.

"Real-name authentication is required! Bank card binding is required!" Shang Song nudged Xie Jing and brought up the real-name authentication interface, handing it to Xie Jing.

Xie Jing turned around and closed the interface, replying seriously: "My biometric information cannot be entered into such a third-party software system, as it poses a certain risk of exposure, which is not permitted under the security protocol."

Shang Song glanced at Xie Jing's WeChat account, which only contained his message, and then looked at Xie Jing's serious expression, and was suddenly a little taken aback.

After the initial shock, I felt a strange pang of heartache.

"What if you're alone and want to buy a bottle of water or some bread? If you were left alone on the street with no cash and your phone couldn't be used to pay... wouldn't you starve?!"

The more he thought about it, the more he felt that Xie Jing was living in a glass dome. He seemed to have everything, but stripped of his team, he would be unable to move an inch in modern society.

Seeing the heartache in Shang Song's eyes, Xie Jing gently patted Shang Song's back with the hand that was holding him, comforting him, "No, it won't happen. It's just that my identity information can't be directly linked to the civilian payment system, but I have cards. Lin Zhou has prepared some cards that can be used outside."

Shang Song looked at him, pursed her lips, and didn't say anything.

Xie Jing thought for a moment, then brought up an interface on his phone and handed it to Shang Song.

It was an interface that Shang Song had never seen before. It was exceptionally simple, with a list at the top labeled with various categories such as family charity and ancient book maintenance.

One of the lines reads "Personal Expenses".

Xie Jing clicked on it, and the list expanded, showing a long list of card numbers followed by the savings balances of each card. "These are whitelisted accounts that Lin Zhou has processed and organized. They are isolated from the risk of being tracked and can be used for most civilian consumption scenarios. The game purchases and transfers just now used this type of account."

He raised his hand and gently touched Shang Song's slightly puffed cheek. The touch was warm and delicate. He said, "So I won't starve to death, I just won't have the experience of opening WeChat or any other software to complete the payment like you do."

Shang Song looked at the long list of cards and the huge savings balances following them.

The balance on any one of these cards is a sum that Shang Song could never accumulate even if he didn't eat or drink for a lifetime, or even ten lifetimes.

He originally intended to lift the risk control measures and transfer the 200 million back to Xie Jing.

Now, I feel there's no need for it.

When the second brother brings braised pork knuckles and other food to his roommates, he doesn't expect them to remember to pay for it.

Because that was too insignificant for the second son who owned the restaurant.

Insisting on keeping everything clear can actually hurt feelings.

The same principle applies to Xie Jing regarding this 200 million.

He pursed his lips and then gently turned off the screen.

He raised another hand and placed it on Xie Jing's hand, which was resting near his cheek, then gently grasped it in return.

He held Xie Jing's phone in one hand and Xie Jing's hand in the other, sniffed, and tried to calm himself down.

"So, one of us is broke and his credit card is flagged for risk control, while the other is incredibly rich but can't even scan a QR code," he said, his feelings complicated, but he still tried to joke, "Now, without Linzhou, we can't even buy a bottle of soy sauce?!"

Xie Jing chuckled to himself, but didn't refute him.

He laughed for a while, then remained silent for a few seconds, his gaze lowered, landing on the pocket of his coat on one side.

He suddenly remembered something.

Then, under Shang Song's gaze, he gently pulled his hand out of Shang Song's hand, reached into the outside pocket of his coat, and took out several banknotes of different denominations and a few shiny coins.

He held the loose change in his large palm and handed it to Shang Song.

It was the change that Mrs. Shang slipped to him before she left.

Banknotes of varying denominations trembled slightly in the wind, while coins gleamed in the sunlight.

Xie Jing said seriously, "My aunt gave it to me before I left this morning. This should be enough to buy soy sauce."

Shang Song's eyes widened in surprise.

So this is where the money Mom gave me was waiting?!

Shang Song suddenly burst out laughing, then leaned back on Xie Jing's shoulder, laughing so hard his body was shaking.

Xie Jing clenched his fist, holding the pile of loose change in his palm, and gently placed his hand on Shang Song's waist. "What are you laughing at?"

Shang Song laughed for a while before straightening up and looking at Xie Jing. "Xie Jing, you're so cute."

"Like a rare giant panda that has just found a coin and is now learning to buy a drink from a human vending machine."

*

In fact, Xie Jing is capable of making offline QR code payments; Lin Zhou has set up mobile banking for him on his phone.

But what he saw was everyone using third-party consumer software like WeChat Pay and Taobao for payments. Therefore, in his mind, since he couldn't register these transactions with his real name, he believed he lacked the ability to make payments via QR code.

However, mobile banking does have a QR code payment function, but he doesn't really have any scenarios where he needs to make offline payments, so this is a blind spot for him!