Sun Mei sat beside her, her face equally grim.

Don't overthink it.

She gritted her teeth and said, "Chen Wen won't abandon us."

"He is the vice president of Mingzhu Private Bank. He handled the loan for us, and he also introduced Qian Hui."

"As long as he's willing to help, we still have a chance."

Shen Jianjun didn't say anything, he just opened the car door.

The couple walked briskly into Mingzhu Private Bank.

Just as the receptionist was about to approach and ask, Sun Mei spoke coldly.

Where is Chen Wen?

"We're looking for Vice President Chen."

The staff recognized the two people and remained polite.

"Vice President Chen is in his office. I'll contact him on your behalf."

"Need not."

Sun Mei interrupted directly: "We'll go there ourselves."

After saying that, she walked towards the elevator in her high heels, with Shen Jianjun following behind, his face frighteningly gloomy.

Soon, the two arrived at the door of Chen Wen's office.

Sun Mei didn't even knock; she just pushed the door open and entered.

Chen Wen was sitting behind his desk processing documents when he heard the noise and looked up.

"President Shen, President Sun."

Shen Jianjun made no attempt to be polite and went straight to his desk.

"Chen Wen, the entire mine has been shut down."

"Fifteen mining farms, over six billion yuan worth of equipment, not a single piece was left behind."

"Qian Hui has also filed a claim for nearly one billion yuan, and his bank loan is also about to expire."

"Jianjun Group is currently burdened with over 8 billion yuan in debt. Shouldn't you give me an explanation?"

Chen Wen asked calmly, "What does President Shen want me to explain?"

"Are you still pretending?"

Shen Jianjun slammed his hand on the table.

"You introduced the mine, you helped with the loan, and you also brought Qian Hui of Northwest Industry here!"

"After the new regulations came out, you were the one who encouraged me to build a resort during the day and secretly mine at night!"

"The mine has been shut down, the equipment confiscated, and you're just sitting here like nothing happened!"

Chen Wen frowned: "President Shen, you chose the mining project yourself, and you signed the loan application yourself."

"You personally stamped and confirmed the 300 million-ton order for Northwest Industry."

"As for illegal mining, I'm just giving you a suggestion."

"You were the one who ultimately decided to start working late at night."

"You're also the one who arranges the workers, transports the sand and gravel, and collects payments."

"Shouldn't you bear the risks of illegal mining yourself?"

Shen Jianjun's face turned ashen: "If you hadn't given me this idea, how could I have ended up like this?"

"President Shen."

Chen Wen looked at him.

"If it weren't for your rush to repay loans, your rush to fulfill the 300 million ton order, and your rush to turn Jianjun Group around."

Even if I give you ten suggestions, you might not follow them.

Ultimately, it was your own choice to gamble.

"Now that you've lost the bet, it's not right to shift all the blame onto others, is it?"

Shen Jianjun's face turned red from being blocked, and his chest heaved.

Seeing that the two were getting increasingly tense, Sun Mei quickly stopped Shen Jianjun: "Jianjun, stop talking."

She turned to look at Chen Wen, her tone softening.

"Manager Chen, what's done is done, there's no point in arguing about it now."

"Could you help us apply for a loan extension?"

"As long as Mingzhu Private Bank is willing to give us more time, Jianjun Group will still have the opportunity to dispose of assets and raise funds."

"We also hope you can help us mediate Qian Hui's claim."

"It's not that we don't want to pay back the money, it's just that we're really short of funds right now."

Chen Wen shook his head: "President Sun, loan extensions and debt disposal are not decisions that a deputy general manager like me can make."

"The amount of money involved in Jianjun Group is too large."

"I do not have the authority to change the repayment period, nor do I have the right to suspend the bank's debt collection procedures."

Sun Mei's face immediately turned pale: "What should we do?"

Shen Jianjun stared at Chen Wen, his voice hoarse: "You're the vice president of Mingzhu Private Bank, and you can't even do this much?"

"I really can't do it."

Chen Wen paused for a moment, then said, "However, the bank chairman can."

"Chairman?"

Sun Mei suddenly raised her head.

Chen Wen calmly said, "President Shen, President Sun, the chairman is in the top-floor office."

"If you want to discuss loan extensions and debt issues, I can take you to see him."

Shen Jianjun and Sun Mei both froze on the spot.

Mingzhu Private Bank manages over 100 billion yuan in assets, and its chairman is a truly influential figure in Shanghai.

Even during Shen Jianjun's most glorious years, he was not qualified to curry favor with them.

Chen Wen stood up from behind his desk and straightened his suit.

"However, there are some rules I must tell you both in advance."

"The chairman doesn't like people speaking loudly in front of him, and he especially dislikes people looking up at him without permission."

"Once we're in the office, you can only speak when I tell you to."

"Do not bring up anything the chairman hasn't asked about. Whatever he says, you must follow his instructions, not contradict him, and certainly not be rude."

"If we displease the chairman, there's no point in discussing the loan extension."

Shen Jianjun's face stiffened.

At the height of his fame, he was a well-known billionaire in Shanghai.

When the owners of those small and medium-sized enterprises saw him, which one didn't take the initiative to bow and offer a toast?

Although Jianjun Group is now on the verge of bankruptcy, he is still nominally the chairman of the group.

It's one thing to tell him to be careful with his words, but he's also forbidden from looking up or speaking without permission.

This is hardly a loan negotiation.

He was clearly going to beg for his life!

"Manager Chen, do we need so many formalities to meet with your chairman?"

Sun Mei couldn't help but ask a question.

She was a young lady of the Sun family since childhood.

Even after marrying into the Sun family in Shanghai, when she meets billionaires with assets of tens of billions, they still give the Sun family some face.

Apart from her father, Sun Qingliang, she had never been subjected to such constraints in front of anyone else.

Chen Wen said seriously, "Mr. Sun, what you're discussing this time isn't a regular loan of a few million or tens of millions."

"Jianjun Group owes Mingzhu Private Bank 6.9 billion yuan in principal, plus subsequent interest and overdue fees."

"As long as the bank disposes of the mortgaged assets in accordance with the contract, the equity, real estate and other industries under Jianjun Group will soon enter the auction process."

"Now, it is you who are begging the chairman to give Jianjun Group a chance, not the other way around."

The office fell silent immediately.

The dissatisfaction on Shen Jianjun's face quickly disappeared.

The 6.9 billion loan was like a boulder, suffocating him.

Qian Hui has filed another claim for nearly one billion yuan, and the relevant departments have also imposed a fine of 120 million yuan.

The Jianjun Group's financial chain has completely broken down.

If banks forcibly dispose of mortgaged assets at this time, those properties will not be able to be sold at normal prices.

Once high-quality assets worth billions are put up for judicial auction, their prices are often significantly reduced.

Even if they sell everything, it might not be enough to cover the debt of over 8 billion yuan.

At that time, he will not only lose Jianjun Group, which he has been operating for many years, but also all his real estate, equity and other assets will be cleared out.

He will truly have nothing!

Thinking of this, Shen Jianjun took a deep breath.

"I understand. As long as the chairman is willing to meet with us, I will definitely abide by the rules."

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