My stepmother forced me to donate bone marrow, so I retaliated by slapping my scumbag father in the

Sun Mei immediately pulled Shen Jianjun up: "Come to the study with me, I have something to tell you."

The two entered the study, and as soon as they closed the door, Sun Mei said urgently, "Jianjun, this project is feasible!"

Shen Jianjun still had concerns: "The profit margin is frighteningly high."

"With so many construction projects these days, which one doesn't need sand and gravel?"

Sun Mei advised, "Chen Wen is my college classmate and a bank manager. He has no reason to lie to me."

"Moreover, the bank provides site selection, equipment, and sales channels, so we don't even have to find customers ourselves."

Shen Jianjun fell silent.

Their own projects involve large investments and slow returns, and even if they are forcibly revitalized, it will be difficult to quickly make up for the group's funding gap.

Sand mines are different; they have high demand, fast returns, and high profits.

What he lacks most right now is a highly profitable project that can quickly turn Jianjun Group around.

"Do."

Shen Jianjun finally made up his mind: "After the 6.9 billion yuan loan comes through, I will use most of the funds to invest in sand mining."

The two returned to the living room.

Sun Mei smiled and said, "Chen Wen, we've discussed it, we'll participate in this project."

Shen Jianjun also said, "As long as the bank's terms are the same as yours, we are willing to invest."

Chen Wen smiled and said, "Then there's a very good chance of a loan review."

Sun Mei sat down next to him: "Old classmate, I'll need your help with this matter. If the project succeeds, you'll definitely get a referral fee."

Chen Wen quickly waved his hand: "We've been classmates for years, why are you talking about a referral fee? I just want to help you get through this difficult time."

After discussing for a while, Chen Wencai got up to take his leave.

Upon returning to Mingzhu Private Bank, he immediately went to the chairman's office.

"Chairman Shen, they have already agreed."

Chen Wen stood ramrod straight: "Shen Jianjun plans to invest most of the funds in the sand mining project after the loan arrives. Sun Mei had no doubts about me and even offered to give me a referral fee."

Shen Ze looked at President Zhou beside him: "Starting today, Chen Wensheng will be promoted to Deputy General Manager of Mingzhu Private Bank, with an annual salary of eight million."

Mr. Zhou looked up abruptly, his face filled with shock.

Chen Wen's breath hitched, and then his face flushed with excitement: "Thank you, Chairman Shen! From now on, I will only follow your instructions!"

……

The next morning, at Mingzhu Private Bank.

In the VIP signing room, there were several thick stacks of contracts on the long table.

The 6.9 billion yuan mortgage loan agreement, asset collateral list, project investment intention letter, and sand mining equipment purchase contract were all labeled and ready to be signed.

Shen Jianjun sat at the table, his face still somewhat pale, but his spirits were much better than a few days ago.

Sun Mei sat beside him, her gaze sweeping over the loan amount on the contract several times, unable to suppress the corners of her mouth.

Sixty-nine billion.

Over the past few days, they have been asking around in Shanghai's business districts, but no one is willing to lend them even 690 million yuan, let alone 6.9 billion yuan.

Friends who were once like brothers no longer answer the phone, and investors who have cooperated for many years suddenly change their minds.

Yu Yehua even kicked them out of the house in front of Shen Ze.

But now, Mingzhu Private Bank is not only willing to lend money, but also has prepared a sand mining industry chain for them.

If these contracts are signed, Jianjun Group will have a chance to be revived!

Chen Wen, dressed in a sharp suit, sat opposite the two men.

After being promoted to deputy general manager, his employee badge and position changed, and he even spoke with much more confidence.

"Mr. Shen, Ms. Sun, you should have both read the contract."

Chen Wen pushed the last document in front of the two men: "Total loan amount: 6.9 billion, annual interest rate: 5%."

"The collateral includes Huazhou Junting real estate, vehicles under its name, revenue rights of commercial complexes, equity in projects under construction, and multiple industrial rights of Jianjun Group."

"Once the loan is received, according to the project support plan, most of the funds will be used for sand mining equipment, industrial chain and preliminary site construction."

"Do you two have any further questions?"

Shen Jianjun flipped to the list of assets mortgaged: luxury homes, luxury cars, project equity, and group assets.

These things represent almost all the wealth he had accumulated over half a lifetime of hard work.

In the event of default, all assets will be disposed of by the bank.

His gaze lingered on the signature area, and he hesitated to put pen to paper.

Sun Mei noticed his hesitation and quickly lowered her voice, "Jianjun, we've come this far, what are you still worried about?"

"The 6.9 billion will arrive in the account immediately."

"The bank helped us select projects, and Chen Wen personally assisted us, so the risk was already very low."

"Once the battlefield is up and running, we can recoup most of our investment within a year. At that point, not only will we be able to pay back the interest, but Jianjun Group will be able to get back on its feet."

Shen Jianjun didn't speak, and Chen Wen didn't urge him either; they just leaned back in their chairs and waited.

The signing room was silent for about ten seconds.

Shen Jianjun finally looked up: "Vice President Chen, I'd like to confirm this one more time."

"Are the site selection, equipment, and sales channels provided by the bank guaranteed?"

"certainly."

Chen Wen answered without hesitation.

"The Northwest region has abundant sand and gravel resources with low extraction costs. Our bank partners have already conducted preliminary investigations and will send someone to accompany you to select a site tomorrow."

"The equipment is also purchased as a complete set, including mining, screening, crushing, transportation and loading."

"As for sales, you don't need to worry at all. There is a huge demand for sand and gravel from construction projects all over the country. As long as the production capacity is met, there will be no shortage of buyers."

Sun Mei nodded repeatedly, "Jianjun, did you hear that?"

Chen Wen added, "Mr. Shen, you've been in business for so many years, you should understand that opportunities don't wait for anyone."

"Entering the market now means sand and gravel prices are still high."

"In a few months, once more capital discovers this industry, good mining areas and sites will be harder to acquire."

"The fact that the bank is willing to give Jianjun Group 6.9 billion yuan at this time is itself an affirmation of your capabilities."

These words struck a chord with Shen Jianjun, who had heard far too many rejections and taunts in the past few days.

Everyone outside said that Jianjun Group was finished, that he had made a series of wrong decisions, and that he had no chance of turning things around.

Only Mingzhu Private Bank was willing to give him money.

If this sand mining project succeeds, he can shut up those who are laughing at him!

Shen Jianjun gripped the pen, his voice low and deep: "Okay, I'll sign."

The pen tip landed on the contract.

Shen Jianjun signed his name page by page, then pressed his fingerprint.

Sun Mei also picked up a pen and signed several mortgage documents that needed to be jointly confirmed.

After signing the last agreement, she finally relaxed and a long-lost smile appeared on her face.

"Vice President Chen, when will the funds arrive?"

"Once the contract is entered into the system, the loan can be disbursed today."

Chen Wen smiled and said, "The equipment purchase payment will also be made at the same time. We'll meet at the bank entrance at eight o'clock tomorrow morning and head to the northwest to select a site together."

"good!"

Shen Jianjun put down his pen, and his tone regained some of his former assertiveness.

"We'll start construction immediately, as long as the site is suitable."

"Equipment, personnel, and transportation routes are all progressing simultaneously; I don't want to waste a single day."

Chen Wen nodded: "With President Shen having this determination, the project is already halfway to success."