Returning to his senior year of high school, he went all in and made billions by buying at the botto

The day after Xingxin Mining's acquisition plan was finalized.

Guanlan Yujing.

Chen Mo had just finished breakfast when the video call rang.

A familiar avatar was displayed on the screen.

Chen Mo pressed the answer button.

Lu Jingyi's bright and beautiful face quickly appeared on the screen.

She was wearing a neatly tailored white shirt, her long hair was simply tied back, and the office area behind her looked very spacious.

"Xiao Mo, I've reviewed Xingxin Mining's capital increase plan."

Lu Jingyi cut to the chase: "Two billion RMB is no small sum. Are you planning to transfer it directly to Xingchen Technology from overseas?"

That was the original plan.

"That would be a lot of trouble."

Lu Jingyi uploaded a financial statement to the screen.

"Xingchen Technology is a wholly domestically-owned enterprise, which also indirectly controls internet, gold, and rare earth mining rights. Once Chuangsheng Capital directly increases its investment, the nature of Xingchen Technology will change."

"Douyin is subsequently involved in internet operation qualifications, and Xiling Mining is involved in rare earth strategic resources."

"Both of these sectors have strict restrictions on foreign investment."

Chen Mo nodded.

This is also why he asked Lu Jingyi to design the funding path first, instead of directly allocating three hundred million US dollars.

Once he reaches his level of financial power, he can no longer simply target any particular market he wants.

A careless change in shareholding could create huge hidden dangers for the future.

"Let's talk about Chuangsheng's funding situation first," Chen Mo said.

Lu Jingyi opened the report.

"After the Swiss franc position is fully settled, and after deducting fees, advisory commissions and various reserves, Genesis Capital currently has approximately US$4.58 billion in equity."

Of this, $500 million is held in Grant Private Bank as a global asset trust and credit reserve.

"One billion US dollars were transferred to the macro trading accounts of Merrill Lynch, Goldman Sachs, and Morgan Stanley, to continue to be used for foreign exchange, stock index, and commodity trading."

"Nvidia has initially invested $300 million, Apple $500 million, and Amazon $500 million, and they are building their positions in batches through different escrow accounts."

"SMIC and JCET have a combined investment of US$300 million, but less than a quarter of that has been completed so far. Hong Kong stock market liquidity is relatively limited, so we can't rush things."

"A budget of $50 million for Bitcoin has been allocated, and the digital asset team is accumulating tokens through over-the-counter trading and compliant platforms."

SpaceX has set aside $150 million for now. Grant's team has contacted two early shareholders, but their asking prices are too high, and negotiations are still ongoing.

Lu Jingyi paused.

"After deducting the $300 million intended to be repatriated, the remaining $980 million is temporarily allocated in short-term treasury bonds, money market funds, and current accounts at several banks."

The numbers are clearly arranged on the screen.

Five hundred million US dollars in escrow reserves.

A billion-dollar transaction.

$1.6 billion in technology stock investments.

Fifty million dollars worth of Bitcoin.

SpaceX has set aside $150 million in funds.

Three hundred million US dollars in domestic industrial funds.

$980 million in liquid reserves.

Every dollar created begins to have a definite purpose.

"Where is my trust account?" Lu Jingyi asked with a half-smile.

"That's your money."

Chen Mo leaned back in his chair: "After the Swiss franc transaction is completed, your account will have settled equity of US$472 million. After deducting my 30% profit share, you will still have more than US$348 million."

"Of course I know."

Lu Jingyi raised the corner of her eye slightly: "What I'm asking is, how do you plan to configure it for me?"

"Should we stay at Creation?"

"certainly."

Her answer was perfectly natural.

"Money in my hands will only turn into houses, jewelry, and a bunch of boring bank wealth management products."

"Only when it's in your hands can it become the next miracle."

Chen Mo smiled.

"Since Sister Jingyi trusts me so much, I'll include her in the long-term management account of Chuangsheng."

"Of the $100 million allocated to technology stocks, $50 million will follow the macro strategy of Genesis, and the remaining funds will be kept in liquidity for the time being."

"no problem."

Lu Jingyi made a note on the document and then brought up domestic funds again.

"Directly transferring $300 million to Star Technology is not the best option."

"I discussed three options with Grant, the Big Four accounting firms, and cross-border lawyers."

"First, using Jianing Holdings as an overseas platform, a wholly foreign-owned new materials company will be established in China, and then the project company will invest in the Jiangcheng fluorochemical industry."

"Second, by registering foreign debt, funds are provided to domestic project companies in the form of shareholder loans."

"Third, establish qualified foreign limited partnership funds in Shanghai to enter certain unrestricted industries through equity investment."

Chen Mo shook his head.

"These are all too slow."

"Xingxin Mining is going to start acquiring fluorite mines before the Spring Festival. By the time the project company and the fund complete the approval process, the prime mining rights will have already been snatched up by others."

Lu Jingyi nodded.

"So there is a fourth way."

She pulled out another plan.

"External guarantee for internal loan".

Chen Mo's eyes flickered slightly.

Lu Jingyi continued, "Creative Capital deposited $300 million into Grant Private Bank as a special collateral."

"Grant opened a valid letter of credit to the Hong Kong branch of China State Bank, and then China State Bank's mainland headquarters provided Xingchen Technology with a credit line of no more than RMB 1.9 billion."

"Funds do not need to be transferred across borders directly."

"Star Technology will not change its nature as a domestic enterprise due to the entry of foreign capital."

"Once the cross-border guarantee registration is completed, the entire structure is legal, clear, and fast enough."

As Chen Mo looked at the plan, the corners of his mouth gradually turned up.

Indeed, money doesn't necessarily have to cross borders; credit is enough.

The $300 million remains overseas, where it can earn stable interest.

However, Xingchen Technology, a domestic company, was able to obtain nearly 2 billion yuan in low-interest funds by using this US dollar pledge.

This avoids the complicated review of foreign exchange settlement and source of funds, and does not affect the domestic capital status of Douyin and Xingxin Mining.

"Is Huaguo Bank willing to do it?" Chen Mo asked.

"It's not a matter of whether or not you want to."

Lu Jingyi chuckled: "The $300 million is fully pledged, Grant Private Bank provides a standby letter of credit, and Xingchen Technology itself has the East Suburb Gold Mine, Deer Technology, and Feiyu Real Estate as its credit foundation."

"This loan poses virtually no risk to Huaguo Bank."

"I contacted the provincial branch directly, and they increased the limit to 2 billion yuan and proactively lowered the annualized interest rate below the benchmark rate."

"The only condition is that Xingchen Technology's main settlement account will remain with Huaguo Bank in the future."

Banks are not charities.

However, when faced with a client who has high-quality assets and sufficient US dollar guarantees overseas, they are far more enthusiastic than ordinary people imagine.

"Can."

Chen Mo immediately made the decision.

"Three hundred million US dollars were transferred into Grant's special pledge account."

"We will first secure 1.9 billion yuan in domestic loans and reserve 100 million yuan in standby credit."

"One billion yuan of it will be injected into Xingxin Mining for the acquisition of fluorite and lithium mines."

"Another 1 billion yuan will be credited to the account in batches after the acquisition and delivery of Longxin Group is completed, so as to avoid 2 billion yuan sitting in the account at the same time and wasting interest."

Lu Jingyi frowned slightly.

"You previously promised Xingxin Mining an additional 2 billion yuan in capital."

"The credit line is just a source of funds; the commitment to increase capital will not change."

Chen Mo said, "Starry Sky Technology can first use its existing RMB funds to complete the first phase of the RMB 1 billion capital increase, and then use bank credit for the second phase."

"A true acquisition of resources cannot involve paying the full price at once. The signing of contracts, verification of mining rights, handover, and final payment are all inherently phased."

"clear."

Lu Jingyi quickly adjusted the plan.

"Will Jianing Holdings still maintain its domestic platform?"

"set up."

Chen Mo answered without the slightest hesitation: "The foreign guarantee and domestic loan address the immediate funding needs, but it doesn't mean that the three hundred million US dollars will never enter the country."

"With Jianing Holdings as the parent company, Chuangsheng Asia Industrial Investment Co., Ltd. was established in Shanghai."

"Jiangcheng has established a new material project company."

"In the future, fluorochemical, electronic-grade hydrofluoric acid, and some advanced manufacturing projects can be gradually injected through foreign direct investment."

"Internet and strategic minerals will continue to be kept within the purely domestic capital system."

A hint of appreciation appeared in Lu Jingyi's eyes. In this way, Chen Mo's domestic industries would form two clear capital channels.

Star Technology is responsible for the Internet, mining, and core domestic assets.

Jialing Holdings is responsible for overseas capital repatriation, new materials, advanced manufacturing, and cross-border mergers and acquisitions.

The two systems can work together, but they can also be isolated from each other in terms of regulation and risk.

"Xiao Mo, you're starting to look more and more like a real helmsman of a conglomerate."

"Didn't it look like that before?"

"I used to be a very daring trader."

Lu Jingyi gently rested her chin on her hand, a smile in her eyes.

"Now I finally understand that I can't gamble all the money I make."

Chen Mo neither confirmed nor denied.

When will the plan be implemented?

"The Grant team has already prepared a standby letter of credit in Hong Kong, and the provincial branch of Huaguo Bank has also completed the preliminary review."

"If you sign today, the first batch of 1 billion yuan can arrive in your account in as little as five business days."

"Jianing Holdings' domestic project companies are expected to take three to four weeks."

That's enough.

Chen Mo opened his laptop: "Send the file over."

Half an hour later.

The pledge authorization, cross-border guarantee and domestic credit documents worth $300 million were electronically signed.

Genesis Capital's Hong Kong office then issued a formal instruction to Grant Private Bank.

Grant Private Bank, Huaguo Bank's Hong Kong branch, and its provincial branch in mainland China simultaneously launched the cross-border credit granting process.

……

3 PM.

Huaguo Bank Jiangcheng County Branch.

After hanging up the phone from the provincial branch, President Sun remained silent for a long time.

A credit line of 1.9 billion yuan was granted.

The US$300 million was fully pledged overseas.

A century-old European private bank issued a valid letter of credit, which was unanimously approved by the provincial bank's credit committee.

What shocked him even more was that the head of the provincial branch personally gave him instructions:

No delays or additional conditions allowed.

Xingchen Technology must be served by a dedicated team throughout the entire process.

President Sun slowly stood up and walked to the window.

A few months ago, Chen Mo was simply opening a corporate account at his bank with several hundred million yuan.

Now, this young man can leverage nearly 2 billion yuan in low-interest credit with just one overseas pledge.

This money was not used to buy property, speculate in stocks, or enjoy life.

It was used to acquire mineral resources, build factories, and introduce technology.

"The world is really about to change."

President Sun sighed softly, feeling both grateful and thankful that his relationship with Chen Mo was still quite good.

After treating Chen Mo to dinner last time, he started building positions in A-shares and has already made a floating profit of 20%, which is much higher than the yield of large-denomination certificates of deposit or bond funds.

Later, President Sun often remarked at the dinner table that this meal was no less memorable than having a meal with Buffett.

He turned around and picked up the phone.

"Notify all vice presidents and heads of corporate banking departments. The special credit line signing ceremony for Xingchen Technology will be tomorrow morning; all attendees are required."

"In addition, bring over the best cross-border settlement team in the province. From now on, matters related to Xingchen Technology will be the highest priority for the entire bank."

……

Guanlan Yujing Study Room.

After ending the call, Chen Mo wrote down the source of funds on Xingxin Mining's capital increase plan.

Huaguo Bank's special credit line: 1.9 billion yuan.

Xingchen Technology's own funds: 100 million yuan.

A total of 2 billion yuan.

With this, there are no longer any funding obstacles to Xingxin Mining's capital increase and its acquisition by Longxin Group.

Chen Mo closed the file and his gaze fell on the world map on the table.

The true power of capital is never just in how many assets it can buy.

Rather, it's about how much resources the same sum of money can leverage across banks, markets, and national borders.

Three hundred million dollars still lie quietly in European bank accounts.

However, the credit it represents has already been converted into 2 billion yuan and has begun to flow to mines, factories and industrial parks in Jiangcheng County.

The first capital channel connecting the Chuangsheng Consortium across the borders has been officially opened.