Returning to his senior year of high school, he went all in and made billions by buying at the botto

the next morning.

Huaguo Bank Jiangcheng County Branch.

The black Mercedes-Benz S-Class sent by the bank slowly stopped in front of the building's main entrance. Lin Wan got out of the car first and opened the back door for Chen Mo.

As soon as the two entered the hall, Sun Jian, who had been waiting for a long time, greeted them with a big smile.

"President Chen, President Lin, we've been waiting for you two for so long."

As the head of the Jiangcheng County branch of Huaguo Bank, Sun Jianping is used to meeting local entrepreneurs and leaders from all walks of life.

But in front of Chen Mo, he didn't put on any airs of a bank manager.

East Suburb Gold Mine, Deer Technology, and Feiyu Real Estate.

In just a few months, Xingchen Technology has become the private enterprise with the best asset quality and the fastest development speed in Jiangcheng County.

Moreover, Chen Mo is a top-tier client personally monitored by the head office.

"President Sun, thank you for your help." Chen Mo shook hands with him.

"Not at all," Sun Jian said with a warm smile. "Our bank is eager to support high-quality companies like Xingchen Technology."

The group did not linger in the lobby but went straight into the VIP conference room on the top floor.

On the conference table, a complete set of credit documents was ready.

Sun Jian personally introduced:

"After review by the branch's credit committee, Xingchen Technology is in good operating condition and holds high-quality assets such as Deer Technology, Feiyu Real Estate and Xingxin Mining. Its cash flow and collateral fully meet the requirements."

"This 100 million yuan project loan has a term of three years and will be subject to preferential interest rates for key investment projects."

"The first installment of 50 million yuan will be disbursed today after the contract is signed. The remaining 50 million yuan will be credited to the account after Douyin Group completes the filing process."

Chen Mo flipped through the credit agreement.

The terms regarding mortgage, guarantee, early repayment, and supervision of fund usage are all very clear and there are no obvious problems.

"Lin Wan, have you seen it?"

"The legal and financial departments have completed their review," Lin Wan replied. "You can sign it."

Chen Mo picked up his pen and signed his name on the last page of the contract.

Lin Wan then stamped the official seal on behalf of Xingchen Technology, and the bright red seal was affixed, officially finalizing the 100 million yuan loan.

Sun Jian's smile widened.

"Mr. Chen, it's a pleasure doing business with you."

"It's a pleasure working with you."

After leaving the meeting room, Chen Mo handed one of the contracts to Lin Wan.

"Once the first payment arrives, we will immediately proceed with the registration and capital injection of Douyin Group."

"Star Technology holds 60% of the shares, ByteDance holds 35%, and Xiaoshu holds 5%."

"The R&D center is located in the provincial capital's high-tech zone. Yunfan Software's entire technical team will be integrated into it, while existing outsourced projects will be retained separately and will not occupy Douyin's core development resources."

Lin Wan wrote down each item.

When is Zhang Nan's team from ByteDance expected to arrive?

Within three days.

Chen Mo said, "Office space, equipment, personnel contracts, and accommodations are all prepared in advance. I want to see the first version of the internal product within a month."

"Understood." Lin Wan closed the file. "I'll go to the provincial capital today."

She glanced at Sun Jian, then said to Chen Mo, "Mr. Chen, I'll go arrange the fund disbursement and business registration documents first."

"Go."

After Lin Wan left, Sun Jian didn't see Chen Mo downstairs. Instead, he smiled and said, "Mr. Chen, it's almost lunchtime. I've had the cafeteria prepare a few simple dishes. Would you do me the honor of joining us?"

Chen Mo glanced at him. The loan had already been signed, but Sun Jian deliberately sent Lin Wan away and invited him to dinner.

Clearly, there are other things to discuss.

"Since President Sun is so kind, I won't stand on ceremony."

……

The small banquet hall on the top floor of the branch.

The dishes on the table were not luxurious, but they were very elaborate.

Steamed mandarin fish, braised beef, several seasonal vegetables, and a pot of old duck soup that had been simmering for several hours.

There were no outsiders accompanying them.

In the large private room, only Chen Mo and Sun Jian were present.

After a few cups of tea, Sun Jian still didn't get to the main topic, only talking about the recent industrial changes in Jiangcheng County.

Chen Mo didn't urge him, and calmly accompanied him as they walked in circles.

In the end, Sun Jianxian couldn't hold back any longer.

"Mr. Chen, I have a rather personal question, and I'm not sure if I should ask it."

Chen Mo put down his teacup: "Since President Sun kept me here, he must have thought it through before asking."

Sun Jian's smile froze slightly, then turned into a wry smile.

"Nothing can be hidden from President Chen."

He hesitated for a moment, then lowered his voice: "Some time ago, Haitong Securities Jiangcheng Xinkai Road branch appeared on the list of top traders for Lanzhou Petrochemical Equipment, with a net sale of nearly 400 million yuan in one day."

"At the same time, an account on the stock forum named 'Silent Sickle' also publicly released screenshots of an account with more than 300 million yuan."

Sun Jian's gaze fell on Chen Mo's young face.

"I asked a friend to inquire a little. At Haitong Securities' Xinkai Road branch, only one client's assets and trading permissions were recently sufficient to match that sell order."

The private room fell silent. Sun Jian didn't spell out his answer completely, but the answer was already obvious.

Chen Mo neither denied it nor showed any displeasure at being investigated.

The positions on the Dragon and Tiger List are not an absolute secret.

Ordinary retail investors may only be able to see the name of the branch, but for someone like Sun Jian who has access to local financial resources and has connections with Haitong and Huaguo Bank's provincial and municipal branches, it is not difficult to find out the general scope with a little effort.

Moreover, the changes in his assets at the Chinese bank were astonishing in themselves.

"President Sun guessed correctly." Chen Mo picked up a piece of fish. "I am the silent scythe."

Although he had already received the news and was mentally prepared, Sun Jian's breath still caught in his throat the moment he heard Chen Mo admit it.

Three months.

Starting with 100,000 yuan, it grew to more than 300 million yuan.

CITIC and Lanzhou Petrochemical's transactions almost always occurred at the most critical junctures in the market.

The entire domestic short-term betting market is now speculating about the identity of this mysterious speculative investor who suddenly appeared.

Some say he is a front for a top private equity firm.

Some say he is a front man for a certain capital tycoon in the south.

Some even suspect that a team of dozens of traders is behind this account.

But who would have thought that the silent scythe that the entire ultra-short coil revered was just an eighteen-year-old high school student from Jiangcheng County?

Sun Jian picked up his teacup, took a sip, and barely managed to suppress the shock in his heart.

"Mr. Chen, please forgive my bluntness, but since you've already sold off all your shares in Lanshi Heavy Equipment, does that mean you're not optimistic about the market outlook?"

That's what he really wanted to ask today. The A-share market has been performing strongly recently.

Many leaders and customers in the branch have started discussing stocks, and he himself is preparing to allocate some funds to invest.

However, Chen Mo's sudden withdrawal of nearly 400 million yuan worth of shares when market sentiment was at its peak left Chen Mo feeling uneasy.

"On the contrary."

Chen Mo put down his chopsticks.

"I am very optimistic about it."

Sun Jian's eyes lit up: "You mean, the bull market will continue?"

"It's not even a true major upward wave yet."

Chen Mo leaned back in his chair, his voice steady:

"Interest rate cuts are just the beginning. With declining risk-free interest rates, the outflow of funds from the real estate sector, the expansion of financing businesses, coupled with state-owned enterprise reforms and the shift in residents' asset allocation, a large amount of funds will flow into the stock market."

"Brokerages set the stage, financial stocks broke through, and then thematic and growth stocks took turns performing."

"In the first half of next year, the index will experience a rally that exceeds most people's expectations."

Sun Jian's breathing became increasingly rapid: "Then why did you sell Lanshi Heavy Equipment?"

"Individual stocks and the overall market are two different things."

Chen Mo explained, "Lanzhou Petrochemical Equipment's stock price has risen too much in the short term, and the liquidity can't support my funds. If I stay in it, the returns and risks are no longer matched."

"From now on, what is truly suitable for large funds are index funds and large-cap blue-chip stocks."

Sun Jian nodded thoughtfully.

This also explains why Chen Mo did not continue to appear on the Dragon and Tiger List after clearing out his holdings.

He is not withdrawing from the market.

Rather, the amount of capital involved has become too large to continue chasing ordinary speculative stocks.

"Mr. Chen, do you think it's still too late to join now?"

"There's still time."

Chen Mo looked at him and added:

"But don't borrow money at high interest rates, don't invest all your money in a single stock, and don't bring in funds from within the banking system."

Sun Jian felt a chill run down his spine.

The last sentence is both a reminder and a warning.

"Don't worry, Mr. Chen, I know the rules." He quickly assured him, "I'm just using my legal income to make some normal investments."

Chen Mo nodded slightly.

"The sectors of securities firms, insurance companies, internet finance, and state-owned enterprise reform are likely to perform well."

"However, the market will become more volatile as it goes on. Ordinary people should be content with making double their money and not try to squeeze out every last penny."

Sun Jian kept these words firmly in mind; to others, it was merely a market judgment.

But when spoken by the silent scythe, the weight is entirely different.

After finishing their meal, the two walked to the entrance of the branch.

The black Mercedes-Benz S-Class with five 8s on its license plate was parked quietly at the bottom of the steps.

The driver, wearing white gloves, stood respectfully beside the car.

Sun Jian glanced at the car and suddenly smiled, "Mr. Chen, you used this car for a while before, what did you think of it?"

"Not bad," Chen Mo replied casually.

"Since Mr. Chen likes it, then it's yours from now on."

Chen Mo paused and looked at Sun Jian.

"Director Sun, is this the branch's official reception vehicle?"

"It's not anymore."

Sun Jian smiled broadly: "The branch recently adjusted its official vehicles. This Mercedes has been disposed of through proper procedures, and I personally purchased it after a public appraisal."

"Now, I will present it to Mr. Chen in my personal capacity."

"The vehicle transfer, insurance, and license plate procedures can be completed this afternoon."

Chen Mo narrowed his eyes.

A Mercedes worth millions, plus a special license plate with five 8s—this gift is no small one.

"I cannot accept rewards without merit," Chen Mo said.

"How can it be considered a failure?"

Sun Jian said earnestly, "The fact that Xingchen Technology has left high-quality projects such as Deer Technology, Feiyu Real Estate, and Xingxin Mining with Huaguo Bank has brought the branch deposit, settlement, and credit business far exceeding the value of a single vehicle."

"Moreover, the fact that Mr. Chen was willing to share such important market insights with me is a favor that cannot be measured in money."

He paused, then lowered his voice:

"As long as the quality of Xingchen Technology and Mr. Chen's future project assets remains unchanged, I can apply to the provincial branch to prepare a comprehensive credit line of 500 million to 1 billion yuan for you."

"Interest rates will be applied according to the most favorable standards for key industrial projects."

"Of course, the specific amount depends on the project, the collateral, and the provincial branch's approval. But as long as the materials are compliant, I, Sun Jian, will definitely do my best to push it through."

Chen Mo did not speak immediately.

He understood why Sun Jian had suddenly become so generous.

The other party wasn't simply trying to please him; they were placing a bet that Xingchen Technology would become the most important private group in Jiangcheng County and even the western province.

I'm betting that the Silent Scythe will continue to create miracles in this bull market, and I'm also betting that I can leverage this connection to move from the county branch to the city branch and then to the provincial branch.

This was a mutually beneficial exchange where each party got what they wanted.

"I'll take the car."

Chen Mo finally spoke: "But the credit line should be handled according to banking procedures. All necessary collateral, guarantees, and risk controls must be in place."

Sun Jian's eyes lit up.

"Don't worry, Mr. Chen, I will absolutely not put you or me in a difficult position."

"Besides, I know nothing about what was discussed today."

Sun Jianli immediately replied, "Huaguo Bank only knows that Mr. Chen is our most important corporate client."

Chen Mo nodded in satisfaction.

Talking to smart people is so easy.

The driver respectfully opened the car door.

Chen Mo sat in the back seat.

Before the car door closed, Sun Jian bent down slightly and said with a smile:

"Mr. Chen, I wish you continued success in this bull market, creating another legend."

Chen Mo leaned back in his leather seat, his expression calm: "Thank you for your kind words, President Sun."

The Mercedes slowly drove away from Huaguo Bank.

Sun Jian stood on the steps until the license plate with five 8s completely disappeared at the end of the street before slowly withdrawing his gaze.

A star born in Jiangcheng County is about to rise, and if Sun Jian misses it, he will have lived in vain.